Credit report specifics...
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Posted by Pamk
(64.72.81.16) on January 29, 2003 at 21:36:37:
Credit card #1: In good standing, never late. High balance/credit limit: $400. Date opened 2001. Credit card #2: Owe $936 - Derogatory/collection/charge off Date opened: 6/2000, reported 12/2002 Credit card #3: Owe $776 - Date opened: 2/2000, reported 9/01 Derogatory/collection/charge off Credit card #4: Paid in full after collection/charge off. Credit card #4: Was derogatory but disputed and came off - closed. Balance $0. Car loan: 30 days late 11 times/60 days late 8 times/90 days late 3 times. Condition: Open. Car loan: 30 days late once. Paid off. Closed at consumer's request. (Totalled) Medical Bill: $80 - Collection Sprint PCS: Collection - Paid in full. Credit card: Owe $776 - Condition: Derogatory. Collection. Cable: Owe $0. Collection, paid. I know. Very bad. What should I do besides not making anymore late payments? Thanks for any light you can shed.
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