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<center><h1>Credit Forum</h1></center>
<p>This is an archive of past messages.  To post a new message, click on the <b>Recent Posts</b> link below.</p>
<p><font size="+1"><a href="../wwwboard/wwwboard.html">Click Here For Recent Posts</a></font></p>
<center>
<h3>Archive: 01/2003</h3>
<p>
<hr width="65%">
</center>
<ul>
<!--begin-->
<!--top: 20364--><li><a href="messages/20364.html">Debt Termination Program</a> - <b>buster</b> <i>01/31/03</i>
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<!--top: 20368--><li><a href="messages/20368.html">Re: Debt Termination Program</a> - <b>Why Chat</b> <i>01/31/03</i>
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<!--top: 20367--><li><a href="messages/20367.html">Re: Debt Termination Program</a> - <b>scott</b> <i>01/31/03</i>
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<!--top: 20361--><li><a href="messages/20361.html">Non-Chexsystem bank.... a sucess story!!!</a> - <b>Kismet</b> <i>01/31/03</i>
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<!--top: 20371--><li><a href="messages/20371.html">Re: Non-Chexsystem bank.... a sucess story!!!</a> - <b>Jo</b> <i>01/31/03</i>
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<!--top: 20357--><li><a href="messages/20357.html">LadynRed and others:</a> - <b>Ladym</b> <i>01/31/03</i>
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<!--top: 20356--><li><a href="messages/20356.html">WHY CHAT: NCO/Capital One UPDATE</a> - <b>LadyM</b> <i>01/31/03</i>
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<!--top: 20376--><li><a href="messages/20376.html">Re: WHY CHAT: NCO/Capital One UPDATE</a> - <b>scott</b> <i>02/01/03</i>
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<!--top: 20372--><li><a href="messages/20372.html">Re: WHY CHAT: NCO/Capital One UPDATE</a> - <b>WHY CHAT</b> <i>01/31/03</i>
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<!--top: 20359--><li><a href="messages/20359.html">Re: WHY CHAT: NCO/Capital One UPDATE</a> - <b>scott</b> <i>01/31/03</i>
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<!--top: 20351--><li><a href="messages/20351.html">How do you know if your Credit Card is Charge Off or in Collection?</a> - <b>Crazy from Credit Report</b> <i>01/31/03</i>
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<!--top: 20344--><li><a href="messages/20344.html">ChexSystems/U.S. Bank</a> - <b>JO</b> <i>01/31/03</i>
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<!--top: 20342--><li><a href="messages/20342.html">assets- Indiana</a> - <b>cc</b> <i>01/31/03</i>
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<!--top: 20352--><li><a href="messages/20352.html">Re: assets- Indiana</a> - <b>Why Chat</b> <i>01/31/03</i>
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<!--top: 20341--><li><a href="messages/20341.html">To &quot;Braniac&quot; Smith</a> - <b>Pamk</b> <i>01/31/03</i>
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<!--top: 20338--><li><a href="messages/20338.html">Credit Card Debt Collector threatens with lawsuit</a> - <b>Buffy</b> <i>01/31/03</i>
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<!--top: 20365--><li><a href="messages/20365.html">Re: Credit Card Debt Collector threatens with lawsuit</a> - <b>Buffy</b> <i>01/31/03</i>
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<!--top: 20366--><li><a href="messages/20366.html">Re: Credit Card Debt Collector threatens with lawsuit</a> - <b>scott</b> <i>01/31/03</i>
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<!--top: 20362--><li><a href="messages/20362.html">Re: Credit Card Debt Collector threatens with lawsuit</a> - <b>scott</b> <i>01/31/03</i>
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<!--top: 20349--><li><a href="messages/20349.html">Re: Credit Card Debt Collector threatens with lawsuit</a> - <b>observer</b> <i>01/31/03</i>
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<!--top: 20353--><li><a href="messages/20353.html">Re: Credit Card Debt Collector threatens with lawsuit</a> - <b>Buffy</b> <i>01/31/03</i>
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<!--top: 20355--><li><a href="messages/20355.html">Re: Credit Card Debt Collector threatens with lawsuit</a> - <b>patti</b> <i>01/31/03</i>
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<!--top: 20345--><li><a href="messages/20345.html">OMG, I just realized something, but it's too late, I think.</a> - <b>Buffy</b> <i>01/31/03</i>
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<!--top: 20346--><li><a href="messages/20346.html">Re: OMG, I just realized something, but it's too late, I think.</a> - <b>patti</b> <i>01/31/03</i>
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<!--top: 20343--><li><a href="messages/20343.html">Re: Credit Card Debt Collector threatens with lawsuit</a> - <b>patti</b> <i>01/31/03</i>
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</ul><!--end: 20338-->
<!--top: 20335--><li><a href="messages/20335.html">1-27 Judgment paid/Creditor hasn't filed</a> - <b>Brenda</b> <i>01/31/03</i>
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<!--top: 20329--><li><a href="messages/20329.html">wilson</a> - <b>clueless</b> <i>01/31/03</i>
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<!--top: 20369--><li><a href="messages/20369.html">Re: wilson</a> - <b>scott</b> <i>01/31/03</i>
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</ul><!--end: 20329-->
<!--top: 20327--><li><a href="messages/20327.html">Judgement  Problems</a> - <b>angie</b> <i>01/31/03</i>
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<!--top: 20330--><li><a href="messages/20330.html">Re: Judgement  Problems</a> - <b>Why Chat</b> <i>01/31/03</i>
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</ul><!--end: 20327-->
<!--top: 20322--><li><a href="messages/20322.html">MBNA/PORTFOLIO </a> - <b>LadyM</b> <i>01/31/03</i>
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<!--top: 20334--><li><a href="messages/20334.html">Re: MBNA/PORTFOLIO </a> - <b>LadynRed</b> <i>01/31/03</i>
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<!--top: 20350--><li><a href="messages/20350.html">Re: MBNA/PORTFOLIO </a> - <b>LADYM</b> <i>01/31/03</i>
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</ul><!--end: 20334-->
</ul><!--end: 20322-->
<!--top: 20319--><li><a href="messages/20319.html">Apartments</a> - <b>Sloane</b> <i>01/31/03</i>
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<!--top: 20370--><li><a href="messages/20370.html">Re: Apartments</a> - <b>scott</b> <i>01/31/03</i>
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<!--top: 20340--><li><a href="messages/20340.html">Re: Apartments</a> - <b>Pamk</b> <i>01/31/03</i>
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<!--top: 20328--><li><a href="messages/20328.html">Re: Apartments</a> - <b>Jamy</b> <i>01/31/03</i>
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<!--top: 20363--><li><a href="messages/20363.html">Re: Apartments</a> - <b>Kismet</b> <i>01/31/03</i>
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<!--top: 20316--><li><a href="messages/20316.html">disputing closed accounts</a> - <b>ahandle</b> <i>01/31/03</i>
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<!--top: 20309--><li><a href="messages/20309.html">Credit Help</a> - <b>creditman</b> <i>01/31/03</i>
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<!--top: 20320--><li><a href="messages/20320.html">Re: Credit Help</a> - <b>Pamk</b> <i>01/31/03</i>
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<!--top: 20305--><li><a href="messages/20305.html">NCO acquires Great Lakes Collection Bureau</a> - <b>Andrea</b> <i>01/31/03</i>
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<!--top: 20310--><li><a href="messages/20310.html">Re: NCO acquires Great Lakes Collection Bureau</a> - <b>Why Chat</b> <i>01/31/03</i>
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<!--top: 20307--><li><a href="messages/20307.html">Re: NCO acquires Great Lakes Collection Bureau</a> - <b>Andrea</b> <i>01/31/03</i>
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</ul><!--end: 20305-->
<!--top: 20304--><li><a href="messages/20304.html">Original Creditor Calls</a> - <b>LADYNRED                  ringring</b> <i>01/31/03</i>
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<!--top: 20311--><li><a href="messages/20311.html">Re: Original Creditor Calls</a> - <b>LadynRed</b> <i>01/31/03</i>
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<!--top: 20292--><li><a href="messages/20292.html">Cease and desist letter for a current creditor</a> - <b>Pamk</b> <i>01/31/03</i>
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<!--top: 20294--><li><a href="messages/20294.html">Re: Cease and desist letter for a current creditor</a> - <b>LadynRed</b> <i>01/31/03</i>
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<!--top: 20291--><li><a href="messages/20291.html">SAMPLE LETTER FOR OUTDATED NEGATIVE ITEMS ON CREDIT REPORT</a> - <b>JAMES</b> <i>01/31/03</i>
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<!--top: 20337--><li><a href="messages/20337.html">Re: SAMPLE LETTER FOR OUTDATED NEGATIVE ITEMS ON CREDIT REPORT</a> - <b>Why Chat</b> <i>01/31/03</i>
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<!--top: 20288--><li><a href="messages/20288.html">2 questions please help!!</a> - <b>LADYM</b> <i>01/31/03</i>
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<!--top: 20321--><li><a href="messages/20321.html">Re: 2 questions please help!!-WHY CHAT</a> - <b>LADYM</b> <i>01/31/03</i>
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<!--top: 20325--><li><a href="messages/20325.html">Re: 2 questions please help!!-WHY CHAT</a> - <b>Why Chat</b> <i>01/31/03</i>
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<!--top: 20314--><li><a href="messages/20314.html">Re: 2 questions please help!!</a> - <b>Why Chat</b> <i>01/31/03</i>
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<!--top: 20301--><li><a href="messages/20301.html">Sorry for all the questions</a> - <b>Ladym</b> <i>01/31/03</i>
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<!--top: 20312--><li><a href="messages/20312.html">Re: Sorry for all the questions</a> - <b>LadynRed</b> <i>01/31/03</i>
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<!--top: 20295--><li><a href="messages/20295.html">Re: 2 questions please help!!</a> - <b>LadynRed</b> <i>01/31/03</i>
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<!--top: 20308--><li><a href="messages/20308.html">Re: 2 questions please help!! thanks for the response</a> - <b>LadynRed</b> <i>01/31/03</i>
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<!--top: 20299--><li><a href="messages/20299.html">Re: 2 questions please help!! thanks for the response</a> - <b>Ladym</b> <i>01/31/03</i>
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<!--top: 20297--><li><a href="messages/20297.html">Re: 2 questions please help!! Thank for the response</a> - <b>ladynred</b> <i>01/31/03</i>
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<!--top: 20286--><li><a href="messages/20286.html">Bad Check</a> - <b>Iceman</b> <i>01/31/03</i>
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<!--top: 20296--><li><a href="messages/20296.html">Re: Bad Check</a> - <b>LadynRed</b> <i>01/31/03</i>
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<!--top: 20281--><li><a href="messages/20281.html">PROVIDIAN/FDCPA/LAWSUIT</a> - <b>DRM</b> <i>01/31/03</i>
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<!--top: 20277--><li><a href="messages/20277.html">Duplicate charge off</a> - <b>HunterLynn</b> <i>01/31/03</i>
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<!--top: 20274--><li><a href="messages/20274.html">Judgement...whychat</a> - <b>Andrea</b> <i>01/31/03</i>
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<!--top: 20317--><li><a href="messages/20317.html">Re: Judgement...whychat</a> - <b>Why Chat</b> <i>01/31/03</i>
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<!--top: 20284--><li><a href="messages/20284.html">Re: Judgement...whychat</a> - <b>Frapster</b> <i>01/31/03</i>
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<!--top: 20303--><li><a href="messages/20303.html">Re: Judgement...whychat</a> - <b>Andrea</b> <i>01/31/03</i>
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<!--top: 20313--><li><a href="messages/20313.html">Re: Judgement...whychat</a> - <b>LadynRed</b> <i>01/31/03</i>
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<!--top: 20300--><li><a href="messages/20300.html">Re: Judgement...whychat</a> - <b>LadynRed</b> <i>01/31/03</i>
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<!--top: 20273--><li><a href="messages/20273.html">Exempt Property</a> - <b>Frapster</b> <i>01/31/03</i>
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<!--top: 20267--><li><a href="messages/20267.html">SOL/Cease and Desist Letter</a> - <b>Pumphouse</b> <i>01/31/03</i>
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<!--top: 20261--><li><a href="messages/20261.html">a post for brainiac</a> - <b>patti</b> <i>01/31/03</i>
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<!--top: 20324--><li><a href="messages/20324.html">Re: Student Loan Consolidation... should I work w/ CA?</a> - <b>Jade</b> <i>01/31/03</i>
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<!--top: 20282--><li><a href="messages/20282.html">Re: CAMCO EMPLOYEE APOLIGY TO ALL DEBTORS</a> - <b>M. FitzGerald</b> <i>01/31/03</i>
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<!--top: 20231--><li><a href="messages/20231.html">Re: Collection Special-Only $26.00</a> - <b>scott</b> <i>01/30/03</i>
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<!--top: 20226--><li><a href="messages/20226.html">Re: letter from RMA</a> - <b>Pumphouse</b> <i>01/30/03</i>
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<!--top: 20224--><li><a href="messages/20224.html">Re: letter from RMA</a> - <b>Pumphouse</b> <i>01/30/03</i>
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<!--top: 20234--><li><a href="messages/20234.html">Re: letter from RMA</a> - <b>Pumphouse</b> <i>01/30/03</i>
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<!--top: 20233--><li><a href="messages/20233.html">Re: letter from RMA</a> - <b>scott</b> <i>01/30/03</i>
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<!--top: 20230--><li><a href="messages/20230.html">Re: letter from RMA</a> - <b>LadynRed</b> <i>01/30/03</i>
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<!--top: 20221--><li><a href="messages/20221.html">Re: SOL letter, Cease and Desist or both? Help.</a> - <b>Toni</b> <i>01/30/03</i>
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<!--top: 20225--><li><a href="messages/20225.html">Re: SBA loan question - WhyChat - a bit more info</a> - <b>LadynRed</b> <i>01/30/03</i>
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<!--top: 20198--><li><a href="messages/20198.html">Re: Collection for Credit Card Charged Off in  1991? (Whitewing)</a> - <b>patti</b> <i>01/30/03</i>
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<!--top: 20222--><li><a href="messages/20222.html">Re: Collection for Credit Card Charged Off in  1991? (Whitewing)</a> - <b>Jessica</b> <i>01/30/03</i>
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<!--top: 20219--><li><a href="messages/20219.html">Re: Collection for Credit Card Charged Off in  1991? (Whitewing)</a> - <b>LadynRed</b> <i>01/30/03</i>
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<!--top: 20209--><li><a href="messages/20209.html">Re: Collection for Credit Card Charged Off in  1991? (Whitewing)</a> - <b>Jessica</b> <i>01/30/03</i>
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<!--top: 20197--><li><a href="messages/20197.html">Re: Collection for Credit Card Charged Off in  1991? (Whitewing)</a> - <b>patti</b> <i>01/30/03</i>
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<ul><!--insert: 20190-->
<!--top: 20200--><li><a href="messages/20200.html">Re: Help Why Chat! motion to vacate... improper service.</a> - <b>Why Chat</b> <i>01/30/03</i>
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<ul><!--insert: 20200-->
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<ul><!--insert: 20211-->
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<!--top: 20208--><li><a href="messages/20208.html">Re: Help Why Chat! motion to vacate... improper service.</a> - <b>Sheri</b> <i>01/30/03</i>
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<!--top: 20193--><li><a href="messages/20193.html">Re: Help Why Chat! motion to vacate... improper service.</a> - <b>Sheri</b> <i>01/30/03</i>
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<!--top: 20173--><li><a href="messages/20173.html">settle before charge-off</a> - <b>eric</b> <i>01/30/03</i>
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<!--top: 20360--><li><a href="messages/20360.html">Re: DO NOT E-MAIL STRANGERS WITH PERSONAL INFO</a> - <b>scott</b> <i>01/31/03</i>
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<!--top: 20375--><li><a href="messages/20375.html">Re: DO NOT E-MAIL STRANGERS WITH PERSONAL INFO</a> - <b>scott</b> <i>02/01/03</i>
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<!--top: 20373--><li><a href="messages/20373.html">Re: DO NOT E-MAIL STRANGERS WITH PERSONAL INFO</a> - <b>Why Chat</b> <i>01/31/03</i>
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<!--top: 20354--><li><a href="messages/20354.html">DO NOT E-MAIL STRANGERS WITH PERSONAL INFO</a> - <b>Why Chat</b> <i>01/31/03</i>
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<!--top: 20287--><li><a href="messages/20287.html">NCO Financial</a> - <b>Robin in SC</b> <i>01/31/03</i>
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(<!--responses: 20306-->0)
<ul><!--insert: 20306-->
</ul><!--end: 20306-->
<!--top: 20302--><li><a href="messages/20302.html">Re: NCO Financial</a> - <b>eric</b> <i>01/31/03</i>
(<!--responses: 20302-->1)
<ul><!--insert: 20302-->
</ul><!--end: 20302-->
</ul><!--end: 20287-->
</ul><!--end: 20269-->
<!--top: 20163--><li><a href="messages/20163.html">Re: MBNA Credit Card Charge Off</a> - <b>LadynRed</b> <i>01/30/03</i>
(<!--responses: 20163-->7)
<ul><!--insert: 20163-->
<!--top: 20165--><li><a href="messages/20165.html">Re: MBNA Credit Card Charge Off</a> - <b>Robin in SC</b> <i>01/30/03</i>
(<!--responses: 20165-->6)
<ul><!--insert: 20165-->
<!--top: 20184--><li><a href="messages/20184.html">Andrea - another ? re garnishment and court</a> - <b>Robin in SC</b> <i>01/30/03</i>
(<!--responses: 20184-->1)
<ul><!--insert: 20184-->
</ul><!--end: 20184-->
<!--top: 20183--><li><a href="messages/20183.html">Re: MBNA Credit Card Charge Off</a> - <b>Robin in SC</b> <i>01/30/03</i>
(<!--responses: 20183-->1)
<ul><!--insert: 20183-->
<!--top: 20187--><li><a href="messages/20187.html">Re: MBNA Credit Card Charge Off</a> - <b>LadynRed</b> <i>01/30/03</i>
(<!--responses: 20187-->0)
<ul><!--insert: 20187-->
</ul><!--end: 20187-->
</ul><!--end: 20183-->
<!--top: 20182--><li><a href="messages/20182.html">Re: MBNA Credit Card Charge Off</a> - <b>LadynRed</b> <i>01/30/03</i>
(<!--responses: 20182-->0)
<ul><!--insert: 20182-->
</ul><!--end: 20182-->
<!--top: 20181--><li><a href="messages/20181.html">Re: MBNA Credit Card Charge Off</a> - <b>Andrea</b> <i>01/30/03</i>
(<!--responses: 20181-->4)
<ul><!--insert: 20181-->
<!--top: 20191--><li><a href="messages/20191.html">Re: Andrea - another ? re garnishment and court</a> - <b>Andrea</b> <i>01/30/03</i>
(<!--responses: 20191-->0)
<ul><!--insert: 20191-->
</ul><!--end: 20191-->
</ul><!--end: 20181-->
</ul><!--end: 20165-->
</ul><!--end: 20163-->
</ul><!--end: 20162-->
<!--top: 20158--><li><a href="messages/20158.html">Another good site for more information...</a> - <b>Pamk</b> <i>01/30/03</i>
(<!--responses: 20158-->2)
<ul><!--insert: 20158-->
</ul><!--end: 20158-->
<!--top: 20156--><li><a href="messages/20156.html">Advice</a> - <b>Andrea</b> <i>01/30/03</i>
(<!--responses: 20156-->0)
<ul><!--insert: 20156-->
</ul><!--end: 20156-->
<!--top: 20155--><li><a href="messages/20155.html">Question about experian</a> - <b>nhlegal mind</b> <i>01/30/03</i>
(<!--responses: 20155-->1)
<ul><!--insert: 20155-->
<!--top: 20167--><li><a href="messages/20167.html">Re: Question about experian</a> - <b>Linda</b> <i>01/30/03</i>
(<!--responses: 20167-->0)
<ul><!--insert: 20167-->
</ul><!--end: 20167-->
</ul><!--end: 20155-->
<!--top: 20138--><li><a href="messages/20138.html">Providian Charge off Re: PamK</a> - <b>Hunter Lynn</b> <i>01/30/03</i>
(<!--responses: 20138-->3)
<ul><!--insert: 20138-->
<!--top: 20143--><li><a href="messages/20143.html">Re: Providian Charge off Re: PamK</a> - <b>Pamk</b> <i>01/30/03</i>
(<!--responses: 20143-->2)
<ul><!--insert: 20143-->
<!--top: 20147--><li><a href="messages/20147.html">Re: Providian Charge off Re: PamK</a> - <b>patti</b> <i>01/30/03</i>
(<!--responses: 20147-->0)
<ul><!--insert: 20147-->
</ul><!--end: 20147-->
<!--top: 20146--><li><a href="messages/20146.html">Re: Providian Charge off Re: PamK</a> - <b>Hunter Lynn</b> <i>01/30/03</i>
(<!--responses: 20146-->1)
<ul><!--insert: 20146-->
</ul><!--end: 20146-->
</ul><!--end: 20143-->
</ul><!--end: 20138-->
<!--top: 20130--><li><a href="messages/20130.html">delete closed &amp; open with zero balance accounts</a> - <b>ahandle</b> <i>01/30/03</i>
(<!--responses: 20130-->5)
<ul><!--insert: 20130-->
<!--top: 20132--><li><a href="messages/20132.html">Re: delete closed &amp; open with zero balance accounts</a> - <b>patti</b> <i>01/30/03</i>
(<!--responses: 20132-->4)
<ul><!--insert: 20132-->
<!--top: 20134--><li><a href="messages/20134.html">Re: delete closed &amp; open with zero balance accounts</a> - <b>ahandle</b> <i>01/30/03</i>
(<!--responses: 20134-->3)
<ul><!--insert: 20134-->
<!--top: 20141--><li><a href="messages/20141.html">Re: delete closed &amp; open with zero balance accounts</a> - <b>patti</b> <i>01/30/03</i>
(<!--responses: 20141-->0)
<ul><!--insert: 20141-->
</ul><!--end: 20141-->
<!--top: 20139--><li><a href="messages/20139.html">Re: delete closed &amp; open with zero balance accounts</a> - <b>ahandle</b> <i>01/30/03</i>
(<!--responses: 20139-->1)
<ul><!--insert: 20139-->
</ul><!--end: 20139-->
<!--top: 20136--><li><a href="messages/20136.html">Re: delete closed &amp; open with zero balance accounts</a> - <b>patti</b> <i>01/30/03</i>
(<!--responses: 20136-->2)
<ul><!--insert: 20136-->
</ul><!--end: 20136-->
</ul><!--end: 20134-->
</ul><!--end: 20132-->
</ul><!--end: 20130-->
<!--top: 20126--><li><a href="messages/20126.html">jugdement from montgomery wards</a> - <b>carmelcolor</b> <i>01/30/03</i>
(<!--responses: 20126-->7)
<ul><!--insert: 20126-->
<!--top: 20144--><li><a href="messages/20144.html">Re: jugdement from montgomery wards</a> - <b>mtnair</b> <i>01/30/03</i>
(<!--responses: 20144-->0)
<ul><!--insert: 20144-->
</ul><!--end: 20144-->
<!--top: 20142--><li><a href="messages/20142.html">Re: jugdement from montgomery wards</a> - <b>mtnair</b> <i>01/30/03</i>
(<!--responses: 20142-->0)
<ul><!--insert: 20142-->
</ul><!--end: 20142-->
<!--top: 20135--><li><a href="messages/20135.html">Re: jugdement from montgomery wards</a> - <b>carmelcolor</b> <i>01/30/03</i>
(<!--responses: 20135-->1)
<ul><!--insert: 20135-->
<!--top: 20137--><li><a href="messages/20137.html">Re: jugdement from montgomery wards</a> - <b>patti</b> <i>01/30/03</i>
(<!--responses: 20137-->0)
<ul><!--insert: 20137-->
</ul><!--end: 20137-->
</ul><!--end: 20135-->
<!--top: 20133--><li><a href="messages/20133.html">Re: jugdement from montgomery wards</a> - <b>patti</b> <i>01/30/03</i>
(<!--responses: 20133-->2)
<ul><!--insert: 20133-->
</ul><!--end: 20133-->
<!--top: 20131--><li><a href="messages/20131.html">Re: jugdement from montgomery wards</a> - <b>carmelcolor</b> <i>01/30/03</i>
(<!--responses: 20131-->3)
<ul><!--insert: 20131-->
</ul><!--end: 20131-->
<!--top: 20128--><li><a href="messages/20128.html">Re: jugdement from montgomery wards</a> - <b>patti</b> <i>01/30/03</i>
(<!--responses: 20128-->4)
<ul><!--insert: 20128-->
</ul><!--end: 20128-->
</ul><!--end: 20126-->
<!--top: 20125--><li><a href="messages/20125.html">validation-green card to cra's and deletion</a> - <b>francine</b> <i>01/30/03</i>
(<!--responses: 20125-->1)
<ul><!--insert: 20125-->
<!--top: 20129--><li><a href="messages/20129.html">Re: validation-green card to cra's and deletion</a> - <b>patti</b> <i>01/30/03</i>
(<!--responses: 20129-->0)
<ul><!--insert: 20129-->
</ul><!--end: 20129-->
</ul><!--end: 20125-->
<!--top: 20120--><li><a href="messages/20120.html">Validation</a> - <b>Lulu</b> <i>01/29/03</i>
(<!--responses: 20120-->6)
<ul><!--insert: 20120-->
<!--top: 20121--><li><a href="messages/20121.html">Re: Validation</a> - <b>scott</b> <i>01/30/03</i>
(<!--responses: 20121-->5)
<ul><!--insert: 20121-->
<!--top: 20123--><li><a href="messages/20123.html">Re: Validation</a> - <b>Lulu</b> <i>01/30/03</i>
(<!--responses: 20123-->4)
<ul><!--insert: 20123-->
<!--top: 20140--><li><a href="messages/20140.html">Re: Validation</a> - <b>keyser soze</b> <i>01/30/03</i>
(<!--responses: 20140-->1)
<ul><!--insert: 20140-->
<!--top: 20149--><li><a href="messages/20149.html">Re: Validation</a> - <b>LadynRed</b> <i>01/30/03</i>
(<!--responses: 20149-->0)
<ul><!--insert: 20149-->
</ul><!--end: 20149-->
</ul><!--end: 20140-->
<!--top: 20127--><li><a href="messages/20127.html">Re: Validation</a> - <b>patti</b> <i>01/30/03</i>
(<!--responses: 20127-->1)
<ul><!--insert: 20127-->
<!--top: 20204--><li><a href="messages/20204.html">Re: Validation</a> - <b>Why Chat</b> <i>01/30/03</i>
(<!--responses: 20204-->0)
<ul><!--insert: 20204-->
</ul><!--end: 20204-->
</ul><!--end: 20127-->
</ul><!--end: 20123-->
</ul><!--end: 20121-->
</ul><!--end: 20120-->
<!--top: 20117--><li><a href="messages/20117.html">Collector bought debt 3 years ago  just put on my report</a> - <b>Misiona</b> <i>01/29/03</i>
(<!--responses: 20117-->2)
<ul><!--insert: 20117-->
<!--top: 20150--><li><a href="messages/20150.html">Re: Collector bought debt 3 years ago  just put on my report</a> - <b>LadynRed</b> <i>01/30/03</i>
(<!--responses: 20150-->1)
<ul><!--insert: 20150-->
<!--top: 20205--><li><a href="messages/20205.html">Re: Collector bought debt 3 years ago  just put on my report</a> - <b>Why Chat</b> <i>01/30/03</i>
(<!--responses: 20205-->0)
<ul><!--insert: 20205-->
</ul><!--end: 20205-->
</ul><!--end: 20150-->
</ul><!--end: 20117-->
<!--top: 20116--><li><a href="messages/20116.html">why chat-duplicate collection and trade line entry</a> - <b>jimmy</b> <i>01/29/03</i>
(<!--responses: 20116-->1)
<ul><!--insert: 20116-->
<!--top: 20175--><li><a href="messages/20175.html">Re: why chat-duplicate collection and trade line entry</a> - <b>Linda</b> <i>01/30/03</i>
(<!--responses: 20175-->0)
<ul><!--insert: 20175-->
</ul><!--end: 20175-->
</ul><!--end: 20116-->
<!--top: 20110--><li><a href="messages/20110.html">Credit report specifics...</a> - <b>Pamk</b> <i>01/29/03</i>
(<!--responses: 20110-->2)
<ul><!--insert: 20110-->
<!--top: 20145--><li><a href="messages/20145.html">Re: Credit report specifics...</a> - <b>Pamk</b> <i>01/30/03</i>
(<!--responses: 20145-->0)
<ul><!--insert: 20145-->
</ul><!--end: 20145-->
<!--top: 20114--><li><a href="messages/20114.html">Re: Credit report specifics...</a> - <b>Saphire</b> <i>01/29/03</i>
(<!--responses: 20114-->1)
<ul><!--insert: 20114-->
</ul><!--end: 20114-->
</ul><!--end: 20110-->
<!--top: 20108--><li><a href="messages/20108.html">BK 7 or will it be converted to 13?</a> - <b>CJ</b> <i>01/29/03</i>
(<!--responses: 20108-->3)
<ul><!--insert: 20108-->
<!--top: 20157--><li><a href="messages/20157.html">Re: BK 7 or will it be converted to 13?</a> - <b>LadynRed</b> <i>01/30/03</i>
(<!--responses: 20157-->1)
<ul><!--insert: 20157-->
<!--top: 20160--><li><a href="messages/20160.html">Re: BK 7 or will it be converted to 13?</a> - <b>CJ</b> <i>01/30/03</i>
(<!--responses: 20160-->0)
<ul><!--insert: 20160-->
</ul><!--end: 20160-->
</ul><!--end: 20157-->
<!--top: 20112--><li><a href="messages/20112.html">Re: BK 7 or will it be converted to 13?</a> - <b>Why Chat</b> <i>01/29/03</i>
(<!--responses: 20112-->0)
<ul><!--insert: 20112-->
</ul><!--end: 20112-->
</ul><!--end: 20108-->
<!--top: 20107--><li><a href="messages/20107.html">BK 7 or will it be converted to 13?</a> - <b>CJ</b> <i>01/29/03</i>
(<!--responses: 20107-->0)
<ul><!--insert: 20107-->
</ul><!--end: 20107-->
<!--top: 20105--><li><a href="messages/20105.html">Credit Report Question</a> - <b>anon</b> <i>01/29/03</i>
(<!--responses: 20105-->1)
<ul><!--insert: 20105-->
<!--top: 20122--><li><a href="messages/20122.html">Re: Credit Report Question</a> - <b>scott</b> <i>01/30/03</i>
(<!--responses: 20122-->0)
<ul><!--insert: 20122-->
</ul><!--end: 20122-->
</ul><!--end: 20105-->
<!--top: 20101--><li><a href="messages/20101.html">Linda/ Ladyn Red Help please</a> - <b>Sloane</b> <i>01/29/03</i>
(<!--responses: 20101-->3)
<ul><!--insert: 20101-->
<!--top: 20103--><li><a href="messages/20103.html">Re: Linda/ Ladyn Red Help please</a> - <b>Why Chat</b> <i>01/29/03</i>
(<!--responses: 20103-->2)
<ul><!--insert: 20103-->
<!--top: 20113--><li><a href="messages/20113.html">Re: Linda/ Ladyn Red Help please</a> - <b>Why Chat</b> <i>01/29/03</i>
(<!--responses: 20113-->0)
<ul><!--insert: 20113-->
</ul><!--end: 20113-->
<!--top: 20111--><li><a href="messages/20111.html">Re: Linda/ Ladyn Red Help please</a> - <b>Sloane</b> <i>01/29/03</i>
(<!--responses: 20111-->1)
<ul><!--insert: 20111-->
</ul><!--end: 20111-->
</ul><!--end: 20103-->
</ul><!--end: 20101-->
<!--top: 20099--><li><a href="messages/20099.html">Cleaning up credit...want a house...</a> - <b>Pamk</b> <i>01/29/03</i>
(<!--responses: 20099-->5)
<ul><!--insert: 20099-->
<!--top: 20252--><li><a href="messages/20252.html">Re: Cleaning up credit...want a house...</a> - <b>Brainiac Smith</b> <i>01/31/03</i>
(<!--responses: 20252-->0)
<ul><!--insert: 20252-->
</ul><!--end: 20252-->
<!--top: 20115--><li><a href="messages/20115.html">Re: Cleaning up credit...want a house...</a> - <b>observer</b> <i>01/29/03</i>
(<!--responses: 20115-->1)
<ul><!--insert: 20115-->
</ul><!--end: 20115-->
<!--top: 20109--><li><a href="messages/20109.html">Re: Cleaning up credit...want a house...</a> - <b>Pamk</b> <i>01/29/03</i>
(<!--responses: 20109-->2)
<ul><!--insert: 20109-->
<!--top: 20151--><li><a href="messages/20151.html">Re: Cleaning up credit...want a house...</a> - <b>Pamk</b> <i>01/30/03</i>
(<!--responses: 20151-->0)
<ul><!--insert: 20151-->
</ul><!--end: 20151-->
</ul><!--end: 20109-->
<!--top: 20104--><li><a href="messages/20104.html">Re: Cleaning up credit...want a house...</a> - <b>observer</b> <i>01/29/03</i>
(<!--responses: 20104-->3)
<ul><!--insert: 20104-->
</ul><!--end: 20104-->
</ul><!--end: 20099-->
<!--top: 20091--><li><a href="messages/20091.html">Whitewing Financial Group</a> - <b>puzzled</b> <i>01/29/03</i>
(<!--responses: 20091-->4)
<ul><!--insert: 20091-->
<!--top: 20199--><li><a href="messages/20199.html">Re: Whitewing Financial Group</a> - <b>Jessie</b> <i>01/30/03</i>
(<!--responses: 20199-->0)
<ul><!--insert: 20199-->
</ul><!--end: 20199-->
<!--top: 20094--><li><a href="messages/20094.html">Re: Whitewing Financial Group</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20094-->2)
<ul><!--insert: 20094-->
<!--top: 20119--><li><a href="messages/20119.html">Re: Whitewing Financial Group - BBB - in additon ..</a> - <b>observer</b> <i>01/29/03</i>
(<!--responses: 20119-->0)
<ul><!--insert: 20119-->
</ul><!--end: 20119-->
<!--top: 20095--><li><a href="messages/20095.html">Re: Whitewing Financial Group - BBB - in additon ..</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20095-->1)
<ul><!--insert: 20095-->
</ul><!--end: 20095-->
</ul><!--end: 20094-->
</ul><!--end: 20091-->
<!--top: 20090--><li><a href="messages/20090.html">RMA/Sears</a> - <b>tcc1013</b> <i>01/29/03</i>
(<!--responses: 20090-->2)
<ul><!--insert: 20090-->
<!--top: 20093--><li><a href="messages/20093.html">Re: RMA/Sears</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20093-->1)
<ul><!--insert: 20093-->
<!--top: 20237--><li><a href="messages/20237.html">Thank you</a> - <b>tcc1013</b> <i>01/30/03</i>
(<!--responses: 20237-->0)
<ul><!--insert: 20237-->
</ul><!--end: 20237-->
</ul><!--end: 20093-->
</ul><!--end: 20090-->
<!--top: 20076--><li><a href="messages/20076.html">Old Credit Card Debt</a> - <b>Danny</b> <i>01/29/03</i>
(<!--responses: 20076-->5)
<ul><!--insert: 20076-->
<!--top: 20085--><li><a href="messages/20085.html">Re: Old Credit Card Debt</a> - <b>Danny</b> <i>01/29/03</i>
(<!--responses: 20085-->3)
<ul><!--insert: 20085-->
<!--top: 20152--><li><a href="messages/20152.html">Re: Old Credit Card Debt</a> - <b>LadynRed</b> <i>01/30/03</i>
(<!--responses: 20152-->0)
<ul><!--insert: 20152-->
</ul><!--end: 20152-->
<!--top: 20118--><li><a href="messages/20118.html">Re: Old Credit Card Debt</a> - <b>Lynn</b> <i>01/29/03</i>
(<!--responses: 20118-->1)
<ul><!--insert: 20118-->
</ul><!--end: 20118-->
<!--top: 20086--><li><a href="messages/20086.html">Re: Old Credit Card Debt</a> - <b>patti</b> <i>01/29/03</i>
(<!--responses: 20086-->2)
<ul><!--insert: 20086-->
</ul><!--end: 20086-->
</ul><!--end: 20085-->
<!--top: 20082--><li><a href="messages/20082.html">Re: Old Credit Card Debt</a> - <b>Why Chat</b> <i>01/29/03</i>
(<!--responses: 20082-->4)
<ul><!--insert: 20082-->
</ul><!--end: 20082-->
</ul><!--end: 20076-->
<!--top: 20068--><li><a href="messages/20068.html">old balance</a> - <b>cant wait</b> <i>01/29/03</i>
(<!--responses: 20068-->3)
<ul><!--insert: 20068-->
<!--top: 20077--><li><a href="messages/20077.html">Re: old balance</a> - <b>cant wait</b> <i>01/29/03</i>
(<!--responses: 20077-->1)
<ul><!--insert: 20077-->
<!--top: 20088--><li><a href="messages/20088.html">Re: old balance</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20088-->0)
<ul><!--insert: 20088-->
</ul><!--end: 20088-->
</ul><!--end: 20077-->
<!--top: 20075--><li><a href="messages/20075.html">Re: old balance</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20075-->2)
<ul><!--insert: 20075-->
</ul><!--end: 20075-->
</ul><!--end: 20068-->
<!--top: 20067--><li><a href="messages/20067.html">Records Kept</a> - <b>Odd question</b> <i>01/29/03</i>
(<!--responses: 20067-->2)
<ul><!--insert: 20067-->
<!--top: 20079--><li><a href="messages/20079.html">Re: Records Kept</a> - <b>scott</b> <i>01/29/03</i>
(<!--responses: 20079-->0)
<ul><!--insert: 20079-->
</ul><!--end: 20079-->
<!--top: 20074--><li><a href="messages/20074.html">Re: Records Kept</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20074-->0)
<ul><!--insert: 20074-->
</ul><!--end: 20074-->
</ul><!--end: 20067-->
<!--top: 20065--><li><a href="messages/20065.html">Lawyer from Kentucky after me for 8-year-old debt</a> - <b>Karin</b> <i>01/29/03</i>
(<!--responses: 20065-->2)
<ul><!--insert: 20065-->
<!--top: 20073--><li><a href="messages/20073.html">Re: Lawyer from Kentucky after me for 8-year-old debt</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20073-->0)
<ul><!--insert: 20073-->
</ul><!--end: 20073-->
<!--top: 20072--><li><a href="messages/20072.html">Re: Lawyer from Kentucky after me for 8-year-old debt</a> - <b>kelly from nevada</b> <i>01/29/03</i>
(<!--responses: 20072-->0)
<ul><!--insert: 20072-->
</ul><!--end: 20072-->
</ul><!--end: 20065-->
<!--top: 20064--><li><a href="messages/20064.html">On your credit report</a> - <b>Lost in debt</b> <i>01/29/03</i>
(<!--responses: 20064-->1)
<ul><!--insert: 20064-->
<!--top: 20080--><li><a href="messages/20080.html">Re: On your credit report</a> - <b>scott</b> <i>01/29/03</i>
(<!--responses: 20080-->0)
<ul><!--insert: 20080-->
</ul><!--end: 20080-->
</ul><!--end: 20064-->
<!--top: 20060--><li><a href="messages/20060.html">Very old alleged debt</a> - <b>puzzled</b> <i>01/29/03</i>
(<!--responses: 20060-->4)
<ul><!--insert: 20060-->
<!--top: 20062--><li><a href="messages/20062.html">Re: Very old alleged debt</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20062-->2)
<ul><!--insert: 20062-->
<!--top: 20081--><li><a href="messages/20081.html">Re: Very old alleged debt</a> - <b>scott</b> <i>01/29/03</i>
(<!--responses: 20081-->0)
<ul><!--insert: 20081-->
</ul><!--end: 20081-->
<!--top: 20066--><li><a href="messages/20066.html">Re: Very old alleged debt</a> - <b>puzzled</b> <i>01/29/03</i>
(<!--responses: 20066-->1)
<ul><!--insert: 20066-->
</ul><!--end: 20066-->
</ul><!--end: 20062-->
<!--top: 20061--><li><a href="messages/20061.html">Re: Very old alleged debt</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20061-->0)
<ul><!--insert: 20061-->
</ul><!--end: 20061-->
</ul><!--end: 20060-->
<!--top: 20050--><li><a href="messages/20050.html">help help</a> - <b>sweetz</b> <i>01/29/03</i>
(<!--responses: 20050-->1)
<ul><!--insert: 20050-->
<!--top: 20096--><li><a href="messages/20096.html">Re: help help</a> - <b>Why Chat</b> <i>01/29/03</i>
(<!--responses: 20096-->0)
<ul><!--insert: 20096-->
</ul><!--end: 20096-->
</ul><!--end: 20050-->
<!--top: 20049--><li><a href="messages/20049.html">help help</a> - <b>sweetz</b> <i>01/29/03</i>
(<!--responses: 20049-->0)
<ul><!--insert: 20049-->
</ul><!--end: 20049-->
<!--top: 20048--><li><a href="messages/20048.html">judgement</a> - <b>waiting anxiously</b> <i>01/29/03</i>
(<!--responses: 20048-->1)
<ul><!--insert: 20048-->
<!--top: 20055--><li><a href="messages/20055.html">Re: judgement</a> - <b>patti</b> <i>01/29/03</i>
(<!--responses: 20055-->0)
<ul><!--insert: 20055-->
</ul><!--end: 20055-->
</ul><!--end: 20048-->
<!--top: 20042--><li><a href="messages/20042.html">Two CRAs, Two Different Account Numbers</a> - <b>LD</b> <i>01/29/03</i>
(<!--responses: 20042-->0)
<ul><!--insert: 20042-->
</ul><!--end: 20042-->
<!--top: 20037--><li><a href="messages/20037.html">MORTGAGE LOANS</a> - <b>JEN</b> <i>01/29/03</i>
(<!--responses: 20037-->2)
<ul><!--insert: 20037-->
<!--top: 20056--><li><a href="messages/20056.html">Re: MORTGAGE LOANS</a> - <b>patti</b> <i>01/29/03</i>
(<!--responses: 20056-->0)
<ul><!--insert: 20056-->
</ul><!--end: 20056-->
<!--top: 20041--><li><a href="messages/20041.html">Re: MORTGAGE LOANS</a> - <b>scott</b> <i>01/29/03</i>
(<!--responses: 20041-->0)
<ul><!--insert: 20041-->
</ul><!--end: 20041-->
</ul><!--end: 20037-->
<!--top: 20036--><li><a href="messages/20036.html">MORTGAGE LOANS</a> - <b>JEN</b> <i>01/29/03</i>
(<!--responses: 20036-->0)
<ul><!--insert: 20036-->
</ul><!--end: 20036-->
<!--top: 20034--><li><a href="messages/20034.html">Creditor calling employment</a> - <b>Needto know</b> <i>01/29/03</i>
(<!--responses: 20034-->3)
<ul><!--insert: 20034-->
<!--top: 20035--><li><a href="messages/20035.html">Re: Creditor calling employment</a> - <b>scott</b> <i>01/29/03</i>
(<!--responses: 20035-->2)
<ul><!--insert: 20035-->
<!--top: 20040--><li><a href="messages/20040.html">Re: Creditor calling employment</a> - <b>scott</b> <i>01/29/03</i>
(<!--responses: 20040-->0)
<ul><!--insert: 20040-->
</ul><!--end: 20040-->
<!--top: 20039--><li><a href="messages/20039.html">Re: Creditor calling employment</a> - <b>Nedd to Know</b> <i>01/29/03</i>
(<!--responses: 20039-->1)
<ul><!--insert: 20039-->
</ul><!--end: 20039-->
</ul><!--end: 20035-->
</ul><!--end: 20034-->
<!--top: 20020--><li><a href="messages/20020.html">Billing Statute of Limitations</a> - <b>Mary</b> <i>01/29/03</i>
(<!--responses: 20020-->1)
<ul><!--insert: 20020-->
<!--top: 20025--><li><a href="messages/20025.html">Re: Billing Statute of Limitations</a> - <b>scott</b> <i>01/29/03</i>
(<!--responses: 20025-->0)
<ul><!--insert: 20025-->
</ul><!--end: 20025-->
</ul><!--end: 20020-->
<!--top: 20019--><li><a href="messages/20019.html">I want to put the screws to camco</a> - <b>anon</b> <i>01/29/03</i>
(<!--responses: 20019-->1)
<ul><!--insert: 20019-->
<!--top: 20021--><li><a href="messages/20021.html">Re: I want to put the screws to camco</a> - <b>scott</b> <i>01/29/03</i>
(<!--responses: 20021-->0)
<ul><!--insert: 20021-->
</ul><!--end: 20021-->
</ul><!--end: 20019-->
<!--top: 20018--><li><a href="messages/20018.html">SOL Wells Fargo Pennsylvania</a> - <b>RedwolfHopw</b> <i>01/28/03</i>
(<!--responses: 20018-->16)
<ul><!--insert: 20018-->
<!--top: 20030--><li><a href="messages/20030.html">Re: SOL Wells Fargo Pennsylvania</a> - <b>Why Chat</b> <i>01/29/03</i>
(<!--responses: 20030-->13)
<ul><!--insert: 20030-->
<!--top: 20153--><li><a href="messages/20153.html">Re: Correct SOL charts</a> - <b>LadynRed</b> <i>01/30/03</i>
(<!--responses: 20153-->0)
<ul><!--insert: 20153-->
</ul><!--end: 20153-->
<!--top: 20100--><li><a href="messages/20100.html">Re: Correct SOL charts</a> - <b>Why Chat</b> <i>01/29/03</i>
(<!--responses: 20100-->1)
<ul><!--insert: 20100-->
</ul><!--end: 20100-->
<!--top: 20098--><li><a href="messages/20098.html">Re: SOL Wells Fargo Pennsylvania SOL ?</a> - <b>Why Chat</b> <i>01/29/03</i>
(<!--responses: 20098-->0)
<ul><!--insert: 20098-->
</ul><!--end: 20098-->
<!--top: 20089--><li><a href="messages/20089.html">Re: SOL Wells Fargo Pennsylvania Help - SOL charts</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20089-->2)
<ul><!--insert: 20089-->
</ul><!--end: 20089-->
<!--top: 20087--><li><a href="messages/20087.html">Re: SOL Wells Fargo Pennsylvania SOL ?</a> - <b>Redwolfhopw</b> <i>01/29/03</i>
(<!--responses: 20087-->1)
<ul><!--insert: 20087-->
</ul><!--end: 20087-->
<!--top: 20083--><li><a href="messages/20083.html">Re: SOL Wells Fargo Pennsylvania Help</a> - <b>Why Chat</b> <i>01/29/03</i>
(<!--responses: 20083-->5)
<ul><!--insert: 20083-->
</ul><!--end: 20083-->
<!--top: 20063--><li><a href="messages/20063.html">Re: SOL Wells Fargo Pennsylvania Help</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20063-->0)
<ul><!--insert: 20063-->
</ul><!--end: 20063-->
<!--top: 20059--><li><a href="messages/20059.html">Re: SOL Wells Fargo Pennsylvania Help</a> - <b>redwolfhopw</b> <i>01/29/03</i>
(<!--responses: 20059-->7)
<ul><!--insert: 20059-->
</ul><!--end: 20059-->
<!--top: 20057--><li><a href="messages/20057.html">Re: SOL Wells Fargo Pennsylvania</a> - <b>WHY CHAT</b> <i>01/29/03</i>
(<!--responses: 20057-->0)
<ul><!--insert: 20057-->
</ul><!--end: 20057-->
<!--top: 20053--><li><a href="messages/20053.html">Re: SOL Wells Fargo Pennsylvania</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20053-->0)
<ul><!--insert: 20053-->
</ul><!--end: 20053-->
<!--top: 20052--><li><a href="messages/20052.html">Re: SOL Wells Fargo Pennsylvania</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20052-->0)
<ul><!--insert: 20052-->
</ul><!--end: 20052-->
<!--top: 20051--><li><a href="messages/20051.html">Re: SOL Wells Fargo Pennsylvania</a> - <b>Redwolfhopw</b> <i>01/29/03</i>
(<!--responses: 20051-->2)
<ul><!--insert: 20051-->
</ul><!--end: 20051-->
<!--top: 20047--><li><a href="messages/20047.html">Re: SOL Wells Fargo Pennsylvania</a> - <b>RedwolfHopw</b> <i>01/29/03</i>
(<!--responses: 20047-->1)
<ul><!--insert: 20047-->
</ul><!--end: 20047-->
</ul><!--end: 20030-->
<!--top: 20026--><li><a href="messages/20026.html">Re: SOL Wells Fargo Pennsylvania</a> - <b>RedwolfHopw</b> <i>01/29/03</i>
(<!--responses: 20026-->14)
<ul><!--insert: 20026-->
</ul><!--end: 20026-->
<!--top: 20023--><li><a href="messages/20023.html">Re: SOL Wells Fargo Pennsylvania</a> - <b>scott</b> <i>01/29/03</i>
(<!--responses: 20023-->15)
<ul><!--insert: 20023-->
</ul><!--end: 20023-->
</ul><!--end: 20018-->
<!--top: 20014--><li><a href="messages/20014.html">can credit card co. file a civil summons?</a> - <b>noluckme</b> <i>01/28/03</i>
(<!--responses: 20014-->2)
<ul><!--insert: 20014-->
<!--top: 20024--><li><a href="messages/20024.html">Re: can credit card co. file a civil summons?</a> - <b>scott</b> <i>01/29/03</i>
(<!--responses: 20024-->0)
<ul><!--insert: 20024-->
</ul><!--end: 20024-->
<!--top: 20016--><li><a href="messages/20016.html">Re: can credit card co. file a civil summons?</a> - <b>observer</b> <i>01/28/03</i>
(<!--responses: 20016-->0)
<ul><!--insert: 20016-->
</ul><!--end: 20016-->
</ul><!--end: 20014-->
<!--top: 20009--><li><a href="messages/20009.html">Complaint made with FTC - now what?</a> - <b>1morx</b> <i>01/28/03</i>
(<!--responses: 20009-->0)
<ul><!--insert: 20009-->
</ul><!--end: 20009-->
<!--top: 20005--><li><a href="messages/20005.html">Calling all &quot;Friends&quot; of Hugh Brett Shafritz/FA Management</a> - <b>Keyser Soze</b> <i>01/28/03</i>
(<!--responses: 20005-->2)
<ul><!--insert: 20005-->
<!--top: 20253--><li><a href="messages/20253.html">Re: Calling all &quot;Friends&quot; of Hugh Brett Shafritz/FA Management</a> - <b>Brainiac Smith</b> <i>01/31/03</i>
(<!--responses: 20253-->0)
<ul><!--insert: 20253-->
</ul><!--end: 20253-->
<!--top: 20007--><li><a href="messages/20007.html">Re: Florida Asset Management</a> - <b>Why Chat</b> <i>01/28/03</i>
(<!--responses: 20007-->0)
<ul><!--insert: 20007-->
</ul><!--end: 20007-->
</ul><!--end: 20005-->
<!--top: 20003--><li><a href="messages/20003.html">Statute of Limitations</a> - <b>Ivy</b> <i>01/28/03</i>
(<!--responses: 20003-->0)
<ul><!--insert: 20003-->
</ul><!--end: 20003-->
<!--top: 20001--><li><a href="messages/20001.html">Dispute Letter</a> - <b>Anon</b> <i>01/28/03</i>
(<!--responses: 20001-->3)
<ul><!--insert: 20001-->
<!--top: 20011--><li><a href="messages/20011.html">Re: Dispute Letter</a> - <b>scott</b> <i>01/28/03</i>
(<!--responses: 20011-->2)
<ul><!--insert: 20011-->
<!--top: 20278--><li><a href="messages/20278.html">Re: Dispute Letter</a> - <b>DRM</b> <i>01/31/03</i>
(<!--responses: 20278-->0)
<ul><!--insert: 20278-->
</ul><!--end: 20278-->
<!--top: 20244--><li><a href="messages/20244.html">Re: Dispute Letter</a> - <b>cc</b> <i>01/30/03</i>
(<!--responses: 20244-->1)
<ul><!--insert: 20244-->
</ul><!--end: 20244-->
</ul><!--end: 20011-->
</ul><!--end: 20001-->
<!--top: 19999--><li><a href="messages/19999.html">Civil Complaint</a> - <b>Anon</b> <i>01/28/03</i>
(<!--responses: 19999-->1)
<ul><!--insert: 19999-->
<!--top: 20004--><li><a href="messages/20004.html">Re: Civil Complaint</a> - <b>Why Chat</b> <i>01/28/03</i>
(<!--responses: 20004-->0)
<ul><!--insert: 20004-->
</ul><!--end: 20004-->
</ul><!--end: 19999-->
<!--top: 19991--><li><a href="messages/19991.html">finance charges and over limit with credit cards</a> - <b>Marcy</b> <i>01/28/03</i>
(<!--responses: 19991-->1)
<ul><!--insert: 19991-->
<!--top: 20179--><li><a href="messages/20179.html">Re: finance charges and over limit with credit cards</a> - <b>Linda</b> <i>01/30/03</i>
(<!--responses: 20179-->0)
<ul><!--insert: 20179-->
</ul><!--end: 20179-->
</ul><!--end: 19991-->
<!--top: 19988--><li><a href="messages/19988.html">Why Chat, Linda, what to do about summons?</a> - <b>Rick</b> <i>01/28/03</i>
(<!--responses: 19988-->2)
<ul><!--insert: 19988-->
<!--top: 19990--><li><a href="messages/19990.html">Re: Why Chat, Linda, what to do about summons?</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19990-->1)
<ul><!--insert: 19990-->
<!--top: 19996--><li><a href="messages/19996.html">Re: Why Chat, Linda, what to do about summons?</a> - <b>Why Chat</b> <i>01/28/03</i>
(<!--responses: 19996-->0)
<ul><!--insert: 19996-->
</ul><!--end: 19996-->
</ul><!--end: 19990-->
</ul><!--end: 19988-->
<!--top: 19969--><li><a href="messages/19969.html">Paid Judgement...WHY Chat Please...</a> - <b>Andrea</b> <i>01/28/03</i>
(<!--responses: 19969-->13)
<ul><!--insert: 19969-->
<!--top: 19985--><li><a href="messages/19985.html">Re: Paid Judgement...JIM</a> - <b>Andrea</b> <i>01/28/03</i>
(<!--responses: 19985-->7)
<ul><!--insert: 19985-->
</ul><!--end: 19985-->
<!--top: 19978--><li><a href="messages/19978.html">Re: Paid Judgement...WHY Chat Please...</a> - <b>Christina</b> <i>01/28/03</i>
(<!--responses: 19978-->3)
<ul><!--insert: 19978-->
<!--top: 19997--><li><a href="messages/19997.html">Re: Paid Judgement...WHY Chat Please...</a> - <b>Why Chat</b> <i>01/28/03</i>
(<!--responses: 19997-->2)
<ul><!--insert: 19997-->
<!--top: 20070--><li><a href="messages/20070.html">Re: Paid Judgement...WHY Chat Please...</a> - <b>Andrea</b> <i>01/29/03</i>
(<!--responses: 20070-->1)
<ul><!--insert: 20070-->
<!--top: 20071--><li><a href="messages/20071.html">Re: Paid Judgement...WHY Chat Please...</a> - <b>Andrea</b> <i>01/29/03</i>
(<!--responses: 20071-->0)
<ul><!--insert: 20071-->
</ul><!--end: 20071-->
</ul><!--end: 20070-->
</ul><!--end: 19997-->
</ul><!--end: 19978-->
<!--top: 19977--><li><a href="messages/19977.html">Re: Paid Judgement...WHY Chat Please...</a> - <b>jm10101</b> <i>01/28/03</i>
(<!--responses: 19977-->12)
<ul><!--insert: 19977-->
<!--top: 19989--><li><a href="messages/19989.html">Re: Paid Judgement...JM</a> - <b>jm10101</b> <i>01/28/03</i>
(<!--responses: 19989-->6)
<ul><!--insert: 19989-->
<!--top: 20069--><li><a href="messages/20069.html">Re: Paid Judgement...JM</a> - <b>Andrea</b> <i>01/29/03</i>
(<!--responses: 20069-->5)
<ul><!--insert: 20069-->
<!--top: 20207--><li><a href="messages/20207.html">Re: Paid Judgement...JM</a> - <b>Why Chat</b> <i>01/30/03</i>
(<!--responses: 20207-->2)
<ul><!--insert: 20207-->
<!--top: 20315--><li><a href="messages/20315.html">Re: Paid Judgement...WHYCHAT</a> - <b>Why Chat</b> <i>01/31/03</i>
(<!--responses: 20315-->0)
<ul><!--insert: 20315-->
</ul><!--end: 20315-->
<!--top: 20265--><li><a href="messages/20265.html">Re: Paid Judgement...WHYCHAT</a> - <b>Andrea</b> <i>01/31/03</i>
(<!--responses: 20265-->1)
<ul><!--insert: 20265-->
</ul><!--end: 20265-->
</ul><!--end: 20207-->
<!--top: 20148--><li><a href="messages/20148.html">Re: Paid Judgement...JM</a> - <b>Andrea</b> <i>01/30/03</i>
(<!--responses: 20148-->3)
<ul><!--insert: 20148-->
</ul><!--end: 20148-->
<!--top: 20084--><li><a href="messages/20084.html">Re: Paid Judgement...JM</a> - <b>Why Chat</b> <i>01/29/03</i>
(<!--responses: 20084-->4)
<ul><!--insert: 20084-->
</ul><!--end: 20084-->
</ul><!--end: 20069-->
</ul><!--end: 19989-->
</ul><!--end: 19977-->
</ul><!--end: 19969-->
<!--top: 19958--><li><a href="messages/19958.html">federal debt charge offs</a> - <b>wanda</b> <i>01/28/03</i>
(<!--responses: 19958-->1)
<ul><!--insert: 19958-->
<!--top: 19962--><li><a href="messages/19962.html">Re: federal debt charge offs</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19962-->0)
<ul><!--insert: 19962-->
</ul><!--end: 19962-->
</ul><!--end: 19958-->
<!--top: 19955--><li><a href="messages/19955.html">FIX SPOUSE OR MYSELF FIRST?</a> - <b>LAURI</b> <i>01/28/03</i>
(<!--responses: 19955-->8)
<ul><!--insert: 19955-->
<!--top: 19956--><li><a href="messages/19956.html">Re: FIX SPOUSE OR MYSELF FIRST?</a> - <b>patti</b> <i>01/28/03</i>
(<!--responses: 19956-->7)
<ul><!--insert: 19956-->
<!--top: 20046--><li><a href="messages/20046.html">Re: FIX SPOUSE OR MYSELF FIRST?</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20046-->0)
<ul><!--insert: 20046-->
</ul><!--end: 20046-->
<!--top: 20008--><li><a href="messages/20008.html">Re: FIX SPOUSE OR MYSELF FIRST?...THANKS MARCY!</a> - <b>LAURI</b> <i>01/28/03</i>
(<!--responses: 20008-->0)
<ul><!--insert: 20008-->
</ul><!--end: 20008-->
<!--top: 19992--><li><a href="messages/19992.html">Re: FIX SPOUSE OR MYSELF FIRST?</a> - <b>Marcy</b> <i>01/28/03</i>
(<!--responses: 19992-->2)
<ul><!--insert: 19992-->
</ul><!--end: 19992-->
<!--top: 19957--><li><a href="messages/19957.html">Re: FIX SPOUSE OR MYSELF FIRST?</a> - <b>LAURI</b> <i>01/28/03</i>
(<!--responses: 19957-->3)
<ul><!--insert: 19957-->
<!--top: 20028--><li><a href="messages/20028.html">Re: FIX SPOUSE OR MYSELF FIRST?</a> - <b>justme</b> <i>01/29/03</i>
(<!--responses: 20028-->0)
<ul><!--insert: 20028-->
</ul><!--end: 20028-->
<!--top: 20006--><li><a href="messages/20006.html">Re: FIX SPOUSE OR MYSELF FIRST?</a> - <b>rita</b> <i>01/28/03</i>
(<!--responses: 20006-->0)
<ul><!--insert: 20006-->
</ul><!--end: 20006-->
<!--top: 19960--><li><a href="messages/19960.html">Re: FIX SPOUSE OR MYSELF FIRST?</a> - <b>patti </b> <i>01/28/03</i>
(<!--responses: 19960-->1)
<ul><!--insert: 19960-->
</ul><!--end: 19960-->
</ul><!--end: 19957-->
</ul><!--end: 19956-->
</ul><!--end: 19955-->
<!--top: 19952--><li><a href="messages/19952.html">Found a Way to get out of Chexsystems</a> - <b>Hope</b> <i>01/28/03</i>
(<!--responses: 19952-->0)
<ul><!--insert: 19952-->
</ul><!--end: 19952-->
<!--top: 19941--><li><a href="messages/19941.html">Are any of the unsecured credit cards easier to get than the others?</a> - <b>Craig</b> <i>01/28/03</i>
(<!--responses: 19941-->5)
<ul><!--insert: 19941-->
<!--top: 20058--><li><a href="messages/20058.html">Providian deleted off of my credit report</a> - <b>Pamk</b> <i>01/29/03</i>
(<!--responses: 20058-->0)
<ul><!--insert: 20058-->
</ul><!--end: 20058-->
<!--top: 20012--><li><a href="messages/20012.html">Re: Are any of the unsecured credit cards easier to get than the others?</a> - <b>scott</b> <i>01/28/03</i>
(<!--responses: 20012-->1)
<ul><!--insert: 20012-->
</ul><!--end: 20012-->
<!--top: 20002--><li><a href="messages/20002.html">Re: Are any of the unsecured credit cards easier to get than the others?</a> - <b>Marcy </b> <i>01/28/03</i>
(<!--responses: 20002-->2)
<ul><!--insert: 20002-->
</ul><!--end: 20002-->
<!--top: 19948--><li><a href="messages/19948.html">Re: Are any of the unsecured credit cards easier to get than the others?</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19948-->0)
<ul><!--insert: 19948-->
</ul><!--end: 19948-->
<!--top: 19946--><li><a href="messages/19946.html">Re: Are any of the unsecured credit cards easier to get than the others?</a> - <b>scott</b> <i>01/28/03</i>
(<!--responses: 19946-->1)
<ul><!--insert: 19946-->
</ul><!--end: 19946-->
</ul><!--end: 19941-->
<!--top: 19938--><li><a href="messages/19938.html">Friend&quot;s husband dying--</a> - <b>csp</b> <i>01/28/03</i>
(<!--responses: 19938-->3)
<ul><!--insert: 19938-->
<!--top: 19943--><li><a href="messages/19943.html">Re: Friend&quot;s husband dying--</a> - <b>observer</b> <i>01/28/03</i>
(<!--responses: 19943-->0)
<ul><!--insert: 19943-->
</ul><!--end: 19943-->
<!--top: 19942--><li><a href="messages/19942.html">Re: Friend&quot;s husband dying--</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19942-->1)
<ul><!--insert: 19942-->
<!--top: 19998--><li><a href="messages/19998.html">Re: Friend&quot;s husband dying--</a> - <b>Why Chat</b> <i>01/28/03</i>
(<!--responses: 19998-->0)
<ul><!--insert: 19998-->
</ul><!--end: 19998-->
</ul><!--end: 19942-->
</ul><!--end: 19938-->
<!--top: 19936--><li><a href="messages/19936.html">transfer of assets</a> - <b>cc</b> <i>01/28/03</i>
(<!--responses: 19936-->2)
<ul><!--insert: 19936-->
<!--top: 19970--><li><a href="messages/19970.html">Re: transfer of assets</a> - <b>cddfisher</b> <i>01/28/03</i>
(<!--responses: 19970-->0)
<ul><!--insert: 19970-->
</ul><!--end: 19970-->
<!--top: 19944--><li><a href="messages/19944.html">Re: transfer of assets</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19944-->0)
<ul><!--insert: 19944-->
</ul><!--end: 19944-->
</ul><!--end: 19936-->
<!--top: 19933--><li><a href="messages/19933.html">SOL defensein GA.</a> - <b>Allen</b> <i>01/28/03</i>
(<!--responses: 19933-->10)
<ul><!--insert: 19933-->
<!--top: 20013--><li><a href="messages/20013.html">Re: SOL defensein GA.</a> - <b>scott</b> <i>01/28/03</i>
(<!--responses: 20013-->1)
<ul><!--insert: 20013-->
<!--top: 20038--><li><a href="messages/20038.html">Re: SOL defensein GA.</a> - <b>Allen</b> <i>01/29/03</i>
(<!--responses: 20038-->0)
<ul><!--insert: 20038-->
</ul><!--end: 20038-->
</ul><!--end: 20013-->
<!--top: 19961--><li><a href="messages/19961.html">Re: GA statutes (long) - WhyChat  input ?</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19961-->0)
<ul><!--insert: 19961-->
</ul><!--end: 19961-->
<!--top: 19935--><li><a href="messages/19935.html">Re: SOL defensein GA.</a> - <b>observer</b> <i>01/28/03</i>
(<!--responses: 19935-->6)
<ul><!--insert: 19935-->
<!--top: 20000--><li><a href="messages/20000.html">Re: SOL defensein GA.</a> - <b>Why Chat</b> <i>01/28/03</i>
(<!--responses: 20000-->0)
<ul><!--insert: 20000-->
</ul><!--end: 20000-->
<!--top: 19980--><li><a href="messages/19980.html">Re: SOL defensein GA.</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19980-->1)
<ul><!--insert: 19980-->
</ul><!--end: 19980-->
<!--top: 19975--><li><a href="messages/19975.html">Re: SOL defensein GA.</a> - <b>Allen</b> <i>01/28/03</i>
(<!--responses: 19975-->3)
<ul><!--insert: 19975-->
<!--top: 20010--><li><a href="messages/20010.html">Re: SOL defensein GA.</a> - <b>Allen</b> <i>01/28/03</i>
(<!--responses: 20010-->0)
<ul><!--insert: 20010-->
</ul><!--end: 20010-->
</ul><!--end: 19975-->
<!--top: 19972--><li><a href="messages/19972.html">Re: SOL defensein GA.</a> - <b>Allen</b> <i>01/28/03</i>
(<!--responses: 19972-->0)
<ul><!--insert: 19972-->
</ul><!--end: 19972-->
<!--top: 19945--><li><a href="messages/19945.html">Re: SOL defensein GA.</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19945-->4)
<ul><!--insert: 19945-->
</ul><!--end: 19945-->
</ul><!--end: 19935-->
</ul><!--end: 19933-->
<!--top: 19926--><li><a href="messages/19926.html">Can this be removed from CR,  Why Chat?</a> - <b>Cleaning up my report</b> <i>01/28/03</i>
(<!--responses: 19926-->3)
<ul><!--insert: 19926-->
<!--top: 19951--><li><a href="messages/19951.html">Re: Can this be removed from CR,  Why Chat?</a> - <b>Nikki C.</b> <i>01/28/03</i>
(<!--responses: 19951-->1)
<ul><!--insert: 19951-->
<!--top: 20022--><li><a href="messages/20022.html">Re: Can this be removed from CR,  Why Chat?</a> - <b>question for Nikki C........</b> <i>01/29/03</i>
(<!--responses: 20022-->0)
<ul><!--insert: 20022-->
</ul><!--end: 20022-->
</ul><!--end: 19951-->
<!--top: 19931--><li><a href="messages/19931.html">Re: Can this be removed from CR,  Why Chat?</a> - <b>patti</b> <i>01/28/03</i>
(<!--responses: 19931-->0)
<ul><!--insert: 19931-->
</ul><!--end: 19931-->
</ul><!--end: 19926-->
<!--top: 19921--><li><a href="messages/19921.html">Verizon charge off advice</a> - <b>cellphone</b> <i>01/27/03</i>
(<!--responses: 19921-->1)
<ul><!--insert: 19921-->
<!--top: 19928--><li><a href="messages/19928.html">Re: Verizon charge off advice</a> - <b>Why Chat</b> <i>01/28/03</i>
(<!--responses: 19928-->0)
<ul><!--insert: 19928-->
</ul><!--end: 19928-->
</ul><!--end: 19921-->
<!--top: 19919--><li><a href="messages/19919.html">No Experian?</a> - <b>buggy</b> <i>01/27/03</i>
(<!--responses: 19919-->4)
<ul><!--insert: 19919-->
<!--top: 19950--><li><a href="messages/19950.html">Re: No Experian?</a> - <b>Nikki C</b> <i>01/28/03</i>
(<!--responses: 19950-->0)
<ul><!--insert: 19950-->
</ul><!--end: 19950-->
<!--top: 19949--><li><a href="messages/19949.html">Re: No Experian?</a> - <b>Christina</b> <i>01/28/03</i>
(<!--responses: 19949-->0)
<ul><!--insert: 19949-->
</ul><!--end: 19949-->
<!--top: 19927--><li><a href="messages/19927.html">Re: No Experian?</a> - <b>buggy</b> <i>01/28/03</i>
(<!--responses: 19927-->1)
<ul><!--insert: 19927-->
</ul><!--end: 19927-->
<!--top: 19924--><li><a href="messages/19924.html">Re: No Experian?</a> - <b>Christina</b> <i>01/27/03</i>
(<!--responses: 19924-->2)
<ul><!--insert: 19924-->
</ul><!--end: 19924-->
</ul><!--end: 19919-->
<!--top: 19917--><li><a href="messages/19917.html">File a Subdivision Lien</a> - <b>Eman</b> <i>01/27/03</i>
(<!--responses: 19917-->1)
<ul><!--insert: 19917-->
<!--top: 19930--><li><a href="messages/19930.html">Re: File a Subdivision Lien</a> - <b>Why Chat</b> <i>01/28/03</i>
(<!--responses: 19930-->0)
<ul><!--insert: 19930-->
</ul><!--end: 19930-->
</ul><!--end: 19917-->
<!--top: 19914--><li><a href="messages/19914.html">Restitution/Civil Judgement</a> - <b>JR SD CA</b> <i>01/27/03</i>
(<!--responses: 19914-->1)
<ul><!--insert: 19914-->
<!--top: 19915--><li><a href="messages/19915.html">Re: Restitution/Civil Judgement</a> - <b>Why Chat</b> <i>01/27/03</i>
(<!--responses: 19915-->0)
<ul><!--insert: 19915-->
</ul><!--end: 19915-->
</ul><!--end: 19914-->
<!--top: 19909--><li><a href="messages/19909.html">ASAP PLEASE Heilig-Meyers question</a> - <b>Jeri</b> <i>01/27/03</i>
(<!--responses: 19909-->4)
<ul><!--insert: 19909-->
<!--top: 19910--><li><a href="messages/19910.html">Re: ASAP PLEASE Heilig-Meyers question</a> - <b>patti</b> <i>01/27/03</i>
(<!--responses: 19910-->3)
<ul><!--insert: 19910-->
<!--top: 20029--><li><a href="messages/20029.html">Re: ASAP PLEASE Heilig-Meyers question</a> - <b>justme</b> <i>01/29/03</i>
(<!--responses: 20029-->0)
<ul><!--insert: 20029-->
</ul><!--end: 20029-->
<!--top: 19918--><li><a href="messages/19918.html">Re: ASAP PLEASE Heilig-Meyers question</a> - <b>patti</b> <i>01/27/03</i>
(<!--responses: 19918-->0)
<ul><!--insert: 19918-->
</ul><!--end: 19918-->
<!--top: 19913--><li><a href="messages/19913.html">Re: ASAP PLEASE Heilig-Meyers question</a> - <b>Jeri</b> <i>01/27/03</i>
(<!--responses: 19913-->1)
<ul><!--insert: 19913-->
</ul><!--end: 19913-->
</ul><!--end: 19910-->
</ul><!--end: 19909-->
<!--top: 19906--><li><a href="messages/19906.html">Apology for accidentally posting same topic twice</a> - <b>Anonymous</b> <i>01/27/03</i>
(<!--responses: 19906-->0)
<ul><!--insert: 19906-->
</ul><!--end: 19906-->
<!--top: 19904--><li><a href="messages/19904.html">Collector Harrassment</a> - <b>Anonymous</b> <i>01/27/03</i>
(<!--responses: 19904-->0)
<ul><!--insert: 19904-->
</ul><!--end: 19904-->
<!--top: 19903--><li><a href="messages/19903.html">Collector Harrassment</a> - <b>Anonymous</b> <i>01/27/03</i>
(<!--responses: 19903-->10)
<ul><!--insert: 19903-->
<!--top: 20260--><li><a href="messages/20260.html">Re: Collector Harrassment</a> - <b>patti</b> <i>01/31/03</i>
(<!--responses: 20260-->0)
<ul><!--insert: 20260-->
</ul><!--end: 20260-->
<!--top: 20238--><li><a href="messages/20238.html">Re: Collector Harrassment</a> - <b>Brainiac Smith</b> <i>01/30/03</i>
(<!--responses: 20238-->1)
<ul><!--insert: 20238-->
</ul><!--end: 20238-->
<!--top: 19983--><li><a href="messages/19983.html">Re: Collector Harrassment</a> - <b>Anonymous</b> <i>01/28/03</i>
(<!--responses: 19983-->0)
<ul><!--insert: 19983-->
</ul><!--end: 19983-->
<!--top: 19932--><li><a href="messages/19932.html">Re: Collector Harrassment</a> - <b>Why Chat</b> <i>01/28/03</i>
(<!--responses: 19932-->0)
<ul><!--insert: 19932-->
</ul><!--end: 19932-->
<!--top: 19929--><li><a href="messages/19929.html">Re: Collector Harrassment</a> - <b>patti</b> <i>01/28/03</i>
(<!--responses: 19929-->1)
<ul><!--insert: 19929-->
</ul><!--end: 19929-->
<!--top: 19923--><li><a href="messages/19923.html">Re: Collector Harrassment</a> - <b>Anonymous</b> <i>01/27/03</i>
(<!--responses: 19923-->3)
<ul><!--insert: 19923-->
</ul><!--end: 19923-->
<!--top: 19922--><li><a href="messages/19922.html">Re: Collector Harrassment</a> - <b>Bear</b> <i>01/27/03</i>
(<!--responses: 19922-->0)
<ul><!--insert: 19922-->
</ul><!--end: 19922-->
<!--top: 19912--><li><a href="messages/19912.html">Re: Collector Harrassment</a> - <b>patti</b> <i>01/27/03</i>
(<!--responses: 19912-->0)
<ul><!--insert: 19912-->
</ul><!--end: 19912-->
<!--top: 19911--><li><a href="messages/19911.html">Re: Collector Harrassment</a> - <b>Anonymous</b> <i>01/27/03</i>
(<!--responses: 19911-->1)
<ul><!--insert: 19911-->
</ul><!--end: 19911-->
<!--top: 19908--><li><a href="messages/19908.html">Re: Collector Harrassment</a> - <b>patti</b> <i>01/27/03</i>
(<!--responses: 19908-->6)
<ul><!--insert: 19908-->
</ul><!--end: 19908-->
</ul><!--end: 19903-->
<!--top: 19902--><li><a href="messages/19902.html">WAMU.com <<-- I got account on chexsystems!!!</a> - <b>bally</b> <i>01/27/03</i>
(<!--responses: 19902-->10)
<ul><!--insert: 19902-->
<!--top: 20043--><li><a href="messages/20043.html">Re: WAMU.com <<-- I got account on chexsystems!!!</a> - <b>bally</b> <i>01/29/03</i>
(<!--responses: 20043-->0)
<ul><!--insert: 20043-->
</ul><!--end: 20043-->
<!--top: 20031--><li><a href="messages/20031.html">Re: WAMU.com <<-- I got account on chexsystems!!!</a> - <b>eric</b> <i>01/29/03</i>
(<!--responses: 20031-->0)
<ul><!--insert: 20031-->
</ul><!--end: 20031-->
<!--top: 20027--><li><a href="messages/20027.html">Re: WAMU.com <<-- I got account on chexsystems!!!</a> - <b>Amber</b> <i>01/29/03</i>
(<!--responses: 20027-->1)
<ul><!--insert: 20027-->
</ul><!--end: 20027-->
<!--top: 19994--><li><a href="messages/19994.html">Re: Sorry, that question was to Bally!!!</a> - <b>Anon</b> <i>01/28/03</i>
(<!--responses: 19994-->0)
<ul><!--insert: 19994-->
</ul><!--end: 19994-->
<!--top: 19987--><li><a href="messages/19987.html">Re: Sorry, that question was to Bally!!!</a> - <b>Anon</b> <i>01/28/03</i>
(<!--responses: 19987-->2)
<ul><!--insert: 19987-->
</ul><!--end: 19987-->
<!--top: 19979--><li><a href="messages/19979.html">Re: WAMU.com <<-- I got account on chexsystems!!!</a> - <b>bally</b> <i>01/28/03</i>
(<!--responses: 19979-->6)
<ul><!--insert: 19979-->
</ul><!--end: 19979-->
<!--top: 19934--><li><a href="messages/19934.html">Re: WAMU.com <<-- I got account on chexsystems!!!</a> - <b>eric</b> <i>01/28/03</i>
(<!--responses: 19934-->7)
<ul><!--insert: 19934-->
<!--top: 19993--><li><a href="messages/19993.html">Re: Sorry, that question was to Bally!!!</a> - <b>bally</b> <i>01/28/03</i>
(<!--responses: 19993-->1)
<ul><!--insert: 19993-->
</ul><!--end: 19993-->
<!--top: 19986--><li><a href="messages/19986.html">Re: WAMU.com <<-- I got account on chexsystems!!!</a> - <b>Anon</b> <i>01/28/03</i>
(<!--responses: 19986-->4)
<ul><!--insert: 19986-->
</ul><!--end: 19986-->
<!--top: 19984--><li><a href="messages/19984.html">Re: WAMU.com <<-- I got account on chexsystems!!!</a> - <b>eric</b> <i>01/28/03</i>
(<!--responses: 19984-->0)
<ul><!--insert: 19984-->
</ul><!--end: 19984-->
</ul><!--end: 19934-->
</ul><!--end: 19902-->
<!--top: 19899--><li><a href="messages/19899.html">student  loan debt</a> - <b>Floss</b> <i>01/27/03</i>
(<!--responses: 19899-->5)
<ul><!--insert: 19899-->
<!--top: 20154--><li><a href="messages/20154.html">Re: student  loan debt</a> - <b>Pam</b> <i>01/30/03</i>
(<!--responses: 20154-->0)
<ul><!--insert: 20154-->
</ul><!--end: 20154-->
<!--top: 20124--><li><a href="messages/20124.html">Re: student  loan debt</a> - <b>Jade</b> <i>01/30/03</i>
(<!--responses: 20124-->1)
<ul><!--insert: 20124-->
</ul><!--end: 20124-->
<!--top: 20097--><li><a href="messages/20097.html">Re: student  loan debt</a> - <b>Pamk</b> <i>01/29/03</i>
(<!--responses: 20097-->2)
<ul><!--insert: 20097-->
</ul><!--end: 20097-->
<!--top: 19971--><li><a href="messages/19971.html">Re: student  loan debt</a> - <b>Jade</b> <i>01/28/03</i>
(<!--responses: 19971-->3)
<ul><!--insert: 19971-->
</ul><!--end: 19971-->
<!--top: 19920--><li><a href="messages/19920.html">Re: student  loan debt</a> - <b>Eric</b> <i>01/27/03</i>
(<!--responses: 19920-->4)
<ul><!--insert: 19920-->
</ul><!--end: 19920-->
</ul><!--end: 19899-->
<!--top: 19898--><li><a href="messages/19898.html">mtnair- would you please respond to my post</a> - <b>sara</b> <i>01/27/03</i>
(<!--responses: 19898-->0)
<ul><!--insert: 19898-->
</ul><!--end: 19898-->
<!--top: 19895--><li><a href="messages/19895.html">Help please. Lease Car in bankruptcy</a> - <b>Patsy</b> <i>01/27/03</i>
(<!--responses: 19895-->3)
<ul><!--insert: 19895-->
<!--top: 19897--><li><a href="messages/19897.html">Re: Help please. Lease Car in bankruptcy</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19897-->2)
<ul><!--insert: 19897-->
<!--top: 19900--><li><a href="messages/19900.html">Re: Help please. Lease Car in bankruptcy</a> - <b>Patsy</b> <i>01/27/03</i>
(<!--responses: 19900-->1)
<ul><!--insert: 19900-->
<!--top: 19916--><li><a href="messages/19916.html">Re: Help please. Lease Car in bankruptcy</a> - <b>cddfisher</b> <i>01/27/03</i>
(<!--responses: 19916-->0)
<ul><!--insert: 19916-->
</ul><!--end: 19916-->
</ul><!--end: 19900-->
</ul><!--end: 19897-->
</ul><!--end: 19895-->
<!--top: 19892--><li><a href="messages/19892.html">LadynRed...CR question?</a> - <b>patti</b> <i>01/27/03</i>
(<!--responses: 19892-->1)
<ul><!--insert: 19892-->
<!--top: 19896--><li><a href="messages/19896.html">Re: LadynRed...CR question?</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19896-->0)
<ul><!--insert: 19896-->
</ul><!--end: 19896-->
</ul><!--end: 19892-->
<!--top: 19889--><li><a href="messages/19889.html">Credit system</a> - <b>Sloane</b> <i>01/27/03</i>
(<!--responses: 19889-->0)
<ul><!--insert: 19889-->
</ul><!--end: 19889-->
<!--top: 19885--><li><a href="messages/19885.html">Credit repair firm</a> - <b>Woodman</b> <i>01/27/03</i>
(<!--responses: 19885-->10)
<ul><!--insert: 19885-->
<!--top: 20032--><li><a href="messages/20032.html">Re: Credit repair firm</a> - <b>Woodman</b> <i>01/29/03</i>
(<!--responses: 20032-->0)
<ul><!--insert: 20032-->
</ul><!--end: 20032-->
<!--top: 19964--><li><a href="messages/19964.html">Re: Credit repair firm</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19964-->1)
<ul><!--insert: 19964-->
</ul><!--end: 19964-->
<!--top: 19963--><li><a href="messages/19963.html">Re: Credit repair firm</a> - <b>Silverlined</b> <i>01/28/03</i>
(<!--responses: 19963-->2)
<ul><!--insert: 19963-->
</ul><!--end: 19963-->
<!--top: 19959--><li><a href="messages/19959.html">Re: Credit repair firm</a> - <b>Woodman</b> <i>01/28/03</i>
(<!--responses: 19959-->3)
<ul><!--insert: 19959-->
<!--top: 20044--><li><a href="messages/20044.html">Re: Credit repair firm</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20044-->0)
<ul><!--insert: 20044-->
</ul><!--end: 20044-->
<!--top: 20033--><li><a href="messages/20033.html">Re: Credit repair firm</a> - <b>Woodman</b> <i>01/29/03</i>
(<!--responses: 20033-->1)
<ul><!--insert: 20033-->
</ul><!--end: 20033-->
<!--top: 19965--><li><a href="messages/19965.html">Re: Credit repair firm</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19965-->2)
<ul><!--insert: 19965-->
</ul><!--end: 19965-->
</ul><!--end: 19959-->
<!--top: 19947--><li><a href="messages/19947.html">Re: Credit repair firm</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19947-->0)
<ul><!--insert: 19947-->
</ul><!--end: 19947-->
<!--top: 19939--><li><a href="messages/19939.html">Re: Credit repair firm</a> - <b>James</b> <i>01/28/03</i>
(<!--responses: 19939-->1)
<ul><!--insert: 19939-->
</ul><!--end: 19939-->
<!--top: 19887--><li><a href="messages/19887.html">Re: Credit repair firm</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19887-->6)
<ul><!--insert: 19887-->
</ul><!--end: 19887-->
</ul><!--end: 19885-->
<!--top: 19877--><li><a href="messages/19877.html">Judgment Satisfied/Creditor hasn't filed?????</a> - <b>Brenda</b> <i>01/27/03</i>
(<!--responses: 19877-->1)
<ul><!--insert: 19877-->
<!--top: 19901--><li><a href="messages/19901.html">Re: Judgment Satisfied/Creditor hasn't filed?????</a> - <b>Why Chat</b> <i>01/27/03</i>
(<!--responses: 19901-->0)
<ul><!--insert: 19901-->
</ul><!--end: 19901-->
</ul><!--end: 19877-->
<!--top: 19875--><li><a href="messages/19875.html">harrassment</a> - <b>harley</b> <i>01/27/03</i>
(<!--responses: 19875-->9)
<ul><!--insert: 19875-->
<!--top: 19981--><li><a href="messages/19981.html">Re: harrassment</a> - <b>harley</b> <i>01/28/03</i>
(<!--responses: 19981-->5)
<ul><!--insert: 19981-->
<!--top: 19982--><li><a href="messages/19982.html">Re: harrassment</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19982-->4)
<ul><!--insert: 19982-->
<!--top: 20161--><li><a href="messages/20161.html">Re: harrassment</a> - <b>harley</b> <i>01/30/03</i>
(<!--responses: 20161-->0)
<ul><!--insert: 20161-->
</ul><!--end: 20161-->
<!--top: 20078--><li><a href="messages/20078.html">Re: harrassment</a> - <b>harley</b> <i>01/29/03</i>
(<!--responses: 20078-->1)
<ul><!--insert: 20078-->
</ul><!--end: 20078-->
<!--top: 20045--><li><a href="messages/20045.html">Re: harrassment</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20045-->2)
<ul><!--insert: 20045-->
</ul><!--end: 20045-->
<!--top: 19995--><li><a href="messages/19995.html">Re: harrassment</a> - <b>harley</b> <i>01/28/03</i>
(<!--responses: 19995-->3)
<ul><!--insert: 19995-->
</ul><!--end: 19995-->
</ul><!--end: 19982-->
</ul><!--end: 19981-->
<!--top: 19954--><li><a href="messages/19954.html">Re: harrassment</a> - <b>scott</b> <i>01/28/03</i>
(<!--responses: 19954-->6)
<ul><!--insert: 19954-->
</ul><!--end: 19954-->
<!--top: 19953--><li><a href="messages/19953.html">Re: harrassment</a> - <b>harley</b> <i>01/28/03</i>
(<!--responses: 19953-->7)
<ul><!--insert: 19953-->
</ul><!--end: 19953-->
<!--top: 19882--><li><a href="messages/19882.html">Re: harrassment</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19882-->8)
<ul><!--insert: 19882-->
</ul><!--end: 19882-->
</ul><!--end: 19875-->
<!--top: 19874--><li><a href="messages/19874.html">Judgement on credit report?</a> - <b>Quick question</b> <i>01/27/03</i>
(<!--responses: 19874-->1)
<ul><!--insert: 19874-->
<!--top: 19886--><li><a href="messages/19886.html">Re: Judgement on credit report?</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19886-->0)
<ul><!--insert: 19886-->
</ul><!--end: 19886-->
</ul><!--end: 19874-->
<!--top: 19872--><li><a href="messages/19872.html">Wolpoff &amp; Abramson, LLP</a> - <b>Hunter Lynn</b> <i>01/27/03</i>
(<!--responses: 19872-->5)
<ul><!--insert: 19872-->
<!--top: 19883--><li><a href="messages/19883.html">Re: Wolpoff &amp; Abramson, LLP</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19883-->2)
<ul><!--insert: 19883-->
<!--top: 19894--><li><a href="messages/19894.html">Re: Wolpoff &amp; Abramson, LLP</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19894-->0)
<ul><!--insert: 19894-->
</ul><!--end: 19894-->
<!--top: 19891--><li><a href="messages/19891.html">Re: Wolpoff &amp; Abramson, LLP</a> - <b>Hunter Lynn</b> <i>01/27/03</i>
(<!--responses: 19891-->1)
<ul><!--insert: 19891-->
</ul><!--end: 19891-->
</ul><!--end: 19883-->
<!--top: 19880--><li><a href="messages/19880.html">Re: Wolpoff &amp; Abramson, LLP</a> - <b>HunterLynn</b> <i>01/27/03</i>
(<!--responses: 19880-->3)
<ul><!--insert: 19880-->
</ul><!--end: 19880-->
<!--top: 19879--><li><a href="messages/19879.html">Re: Wolpoff &amp; Abramson, LLP</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19879-->4)
<ul><!--insert: 19879-->
</ul><!--end: 19879-->
</ul><!--end: 19872-->
<!--top: 19866--><li><a href="messages/19866.html">Credit Agency Harassing Wrong Person</a> - <b>Getting Chest Pains </b> <i>01/27/03</i>
(<!--responses: 19866-->8)
<ul><!--insert: 19866-->
<!--top: 20239--><li><a href="messages/20239.html">Re: Credit Agency Harassing Wrong Person</a> - <b>Brainiac Smith</b> <i>01/30/03</i>
(<!--responses: 20239-->0)
<ul><!--insert: 20239-->
</ul><!--end: 20239-->
<!--top: 19940--><li><a href="messages/19940.html">Re: Credit Agency Harassing Wrong Person</a> - <b>Getting Chest Pains</b> <i>01/28/03</i>
(<!--responses: 19940-->2)
<ul><!--insert: 19940-->
<!--top: 20015--><li><a href="messages/20015.html">Re: Credit Agency Harassing Wrong Person</a> - <b>scott</b> <i>01/28/03</i>
(<!--responses: 20015-->0)
<ul><!--insert: 20015-->
</ul><!--end: 20015-->
<!--top: 19966--><li><a href="messages/19966.html">Re: Credit Agency Harassing Wrong Person</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19966-->0)
<ul><!--insert: 19966-->
</ul><!--end: 19966-->
</ul><!--end: 19940-->
<!--top: 19905--><li><a href="messages/19905.html">Re: Credit Agency Harassing Wrong Person</a> - <b>Why Chat</b> <i>01/27/03</i>
(<!--responses: 19905-->0)
<ul><!--insert: 19905-->
</ul><!--end: 19905-->
<!--top: 19870--><li><a href="messages/19870.html">Re: Credit Agency Harassing Wrong Person</a> - <b>mtnair</b> <i>01/27/03</i>
(<!--responses: 19870-->2)
<ul><!--insert: 19870-->
<!--top: 19881--><li><a href="messages/19881.html">Re: Credit Agency Harassing Wrong Person</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19881-->0)
<ul><!--insert: 19881-->
</ul><!--end: 19881-->
<!--top: 19873--><li><a href="messages/19873.html">Re: Credit Agency Harassing Wrong Person</a> - <b>Getting Chest Pains</b> <i>01/27/03</i>
(<!--responses: 19873-->1)
<ul><!--insert: 19873-->
</ul><!--end: 19873-->
</ul><!--end: 19870-->
</ul><!--end: 19866-->
<!--top: 19863--><li><a href="messages/19863.html">RMA Question</a> - <b>Cindo</b> <i>01/27/03</i>
(<!--responses: 19863-->1)
<ul><!--insert: 19863-->
<!--top: 19868--><li><a href="messages/19868.html">Re: RMA Question</a> - <b>scott</b> <i>01/27/03</i>
(<!--responses: 19868-->0)
<ul><!--insert: 19868-->
</ul><!--end: 19868-->
</ul><!--end: 19863-->
<!--top: 19858--><li><a href="messages/19858.html">Ex Spouse filing for Bankruptcy</a> - <b>anon</b> <i>01/27/03</i>
(<!--responses: 19858-->5)
<ul><!--insert: 19858-->
<!--top: 19861--><li><a href="messages/19861.html">Re: Ex Spouse filing for Bankruptcy</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19861-->4)
<ul><!--insert: 19861-->
<!--top: 19973--><li><a href="messages/19973.html">Re: Ex Spouse filing for Bankruptcy</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19973-->0)
<ul><!--insert: 19973-->
</ul><!--end: 19973-->
<!--top: 19890--><li><a href="messages/19890.html">Re: Ex Spouse filing for Bankruptcy</a> - <b>kristy (was anon)</b> <i>01/27/03</i>
(<!--responses: 19890-->1)
<ul><!--insert: 19890-->
</ul><!--end: 19890-->
<!--top: 19876--><li><a href="messages/19876.html">Re: Ex Spouse filing for Bankruptcy</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19876-->2)
<ul><!--insert: 19876-->
</ul><!--end: 19876-->
<!--top: 19865--><li><a href="messages/19865.html">Re: Ex Spouse filing for Bankruptcy</a> - <b>anon</b> <i>01/27/03</i>
(<!--responses: 19865-->3)
<ul><!--insert: 19865-->
</ul><!--end: 19865-->
</ul><!--end: 19861-->
</ul><!--end: 19858-->
<!--top: 19857--><li><a href="messages/19857.html">CC debt Judgements</a> - <b>Confused..in Ohio</b> <i>01/27/03</i>
(<!--responses: 19857-->1)
<ul><!--insert: 19857-->
<!--top: 19862--><li><a href="messages/19862.html">Re: CC debt Judgements</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19862-->0)
<ul><!--insert: 19862-->
</ul><!--end: 19862-->
</ul><!--end: 19857-->
<!--top: 19856--><li><a href="messages/19856.html">Why Chat, Scott, LadynRed, or anyone...</a> - <b>Nikki C.</b> <i>01/27/03</i>
(<!--responses: 19856-->4)
<ul><!--insert: 19856-->
<!--top: 19860--><li><a href="messages/19860.html">Re: Why Chat, Scott, LadynRed, or anyone...</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19860-->3)
<ul><!--insert: 19860-->
<!--top: 19878--><li><a href="messages/19878.html">Re: Why Chat, Scott, LadynRed, or anyone...</a> - <b>Nikki C</b> <i>01/27/03</i>
(<!--responses: 19878-->1)
<ul><!--insert: 19878-->
<!--top: 20276--><li><a href="messages/20276.html">Re: Why Chat, Scott, LadynRed, or anyone...</a> - <b>harley</b> <i>01/31/03</i>
(<!--responses: 20276-->0)
<ul><!--insert: 20276-->
</ul><!--end: 20276-->
</ul><!--end: 19878-->
<!--top: 19867--><li><a href="messages/19867.html">Re: Why Chat, Scott, LadynRed, or anyone...</a> - <b>scott</b> <i>01/27/03</i>
(<!--responses: 19867-->0)
<ul><!--insert: 19867-->
</ul><!--end: 19867-->
</ul><!--end: 19860-->
</ul><!--end: 19856-->
<!--top: 19847--><li><a href="messages/19847.html">Wells Fargo</a> - <b>Wondering</b> <i>01/27/03</i>
(<!--responses: 19847-->1)
<ul><!--insert: 19847-->
<!--top: 19850--><li><a href="messages/19850.html">Re: Wells Fargo</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19850-->0)
<ul><!--insert: 19850-->
</ul><!--end: 19850-->
</ul><!--end: 19847-->
<!--top: 19846--><li><a href="messages/19846.html">HOH in Florida</a> - <b>Victory</b> <i>01/27/03</i>
(<!--responses: 19846-->2)
<ul><!--insert: 19846-->
<!--top: 19855--><li><a href="messages/19855.html">Re: HOH in Florida</a> - <b>WHY CHAT</b> <i>01/27/03</i>
(<!--responses: 19855-->0)
<ul><!--insert: 19855-->
</ul><!--end: 19855-->
<!--top: 19851--><li><a href="messages/19851.html">Re: HOH in Florida</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19851-->0)
<ul><!--insert: 19851-->
</ul><!--end: 19851-->
</ul><!--end: 19846-->
<!--top: 19845--><li><a href="messages/19845.html">process of a judgement</a> - <b>victory</b> <i>01/27/03</i>
(<!--responses: 19845-->1)
<ul><!--insert: 19845-->
<!--top: 19848--><li><a href="messages/19848.html">Re: process of a judgement</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19848-->0)
<ul><!--insert: 19848-->
</ul><!--end: 19848-->
</ul><!--end: 19845-->
<!--top: 19842--><li><a href="messages/19842.html">Palisades &amp; Gulf State</a> - <b>Cindo</b> <i>01/27/03</i>
(<!--responses: 19842-->4)
<ul><!--insert: 19842-->
<!--top: 19884--><li><a href="messages/19884.html">Re: Palisades &amp; Gulf State</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19884-->0)
<ul><!--insert: 19884-->
</ul><!--end: 19884-->
<!--top: 19871--><li><a href="messages/19871.html">Re: Palisades &amp; Gulf State</a> - <b>Cindo</b> <i>01/27/03</i>
(<!--responses: 19871-->1)
<ul><!--insert: 19871-->
</ul><!--end: 19871-->
<!--top: 19854--><li><a href="messages/19854.html">Re: Palisades &amp; Gulf State</a> - <b>Cindo</b> <i>01/27/03</i>
(<!--responses: 19854-->0)
<ul><!--insert: 19854-->
</ul><!--end: 19854-->
<!--top: 19849--><li><a href="messages/19849.html">Re: Palisades &amp; Gulf State</a> - <b>NV Bone Doc</b> <i>01/27/03</i>
(<!--responses: 19849-->3)
<ul><!--insert: 19849-->
</ul><!--end: 19849-->
</ul><!--end: 19842-->
<!--top: 19836--><li><a href="messages/19836.html">RESPONSE TIME &amp; CHOICE OF POSTS TO ANSWER</a> - <b>WHY CHAT</b> <i>01/27/03</i>
(<!--responses: 19836-->1)
<ul><!--insert: 19836-->
<!--top: 19853--><li><a href="messages/19853.html">Re: RESPONSE TIME &amp; CHOICE OF POSTS TO ANSWER</a> - <b>scott</b> <i>01/27/03</i>
(<!--responses: 19853-->0)
<ul><!--insert: 19853-->
</ul><!--end: 19853-->
</ul><!--end: 19836-->
<!--top: 19830--><li><a href="messages/19830.html">why chat or scott</a> - <b>sara</b> <i>01/27/03</i>
(<!--responses: 19830-->3)
<ul><!--insert: 19830-->
<!--top: 20092--><li><a href="messages/20092.html">Re: why chat or scott</a> - <b>mtnair</b> <i>01/29/03</i>
(<!--responses: 20092-->0)
<ul><!--insert: 20092-->
</ul><!--end: 20092-->
<!--top: 19893--><li><a href="messages/19893.html">Re: why chat or scott</a> - <b>sara</b> <i>01/27/03</i>
(<!--responses: 19893-->1)
<ul><!--insert: 19893-->
</ul><!--end: 19893-->
<!--top: 19864--><li><a href="messages/19864.html">Re: why chat or scott</a> - <b>mtnair</b> <i>01/27/03</i>
(<!--responses: 19864-->2)
<ul><!--insert: 19864-->
</ul><!--end: 19864-->
</ul><!--end: 19830-->
<!--top: 19823--><li><a href="messages/19823.html">why chat</a> - <b>scott</b> <i>01/27/03</i>
(<!--responses: 19823-->3)
<ul><!--insert: 19823-->
<!--top: 19826--><li><a href="messages/19826.html">Re: why chat</a> - <b>Why Chat</b> <i>01/27/03</i>
(<!--responses: 19826-->2)
<ul><!--insert: 19826-->
<!--top: 19827--><li><a href="messages/19827.html">Re: why chat</a> - <b>scott</b> <i>01/27/03</i>
(<!--responses: 19827-->1)
<ul><!--insert: 19827-->
<!--top: 19833--><li><a href="messages/19833.html">Re: why chat</a> - <b>WHY CHAT</b> <i>01/27/03</i>
(<!--responses: 19833-->0)
<ul><!--insert: 19833-->
</ul><!--end: 19833-->
</ul><!--end: 19827-->
</ul><!--end: 19826-->
</ul><!--end: 19823-->
<!--top: 19820--><li><a href="messages/19820.html">postdated check</a> - <b>anon</b> <i>01/26/03</i>
(<!--responses: 19820-->2)
<ul><!--insert: 19820-->
<!--top: 19821--><li><a href="messages/19821.html">Re: postdated check</a> - <b>observer</b> <i>01/26/03</i>
(<!--responses: 19821-->1)
<ul><!--insert: 19821-->
<!--top: 19974--><li><a href="messages/19974.html">Re: postdated check</a> - <b>Andrea</b> <i>01/28/03</i>
(<!--responses: 19974-->0)
<ul><!--insert: 19974-->
</ul><!--end: 19974-->
</ul><!--end: 19821-->
</ul><!--end: 19820-->
<!--top: 19819--><li><a href="messages/19819.html">my cavalry nightmare</a> - <b>martin2</b> <i>01/26/03</i>
(<!--responses: 19819-->6)
<ul><!--insert: 19819-->
<!--top: 20102--><li><a href="messages/20102.html">Re: my cavalry nightmare</a> - <b>mrmartin2</b> <i>01/29/03</i>
(<!--responses: 20102-->0)
<ul><!--insert: 20102-->
</ul><!--end: 20102-->
<!--top: 19835--><li><a href="messages/19835.html">Re: my cavalry nightmare</a> - <b>WHY CHAT</b> <i>01/27/03</i>
(<!--responses: 19835-->0)
<ul><!--insert: 19835-->
</ul><!--end: 19835-->
<!--top: 19832--><li><a href="messages/19832.html">Re: my cavalry nightmare</a> - <b>patti</b> <i>01/27/03</i>
(<!--responses: 19832-->2)
<ul><!--insert: 19832-->
</ul><!--end: 19832-->
<!--top: 19824--><li><a href="messages/19824.html">Re: my cavalry nightmare</a> - <b>mtnair</b> <i>01/27/03</i>
(<!--responses: 19824-->0)
<ul><!--insert: 19824-->
</ul><!--end: 19824-->
<!--top: 19822--><li><a href="messages/19822.html">Re: my cavalry nightmare</a> - <b>scott</b> <i>01/26/03</i>
(<!--responses: 19822-->1)
<ul><!--insert: 19822-->
<!--top: 19829--><li><a href="messages/19829.html">Re: my cavalry nightmare</a> - <b>martin2</b> <i>01/27/03</i>
(<!--responses: 19829-->0)
<ul><!--insert: 19829-->
</ul><!--end: 19829-->
</ul><!--end: 19822-->
</ul><!--end: 19819-->
<!--top: 19809--><li><a href="messages/19809.html">reaffirmation fee ?</a> - <b>Pearl</b> <i>01/26/03</i>
(<!--responses: 19809-->5)
<ul><!--insert: 19809-->
<!--top: 19828--><li><a href="messages/19828.html">Re: reaffirmation fee ?</a> - <b>Pearl</b> <i>01/27/03</i>
(<!--responses: 19828-->3)
<ul><!--insert: 19828-->
<!--top: 19907--><li><a href="messages/19907.html">Re: reaffirmation fee ?</a> - <b>Why Chat</b> <i>01/27/03</i>
(<!--responses: 19907-->0)
<ul><!--insert: 19907-->
</ul><!--end: 19907-->
<!--top: 19859--><li><a href="messages/19859.html">Re: reaffirmation fee ?</a> - <b>Pearl</b> <i>01/27/03</i>
(<!--responses: 19859-->1)
<ul><!--insert: 19859-->
</ul><!--end: 19859-->
<!--top: 19834--><li><a href="messages/19834.html">Re: reaffirmation fee ?</a> - <b>WHY CHAT</b> <i>01/27/03</i>
(<!--responses: 19834-->2)
<ul><!--insert: 19834-->
</ul><!--end: 19834-->
</ul><!--end: 19828-->
<!--top: 19825--><li><a href="messages/19825.html">Re: reaffirmation fee ?</a> - <b>Robert M</b> <i>01/27/03</i>
(<!--responses: 19825-->4)
<ul><!--insert: 19825-->
</ul><!--end: 19825-->
</ul><!--end: 19809-->
<!--top: 19808--><li><a href="messages/19808.html">Student Loans Question</a> - <b>Refinance Student Loans ?</b> <i>01/26/03</i>
(<!--responses: 19808-->0)
<ul><!--insert: 19808-->
</ul><!--end: 19808-->
<!--top: 19804--><li><a href="messages/19804.html">why chat will you please respond</a> - <b>sara</b> <i>01/26/03</i>
(<!--responses: 19804-->6)
<ul><!--insert: 19804-->
<!--top: 19816--><li><a href="messages/19816.html">Re: why chat will you please respond</a> - <b>mtnair</b> <i>01/26/03</i>
(<!--responses: 19816-->0)
<ul><!--insert: 19816-->
</ul><!--end: 19816-->
<!--top: 19813--><li><a href="messages/19813.html">Re: why chat will you please respond</a> - <b>scott</b> <i>01/26/03</i>
(<!--responses: 19813-->4)
<ul><!--insert: 19813-->
<!--top: 19852--><li><a href="messages/19852.html">Re: why chat will you please respond</a> - <b>mtnair</b> <i>01/27/03</i>
(<!--responses: 19852-->0)
<ul><!--insert: 19852-->
</ul><!--end: 19852-->
<!--top: 19818--><li><a href="messages/19818.html">Re: why chat will you please respond</a> - <b>sara</b> <i>01/26/03</i>
(<!--responses: 19818-->1)
<ul><!--insert: 19818-->
</ul><!--end: 19818-->
<!--top: 19817--><li><a href="messages/19817.html">Re: why chat will you please respond</a> - <b>scott</b> <i>01/26/03</i>
(<!--responses: 19817-->2)
<ul><!--insert: 19817-->
</ul><!--end: 19817-->
<!--top: 19815--><li><a href="messages/19815.html">Re: why chat will you please respond</a> - <b>sara</b> <i>01/26/03</i>
(<!--responses: 19815-->3)
<ul><!--insert: 19815-->
</ul><!--end: 19815-->
</ul><!--end: 19813-->
</ul><!--end: 19804-->
<!--top: 19792--><li><a href="messages/19792.html">Dismissed w/o prejudice. Can I sue back?</a> - <b>Tbone66</b> <i>01/26/03</i>
(<!--responses: 19792-->1)
<ul><!--insert: 19792-->
<!--top: 19793--><li><a href="messages/19793.html">Re: Dismissed w/o prejudice. Can I sue back?</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19793-->0)
<ul><!--insert: 19793-->
</ul><!--end: 19793-->
</ul><!--end: 19792-->
<!--top: 19788--><li><a href="messages/19788.html">credit repair agency</a> - <b>Letitia</b> <i>01/26/03</i>
(<!--responses: 19788-->3)
<ul><!--insert: 19788-->
<!--top: 19869--><li><a href="messages/19869.html">Re: credit repair agency</a> - <b>scott</b> <i>01/27/03</i>
(<!--responses: 19869-->0)
<ul><!--insert: 19869-->
</ul><!--end: 19869-->
<!--top: 19837--><li><a href="messages/19837.html">Re: credit repair agency</a> - <b>James</b> <i>01/27/03</i>
(<!--responses: 19837-->1)
<ul><!--insert: 19837-->
</ul><!--end: 19837-->
<!--top: 19794--><li><a href="messages/19794.html">Re: credit repair agency</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19794-->2)
<ul><!--insert: 19794-->
</ul><!--end: 19794-->
</ul><!--end: 19788-->
<!--top: 19784--><li><a href="messages/19784.html">late and overlimit</a> - <b>buster</b> <i>01/26/03</i>
(<!--responses: 19784-->3)
<ul><!--insert: 19784-->
<!--top: 19795--><li><a href="messages/19795.html">Re: late and overlimit</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19795-->0)
<ul><!--insert: 19795-->
</ul><!--end: 19795-->
<!--top: 19786--><li><a href="messages/19786.html">Re: late and overlimit</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19786-->1)
<ul><!--insert: 19786-->
<!--top: 19790--><li><a href="messages/19790.html">Re: late and overlimit</a> - <b>buster</b> <i>01/26/03</i>
(<!--responses: 19790-->0)
<ul><!--insert: 19790-->
</ul><!--end: 19790-->
</ul><!--end: 19786-->
</ul><!--end: 19784-->
<!--top: 19772--><li><a href="messages/19772.html">vehicle repo</a> - <b>Serene13672</b> <i>01/26/03</i>
(<!--responses: 19772-->3)
<ul><!--insert: 19772-->
<!--top: 20241--><li><a href="messages/20241.html">Re: vehicle repo</a> - <b>Brainiac Smith</b> <i>01/30/03</i>
(<!--responses: 20241-->0)
<ul><!--insert: 20241-->
</ul><!--end: 20241-->
<!--top: 20017--><li><a href="messages/20017.html">Re: vehicle repo</a> - <b>Mike</b> <i>01/28/03</i>
(<!--responses: 20017-->0)
<ul><!--insert: 20017-->
</ul><!--end: 20017-->
<!--top: 19838--><li><a href="messages/19838.html">Re: vehicle repo</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19838-->0)
<ul><!--insert: 19838-->
</ul><!--end: 19838-->
</ul><!--end: 19772-->
<!--top: 19767--><li><a href="messages/19767.html">credit card overlimit charges</a> - <b>Marcy </b> <i>01/26/03</i>
(<!--responses: 19767-->3)
<ul><!--insert: 19767-->
<!--top: 19769--><li><a href="messages/19769.html">Re: credit card overlimit charges</a> - <b>observer</b> <i>01/26/03</i>
(<!--responses: 19769-->2)
<ul><!--insert: 19769-->
<!--top: 19770--><li><a href="messages/19770.html">Re: credit card overlimit charges</a> - <b>Marcy</b> <i>01/26/03</i>
(<!--responses: 19770-->1)
<ul><!--insert: 19770-->
<!--top: 19814--><li><a href="messages/19814.html">Re: credit card overlimit charges</a> - <b>scott</b> <i>01/26/03</i>
(<!--responses: 19814-->0)
<ul><!--insert: 19814-->
</ul><!--end: 19814-->
</ul><!--end: 19770-->
</ul><!--end: 19769-->
</ul><!--end: 19767-->
<!--top: 19766--><li><a href="messages/19766.html">Judgement and options</a> - <b>MarkZ</b> <i>01/26/03</i>
(<!--responses: 19766-->3)
<ul><!--insert: 19766-->
<!--top: 19771--><li><a href="messages/19771.html">Re: Judgement and options</a> - <b>observer</b> <i>01/26/03</i>
(<!--responses: 19771-->2)
<ul><!--insert: 19771-->
<!--top: 19811--><li><a href="messages/19811.html">Re: Judgement and options</a> - <b>observer</b> <i>01/26/03</i>
(<!--responses: 19811-->0)
<ul><!--insert: 19811-->
</ul><!--end: 19811-->
<!--top: 19802--><li><a href="messages/19802.html">Re: Judgement and options</a> - <b>MarkZ</b> <i>01/26/03</i>
(<!--responses: 19802-->1)
<ul><!--insert: 19802-->
</ul><!--end: 19802-->
</ul><!--end: 19771-->
</ul><!--end: 19766-->
<!--top: 19762--><li><a href="messages/19762.html">Why chat Pease help!!!!</a> - <b>sara</b> <i>01/26/03</i>
(<!--responses: 19762-->0)
<ul><!--insert: 19762-->
</ul><!--end: 19762-->
<!--top: 19758--><li><a href="messages/19758.html">Why Chat Can You Help???  Anyone??</a> - <b>V in SATX</b> <i>01/26/03</i>
(<!--responses: 19758-->0)
<ul><!--insert: 19758-->
</ul><!--end: 19758-->
<!--top: 19756--><li><a href="messages/19756.html">Wage garnishment.  Whychat? Linda? Anyone?</a> - <b>Naundi</b> <i>01/26/03</i>
(<!--responses: 19756-->4)
<ul><!--insert: 19756-->
<!--top: 19801--><li><a href="messages/19801.html">Re: Wage garnishment.  Whychat? Linda? Anyone?</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19801-->1)
<ul><!--insert: 19801-->
</ul><!--end: 19801-->
<!--top: 19796--><li><a href="messages/19796.html">Re: Wage garnishment.  Whychat? Linda? Anyone?</a> - <b>Naundi</b> <i>01/26/03</i>
(<!--responses: 19796-->2)
<ul><!--insert: 19796-->
<!--top: 19812--><li><a href="messages/19812.html">Re: Wage garnishment.  Thanks Why Chat</a> - <b>Naundi</b> <i>01/26/03</i>
(<!--responses: 19812-->0)
<ul><!--insert: 19812-->
</ul><!--end: 19812-->
</ul><!--end: 19796-->
<!--top: 19759--><li><a href="messages/19759.html">Re: Wage garnishment.  Whychat? Linda? Anyone?</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19759-->3)
<ul><!--insert: 19759-->
</ul><!--end: 19759-->
</ul><!--end: 19756-->
<!--top: 19755--><li><a href="messages/19755.html">Can someone help with credit problem questions?</a> - <b>ERIC </b> <i>01/26/03</i>
(<!--responses: 19755-->1)
<ul><!--insert: 19755-->
<!--top: 19761--><li><a href="messages/19761.html">Re: Can someone help with credit problem questions?</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19761-->0)
<ul><!--insert: 19761-->
</ul><!--end: 19761-->
</ul><!--end: 19755-->
<!--top: 19750--><li><a href="messages/19750.html">help why chat</a> - <b>malibu</b> <i>01/26/03</i>
(<!--responses: 19750-->1)
<ul><!--insert: 19750-->
<!--top: 19777--><li><a href="messages/19777.html">Re: help why chat</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19777-->0)
<ul><!--insert: 19777-->
</ul><!--end: 19777-->
</ul><!--end: 19750-->
<!--top: 19742--><li><a href="messages/19742.html">SOL NV or NJ</a> - <b>Jwil</b> <i>01/26/03</i>
(<!--responses: 19742-->3)
<ul><!--insert: 19742-->
<!--top: 19743--><li><a href="messages/19743.html">Re: SOL NV or NJ</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19743-->2)
<ul><!--insert: 19743-->
<!--top: 19773--><li><a href="messages/19773.html">Re: SOL NV or NJ</a> - <b>Jwil</b> <i>01/26/03</i>
(<!--responses: 19773-->1)
<ul><!--insert: 19773-->
<!--top: 19778--><li><a href="messages/19778.html">Re: SOL NV or NJ</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19778-->0)
<ul><!--insert: 19778-->
</ul><!--end: 19778-->
</ul><!--end: 19773-->
</ul><!--end: 19743-->
</ul><!--end: 19742-->
<!--top: 19740--><li><a href="messages/19740.html">rights to validation</a> - <b>buster</b> <i>01/26/03</i>
(<!--responses: 19740-->0)
<ul><!--insert: 19740-->
</ul><!--end: 19740-->
<!--top: 19739--><li><a href="messages/19739.html">rights to validation</a> - <b>buster</b> <i>01/26/03</i>
(<!--responses: 19739-->5)
<ul><!--insert: 19739-->
<!--top: 19779--><li><a href="messages/19779.html">Re: rights to validation</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19779-->0)
<ul><!--insert: 19779-->
</ul><!--end: 19779-->
<!--top: 19776--><li><a href="messages/19776.html">Re: rights to validation</a> - <b>buster</b> <i>01/26/03</i>
(<!--responses: 19776-->0)
<ul><!--insert: 19776-->
</ul><!--end: 19776-->
<!--top: 19763--><li><a href="messages/19763.html">Re: rights to validation</a> - <b>cddfisher</b> <i>01/26/03</i>
(<!--responses: 19763-->1)
<ul><!--insert: 19763-->
</ul><!--end: 19763-->
<!--top: 19754--><li><a href="messages/19754.html">Re: rights to validation</a> - <b>buster</b> <i>01/26/03</i>
(<!--responses: 19754-->1)
<ul><!--insert: 19754-->
</ul><!--end: 19754-->
<!--top: 19744--><li><a href="messages/19744.html">Re: rights to validation</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19744-->4)
<ul><!--insert: 19744-->
</ul><!--end: 19744-->
</ul><!--end: 19739-->
<!--top: 19738--><li><a href="messages/19738.html">Technicality</a> - <b>Wondering</b> <i>01/26/03</i>
(<!--responses: 19738-->0)
<ul><!--insert: 19738-->
</ul><!--end: 19738-->
<!--top: 19737--><li><a href="messages/19737.html">Ca calling by machine.Legal?</a> - <b>nhlegalmind</b> <i>01/25/03</i>
(<!--responses: 19737-->1)
<ul><!--insert: 19737-->
<!--top: 19757--><li><a href="messages/19757.html">Re: Ca calling by machine.Legal?</a> - <b>MoonPie</b> <i>01/26/03</i>
(<!--responses: 19757-->0)
<ul><!--insert: 19757-->
</ul><!--end: 19757-->
</ul><!--end: 19737-->
<!--top: 19736--><li><a href="messages/19736.html">collections</a> - <b>sara</b> <i>01/25/03</i>
(<!--responses: 19736-->0)
<ul><!--insert: 19736-->
</ul><!--end: 19736-->
<!--top: 19735--><li><a href="messages/19735.html">Cap One--Need some Help!!</a> - <b>V in SATX</b> <i>01/25/03</i>
(<!--responses: 19735-->8)
<ul><!--insert: 19735-->
<!--top: 20178--><li><a href="messages/20178.html">Re: Cap One--Need some Help!!</a> - <b>Linda</b> <i>01/30/03</i>
(<!--responses: 20178-->0)
<ul><!--insert: 20178-->
</ul><!--end: 20178-->
<!--top: 19760--><li><a href="messages/19760.html">Re: Cap One--Need some Help!!</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19760-->6)
<ul><!--insert: 19760-->
<!--top: 19787--><li><a href="messages/19787.html">Re:Why Chat-- Cap One--Need some Help!!</a> - <b>V in SATX</b> <i>01/26/03</i>
(<!--responses: 19787-->5)
<ul><!--insert: 19787-->
<!--top: 19797--><li><a href="messages/19797.html">Re:Why Chat-- Cap One--Need some Help!!</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19797-->4)
<ul><!--insert: 19797-->
<!--top: 20251--><li><a href="messages/20251.html">Re:Why Chat-- Cap One--Need some Help!!</a> - <b>Brainiac Smith</b> <i>01/31/03</i>
(<!--responses: 20251-->0)
<ul><!--insert: 20251-->
</ul><!--end: 20251-->
<!--top: 19810--><li><a href="messages/19810.html">Re:Why Chat</a> - <b>V in SATX</b> <i>01/26/03</i>
(<!--responses: 19810-->0)
<ul><!--insert: 19810-->
</ul><!--end: 19810-->
<!--top: 19805--><li><a href="messages/19805.html">Re:Why Chat-- Cap One--Need some Help!!</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19805-->1)
<ul><!--insert: 19805-->
</ul><!--end: 19805-->
<!--top: 19803--><li><a href="messages/19803.html">Re:Why Chat-- Cap One--Need some Help!!</a> - <b>V in SATX</b> <i>01/26/03</i>
(<!--responses: 19803-->3)
<ul><!--insert: 19803-->
</ul><!--end: 19803-->
</ul><!--end: 19797-->
</ul><!--end: 19787-->
</ul><!--end: 19760-->
</ul><!--end: 19735-->
<!--top: 19725--><li><a href="messages/19725.html">TEXAS &amp; HOMESTEAD</a> - <b>juan</b> <i>01/25/03</i>
(<!--responses: 19725-->1)
<ul><!--insert: 19725-->
<!--top: 19728--><li><a href="messages/19728.html">Re: TEXAS &amp; HOMESTEAD</a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19728-->0)
<ul><!--insert: 19728-->
</ul><!--end: 19728-->
</ul><!--end: 19725-->
<!--top: 19723--><li><a href="messages/19723.html">Advice with a charge off</a> - <b>zdog</b> <i>01/25/03</i>
(<!--responses: 19723-->1)
<ul><!--insert: 19723-->
<!--top: 19729--><li><a href="messages/19729.html">Re: Advice with a charge off</a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19729-->0)
<ul><!--insert: 19729-->
</ul><!--end: 19729-->
</ul><!--end: 19723-->
<!--top: 19717--><li><a href="messages/19717.html">Garnishment in Florida</a> - <b>Victory</b> <i>01/25/03</i>
(<!--responses: 19717-->3)
<ul><!--insert: 19717-->
<!--top: 19799--><li><a href="messages/19799.html">Re: Garnishment in Florida</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19799-->0)
<ul><!--insert: 19799-->
</ul><!--end: 19799-->
<!--top: 19789--><li><a href="messages/19789.html">Re: Garnishment in Florida</a> - <b>Victory</b> <i>01/26/03</i>
(<!--responses: 19789-->1)
<ul><!--insert: 19789-->
</ul><!--end: 19789-->
<!--top: 19721--><li><a href="messages/19721.html">Re: Garnishment in Florida</a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19721-->2)
<ul><!--insert: 19721-->
</ul><!--end: 19721-->
</ul><!--end: 19717-->
<!--top: 19713--><li><a href="messages/19713.html">ABC Jewelers</a> - <b>PA Debtor</b> <i>01/25/03</i>
(<!--responses: 19713-->11)
<ul><!--insert: 19713-->
<!--top: 19765--><li><a href="messages/19765.html">Re: ABC Jewelers #2</a> - <b>PA Debtor</b> <i>01/26/03</i>
(<!--responses: 19765-->5)
<ul><!--insert: 19765-->
<!--top: 19806--><li><a href="messages/19806.html">Re: ABC Jewelers #2</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19806-->0)
<ul><!--insert: 19806-->
</ul><!--end: 19806-->
<!--top: 19800--><li><a href="messages/19800.html">Re: ABC Jewelers #2</a> - <b>PA Debtor</b> <i>01/26/03</i>
(<!--responses: 19800-->1)
<ul><!--insert: 19800-->
</ul><!--end: 19800-->
<!--top: 19798--><li><a href="messages/19798.html">Re: ABC Jewelers #2</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19798-->2)
<ul><!--insert: 19798-->
</ul><!--end: 19798-->
<!--top: 19782--><li><a href="messages/19782.html">Re: ABC Jewelers #2</a> - <b>PA Debtor</b> <i>01/26/03</i>
(<!--responses: 19782-->3)
<ul><!--insert: 19782-->
</ul><!--end: 19782-->
<!--top: 19780--><li><a href="messages/19780.html">Re: ABC Jewelers #2</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19780-->4)
<ul><!--insert: 19780-->
</ul><!--end: 19780-->
</ul><!--end: 19765-->
<!--top: 19732--><li><a href="messages/19732.html">Re: ABC Jewelers</a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19732-->0)
<ul><!--insert: 19732-->
</ul><!--end: 19732-->
<!--top: 19722--><li><a href="messages/19722.html">Re: ABC Jewelers</a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19722-->3)
<ul><!--insert: 19722-->
<!--top: 19748--><li><a href="messages/19748.html">Re: ABC Jewelers</a> - <b>PA Debtor</b> <i>01/26/03</i>
(<!--responses: 19748-->0)
<ul><!--insert: 19748-->
</ul><!--end: 19748-->
<!--top: 19747--><li><a href="messages/19747.html">Re: ABC Jewelers</a> - <b>PA Debtor</b> <i>01/26/03</i>
(<!--responses: 19747-->1)
<ul><!--insert: 19747-->
<!--top: 19783--><li><a href="messages/19783.html">Re: ABC Jewelers</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19783-->0)
<ul><!--insert: 19783-->
</ul><!--end: 19783-->
</ul><!--end: 19747-->
</ul><!--end: 19722-->
</ul><!--end: 19713-->
<!--top: 19711--><li><a href="messages/19711.html">MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>JR</b> <i>01/25/03</i>
(<!--responses: 19711-->15)
<ul><!--insert: 19711-->
<!--top: 20054--><li><a href="messages/20054.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>JR</b> <i>01/29/03</i>
(<!--responses: 20054-->0)
<ul><!--insert: 20054-->
</ul><!--end: 20054-->
<!--top: 19888--><li><a href="messages/19888.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>Sloane</b> <i>01/27/03</i>
(<!--responses: 19888-->0)
<ul><!--insert: 19888-->
</ul><!--end: 19888-->
<!--top: 19839--><li><a href="messages/19839.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>eric</b> <i>01/27/03</i>
(<!--responses: 19839-->1)
<ul><!--insert: 19839-->
</ul><!--end: 19839-->
<!--top: 19734--><li><a href="messages/19734.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>observer</b> <i>01/25/03</i>
(<!--responses: 19734-->0)
<ul><!--insert: 19734-->
</ul><!--end: 19734-->
<!--top: 19724--><li><a href="messages/19724.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19724-->6)
<ul><!--insert: 19724-->
<!--top: 19775--><li><a href="messages/19775.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>JR</b> <i>01/26/03</i>
(<!--responses: 19775-->0)
<ul><!--insert: 19775-->
</ul><!--end: 19775-->
<!--top: 19774--><li><a href="messages/19774.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>JR</b> <i>01/26/03</i>
(<!--responses: 19774-->0)
<ul><!--insert: 19774-->
</ul><!--end: 19774-->
<!--top: 19764--><li><a href="messages/19764.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>observer</b> <i>01/26/03</i>
(<!--responses: 19764-->2)
<ul><!--insert: 19764-->
</ul><!--end: 19764-->
<!--top: 19752--><li><a href="messages/19752.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>malibu</b> <i>01/26/03</i>
(<!--responses: 19752-->3)
<ul><!--insert: 19752-->
</ul><!--end: 19752-->
<!--top: 19733--><li><a href="messages/19733.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>observer</b> <i>01/25/03</i>
(<!--responses: 19733-->0)
<ul><!--insert: 19733-->
</ul><!--end: 19733-->
<!--top: 19727--><li><a href="messages/19727.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>JR</b> <i>01/25/03</i>
(<!--responses: 19727-->5)
<ul><!--insert: 19727-->
</ul><!--end: 19727-->
</ul><!--end: 19724-->
<!--top: 19718--><li><a href="messages/19718.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>JR</b> <i>01/25/03</i>
(<!--responses: 19718-->8)
<ul><!--insert: 19718-->
</ul><!--end: 19718-->
<!--top: 19714--><li><a href="messages/19714.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>kelly from nevada</b> <i>01/25/03</i>
(<!--responses: 19714-->2)
<ul><!--insert: 19714-->
<!--top: 19715--><li><a href="messages/19715.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>JR</b> <i>01/25/03</i>
(<!--responses: 19715-->1)
<ul><!--insert: 19715-->
<!--top: 19716--><li><a href="messages/19716.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>kelly from nevada</b> <i>01/25/03</i>
(<!--responses: 19716-->0)
<ul><!--insert: 19716-->
</ul><!--end: 19716-->
</ul><!--end: 19715-->
</ul><!--end: 19714-->
</ul><!--end: 19711-->
<!--top: 19709--><li><a href="messages/19709.html">CA calling from 1984 bill </a> - <b>1morx</b> <i>01/25/03</i>
(<!--responses: 19709-->9)
<ul><!--insert: 19709-->
<!--top: 19844--><li><a href="messages/19844.html">Re: Silly question</a> - <b>1morx</b> <i>01/27/03</i>
(<!--responses: 19844-->0)
<ul><!--insert: 19844-->
</ul><!--end: 19844-->
<!--top: 19843--><li><a href="messages/19843.html">Silly question</a> - <b>Rachel Smith</b> <i>01/27/03</i>
(<!--responses: 19843-->1)
<ul><!--insert: 19843-->
</ul><!--end: 19843-->
<!--top: 19768--><li><a href="messages/19768.html">Regional Adjustment Bureau</a> - <b>Marcy</b> <i>01/26/03</i>
(<!--responses: 19768-->0)
<ul><!--insert: 19768-->
</ul><!--end: 19768-->
<!--top: 19745--><li><a href="messages/19745.html">Re: CA calling from 1984 bill address</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19745-->2)
<ul><!--insert: 19745-->
</ul><!--end: 19745-->
<!--top: 19731--><li><a href="messages/19731.html">Re: CA calling from 1984 bill address</a> - <b>1morx</b> <i>01/25/03</i>
(<!--responses: 19731-->3)
<ul><!--insert: 19731-->
</ul><!--end: 19731-->
<!--top: 19726--><li><a href="messages/19726.html">Re: CA calling from 1984 bill address</a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19726-->4)
<ul><!--insert: 19726-->
</ul><!--end: 19726-->
<!--top: 19719--><li><a href="messages/19719.html">Re: CA calling from 1984 bill address</a> - <b>1morx</b> <i>01/25/03</i>
(<!--responses: 19719-->5)
<ul><!--insert: 19719-->
</ul><!--end: 19719-->
<!--top: 19712--><li><a href="messages/19712.html">Re: CA calling from 1984 bill </a> - <b>Imp</b> <i>01/25/03</i>
(<!--responses: 19712-->0)
<ul><!--insert: 19712-->
</ul><!--end: 19712-->
<!--top: 19710--><li><a href="messages/19710.html">Re: CA calling from 1984 bill </a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19710-->6)
<ul><!--insert: 19710-->
</ul><!--end: 19710-->
</ul><!--end: 19709-->
<!--top: 19704--><li><a href="messages/19704.html">Collection Agency and Credit Report</a> - <b>zdog</b> <i>01/25/03</i>
(<!--responses: 19704-->5)
<ul><!--insert: 19704-->
<!--top: 20246--><li><a href="messages/20246.html">Re: Collection Agency and Credit Report</a> - <b>Brainiac Smith</b> <i>01/30/03</i>
(<!--responses: 20246-->0)
<ul><!--insert: 20246-->
</ul><!--end: 20246-->
<!--top: 19705--><li><a href="messages/19705.html">Re: Collection Agency and Credit Report</a> - <b>letitia</b> <i>01/25/03</i>
(<!--responses: 19705-->3)
<ul><!--insert: 19705-->
<!--top: 19707--><li><a href="messages/19707.html">Re: Collection Agency and Credit Report</a> - <b>zdog</b> <i>01/25/03</i>
(<!--responses: 19707-->0)
<ul><!--insert: 19707-->
</ul><!--end: 19707-->
<!--top: 19706--><li><a href="messages/19706.html">Re: Collection Agency and Credit Report</a> - <b>zdog</b> <i>01/25/03</i>
(<!--responses: 19706-->1)
<ul><!--insert: 19706-->
<!--top: 19708--><li><a href="messages/19708.html">Re: Collection Agency and Credit Report</a> - <b>letitia</b> <i>01/25/03</i>
(<!--responses: 19708-->0)
<ul><!--insert: 19708-->
</ul><!--end: 19708-->
</ul><!--end: 19706-->
</ul><!--end: 19705-->
</ul><!--end: 19704-->
<!--top: 19701--><li><a href="messages/19701.html">Utility Bill Collection and Statute of Limitations</a> - <b>lindasue921</b> <i>01/25/03</i>
(<!--responses: 19701-->3)
<ul><!--insert: 19701-->
<!--top: 19730--><li><a href="messages/19730.html">Re: Utility Bill Collection and Statute of Limitations</a> - <b>cc</b> <i>01/25/03</i>
(<!--responses: 19730-->0)
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</ul><!--end: 19730-->
<!--top: 19703--><li><a href="messages/19703.html">Re: Utility Bill Collection and Statute of Limitations</a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19703-->0)
<ul><!--insert: 19703-->
</ul><!--end: 19703-->
<!--top: 19702--><li><a href="messages/19702.html">Re: Utility Bill Collection and Statute of Limitations</a> - <b>LindaSue</b> <i>01/25/03</i>
(<!--responses: 19702-->2)
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</ul><!--end: 19702-->
</ul><!--end: 19701-->
<!--top: 19699--><li><a href="messages/19699.html">Exact instructions, please!! </a> - <b>letitia</b> <i>01/25/03</i>
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</ul><!--end: 19699-->
<!--top: 19696--><li><a href="messages/19696.html">Spouse wants to have credit</a> - <b>Not Again</b> <i>01/25/03</i>
(<!--responses: 19696-->1)
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<!--top: 19697--><li><a href="messages/19697.html">Re: Spouse wants to have credit</a> - <b>WHY CHAT</b> <i>01/25/03</i>
(<!--responses: 19697-->0)
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</ul><!--end: 19697-->
</ul><!--end: 19696-->
<!--top: 19695--><li><a href="messages/19695.html">Anyone Hear of GC Services Collection Agency</a> - <b>Feddy1</b> <i>01/25/03</i>
(<!--responses: 19695-->1)
<ul><!--insert: 19695-->
<!--top: 19751--><li><a href="messages/19751.html">Re: Anyone Hear of GC Services Collection Agency</a> - <b>blkkytnx</b> <i>01/26/03</i>
(<!--responses: 19751-->0)
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</ul><!--end: 19751-->
</ul><!--end: 19695-->
<!--top: 19692--><li><a href="messages/19692.html">non-chexsystem banks</a> - <b>chuck</b> <i>01/25/03</i>
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<ul><!--insert: 19692-->
</ul><!--end: 19692-->
<!--top: 19691--><li><a href="messages/19691.html">Collection Agency (Old credit card debt)</a> - <b>Sarah</b> <i>01/25/03</i>
(<!--responses: 19691-->1)
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