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OMG, I just realized something, but it's too late, I think.
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Posted by Buffy
(66.133.181.94) on January 31, 2003 at 20:26:22:
In Reply to: Credit Card Debt Collector threatens with lawsuit posted by Buffy on January 31, 2003 at 19:48:17:
On Wednesday around 9:30 pm or a little after, the phone rang and the caller ID said, Capital Management Services, but my sister didn't answer it because she didn't want to talk to them at that time, and it was already getting late. I just read something in the Fair Debt Collection Practices Act at the BBB site that says "A debt collector may not contact you before 8 AM or after 9 PM. They called at 9:30 pm! But I erased the caller ID, not knowing about this. Is there anything I can do about this, since I erased the caller ID?
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