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Re: Cleaning up credit...want a house...


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Posted by Pamk (64.72.81.16) on January 29, 2003 at 21:17:24:

In Reply to: Re: Cleaning up credit...want a house... posted by observer on January 29, 2003 at 19:53:43:

Here are my specifics. I have a 402 credit rating. I had a BK7 in 1991, discharged in March, 1992. I have a lot of delinquencies. I have many 30 days lates and many 60 and 90's as well on my car loan. I might have talked to a subprime lender. I am at a point now where I am getting panicky because I need to move or buy my condo and I can't afford to pay huge rents when I can buy this condo for $90 and have to pay only $5-something a month with 6% interest. I could not get that low interest rate anyhow at this point.

How long am I looking at here in order to clean up everything I have? I have a few piddly medical bills to pay and less than $3000 total in bad debts not counting the car note.

I hope I gave you enough so that you understand what I am trying to ask. Thanks for reading/posting.

Pam


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