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Re: MBNA Credit Card Charge Off


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Posted by D. (24.164.136.45) on January 31, 2003 at 10:31:33:

In Reply to: MBNA Credit Card Charge Off posted by Robin in SC on January 30, 2003 at 12:59:07:

Hey, I had the same problem. Had a 20,000 dollar charge off from MBNA that NCO had went and purchased from them. NCO harassed me to high hell, making numerous violations, including violating a Cease Communication letter that i had sent them. I wrote them a validation letter and boom, 30 days later they deleted my account and closed it. NCO CANNOT validate, they never have the info. Just write them a validation letter threatening them with a potential lawsuit, and they will delete. Find out if NCO bought the debt or it was assigned by MBNA. MBNA had told me that they no longer handle it, it was purchased by NCO and they are done with it, so no lawsuits will be happening. I received my letter of deletion via fax almost immediately AND THE ACCOUNT NUMBERS MATCH UP!!! I am holding onto it for dear life, because who knows what NCO is capable of, it seemed to easy. Any questions, just email me.


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