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<center><h1>Credit Forum</h1></center>
<p>This is an archive of past messages.  To post a new message, click on the <b>Recent Posts</b> link below.</p>
<p><font size="+1"><a href="../wwwboard/wwwboard.html">Click Here For Recent Posts</a></font></p>
<center>
<h3>Archive: 01/2003</h3>
<p>
<hr width="65%">
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<ul>
<!--begin-->
<!--top: 20364--><li><a href="messages/20364.html">Debt Termination Program</a> - <b>buster</b> <i>01/31/03</i>
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<!--top: 20368--><li><a href="messages/20368.html">Re: Debt Termination Program</a> - <b>Why Chat</b> <i>01/31/03</i>
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<!--top: 20367--><li><a href="messages/20367.html">Re: Debt Termination Program</a> - <b>scott</b> <i>01/31/03</i>
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<!--top: 20361--><li><a href="messages/20361.html">Non-Chexsystem bank.... a sucess story!!!</a> - <b>Kismet</b> <i>01/31/03</i>
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<!--top: 20371--><li><a href="messages/20371.html">Re: Non-Chexsystem bank.... a sucess story!!!</a> - <b>Jo</b> <i>01/31/03</i>
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<!--top: 20357--><li><a href="messages/20357.html">LadynRed and others:</a> - <b>Ladym</b> <i>01/31/03</i>
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<!--top: 20356--><li><a href="messages/20356.html">WHY CHAT: NCO/Capital One UPDATE</a> - <b>LadyM</b> <i>01/31/03</i>
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<!--top: 20376--><li><a href="messages/20376.html">Re: WHY CHAT: NCO/Capital One UPDATE</a> - <b>scott</b> <i>02/01/03</i>
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<!--top: 20372--><li><a href="messages/20372.html">Re: WHY CHAT: NCO/Capital One UPDATE</a> - <b>WHY CHAT</b> <i>01/31/03</i>
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<!--top: 20359--><li><a href="messages/20359.html">Re: WHY CHAT: NCO/Capital One UPDATE</a> - <b>scott</b> <i>01/31/03</i>
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<!--top: 20351--><li><a href="messages/20351.html">How do you know if your Credit Card is Charge Off or in Collection?</a> - <b>Crazy from Credit Report</b> <i>01/31/03</i>
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<!--top: 20344--><li><a href="messages/20344.html">ChexSystems/U.S. Bank</a> - <b>JO</b> <i>01/31/03</i>
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<!--top: 20342--><li><a href="messages/20342.html">assets- Indiana</a> - <b>cc</b> <i>01/31/03</i>
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<!--top: 20352--><li><a href="messages/20352.html">Re: assets- Indiana</a> - <b>Why Chat</b> <i>01/31/03</i>
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<!--top: 20341--><li><a href="messages/20341.html">To &quot;Braniac&quot; Smith</a> - <b>Pamk</b> <i>01/31/03</i>
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<!--top: 20338--><li><a href="messages/20338.html">Credit Card Debt Collector threatens with lawsuit</a> - <b>Buffy</b> <i>01/31/03</i>
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<!--top: 20365--><li><a href="messages/20365.html">Re: Credit Card Debt Collector threatens with lawsuit</a> - <b>Buffy</b> <i>01/31/03</i>
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<!--top: 20366--><li><a href="messages/20366.html">Re: Credit Card Debt Collector threatens with lawsuit</a> - <b>scott</b> <i>01/31/03</i>
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<!--top: 20362--><li><a href="messages/20362.html">Re: Credit Card Debt Collector threatens with lawsuit</a> - <b>scott</b> <i>01/31/03</i>
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<!--top: 20349--><li><a href="messages/20349.html">Re: Credit Card Debt Collector threatens with lawsuit</a> - <b>observer</b> <i>01/31/03</i>
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<!--top: 20353--><li><a href="messages/20353.html">Re: Credit Card Debt Collector threatens with lawsuit</a> - <b>Buffy</b> <i>01/31/03</i>
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<!--top: 20355--><li><a href="messages/20355.html">Re: Credit Card Debt Collector threatens with lawsuit</a> - <b>patti</b> <i>01/31/03</i>
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<!--top: 20345--><li><a href="messages/20345.html">OMG, I just realized something, but it's too late, I think.</a> - <b>Buffy</b> <i>01/31/03</i>
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<!--top: 20346--><li><a href="messages/20346.html">Re: OMG, I just realized something, but it's too late, I think.</a> - <b>patti</b> <i>01/31/03</i>
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<!--top: 20343--><li><a href="messages/20343.html">Re: Credit Card Debt Collector threatens with lawsuit</a> - <b>patti</b> <i>01/31/03</i>
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<!--top: 20335--><li><a href="messages/20335.html">1-27 Judgment paid/Creditor hasn't filed</a> - <b>Brenda</b> <i>01/31/03</i>
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<!--top: 20329--><li><a href="messages/20329.html">wilson</a> - <b>clueless</b> <i>01/31/03</i>
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<!--top: 20369--><li><a href="messages/20369.html">Re: wilson</a> - <b>scott</b> <i>01/31/03</i>
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</ul><!--end: 20329-->
<!--top: 20327--><li><a href="messages/20327.html">Judgement  Problems</a> - <b>angie</b> <i>01/31/03</i>
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<!--top: 20330--><li><a href="messages/20330.html">Re: Judgement  Problems</a> - <b>Why Chat</b> <i>01/31/03</i>
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</ul><!--end: 20327-->
<!--top: 20322--><li><a href="messages/20322.html">MBNA/PORTFOLIO </a> - <b>LadyM</b> <i>01/31/03</i>
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<!--top: 20334--><li><a href="messages/20334.html">Re: MBNA/PORTFOLIO </a> - <b>LadynRed</b> <i>01/31/03</i>
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<!--top: 20350--><li><a href="messages/20350.html">Re: MBNA/PORTFOLIO </a> - <b>LADYM</b> <i>01/31/03</i>
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<!--top: 20319--><li><a href="messages/20319.html">Apartments</a> - <b>Sloane</b> <i>01/31/03</i>
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<!--top: 20370--><li><a href="messages/20370.html">Re: Apartments</a> - <b>scott</b> <i>01/31/03</i>
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<!--top: 20340--><li><a href="messages/20340.html">Re: Apartments</a> - <b>Pamk</b> <i>01/31/03</i>
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<!--top: 20328--><li><a href="messages/20328.html">Re: Apartments</a> - <b>Jamy</b> <i>01/31/03</i>
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<!--top: 20363--><li><a href="messages/20363.html">Re: Apartments</a> - <b>Kismet</b> <i>01/31/03</i>
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<!--top: 20316--><li><a href="messages/20316.html">disputing closed accounts</a> - <b>ahandle</b> <i>01/31/03</i>
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<!--top: 20309--><li><a href="messages/20309.html">Credit Help</a> - <b>creditman</b> <i>01/31/03</i>
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<!--top: 20320--><li><a href="messages/20320.html">Re: Credit Help</a> - <b>Pamk</b> <i>01/31/03</i>
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<!--top: 20305--><li><a href="messages/20305.html">NCO acquires Great Lakes Collection Bureau</a> - <b>Andrea</b> <i>01/31/03</i>
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<!--top: 20310--><li><a href="messages/20310.html">Re: NCO acquires Great Lakes Collection Bureau</a> - <b>Why Chat</b> <i>01/31/03</i>
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<!--top: 20307--><li><a href="messages/20307.html">Re: NCO acquires Great Lakes Collection Bureau</a> - <b>Andrea</b> <i>01/31/03</i>
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<!--top: 20304--><li><a href="messages/20304.html">Original Creditor Calls</a> - <b>LADYNRED                  ringring</b> <i>01/31/03</i>
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<!--top: 20311--><li><a href="messages/20311.html">Re: Original Creditor Calls</a> - <b>LadynRed</b> <i>01/31/03</i>
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<!--top: 20292--><li><a href="messages/20292.html">Cease and desist letter for a current creditor</a> - <b>Pamk</b> <i>01/31/03</i>
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<!--top: 20294--><li><a href="messages/20294.html">Re: Cease and desist letter for a current creditor</a> - <b>LadynRed</b> <i>01/31/03</i>
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<!--top: 20291--><li><a href="messages/20291.html">SAMPLE LETTER FOR OUTDATED NEGATIVE ITEMS ON CREDIT REPORT</a> - <b>JAMES</b> <i>01/31/03</i>
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<!--top: 20337--><li><a href="messages/20337.html">Re: SAMPLE LETTER FOR OUTDATED NEGATIVE ITEMS ON CREDIT REPORT</a> - <b>Why Chat</b> <i>01/31/03</i>
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<!--top: 20288--><li><a href="messages/20288.html">2 questions please help!!</a> - <b>LADYM</b> <i>01/31/03</i>
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<!--top: 20321--><li><a href="messages/20321.html">Re: 2 questions please help!!-WHY CHAT</a> - <b>LADYM</b> <i>01/31/03</i>
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<!--top: 20325--><li><a href="messages/20325.html">Re: 2 questions please help!!-WHY CHAT</a> - <b>Why Chat</b> <i>01/31/03</i>
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<!--top: 20314--><li><a href="messages/20314.html">Re: 2 questions please help!!</a> - <b>Why Chat</b> <i>01/31/03</i>
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<!--top: 20301--><li><a href="messages/20301.html">Sorry for all the questions</a> - <b>Ladym</b> <i>01/31/03</i>
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<!--top: 20312--><li><a href="messages/20312.html">Re: Sorry for all the questions</a> - <b>LadynRed</b> <i>01/31/03</i>
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<!--top: 20295--><li><a href="messages/20295.html">Re: 2 questions please help!!</a> - <b>LadynRed</b> <i>01/31/03</i>
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<!--top: 20308--><li><a href="messages/20308.html">Re: 2 questions please help!! thanks for the response</a> - <b>LadynRed</b> <i>01/31/03</i>
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<!--top: 20299--><li><a href="messages/20299.html">Re: 2 questions please help!! thanks for the response</a> - <b>Ladym</b> <i>01/31/03</i>
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<!--top: 20297--><li><a href="messages/20297.html">Re: 2 questions please help!! Thank for the response</a> - <b>ladynred</b> <i>01/31/03</i>
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<!--top: 20286--><li><a href="messages/20286.html">Bad Check</a> - <b>Iceman</b> <i>01/31/03</i>
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<!--top: 20296--><li><a href="messages/20296.html">Re: Bad Check</a> - <b>LadynRed</b> <i>01/31/03</i>
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<!--top: 20281--><li><a href="messages/20281.html">PROVIDIAN/FDCPA/LAWSUIT</a> - <b>DRM</b> <i>01/31/03</i>
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<!--top: 20277--><li><a href="messages/20277.html">Duplicate charge off</a> - <b>HunterLynn</b> <i>01/31/03</i>
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<!--top: 20274--><li><a href="messages/20274.html">Judgement...whychat</a> - <b>Andrea</b> <i>01/31/03</i>
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<!--top: 20317--><li><a href="messages/20317.html">Re: Judgement...whychat</a> - <b>Why Chat</b> <i>01/31/03</i>
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<!--top: 20284--><li><a href="messages/20284.html">Re: Judgement...whychat</a> - <b>Frapster</b> <i>01/31/03</i>
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<!--top: 20303--><li><a href="messages/20303.html">Re: Judgement...whychat</a> - <b>Andrea</b> <i>01/31/03</i>
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<!--top: 20313--><li><a href="messages/20313.html">Re: Judgement...whychat</a> - <b>LadynRed</b> <i>01/31/03</i>
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<!--top: 20300--><li><a href="messages/20300.html">Re: Judgement...whychat</a> - <b>LadynRed</b> <i>01/31/03</i>
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<!--top: 20273--><li><a href="messages/20273.html">Exempt Property</a> - <b>Frapster</b> <i>01/31/03</i>
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<ul><!--insert: 20280-->
<!--top: 20293--><li><a href="messages/20293.html">Re: Exempt Property</a> - <b>LadynRed</b> <i>01/31/03</i>
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<!--top: 20268--><li><a href="messages/20268.html">Marriage Credit Card</a> - <b>anon</b> <i>01/31/03</i>
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<!--top: 20267--><li><a href="messages/20267.html">SOL/Cease and Desist Letter</a> - <b>Pumphouse</b> <i>01/31/03</i>
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<!--top: 20271--><li><a href="messages/20271.html">Re: SOL/Cease and Desist Letter</a> - <b>LadynRed</b> <i>01/31/03</i>
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<!--top: 20261--><li><a href="messages/20261.html">a post for brainiac</a> - <b>patti</b> <i>01/31/03</i>
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<ul><!--insert: 20279-->
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<!--top: 20324--><li><a href="messages/20324.html">Re: Student Loan Consolidation... should I work w/ CA?</a> - <b>Jade</b> <i>01/31/03</i>
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<!--top: 20232--><li><a href="messages/20232.html">CAMCO EMPLOYEE APOLIGY TO ALL DEBTORS</a> - <b>ANONYMOUS</b> <i>01/30/03</i>
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<!--top: 20290--><li><a href="messages/20290.html">Re: CAMCO EMPLOYEE APOLIGY TO ALL DEBTORS</a> - <b>kelly from nevada</b> <i>01/31/03</i>
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<!--top: 20282--><li><a href="messages/20282.html">Re: CAMCO EMPLOYEE APOLIGY TO ALL DEBTORS</a> - <b>M. FitzGerald</b> <i>01/31/03</i>
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<!--top: 20275--><li><a href="messages/20275.html">Re: CAMCO EMPLOYEE APOLIGY TO ALL DEBTORS</a> - <b>Stacey</b> <i>01/31/03</i>
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</ul><!--end: 20240-->
</ul><!--end: 20232-->
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<!--top: 20231--><li><a href="messages/20231.html">Re: Collection Special-Only $26.00</a> - <b>scott</b> <i>01/30/03</i>
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<!--top: 20217--><li><a href="messages/20217.html">letter from RMA</a> - <b>Pumphouse</b> <i>01/30/03</i>
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<!--top: 20220--><li><a href="messages/20220.html">Re: letter from RMA</a> - <b>LadynRed</b> <i>01/30/03</i>
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<!--top: 20228--><li><a href="messages/20228.html">Re: letter from RMA</a> - <b>Why Chat</b> <i>01/30/03</i>
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<!--top: 20226--><li><a href="messages/20226.html">Re: letter from RMA</a> - <b>Pumphouse</b> <i>01/30/03</i>
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<!--top: 20224--><li><a href="messages/20224.html">Re: letter from RMA</a> - <b>Pumphouse</b> <i>01/30/03</i>
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<!--top: 20234--><li><a href="messages/20234.html">Re: letter from RMA</a> - <b>Pumphouse</b> <i>01/30/03</i>
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<!--top: 20233--><li><a href="messages/20233.html">Re: letter from RMA</a> - <b>scott</b> <i>01/30/03</i>
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<!--top: 20230--><li><a href="messages/20230.html">Re: letter from RMA</a> - <b>LadynRed</b> <i>01/30/03</i>
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</ul><!--end: 20224-->
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<!--top: 20210--><li><a href="messages/20210.html">SOL letter, Cease and Desist or both? Help.</a> - <b>Jess</b> <i>01/30/03</i>
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<ul><!--insert: 20210-->
<!--top: 20221--><li><a href="messages/20221.html">Re: SOL letter, Cease and Desist or both? Help.</a> - <b>Toni</b> <i>01/30/03</i>
(<!--responses: 20221-->1)
<ul><!--insert: 20221-->
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(<!--responses: 20227-->0)
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</ul><!--end: 20227-->
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<ul><!--insert: 20203-->
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(<!--responses: 20201-->4)
<ul><!--insert: 20201-->
<!--top: 20214--><li><a href="messages/20214.html">Re: SBA homeowners disaster relief loan question - WhyChat or anyone ?</a> - <b>Why Chat</b> <i>01/30/03</i>
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<ul><!--insert: 20214-->
<!--top: 20248--><li><a href="messages/20248.html">Re: SBA loan question - WhyChat - a bit more info</a> - <b>Why Chat</b> <i>01/30/03</i>
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<ul><!--insert: 20248-->
</ul><!--end: 20248-->
<!--top: 20225--><li><a href="messages/20225.html">Re: SBA loan question - WhyChat - a bit more info</a> - <b>LadynRed</b> <i>01/30/03</i>
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<ul><!--insert: 20225-->
</ul><!--end: 20225-->
<!--top: 20218--><li><a href="messages/20218.html">Re: SBA homeowners disaster relief loan question - WhyChat or anyone ?</a> - <b>LadynRed</b> <i>01/30/03</i>
(<!--responses: 20218-->0)
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</ul><!--end: 20214-->
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<ul><!--insert: 20195-->
<!--top: 20198--><li><a href="messages/20198.html">Re: Collection for Credit Card Charged Off in  1991? (Whitewing)</a> - <b>patti</b> <i>01/30/03</i>
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<ul><!--insert: 20198-->
<!--top: 20223--><li><a href="messages/20223.html">Re: Collection for Credit Card Charged Off in  1991? (Whitewing)</a> - <b>LadynRed</b> <i>01/30/03</i>
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<!--top: 20222--><li><a href="messages/20222.html">Re: Collection for Credit Card Charged Off in  1991? (Whitewing)</a> - <b>Jessica</b> <i>01/30/03</i>
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<ul><!--insert: 20222-->
</ul><!--end: 20222-->
<!--top: 20219--><li><a href="messages/20219.html">Re: Collection for Credit Card Charged Off in  1991? (Whitewing)</a> - <b>LadynRed</b> <i>01/30/03</i>
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<!--top: 20209--><li><a href="messages/20209.html">Re: Collection for Credit Card Charged Off in  1991? (Whitewing)</a> - <b>Jessica</b> <i>01/30/03</i>
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<ul><!--insert: 20209-->
</ul><!--end: 20209-->
</ul><!--end: 20198-->
<!--top: 20197--><li><a href="messages/20197.html">Re: Collection for Credit Card Charged Off in  1991? (Whitewing)</a> - <b>patti</b> <i>01/30/03</i>
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(<!--responses: 20188-->5)
<ul><!--insert: 20188-->
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(<!--responses: 20190-->4)
<ul><!--insert: 20190-->
<!--top: 20200--><li><a href="messages/20200.html">Re: Help Why Chat! motion to vacate... improper service.</a> - <b>Why Chat</b> <i>01/30/03</i>
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<ul><!--insert: 20200-->
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(<!--responses: 20211-->0)
<ul><!--insert: 20211-->
</ul><!--end: 20211-->
<!--top: 20208--><li><a href="messages/20208.html">Re: Help Why Chat! motion to vacate... improper service.</a> - <b>Sheri</b> <i>01/30/03</i>
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</ul><!--end: 20208-->
</ul><!--end: 20200-->
<!--top: 20193--><li><a href="messages/20193.html">Re: Help Why Chat! motion to vacate... improper service.</a> - <b>Sheri</b> <i>01/30/03</i>
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<ul><!--insert: 20186-->
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<ul><!--insert: 20180-->
<!--top: 20202--><li><a href="messages/20202.html">Re: University debts</a> - <b>Why Chat</b> <i>01/30/03</i>
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<ul><!--insert: 20176-->
<!--top: 20185--><li><a href="messages/20185.html">Re: Garnishment in 2 weeks, a question</a> - <b>LadynRed</b> <i>01/30/03</i>
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<ul><!--insert: 20185-->
<!--top: 20258--><li><a href="messages/20258.html">Re: Garnishment in 2 weeks, a question</a> - <b>TJ</b> <i>01/31/03</i>
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<!--top: 20173--><li><a href="messages/20173.html">settle before charge-off</a> - <b>eric</b> <i>01/30/03</i>
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<ul><!--insert: 20173-->
<!--top: 20177--><li><a href="messages/20177.html">Re: settle before charge-off</a> - <b>Linda</b> <i>01/30/03</i>
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<ul><!--insert: 20162-->
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<ul><!--insert: 20269-->
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</ul><!--end: 20374-->
<!--top: 20360--><li><a href="messages/20360.html">Re: DO NOT E-MAIL STRANGERS WITH PERSONAL INFO</a> - <b>scott</b> <i>01/31/03</i>
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<ul><!--insert: 20360-->
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</ul><!--end: 20377-->
<!--top: 20375--><li><a href="messages/20375.html">Re: DO NOT E-MAIL STRANGERS WITH PERSONAL INFO</a> - <b>scott</b> <i>02/01/03</i>
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</ul><!--end: 20375-->
<!--top: 20373--><li><a href="messages/20373.html">Re: DO NOT E-MAIL STRANGERS WITH PERSONAL INFO</a> - <b>Why Chat</b> <i>01/31/03</i>
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</ul><!--end: 20360-->
<!--top: 20354--><li><a href="messages/20354.html">DO NOT E-MAIL STRANGERS WITH PERSONAL INFO</a> - <b>Why Chat</b> <i>01/31/03</i>
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</ul><!--end: 20354-->
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<ul><!--insert: 20332-->
</ul><!--end: 20332-->
<!--top: 20287--><li><a href="messages/20287.html">NCO Financial</a> - <b>Robin in SC</b> <i>01/31/03</i>
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<ul><!--insert: 20287-->
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<ul><!--insert: 20306-->
</ul><!--end: 20306-->
<!--top: 20302--><li><a href="messages/20302.html">Re: NCO Financial</a> - <b>eric</b> <i>01/31/03</i>
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<!--top: 20163--><li><a href="messages/20163.html">Re: MBNA Credit Card Charge Off</a> - <b>LadynRed</b> <i>01/30/03</i>
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<ul><!--insert: 20163-->
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(<!--responses: 20165-->6)
<ul><!--insert: 20165-->
<!--top: 20184--><li><a href="messages/20184.html">Andrea - another ? re garnishment and court</a> - <b>Robin in SC</b> <i>01/30/03</i>
(<!--responses: 20184-->1)
<ul><!--insert: 20184-->
</ul><!--end: 20184-->
<!--top: 20183--><li><a href="messages/20183.html">Re: MBNA Credit Card Charge Off</a> - <b>Robin in SC</b> <i>01/30/03</i>
(<!--responses: 20183-->1)
<ul><!--insert: 20183-->
<!--top: 20187--><li><a href="messages/20187.html">Re: MBNA Credit Card Charge Off</a> - <b>LadynRed</b> <i>01/30/03</i>
(<!--responses: 20187-->0)
<ul><!--insert: 20187-->
</ul><!--end: 20187-->
</ul><!--end: 20183-->
<!--top: 20182--><li><a href="messages/20182.html">Re: MBNA Credit Card Charge Off</a> - <b>LadynRed</b> <i>01/30/03</i>
(<!--responses: 20182-->0)
<ul><!--insert: 20182-->
</ul><!--end: 20182-->
<!--top: 20181--><li><a href="messages/20181.html">Re: MBNA Credit Card Charge Off</a> - <b>Andrea</b> <i>01/30/03</i>
(<!--responses: 20181-->4)
<ul><!--insert: 20181-->
<!--top: 20191--><li><a href="messages/20191.html">Re: Andrea - another ? re garnishment and court</a> - <b>Andrea</b> <i>01/30/03</i>
(<!--responses: 20191-->0)
<ul><!--insert: 20191-->
</ul><!--end: 20191-->
</ul><!--end: 20181-->
</ul><!--end: 20165-->
</ul><!--end: 20163-->
</ul><!--end: 20162-->
<!--top: 20158--><li><a href="messages/20158.html">Another good site for more information...</a> - <b>Pamk</b> <i>01/30/03</i>
(<!--responses: 20158-->2)
<ul><!--insert: 20158-->
</ul><!--end: 20158-->
<!--top: 20156--><li><a href="messages/20156.html">Advice</a> - <b>Andrea</b> <i>01/30/03</i>
(<!--responses: 20156-->0)
<ul><!--insert: 20156-->
</ul><!--end: 20156-->
<!--top: 20155--><li><a href="messages/20155.html">Question about experian</a> - <b>nhlegal mind</b> <i>01/30/03</i>
(<!--responses: 20155-->1)
<ul><!--insert: 20155-->
<!--top: 20167--><li><a href="messages/20167.html">Re: Question about experian</a> - <b>Linda</b> <i>01/30/03</i>
(<!--responses: 20167-->0)
<ul><!--insert: 20167-->
</ul><!--end: 20167-->
</ul><!--end: 20155-->
<!--top: 20138--><li><a href="messages/20138.html">Providian Charge off Re: PamK</a> - <b>Hunter Lynn</b> <i>01/30/03</i>
(<!--responses: 20138-->3)
<ul><!--insert: 20138-->
<!--top: 20143--><li><a href="messages/20143.html">Re: Providian Charge off Re: PamK</a> - <b>Pamk</b> <i>01/30/03</i>
(<!--responses: 20143-->2)
<ul><!--insert: 20143-->
<!--top: 20147--><li><a href="messages/20147.html">Re: Providian Charge off Re: PamK</a> - <b>patti</b> <i>01/30/03</i>
(<!--responses: 20147-->0)
<ul><!--insert: 20147-->
</ul><!--end: 20147-->
<!--top: 20146--><li><a href="messages/20146.html">Re: Providian Charge off Re: PamK</a> - <b>Hunter Lynn</b> <i>01/30/03</i>
(<!--responses: 20146-->1)
<ul><!--insert: 20146-->
</ul><!--end: 20146-->
</ul><!--end: 20143-->
</ul><!--end: 20138-->
<!--top: 20130--><li><a href="messages/20130.html">delete closed &amp; open with zero balance accounts</a> - <b>ahandle</b> <i>01/30/03</i>
(<!--responses: 20130-->5)
<ul><!--insert: 20130-->
<!--top: 20132--><li><a href="messages/20132.html">Re: delete closed &amp; open with zero balance accounts</a> - <b>patti</b> <i>01/30/03</i>
(<!--responses: 20132-->4)
<ul><!--insert: 20132-->
<!--top: 20134--><li><a href="messages/20134.html">Re: delete closed &amp; open with zero balance accounts</a> - <b>ahandle</b> <i>01/30/03</i>
(<!--responses: 20134-->3)
<ul><!--insert: 20134-->
<!--top: 20141--><li><a href="messages/20141.html">Re: delete closed &amp; open with zero balance accounts</a> - <b>patti</b> <i>01/30/03</i>
(<!--responses: 20141-->0)
<ul><!--insert: 20141-->
</ul><!--end: 20141-->
<!--top: 20139--><li><a href="messages/20139.html">Re: delete closed &amp; open with zero balance accounts</a> - <b>ahandle</b> <i>01/30/03</i>
(<!--responses: 20139-->1)
<ul><!--insert: 20139-->
</ul><!--end: 20139-->
<!--top: 20136--><li><a href="messages/20136.html">Re: delete closed &amp; open with zero balance accounts</a> - <b>patti</b> <i>01/30/03</i>
(<!--responses: 20136-->2)
<ul><!--insert: 20136-->
</ul><!--end: 20136-->
</ul><!--end: 20134-->
</ul><!--end: 20132-->
</ul><!--end: 20130-->
<!--top: 20126--><li><a href="messages/20126.html">jugdement from montgomery wards</a> - <b>carmelcolor</b> <i>01/30/03</i>
(<!--responses: 20126-->7)
<ul><!--insert: 20126-->
<!--top: 20144--><li><a href="messages/20144.html">Re: jugdement from montgomery wards</a> - <b>mtnair</b> <i>01/30/03</i>
(<!--responses: 20144-->0)
<ul><!--insert: 20144-->
</ul><!--end: 20144-->
<!--top: 20142--><li><a href="messages/20142.html">Re: jugdement from montgomery wards</a> - <b>mtnair</b> <i>01/30/03</i>
(<!--responses: 20142-->0)
<ul><!--insert: 20142-->
</ul><!--end: 20142-->
<!--top: 20135--><li><a href="messages/20135.html">Re: jugdement from montgomery wards</a> - <b>carmelcolor</b> <i>01/30/03</i>
(<!--responses: 20135-->1)
<ul><!--insert: 20135-->
<!--top: 20137--><li><a href="messages/20137.html">Re: jugdement from montgomery wards</a> - <b>patti</b> <i>01/30/03</i>
(<!--responses: 20137-->0)
<ul><!--insert: 20137-->
</ul><!--end: 20137-->
</ul><!--end: 20135-->
<!--top: 20133--><li><a href="messages/20133.html">Re: jugdement from montgomery wards</a> - <b>patti</b> <i>01/30/03</i>
(<!--responses: 20133-->2)
<ul><!--insert: 20133-->
</ul><!--end: 20133-->
<!--top: 20131--><li><a href="messages/20131.html">Re: jugdement from montgomery wards</a> - <b>carmelcolor</b> <i>01/30/03</i>
(<!--responses: 20131-->3)
<ul><!--insert: 20131-->
</ul><!--end: 20131-->
<!--top: 20128--><li><a href="messages/20128.html">Re: jugdement from montgomery wards</a> - <b>patti</b> <i>01/30/03</i>
(<!--responses: 20128-->4)
<ul><!--insert: 20128-->
</ul><!--end: 20128-->
</ul><!--end: 20126-->
<!--top: 20125--><li><a href="messages/20125.html">validation-green card to cra's and deletion</a> - <b>francine</b> <i>01/30/03</i>
(<!--responses: 20125-->1)
<ul><!--insert: 20125-->
<!--top: 20129--><li><a href="messages/20129.html">Re: validation-green card to cra's and deletion</a> - <b>patti</b> <i>01/30/03</i>
(<!--responses: 20129-->0)
<ul><!--insert: 20129-->
</ul><!--end: 20129-->
</ul><!--end: 20125-->
<!--top: 20120--><li><a href="messages/20120.html">Validation</a> - <b>Lulu</b> <i>01/29/03</i>
(<!--responses: 20120-->6)
<ul><!--insert: 20120-->
<!--top: 20121--><li><a href="messages/20121.html">Re: Validation</a> - <b>scott</b> <i>01/30/03</i>
(<!--responses: 20121-->5)
<ul><!--insert: 20121-->
<!--top: 20123--><li><a href="messages/20123.html">Re: Validation</a> - <b>Lulu</b> <i>01/30/03</i>
(<!--responses: 20123-->4)
<ul><!--insert: 20123-->
<!--top: 20140--><li><a href="messages/20140.html">Re: Validation</a> - <b>keyser soze</b> <i>01/30/03</i>
(<!--responses: 20140-->1)
<ul><!--insert: 20140-->
<!--top: 20149--><li><a href="messages/20149.html">Re: Validation</a> - <b>LadynRed</b> <i>01/30/03</i>
(<!--responses: 20149-->0)
<ul><!--insert: 20149-->
</ul><!--end: 20149-->
</ul><!--end: 20140-->
<!--top: 20127--><li><a href="messages/20127.html">Re: Validation</a> - <b>patti</b> <i>01/30/03</i>
(<!--responses: 20127-->1)
<ul><!--insert: 20127-->
<!--top: 20204--><li><a href="messages/20204.html">Re: Validation</a> - <b>Why Chat</b> <i>01/30/03</i>
(<!--responses: 20204-->0)
<ul><!--insert: 20204-->
</ul><!--end: 20204-->
</ul><!--end: 20127-->
</ul><!--end: 20123-->
</ul><!--end: 20121-->
</ul><!--end: 20120-->
<!--top: 20117--><li><a href="messages/20117.html">Collector bought debt 3 years ago  just put on my report</a> - <b>Misiona</b> <i>01/29/03</i>
(<!--responses: 20117-->2)
<ul><!--insert: 20117-->
<!--top: 20150--><li><a href="messages/20150.html">Re: Collector bought debt 3 years ago  just put on my report</a> - <b>LadynRed</b> <i>01/30/03</i>
(<!--responses: 20150-->1)
<ul><!--insert: 20150-->
<!--top: 20205--><li><a href="messages/20205.html">Re: Collector bought debt 3 years ago  just put on my report</a> - <b>Why Chat</b> <i>01/30/03</i>
(<!--responses: 20205-->0)
<ul><!--insert: 20205-->
</ul><!--end: 20205-->
</ul><!--end: 20150-->
</ul><!--end: 20117-->
<!--top: 20116--><li><a href="messages/20116.html">why chat-duplicate collection and trade line entry</a> - <b>jimmy</b> <i>01/29/03</i>
(<!--responses: 20116-->1)
<ul><!--insert: 20116-->
<!--top: 20175--><li><a href="messages/20175.html">Re: why chat-duplicate collection and trade line entry</a> - <b>Linda</b> <i>01/30/03</i>
(<!--responses: 20175-->0)
<ul><!--insert: 20175-->
</ul><!--end: 20175-->
</ul><!--end: 20116-->
<!--top: 20110--><li><a href="messages/20110.html">Credit report specifics...</a> - <b>Pamk</b> <i>01/29/03</i>
(<!--responses: 20110-->2)
<ul><!--insert: 20110-->
<!--top: 20145--><li><a href="messages/20145.html">Re: Credit report specifics...</a> - <b>Pamk</b> <i>01/30/03</i>
(<!--responses: 20145-->0)
<ul><!--insert: 20145-->
</ul><!--end: 20145-->
<!--top: 20114--><li><a href="messages/20114.html">Re: Credit report specifics...</a> - <b>Saphire</b> <i>01/29/03</i>
(<!--responses: 20114-->1)
<ul><!--insert: 20114-->
</ul><!--end: 20114-->
</ul><!--end: 20110-->
<!--top: 20108--><li><a href="messages/20108.html">BK 7 or will it be converted to 13?</a> - <b>CJ</b> <i>01/29/03</i>
(<!--responses: 20108-->3)
<ul><!--insert: 20108-->
<!--top: 20157--><li><a href="messages/20157.html">Re: BK 7 or will it be converted to 13?</a> - <b>LadynRed</b> <i>01/30/03</i>
(<!--responses: 20157-->1)
<ul><!--insert: 20157-->
<!--top: 20160--><li><a href="messages/20160.html">Re: BK 7 or will it be converted to 13?</a> - <b>CJ</b> <i>01/30/03</i>
(<!--responses: 20160-->0)
<ul><!--insert: 20160-->
</ul><!--end: 20160-->
</ul><!--end: 20157-->
<!--top: 20112--><li><a href="messages/20112.html">Re: BK 7 or will it be converted to 13?</a> - <b>Why Chat</b> <i>01/29/03</i>
(<!--responses: 20112-->0)
<ul><!--insert: 20112-->
</ul><!--end: 20112-->
</ul><!--end: 20108-->
<!--top: 20107--><li><a href="messages/20107.html">BK 7 or will it be converted to 13?</a> - <b>CJ</b> <i>01/29/03</i>
(<!--responses: 20107-->0)
<ul><!--insert: 20107-->
</ul><!--end: 20107-->
<!--top: 20105--><li><a href="messages/20105.html">Credit Report Question</a> - <b>anon</b> <i>01/29/03</i>
(<!--responses: 20105-->1)
<ul><!--insert: 20105-->
<!--top: 20122--><li><a href="messages/20122.html">Re: Credit Report Question</a> - <b>scott</b> <i>01/30/03</i>
(<!--responses: 20122-->0)
<ul><!--insert: 20122-->
</ul><!--end: 20122-->
</ul><!--end: 20105-->
<!--top: 20101--><li><a href="messages/20101.html">Linda/ Ladyn Red Help please</a> - <b>Sloane</b> <i>01/29/03</i>
(<!--responses: 20101-->3)
<ul><!--insert: 20101-->
<!--top: 20103--><li><a href="messages/20103.html">Re: Linda/ Ladyn Red Help please</a> - <b>Why Chat</b> <i>01/29/03</i>
(<!--responses: 20103-->2)
<ul><!--insert: 20103-->
<!--top: 20113--><li><a href="messages/20113.html">Re: Linda/ Ladyn Red Help please</a> - <b>Why Chat</b> <i>01/29/03</i>
(<!--responses: 20113-->0)
<ul><!--insert: 20113-->
</ul><!--end: 20113-->
<!--top: 20111--><li><a href="messages/20111.html">Re: Linda/ Ladyn Red Help please</a> - <b>Sloane</b> <i>01/29/03</i>
(<!--responses: 20111-->1)
<ul><!--insert: 20111-->
</ul><!--end: 20111-->
</ul><!--end: 20103-->
</ul><!--end: 20101-->
<!--top: 20099--><li><a href="messages/20099.html">Cleaning up credit...want a house...</a> - <b>Pamk</b> <i>01/29/03</i>
(<!--responses: 20099-->5)
<ul><!--insert: 20099-->
<!--top: 20252--><li><a href="messages/20252.html">Re: Cleaning up credit...want a house...</a> - <b>Brainiac Smith</b> <i>01/31/03</i>
(<!--responses: 20252-->0)
<ul><!--insert: 20252-->
</ul><!--end: 20252-->
<!--top: 20115--><li><a href="messages/20115.html">Re: Cleaning up credit...want a house...</a> - <b>observer</b> <i>01/29/03</i>
(<!--responses: 20115-->1)
<ul><!--insert: 20115-->
</ul><!--end: 20115-->
<!--top: 20109--><li><a href="messages/20109.html">Re: Cleaning up credit...want a house...</a> - <b>Pamk</b> <i>01/29/03</i>
(<!--responses: 20109-->2)
<ul><!--insert: 20109-->
<!--top: 20151--><li><a href="messages/20151.html">Re: Cleaning up credit...want a house...</a> - <b>Pamk</b> <i>01/30/03</i>
(<!--responses: 20151-->0)
<ul><!--insert: 20151-->
</ul><!--end: 20151-->
</ul><!--end: 20109-->
<!--top: 20104--><li><a href="messages/20104.html">Re: Cleaning up credit...want a house...</a> - <b>observer</b> <i>01/29/03</i>
(<!--responses: 20104-->3)
<ul><!--insert: 20104-->
</ul><!--end: 20104-->
</ul><!--end: 20099-->
<!--top: 20091--><li><a href="messages/20091.html">Whitewing Financial Group</a> - <b>puzzled</b> <i>01/29/03</i>
(<!--responses: 20091-->4)
<ul><!--insert: 20091-->
<!--top: 20199--><li><a href="messages/20199.html">Re: Whitewing Financial Group</a> - <b>Jessie</b> <i>01/30/03</i>
(<!--responses: 20199-->0)
<ul><!--insert: 20199-->
</ul><!--end: 20199-->
<!--top: 20094--><li><a href="messages/20094.html">Re: Whitewing Financial Group</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20094-->2)
<ul><!--insert: 20094-->
<!--top: 20119--><li><a href="messages/20119.html">Re: Whitewing Financial Group - BBB - in additon ..</a> - <b>observer</b> <i>01/29/03</i>
(<!--responses: 20119-->0)
<ul><!--insert: 20119-->
</ul><!--end: 20119-->
<!--top: 20095--><li><a href="messages/20095.html">Re: Whitewing Financial Group - BBB - in additon ..</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20095-->1)
<ul><!--insert: 20095-->
</ul><!--end: 20095-->
</ul><!--end: 20094-->
</ul><!--end: 20091-->
<!--top: 20090--><li><a href="messages/20090.html">RMA/Sears</a> - <b>tcc1013</b> <i>01/29/03</i>
(<!--responses: 20090-->2)
<ul><!--insert: 20090-->
<!--top: 20093--><li><a href="messages/20093.html">Re: RMA/Sears</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20093-->1)
<ul><!--insert: 20093-->
<!--top: 20237--><li><a href="messages/20237.html">Thank you</a> - <b>tcc1013</b> <i>01/30/03</i>
(<!--responses: 20237-->0)
<ul><!--insert: 20237-->
</ul><!--end: 20237-->
</ul><!--end: 20093-->
</ul><!--end: 20090-->
<!--top: 20076--><li><a href="messages/20076.html">Old Credit Card Debt</a> - <b>Danny</b> <i>01/29/03</i>
(<!--responses: 20076-->5)
<ul><!--insert: 20076-->
<!--top: 20085--><li><a href="messages/20085.html">Re: Old Credit Card Debt</a> - <b>Danny</b> <i>01/29/03</i>
(<!--responses: 20085-->3)
<ul><!--insert: 20085-->
<!--top: 20152--><li><a href="messages/20152.html">Re: Old Credit Card Debt</a> - <b>LadynRed</b> <i>01/30/03</i>
(<!--responses: 20152-->0)
<ul><!--insert: 20152-->
</ul><!--end: 20152-->
<!--top: 20118--><li><a href="messages/20118.html">Re: Old Credit Card Debt</a> - <b>Lynn</b> <i>01/29/03</i>
(<!--responses: 20118-->1)
<ul><!--insert: 20118-->
</ul><!--end: 20118-->
<!--top: 20086--><li><a href="messages/20086.html">Re: Old Credit Card Debt</a> - <b>patti</b> <i>01/29/03</i>
(<!--responses: 20086-->2)
<ul><!--insert: 20086-->
</ul><!--end: 20086-->
</ul><!--end: 20085-->
<!--top: 20082--><li><a href="messages/20082.html">Re: Old Credit Card Debt</a> - <b>Why Chat</b> <i>01/29/03</i>
(<!--responses: 20082-->4)
<ul><!--insert: 20082-->
</ul><!--end: 20082-->
</ul><!--end: 20076-->
<!--top: 20068--><li><a href="messages/20068.html">old balance</a> - <b>cant wait</b> <i>01/29/03</i>
(<!--responses: 20068-->3)
<ul><!--insert: 20068-->
<!--top: 20077--><li><a href="messages/20077.html">Re: old balance</a> - <b>cant wait</b> <i>01/29/03</i>
(<!--responses: 20077-->1)
<ul><!--insert: 20077-->
<!--top: 20088--><li><a href="messages/20088.html">Re: old balance</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20088-->0)
<ul><!--insert: 20088-->
</ul><!--end: 20088-->
</ul><!--end: 20077-->
<!--top: 20075--><li><a href="messages/20075.html">Re: old balance</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20075-->2)
<ul><!--insert: 20075-->
</ul><!--end: 20075-->
</ul><!--end: 20068-->
<!--top: 20067--><li><a href="messages/20067.html">Records Kept</a> - <b>Odd question</b> <i>01/29/03</i>
(<!--responses: 20067-->2)
<ul><!--insert: 20067-->
<!--top: 20079--><li><a href="messages/20079.html">Re: Records Kept</a> - <b>scott</b> <i>01/29/03</i>
(<!--responses: 20079-->0)
<ul><!--insert: 20079-->
</ul><!--end: 20079-->
<!--top: 20074--><li><a href="messages/20074.html">Re: Records Kept</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20074-->0)
<ul><!--insert: 20074-->
</ul><!--end: 20074-->
</ul><!--end: 20067-->
<!--top: 20065--><li><a href="messages/20065.html">Lawyer from Kentucky after me for 8-year-old debt</a> - <b>Karin</b> <i>01/29/03</i>
(<!--responses: 20065-->2)
<ul><!--insert: 20065-->
<!--top: 20073--><li><a href="messages/20073.html">Re: Lawyer from Kentucky after me for 8-year-old debt</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20073-->0)
<ul><!--insert: 20073-->
</ul><!--end: 20073-->
<!--top: 20072--><li><a href="messages/20072.html">Re: Lawyer from Kentucky after me for 8-year-old debt</a> - <b>kelly from nevada</b> <i>01/29/03</i>
(<!--responses: 20072-->0)
<ul><!--insert: 20072-->
</ul><!--end: 20072-->
</ul><!--end: 20065-->
<!--top: 20064--><li><a href="messages/20064.html">On your credit report</a> - <b>Lost in debt</b> <i>01/29/03</i>
(<!--responses: 20064-->1)
<ul><!--insert: 20064-->
<!--top: 20080--><li><a href="messages/20080.html">Re: On your credit report</a> - <b>scott</b> <i>01/29/03</i>
(<!--responses: 20080-->0)
<ul><!--insert: 20080-->
</ul><!--end: 20080-->
</ul><!--end: 20064-->
<!--top: 20060--><li><a href="messages/20060.html">Very old alleged debt</a> - <b>puzzled</b> <i>01/29/03</i>
(<!--responses: 20060-->4)
<ul><!--insert: 20060-->
<!--top: 20062--><li><a href="messages/20062.html">Re: Very old alleged debt</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20062-->2)
<ul><!--insert: 20062-->
<!--top: 20081--><li><a href="messages/20081.html">Re: Very old alleged debt</a> - <b>scott</b> <i>01/29/03</i>
(<!--responses: 20081-->0)
<ul><!--insert: 20081-->
</ul><!--end: 20081-->
<!--top: 20066--><li><a href="messages/20066.html">Re: Very old alleged debt</a> - <b>puzzled</b> <i>01/29/03</i>
(<!--responses: 20066-->1)
<ul><!--insert: 20066-->
</ul><!--end: 20066-->
</ul><!--end: 20062-->
<!--top: 20061--><li><a href="messages/20061.html">Re: Very old alleged debt</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20061-->0)
<ul><!--insert: 20061-->
</ul><!--end: 20061-->
</ul><!--end: 20060-->
<!--top: 20050--><li><a href="messages/20050.html">help help</a> - <b>sweetz</b> <i>01/29/03</i>
(<!--responses: 20050-->1)
<ul><!--insert: 20050-->
<!--top: 20096--><li><a href="messages/20096.html">Re: help help</a> - <b>Why Chat</b> <i>01/29/03</i>
(<!--responses: 20096-->0)
<ul><!--insert: 20096-->
</ul><!--end: 20096-->
</ul><!--end: 20050-->
<!--top: 20049--><li><a href="messages/20049.html">help help</a> - <b>sweetz</b> <i>01/29/03</i>
(<!--responses: 20049-->0)
<ul><!--insert: 20049-->
</ul><!--end: 20049-->
<!--top: 20048--><li><a href="messages/20048.html">judgement</a> - <b>waiting anxiously</b> <i>01/29/03</i>
(<!--responses: 20048-->1)
<ul><!--insert: 20048-->
<!--top: 20055--><li><a href="messages/20055.html">Re: judgement</a> - <b>patti</b> <i>01/29/03</i>
(<!--responses: 20055-->0)
<ul><!--insert: 20055-->
</ul><!--end: 20055-->
</ul><!--end: 20048-->
<!--top: 20042--><li><a href="messages/20042.html">Two CRAs, Two Different Account Numbers</a> - <b>LD</b> <i>01/29/03</i>
(<!--responses: 20042-->0)
<ul><!--insert: 20042-->
</ul><!--end: 20042-->
<!--top: 20037--><li><a href="messages/20037.html">MORTGAGE LOANS</a> - <b>JEN</b> <i>01/29/03</i>
(<!--responses: 20037-->2)
<ul><!--insert: 20037-->
<!--top: 20056--><li><a href="messages/20056.html">Re: MORTGAGE LOANS</a> - <b>patti</b> <i>01/29/03</i>
(<!--responses: 20056-->0)
<ul><!--insert: 20056-->
</ul><!--end: 20056-->
<!--top: 20041--><li><a href="messages/20041.html">Re: MORTGAGE LOANS</a> - <b>scott</b> <i>01/29/03</i>
(<!--responses: 20041-->0)
<ul><!--insert: 20041-->
</ul><!--end: 20041-->
</ul><!--end: 20037-->
<!--top: 20036--><li><a href="messages/20036.html">MORTGAGE LOANS</a> - <b>JEN</b> <i>01/29/03</i>
(<!--responses: 20036-->0)
<ul><!--insert: 20036-->
</ul><!--end: 20036-->
<!--top: 20034--><li><a href="messages/20034.html">Creditor calling employment</a> - <b>Needto know</b> <i>01/29/03</i>
(<!--responses: 20034-->3)
<ul><!--insert: 20034-->
<!--top: 20035--><li><a href="messages/20035.html">Re: Creditor calling employment</a> - <b>scott</b> <i>01/29/03</i>
(<!--responses: 20035-->2)
<ul><!--insert: 20035-->
<!--top: 20040--><li><a href="messages/20040.html">Re: Creditor calling employment</a> - <b>scott</b> <i>01/29/03</i>
(<!--responses: 20040-->0)
<ul><!--insert: 20040-->
</ul><!--end: 20040-->
<!--top: 20039--><li><a href="messages/20039.html">Re: Creditor calling employment</a> - <b>Nedd to Know</b> <i>01/29/03</i>
(<!--responses: 20039-->1)
<ul><!--insert: 20039-->
</ul><!--end: 20039-->
</ul><!--end: 20035-->
</ul><!--end: 20034-->
<!--top: 20020--><li><a href="messages/20020.html">Billing Statute of Limitations</a> - <b>Mary</b> <i>01/29/03</i>
(<!--responses: 20020-->1)
<ul><!--insert: 20020-->
<!--top: 20025--><li><a href="messages/20025.html">Re: Billing Statute of Limitations</a> - <b>scott</b> <i>01/29/03</i>
(<!--responses: 20025-->0)
<ul><!--insert: 20025-->
</ul><!--end: 20025-->
</ul><!--end: 20020-->
<!--top: 20019--><li><a href="messages/20019.html">I want to put the screws to camco</a> - <b>anon</b> <i>01/29/03</i>
(<!--responses: 20019-->1)
<ul><!--insert: 20019-->
<!--top: 20021--><li><a href="messages/20021.html">Re: I want to put the screws to camco</a> - <b>scott</b> <i>01/29/03</i>
(<!--responses: 20021-->0)
<ul><!--insert: 20021-->
</ul><!--end: 20021-->
</ul><!--end: 20019-->
<!--top: 20018--><li><a href="messages/20018.html">SOL Wells Fargo Pennsylvania</a> - <b>RedwolfHopw</b> <i>01/28/03</i>
(<!--responses: 20018-->16)
<ul><!--insert: 20018-->
<!--top: 20030--><li><a href="messages/20030.html">Re: SOL Wells Fargo Pennsylvania</a> - <b>Why Chat</b> <i>01/29/03</i>
(<!--responses: 20030-->13)
<ul><!--insert: 20030-->
<!--top: 20153--><li><a href="messages/20153.html">Re: Correct SOL charts</a> - <b>LadynRed</b> <i>01/30/03</i>
(<!--responses: 20153-->0)
<ul><!--insert: 20153-->
</ul><!--end: 20153-->
<!--top: 20100--><li><a href="messages/20100.html">Re: Correct SOL charts</a> - <b>Why Chat</b> <i>01/29/03</i>
(<!--responses: 20100-->1)
<ul><!--insert: 20100-->
</ul><!--end: 20100-->
<!--top: 20098--><li><a href="messages/20098.html">Re: SOL Wells Fargo Pennsylvania SOL ?</a> - <b>Why Chat</b> <i>01/29/03</i>
(<!--responses: 20098-->0)
<ul><!--insert: 20098-->
</ul><!--end: 20098-->
<!--top: 20089--><li><a href="messages/20089.html">Re: SOL Wells Fargo Pennsylvania Help - SOL charts</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20089-->2)
<ul><!--insert: 20089-->
</ul><!--end: 20089-->
<!--top: 20087--><li><a href="messages/20087.html">Re: SOL Wells Fargo Pennsylvania SOL ?</a> - <b>Redwolfhopw</b> <i>01/29/03</i>
(<!--responses: 20087-->1)
<ul><!--insert: 20087-->
</ul><!--end: 20087-->
<!--top: 20083--><li><a href="messages/20083.html">Re: SOL Wells Fargo Pennsylvania Help</a> - <b>Why Chat</b> <i>01/29/03</i>
(<!--responses: 20083-->5)
<ul><!--insert: 20083-->
</ul><!--end: 20083-->
<!--top: 20063--><li><a href="messages/20063.html">Re: SOL Wells Fargo Pennsylvania Help</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20063-->0)
<ul><!--insert: 20063-->
</ul><!--end: 20063-->
<!--top: 20059--><li><a href="messages/20059.html">Re: SOL Wells Fargo Pennsylvania Help</a> - <b>redwolfhopw</b> <i>01/29/03</i>
(<!--responses: 20059-->7)
<ul><!--insert: 20059-->
</ul><!--end: 20059-->
<!--top: 20057--><li><a href="messages/20057.html">Re: SOL Wells Fargo Pennsylvania</a> - <b>WHY CHAT</b> <i>01/29/03</i>
(<!--responses: 20057-->0)
<ul><!--insert: 20057-->
</ul><!--end: 20057-->
<!--top: 20053--><li><a href="messages/20053.html">Re: SOL Wells Fargo Pennsylvania</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20053-->0)
<ul><!--insert: 20053-->
</ul><!--end: 20053-->
<!--top: 20052--><li><a href="messages/20052.html">Re: SOL Wells Fargo Pennsylvania</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20052-->0)
<ul><!--insert: 20052-->
</ul><!--end: 20052-->
<!--top: 20051--><li><a href="messages/20051.html">Re: SOL Wells Fargo Pennsylvania</a> - <b>Redwolfhopw</b> <i>01/29/03</i>
(<!--responses: 20051-->2)
<ul><!--insert: 20051-->
</ul><!--end: 20051-->
<!--top: 20047--><li><a href="messages/20047.html">Re: SOL Wells Fargo Pennsylvania</a> - <b>RedwolfHopw</b> <i>01/29/03</i>
(<!--responses: 20047-->1)
<ul><!--insert: 20047-->
</ul><!--end: 20047-->
</ul><!--end: 20030-->
<!--top: 20026--><li><a href="messages/20026.html">Re: SOL Wells Fargo Pennsylvania</a> - <b>RedwolfHopw</b> <i>01/29/03</i>
(<!--responses: 20026-->14)
<ul><!--insert: 20026-->
</ul><!--end: 20026-->
<!--top: 20023--><li><a href="messages/20023.html">Re: SOL Wells Fargo Pennsylvania</a> - <b>scott</b> <i>01/29/03</i>
(<!--responses: 20023-->15)
<ul><!--insert: 20023-->
</ul><!--end: 20023-->
</ul><!--end: 20018-->
<!--top: 20014--><li><a href="messages/20014.html">can credit card co. file a civil summons?</a> - <b>noluckme</b> <i>01/28/03</i>
(<!--responses: 20014-->2)
<ul><!--insert: 20014-->
<!--top: 20024--><li><a href="messages/20024.html">Re: can credit card co. file a civil summons?</a> - <b>scott</b> <i>01/29/03</i>
(<!--responses: 20024-->0)
<ul><!--insert: 20024-->
</ul><!--end: 20024-->
<!--top: 20016--><li><a href="messages/20016.html">Re: can credit card co. file a civil summons?</a> - <b>observer</b> <i>01/28/03</i>
(<!--responses: 20016-->0)
<ul><!--insert: 20016-->
</ul><!--end: 20016-->
</ul><!--end: 20014-->
<!--top: 20009--><li><a href="messages/20009.html">Complaint made with FTC - now what?</a> - <b>1morx</b> <i>01/28/03</i>
(<!--responses: 20009-->0)
<ul><!--insert: 20009-->
</ul><!--end: 20009-->
<!--top: 20005--><li><a href="messages/20005.html">Calling all &quot;Friends&quot; of Hugh Brett Shafritz/FA Management</a> - <b>Keyser Soze</b> <i>01/28/03</i>
(<!--responses: 20005-->2)
<ul><!--insert: 20005-->
<!--top: 20253--><li><a href="messages/20253.html">Re: Calling all &quot;Friends&quot; of Hugh Brett Shafritz/FA Management</a> - <b>Brainiac Smith</b> <i>01/31/03</i>
(<!--responses: 20253-->0)
<ul><!--insert: 20253-->
</ul><!--end: 20253-->
<!--top: 20007--><li><a href="messages/20007.html">Re: Florida Asset Management</a> - <b>Why Chat</b> <i>01/28/03</i>
(<!--responses: 20007-->0)
<ul><!--insert: 20007-->
</ul><!--end: 20007-->
</ul><!--end: 20005-->
<!--top: 20003--><li><a href="messages/20003.html">Statute of Limitations</a> - <b>Ivy</b> <i>01/28/03</i>
(<!--responses: 20003-->0)
<ul><!--insert: 20003-->
</ul><!--end: 20003-->
<!--top: 20001--><li><a href="messages/20001.html">Dispute Letter</a> - <b>Anon</b> <i>01/28/03</i>
(<!--responses: 20001-->3)
<ul><!--insert: 20001-->
<!--top: 20011--><li><a href="messages/20011.html">Re: Dispute Letter</a> - <b>scott</b> <i>01/28/03</i>
(<!--responses: 20011-->2)
<ul><!--insert: 20011-->
<!--top: 20278--><li><a href="messages/20278.html">Re: Dispute Letter</a> - <b>DRM</b> <i>01/31/03</i>
(<!--responses: 20278-->0)
<ul><!--insert: 20278-->
</ul><!--end: 20278-->
<!--top: 20244--><li><a href="messages/20244.html">Re: Dispute Letter</a> - <b>cc</b> <i>01/30/03</i>
(<!--responses: 20244-->1)
<ul><!--insert: 20244-->
</ul><!--end: 20244-->
</ul><!--end: 20011-->
</ul><!--end: 20001-->
<!--top: 19999--><li><a href="messages/19999.html">Civil Complaint</a> - <b>Anon</b> <i>01/28/03</i>
(<!--responses: 19999-->1)
<ul><!--insert: 19999-->
<!--top: 20004--><li><a href="messages/20004.html">Re: Civil Complaint</a> - <b>Why Chat</b> <i>01/28/03</i>
(<!--responses: 20004-->0)
<ul><!--insert: 20004-->
</ul><!--end: 20004-->
</ul><!--end: 19999-->
<!--top: 19991--><li><a href="messages/19991.html">finance charges and over limit with credit cards</a> - <b>Marcy</b> <i>01/28/03</i>
(<!--responses: 19991-->1)
<ul><!--insert: 19991-->
<!--top: 20179--><li><a href="messages/20179.html">Re: finance charges and over limit with credit cards</a> - <b>Linda</b> <i>01/30/03</i>
(<!--responses: 20179-->0)
<ul><!--insert: 20179-->
</ul><!--end: 20179-->
</ul><!--end: 19991-->
<!--top: 19988--><li><a href="messages/19988.html">Why Chat, Linda, what to do about summons?</a> - <b>Rick</b> <i>01/28/03</i>
(<!--responses: 19988-->2)
<ul><!--insert: 19988-->
<!--top: 19990--><li><a href="messages/19990.html">Re: Why Chat, Linda, what to do about summons?</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19990-->1)
<ul><!--insert: 19990-->
<!--top: 19996--><li><a href="messages/19996.html">Re: Why Chat, Linda, what to do about summons?</a> - <b>Why Chat</b> <i>01/28/03</i>
(<!--responses: 19996-->0)
<ul><!--insert: 19996-->
</ul><!--end: 19996-->
</ul><!--end: 19990-->
</ul><!--end: 19988-->
<!--top: 19969--><li><a href="messages/19969.html">Paid Judgement...WHY Chat Please...</a> - <b>Andrea</b> <i>01/28/03</i>
(<!--responses: 19969-->13)
<ul><!--insert: 19969-->
<!--top: 19985--><li><a href="messages/19985.html">Re: Paid Judgement...JIM</a> - <b>Andrea</b> <i>01/28/03</i>
(<!--responses: 19985-->7)
<ul><!--insert: 19985-->
</ul><!--end: 19985-->
<!--top: 19978--><li><a href="messages/19978.html">Re: Paid Judgement...WHY Chat Please...</a> - <b>Christina</b> <i>01/28/03</i>
(<!--responses: 19978-->3)
<ul><!--insert: 19978-->
<!--top: 19997--><li><a href="messages/19997.html">Re: Paid Judgement...WHY Chat Please...</a> - <b>Why Chat</b> <i>01/28/03</i>
(<!--responses: 19997-->2)
<ul><!--insert: 19997-->
<!--top: 20070--><li><a href="messages/20070.html">Re: Paid Judgement...WHY Chat Please...</a> - <b>Andrea</b> <i>01/29/03</i>
(<!--responses: 20070-->1)
<ul><!--insert: 20070-->
<!--top: 20071--><li><a href="messages/20071.html">Re: Paid Judgement...WHY Chat Please...</a> - <b>Andrea</b> <i>01/29/03</i>
(<!--responses: 20071-->0)
<ul><!--insert: 20071-->
</ul><!--end: 20071-->
</ul><!--end: 20070-->
</ul><!--end: 19997-->
</ul><!--end: 19978-->
<!--top: 19977--><li><a href="messages/19977.html">Re: Paid Judgement...WHY Chat Please...</a> - <b>jm10101</b> <i>01/28/03</i>
(<!--responses: 19977-->12)
<ul><!--insert: 19977-->
<!--top: 19989--><li><a href="messages/19989.html">Re: Paid Judgement...JM</a> - <b>jm10101</b> <i>01/28/03</i>
(<!--responses: 19989-->6)
<ul><!--insert: 19989-->
<!--top: 20069--><li><a href="messages/20069.html">Re: Paid Judgement...JM</a> - <b>Andrea</b> <i>01/29/03</i>
(<!--responses: 20069-->5)
<ul><!--insert: 20069-->
<!--top: 20207--><li><a href="messages/20207.html">Re: Paid Judgement...JM</a> - <b>Why Chat</b> <i>01/30/03</i>
(<!--responses: 20207-->2)
<ul><!--insert: 20207-->
<!--top: 20315--><li><a href="messages/20315.html">Re: Paid Judgement...WHYCHAT</a> - <b>Why Chat</b> <i>01/31/03</i>
(<!--responses: 20315-->0)
<ul><!--insert: 20315-->
</ul><!--end: 20315-->
<!--top: 20265--><li><a href="messages/20265.html">Re: Paid Judgement...WHYCHAT</a> - <b>Andrea</b> <i>01/31/03</i>
(<!--responses: 20265-->1)
<ul><!--insert: 20265-->
</ul><!--end: 20265-->
</ul><!--end: 20207-->
<!--top: 20148--><li><a href="messages/20148.html">Re: Paid Judgement...JM</a> - <b>Andrea</b> <i>01/30/03</i>
(<!--responses: 20148-->3)
<ul><!--insert: 20148-->
</ul><!--end: 20148-->
<!--top: 20084--><li><a href="messages/20084.html">Re: Paid Judgement...JM</a> - <b>Why Chat</b> <i>01/29/03</i>
(<!--responses: 20084-->4)
<ul><!--insert: 20084-->
</ul><!--end: 20084-->
</ul><!--end: 20069-->
</ul><!--end: 19989-->
</ul><!--end: 19977-->
</ul><!--end: 19969-->
<!--top: 19958--><li><a href="messages/19958.html">federal debt charge offs</a> - <b>wanda</b> <i>01/28/03</i>
(<!--responses: 19958-->1)
<ul><!--insert: 19958-->
<!--top: 19962--><li><a href="messages/19962.html">Re: federal debt charge offs</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19962-->0)
<ul><!--insert: 19962-->
</ul><!--end: 19962-->
</ul><!--end: 19958-->
<!--top: 19955--><li><a href="messages/19955.html">FIX SPOUSE OR MYSELF FIRST?</a> - <b>LAURI</b> <i>01/28/03</i>
(<!--responses: 19955-->8)
<ul><!--insert: 19955-->
<!--top: 19956--><li><a href="messages/19956.html">Re: FIX SPOUSE OR MYSELF FIRST?</a> - <b>patti</b> <i>01/28/03</i>
(<!--responses: 19956-->7)
<ul><!--insert: 19956-->
<!--top: 20046--><li><a href="messages/20046.html">Re: FIX SPOUSE OR MYSELF FIRST?</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20046-->0)
<ul><!--insert: 20046-->
</ul><!--end: 20046-->
<!--top: 20008--><li><a href="messages/20008.html">Re: FIX SPOUSE OR MYSELF FIRST?...THANKS MARCY!</a> - <b>LAURI</b> <i>01/28/03</i>
(<!--responses: 20008-->0)
<ul><!--insert: 20008-->
</ul><!--end: 20008-->
<!--top: 19992--><li><a href="messages/19992.html">Re: FIX SPOUSE OR MYSELF FIRST?</a> - <b>Marcy</b> <i>01/28/03</i>
(<!--responses: 19992-->2)
<ul><!--insert: 19992-->
</ul><!--end: 19992-->
<!--top: 19957--><li><a href="messages/19957.html">Re: FIX SPOUSE OR MYSELF FIRST?</a> - <b>LAURI</b> <i>01/28/03</i>
(<!--responses: 19957-->3)
<ul><!--insert: 19957-->
<!--top: 20028--><li><a href="messages/20028.html">Re: FIX SPOUSE OR MYSELF FIRST?</a> - <b>justme</b> <i>01/29/03</i>
(<!--responses: 20028-->0)
<ul><!--insert: 20028-->
</ul><!--end: 20028-->
<!--top: 20006--><li><a href="messages/20006.html">Re: FIX SPOUSE OR MYSELF FIRST?</a> - <b>rita</b> <i>01/28/03</i>
(<!--responses: 20006-->0)
<ul><!--insert: 20006-->
</ul><!--end: 20006-->
<!--top: 19960--><li><a href="messages/19960.html">Re: FIX SPOUSE OR MYSELF FIRST?</a> - <b>patti </b> <i>01/28/03</i>
(<!--responses: 19960-->1)
<ul><!--insert: 19960-->
</ul><!--end: 19960-->
</ul><!--end: 19957-->
</ul><!--end: 19956-->
</ul><!--end: 19955-->
<!--top: 19952--><li><a href="messages/19952.html">Found a Way to get out of Chexsystems</a> - <b>Hope</b> <i>01/28/03</i>
(<!--responses: 19952-->0)
<ul><!--insert: 19952-->
</ul><!--end: 19952-->
<!--top: 19941--><li><a href="messages/19941.html">Are any of the unsecured credit cards easier to get than the others?</a> - <b>Craig</b> <i>01/28/03</i>
(<!--responses: 19941-->5)
<ul><!--insert: 19941-->
<!--top: 20058--><li><a href="messages/20058.html">Providian deleted off of my credit report</a> - <b>Pamk</b> <i>01/29/03</i>
(<!--responses: 20058-->0)
<ul><!--insert: 20058-->
</ul><!--end: 20058-->
<!--top: 20012--><li><a href="messages/20012.html">Re: Are any of the unsecured credit cards easier to get than the others?</a> - <b>scott</b> <i>01/28/03</i>
(<!--responses: 20012-->1)
<ul><!--insert: 20012-->
</ul><!--end: 20012-->
<!--top: 20002--><li><a href="messages/20002.html">Re: Are any of the unsecured credit cards easier to get than the others?</a> - <b>Marcy </b> <i>01/28/03</i>
(<!--responses: 20002-->2)
<ul><!--insert: 20002-->
</ul><!--end: 20002-->
<!--top: 19948--><li><a href="messages/19948.html">Re: Are any of the unsecured credit cards easier to get than the others?</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19948-->0)
<ul><!--insert: 19948-->
</ul><!--end: 19948-->
<!--top: 19946--><li><a href="messages/19946.html">Re: Are any of the unsecured credit cards easier to get than the others?</a> - <b>scott</b> <i>01/28/03</i>
(<!--responses: 19946-->1)
<ul><!--insert: 19946-->
</ul><!--end: 19946-->
</ul><!--end: 19941-->
<!--top: 19938--><li><a href="messages/19938.html">Friend&quot;s husband dying--</a> - <b>csp</b> <i>01/28/03</i>
(<!--responses: 19938-->3)
<ul><!--insert: 19938-->
<!--top: 19943--><li><a href="messages/19943.html">Re: Friend&quot;s husband dying--</a> - <b>observer</b> <i>01/28/03</i>
(<!--responses: 19943-->0)
<ul><!--insert: 19943-->
</ul><!--end: 19943-->
<!--top: 19942--><li><a href="messages/19942.html">Re: Friend&quot;s husband dying--</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19942-->1)
<ul><!--insert: 19942-->
<!--top: 19998--><li><a href="messages/19998.html">Re: Friend&quot;s husband dying--</a> - <b>Why Chat</b> <i>01/28/03</i>
(<!--responses: 19998-->0)
<ul><!--insert: 19998-->
</ul><!--end: 19998-->
</ul><!--end: 19942-->
</ul><!--end: 19938-->
<!--top: 19936--><li><a href="messages/19936.html">transfer of assets</a> - <b>cc</b> <i>01/28/03</i>
(<!--responses: 19936-->2)
<ul><!--insert: 19936-->
<!--top: 19970--><li><a href="messages/19970.html">Re: transfer of assets</a> - <b>cddfisher</b> <i>01/28/03</i>
(<!--responses: 19970-->0)
<ul><!--insert: 19970-->
</ul><!--end: 19970-->
<!--top: 19944--><li><a href="messages/19944.html">Re: transfer of assets</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19944-->0)
<ul><!--insert: 19944-->
</ul><!--end: 19944-->
</ul><!--end: 19936-->
<!--top: 19933--><li><a href="messages/19933.html">SOL defensein GA.</a> - <b>Allen</b> <i>01/28/03</i>
(<!--responses: 19933-->10)
<ul><!--insert: 19933-->
<!--top: 20013--><li><a href="messages/20013.html">Re: SOL defensein GA.</a> - <b>scott</b> <i>01/28/03</i>
(<!--responses: 20013-->1)
<ul><!--insert: 20013-->
<!--top: 20038--><li><a href="messages/20038.html">Re: SOL defensein GA.</a> - <b>Allen</b> <i>01/29/03</i>
(<!--responses: 20038-->0)
<ul><!--insert: 20038-->
</ul><!--end: 20038-->
</ul><!--end: 20013-->
<!--top: 19961--><li><a href="messages/19961.html">Re: GA statutes (long) - WhyChat  input ?</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19961-->0)
<ul><!--insert: 19961-->
</ul><!--end: 19961-->
<!--top: 19935--><li><a href="messages/19935.html">Re: SOL defensein GA.</a> - <b>observer</b> <i>01/28/03</i>
(<!--responses: 19935-->6)
<ul><!--insert: 19935-->
<!--top: 20000--><li><a href="messages/20000.html">Re: SOL defensein GA.</a> - <b>Why Chat</b> <i>01/28/03</i>
(<!--responses: 20000-->0)
<ul><!--insert: 20000-->
</ul><!--end: 20000-->
<!--top: 19980--><li><a href="messages/19980.html">Re: SOL defensein GA.</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19980-->1)
<ul><!--insert: 19980-->
</ul><!--end: 19980-->
<!--top: 19975--><li><a href="messages/19975.html">Re: SOL defensein GA.</a> - <b>Allen</b> <i>01/28/03</i>
(<!--responses: 19975-->3)
<ul><!--insert: 19975-->
<!--top: 20010--><li><a href="messages/20010.html">Re: SOL defensein GA.</a> - <b>Allen</b> <i>01/28/03</i>
(<!--responses: 20010-->0)
<ul><!--insert: 20010-->
</ul><!--end: 20010-->
</ul><!--end: 19975-->
<!--top: 19972--><li><a href="messages/19972.html">Re: SOL defensein GA.</a> - <b>Allen</b> <i>01/28/03</i>
(<!--responses: 19972-->0)
<ul><!--insert: 19972-->
</ul><!--end: 19972-->
<!--top: 19945--><li><a href="messages/19945.html">Re: SOL defensein GA.</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19945-->4)
<ul><!--insert: 19945-->
</ul><!--end: 19945-->
</ul><!--end: 19935-->
</ul><!--end: 19933-->
<!--top: 19926--><li><a href="messages/19926.html">Can this be removed from CR,  Why Chat?</a> - <b>Cleaning up my report</b> <i>01/28/03</i>
(<!--responses: 19926-->3)
<ul><!--insert: 19926-->
<!--top: 19951--><li><a href="messages/19951.html">Re: Can this be removed from CR,  Why Chat?</a> - <b>Nikki C.</b> <i>01/28/03</i>
(<!--responses: 19951-->1)
<ul><!--insert: 19951-->
<!--top: 20022--><li><a href="messages/20022.html">Re: Can this be removed from CR,  Why Chat?</a> - <b>question for Nikki C........</b> <i>01/29/03</i>
(<!--responses: 20022-->0)
<ul><!--insert: 20022-->
</ul><!--end: 20022-->
</ul><!--end: 19951-->
<!--top: 19931--><li><a href="messages/19931.html">Re: Can this be removed from CR,  Why Chat?</a> - <b>patti</b> <i>01/28/03</i>
(<!--responses: 19931-->0)
<ul><!--insert: 19931-->
</ul><!--end: 19931-->
</ul><!--end: 19926-->
<!--top: 19921--><li><a href="messages/19921.html">Verizon charge off advice</a> - <b>cellphone</b> <i>01/27/03</i>
(<!--responses: 19921-->1)
<ul><!--insert: 19921-->
<!--top: 19928--><li><a href="messages/19928.html">Re: Verizon charge off advice</a> - <b>Why Chat</b> <i>01/28/03</i>
(<!--responses: 19928-->0)
<ul><!--insert: 19928-->
</ul><!--end: 19928-->
</ul><!--end: 19921-->
<!--top: 19919--><li><a href="messages/19919.html">No Experian?</a> - <b>buggy</b> <i>01/27/03</i>
(<!--responses: 19919-->4)
<ul><!--insert: 19919-->
<!--top: 19950--><li><a href="messages/19950.html">Re: No Experian?</a> - <b>Nikki C</b> <i>01/28/03</i>
(<!--responses: 19950-->0)
<ul><!--insert: 19950-->
</ul><!--end: 19950-->
<!--top: 19949--><li><a href="messages/19949.html">Re: No Experian?</a> - <b>Christina</b> <i>01/28/03</i>
(<!--responses: 19949-->0)
<ul><!--insert: 19949-->
</ul><!--end: 19949-->
<!--top: 19927--><li><a href="messages/19927.html">Re: No Experian?</a> - <b>buggy</b> <i>01/28/03</i>
(<!--responses: 19927-->1)
<ul><!--insert: 19927-->
</ul><!--end: 19927-->
<!--top: 19924--><li><a href="messages/19924.html">Re: No Experian?</a> - <b>Christina</b> <i>01/27/03</i>
(<!--responses: 19924-->2)
<ul><!--insert: 19924-->
</ul><!--end: 19924-->
</ul><!--end: 19919-->
<!--top: 19917--><li><a href="messages/19917.html">File a Subdivision Lien</a> - <b>Eman</b> <i>01/27/03</i>
(<!--responses: 19917-->1)
<ul><!--insert: 19917-->
<!--top: 19930--><li><a href="messages/19930.html">Re: File a Subdivision Lien</a> - <b>Why Chat</b> <i>01/28/03</i>
(<!--responses: 19930-->0)
<ul><!--insert: 19930-->
</ul><!--end: 19930-->
</ul><!--end: 19917-->
<!--top: 19914--><li><a href="messages/19914.html">Restitution/Civil Judgement</a> - <b>JR SD CA</b> <i>01/27/03</i>
(<!--responses: 19914-->1)
<ul><!--insert: 19914-->
<!--top: 19915--><li><a href="messages/19915.html">Re: Restitution/Civil Judgement</a> - <b>Why Chat</b> <i>01/27/03</i>
(<!--responses: 19915-->0)
<ul><!--insert: 19915-->
</ul><!--end: 19915-->
</ul><!--end: 19914-->
<!--top: 19909--><li><a href="messages/19909.html">ASAP PLEASE Heilig-Meyers question</a> - <b>Jeri</b> <i>01/27/03</i>
(<!--responses: 19909-->4)
<ul><!--insert: 19909-->
<!--top: 19910--><li><a href="messages/19910.html">Re: ASAP PLEASE Heilig-Meyers question</a> - <b>patti</b> <i>01/27/03</i>
(<!--responses: 19910-->3)
<ul><!--insert: 19910-->
<!--top: 20029--><li><a href="messages/20029.html">Re: ASAP PLEASE Heilig-Meyers question</a> - <b>justme</b> <i>01/29/03</i>
(<!--responses: 20029-->0)
<ul><!--insert: 20029-->
</ul><!--end: 20029-->
<!--top: 19918--><li><a href="messages/19918.html">Re: ASAP PLEASE Heilig-Meyers question</a> - <b>patti</b> <i>01/27/03</i>
(<!--responses: 19918-->0)
<ul><!--insert: 19918-->
</ul><!--end: 19918-->
<!--top: 19913--><li><a href="messages/19913.html">Re: ASAP PLEASE Heilig-Meyers question</a> - <b>Jeri</b> <i>01/27/03</i>
(<!--responses: 19913-->1)
<ul><!--insert: 19913-->
</ul><!--end: 19913-->
</ul><!--end: 19910-->
</ul><!--end: 19909-->
<!--top: 19906--><li><a href="messages/19906.html">Apology for accidentally posting same topic twice</a> - <b>Anonymous</b> <i>01/27/03</i>
(<!--responses: 19906-->0)
<ul><!--insert: 19906-->
</ul><!--end: 19906-->
<!--top: 19904--><li><a href="messages/19904.html">Collector Harrassment</a> - <b>Anonymous</b> <i>01/27/03</i>
(<!--responses: 19904-->0)
<ul><!--insert: 19904-->
</ul><!--end: 19904-->
<!--top: 19903--><li><a href="messages/19903.html">Collector Harrassment</a> - <b>Anonymous</b> <i>01/27/03</i>
(<!--responses: 19903-->10)
<ul><!--insert: 19903-->
<!--top: 20260--><li><a href="messages/20260.html">Re: Collector Harrassment</a> - <b>patti</b> <i>01/31/03</i>
(<!--responses: 20260-->0)
<ul><!--insert: 20260-->
</ul><!--end: 20260-->
<!--top: 20238--><li><a href="messages/20238.html">Re: Collector Harrassment</a> - <b>Brainiac Smith</b> <i>01/30/03</i>
(<!--responses: 20238-->1)
<ul><!--insert: 20238-->
</ul><!--end: 20238-->
<!--top: 19983--><li><a href="messages/19983.html">Re: Collector Harrassment</a> - <b>Anonymous</b> <i>01/28/03</i>
(<!--responses: 19983-->0)
<ul><!--insert: 19983-->
</ul><!--end: 19983-->
<!--top: 19932--><li><a href="messages/19932.html">Re: Collector Harrassment</a> - <b>Why Chat</b> <i>01/28/03</i>
(<!--responses: 19932-->0)
<ul><!--insert: 19932-->
</ul><!--end: 19932-->
<!--top: 19929--><li><a href="messages/19929.html">Re: Collector Harrassment</a> - <b>patti</b> <i>01/28/03</i>
(<!--responses: 19929-->1)
<ul><!--insert: 19929-->
</ul><!--end: 19929-->
<!--top: 19923--><li><a href="messages/19923.html">Re: Collector Harrassment</a> - <b>Anonymous</b> <i>01/27/03</i>
(<!--responses: 19923-->3)
<ul><!--insert: 19923-->
</ul><!--end: 19923-->
<!--top: 19922--><li><a href="messages/19922.html">Re: Collector Harrassment</a> - <b>Bear</b> <i>01/27/03</i>
(<!--responses: 19922-->0)
<ul><!--insert: 19922-->
</ul><!--end: 19922-->
<!--top: 19912--><li><a href="messages/19912.html">Re: Collector Harrassment</a> - <b>patti</b> <i>01/27/03</i>
(<!--responses: 19912-->0)
<ul><!--insert: 19912-->
</ul><!--end: 19912-->
<!--top: 19911--><li><a href="messages/19911.html">Re: Collector Harrassment</a> - <b>Anonymous</b> <i>01/27/03</i>
(<!--responses: 19911-->1)
<ul><!--insert: 19911-->
</ul><!--end: 19911-->
<!--top: 19908--><li><a href="messages/19908.html">Re: Collector Harrassment</a> - <b>patti</b> <i>01/27/03</i>
(<!--responses: 19908-->6)
<ul><!--insert: 19908-->
</ul><!--end: 19908-->
</ul><!--end: 19903-->
<!--top: 19902--><li><a href="messages/19902.html">WAMU.com <<-- I got account on chexsystems!!!</a> - <b>bally</b> <i>01/27/03</i>
(<!--responses: 19902-->10)
<ul><!--insert: 19902-->
<!--top: 20043--><li><a href="messages/20043.html">Re: WAMU.com <<-- I got account on chexsystems!!!</a> - <b>bally</b> <i>01/29/03</i>
(<!--responses: 20043-->0)
<ul><!--insert: 20043-->
</ul><!--end: 20043-->
<!--top: 20031--><li><a href="messages/20031.html">Re: WAMU.com <<-- I got account on chexsystems!!!</a> - <b>eric</b> <i>01/29/03</i>
(<!--responses: 20031-->0)
<ul><!--insert: 20031-->
</ul><!--end: 20031-->
<!--top: 20027--><li><a href="messages/20027.html">Re: WAMU.com <<-- I got account on chexsystems!!!</a> - <b>Amber</b> <i>01/29/03</i>
(<!--responses: 20027-->1)
<ul><!--insert: 20027-->
</ul><!--end: 20027-->
<!--top: 19994--><li><a href="messages/19994.html">Re: Sorry, that question was to Bally!!!</a> - <b>Anon</b> <i>01/28/03</i>
(<!--responses: 19994-->0)
<ul><!--insert: 19994-->
</ul><!--end: 19994-->
<!--top: 19987--><li><a href="messages/19987.html">Re: Sorry, that question was to Bally!!!</a> - <b>Anon</b> <i>01/28/03</i>
(<!--responses: 19987-->2)
<ul><!--insert: 19987-->
</ul><!--end: 19987-->
<!--top: 19979--><li><a href="messages/19979.html">Re: WAMU.com <<-- I got account on chexsystems!!!</a> - <b>bally</b> <i>01/28/03</i>
(<!--responses: 19979-->6)
<ul><!--insert: 19979-->
</ul><!--end: 19979-->
<!--top: 19934--><li><a href="messages/19934.html">Re: WAMU.com <<-- I got account on chexsystems!!!</a> - <b>eric</b> <i>01/28/03</i>
(<!--responses: 19934-->7)
<ul><!--insert: 19934-->
<!--top: 19993--><li><a href="messages/19993.html">Re: Sorry, that question was to Bally!!!</a> - <b>bally</b> <i>01/28/03</i>
(<!--responses: 19993-->1)
<ul><!--insert: 19993-->
</ul><!--end: 19993-->
<!--top: 19986--><li><a href="messages/19986.html">Re: WAMU.com <<-- I got account on chexsystems!!!</a> - <b>Anon</b> <i>01/28/03</i>
(<!--responses: 19986-->4)
<ul><!--insert: 19986-->
</ul><!--end: 19986-->
<!--top: 19984--><li><a href="messages/19984.html">Re: WAMU.com <<-- I got account on chexsystems!!!</a> - <b>eric</b> <i>01/28/03</i>
(<!--responses: 19984-->0)
<ul><!--insert: 19984-->
</ul><!--end: 19984-->
</ul><!--end: 19934-->
</ul><!--end: 19902-->
<!--top: 19899--><li><a href="messages/19899.html">student  loan debt</a> - <b>Floss</b> <i>01/27/03</i>
(<!--responses: 19899-->5)
<ul><!--insert: 19899-->
<!--top: 20154--><li><a href="messages/20154.html">Re: student  loan debt</a> - <b>Pam</b> <i>01/30/03</i>
(<!--responses: 20154-->0)
<ul><!--insert: 20154-->
</ul><!--end: 20154-->
<!--top: 20124--><li><a href="messages/20124.html">Re: student  loan debt</a> - <b>Jade</b> <i>01/30/03</i>
(<!--responses: 20124-->1)
<ul><!--insert: 20124-->
</ul><!--end: 20124-->
<!--top: 20097--><li><a href="messages/20097.html">Re: student  loan debt</a> - <b>Pamk</b> <i>01/29/03</i>
(<!--responses: 20097-->2)
<ul><!--insert: 20097-->
</ul><!--end: 20097-->
<!--top: 19971--><li><a href="messages/19971.html">Re: student  loan debt</a> - <b>Jade</b> <i>01/28/03</i>
(<!--responses: 19971-->3)
<ul><!--insert: 19971-->
</ul><!--end: 19971-->
<!--top: 19920--><li><a href="messages/19920.html">Re: student  loan debt</a> - <b>Eric</b> <i>01/27/03</i>
(<!--responses: 19920-->4)
<ul><!--insert: 19920-->
</ul><!--end: 19920-->
</ul><!--end: 19899-->
<!--top: 19898--><li><a href="messages/19898.html">mtnair- would you please respond to my post</a> - <b>sara</b> <i>01/27/03</i>
(<!--responses: 19898-->0)
<ul><!--insert: 19898-->
</ul><!--end: 19898-->
<!--top: 19895--><li><a href="messages/19895.html">Help please. Lease Car in bankruptcy</a> - <b>Patsy</b> <i>01/27/03</i>
(<!--responses: 19895-->3)
<ul><!--insert: 19895-->
<!--top: 19897--><li><a href="messages/19897.html">Re: Help please. Lease Car in bankruptcy</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19897-->2)
<ul><!--insert: 19897-->
<!--top: 19900--><li><a href="messages/19900.html">Re: Help please. Lease Car in bankruptcy</a> - <b>Patsy</b> <i>01/27/03</i>
(<!--responses: 19900-->1)
<ul><!--insert: 19900-->
<!--top: 19916--><li><a href="messages/19916.html">Re: Help please. Lease Car in bankruptcy</a> - <b>cddfisher</b> <i>01/27/03</i>
(<!--responses: 19916-->0)
<ul><!--insert: 19916-->
</ul><!--end: 19916-->
</ul><!--end: 19900-->
</ul><!--end: 19897-->
</ul><!--end: 19895-->
<!--top: 19892--><li><a href="messages/19892.html">LadynRed...CR question?</a> - <b>patti</b> <i>01/27/03</i>
(<!--responses: 19892-->1)
<ul><!--insert: 19892-->
<!--top: 19896--><li><a href="messages/19896.html">Re: LadynRed...CR question?</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19896-->0)
<ul><!--insert: 19896-->
</ul><!--end: 19896-->
</ul><!--end: 19892-->
<!--top: 19889--><li><a href="messages/19889.html">Credit system</a> - <b>Sloane</b> <i>01/27/03</i>
(<!--responses: 19889-->0)
<ul><!--insert: 19889-->
</ul><!--end: 19889-->
<!--top: 19885--><li><a href="messages/19885.html">Credit repair firm</a> - <b>Woodman</b> <i>01/27/03</i>
(<!--responses: 19885-->10)
<ul><!--insert: 19885-->
<!--top: 20032--><li><a href="messages/20032.html">Re: Credit repair firm</a> - <b>Woodman</b> <i>01/29/03</i>
(<!--responses: 20032-->0)
<ul><!--insert: 20032-->
</ul><!--end: 20032-->
<!--top: 19964--><li><a href="messages/19964.html">Re: Credit repair firm</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19964-->1)
<ul><!--insert: 19964-->
</ul><!--end: 19964-->
<!--top: 19963--><li><a href="messages/19963.html">Re: Credit repair firm</a> - <b>Silverlined</b> <i>01/28/03</i>
(<!--responses: 19963-->2)
<ul><!--insert: 19963-->
</ul><!--end: 19963-->
<!--top: 19959--><li><a href="messages/19959.html">Re: Credit repair firm</a> - <b>Woodman</b> <i>01/28/03</i>
(<!--responses: 19959-->3)
<ul><!--insert: 19959-->
<!--top: 20044--><li><a href="messages/20044.html">Re: Credit repair firm</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20044-->0)
<ul><!--insert: 20044-->
</ul><!--end: 20044-->
<!--top: 20033--><li><a href="messages/20033.html">Re: Credit repair firm</a> - <b>Woodman</b> <i>01/29/03</i>
(<!--responses: 20033-->1)
<ul><!--insert: 20033-->
</ul><!--end: 20033-->
<!--top: 19965--><li><a href="messages/19965.html">Re: Credit repair firm</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19965-->2)
<ul><!--insert: 19965-->
</ul><!--end: 19965-->
</ul><!--end: 19959-->
<!--top: 19947--><li><a href="messages/19947.html">Re: Credit repair firm</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19947-->0)
<ul><!--insert: 19947-->
</ul><!--end: 19947-->
<!--top: 19939--><li><a href="messages/19939.html">Re: Credit repair firm</a> - <b>James</b> <i>01/28/03</i>
(<!--responses: 19939-->1)
<ul><!--insert: 19939-->
</ul><!--end: 19939-->
<!--top: 19887--><li><a href="messages/19887.html">Re: Credit repair firm</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19887-->6)
<ul><!--insert: 19887-->
</ul><!--end: 19887-->
</ul><!--end: 19885-->
<!--top: 19877--><li><a href="messages/19877.html">Judgment Satisfied/Creditor hasn't filed?????</a> - <b>Brenda</b> <i>01/27/03</i>
(<!--responses: 19877-->1)
<ul><!--insert: 19877-->
<!--top: 19901--><li><a href="messages/19901.html">Re: Judgment Satisfied/Creditor hasn't filed?????</a> - <b>Why Chat</b> <i>01/27/03</i>
(<!--responses: 19901-->0)
<ul><!--insert: 19901-->
</ul><!--end: 19901-->
</ul><!--end: 19877-->
<!--top: 19875--><li><a href="messages/19875.html">harrassment</a> - <b>harley</b> <i>01/27/03</i>
(<!--responses: 19875-->9)
<ul><!--insert: 19875-->
<!--top: 19981--><li><a href="messages/19981.html">Re: harrassment</a> - <b>harley</b> <i>01/28/03</i>
(<!--responses: 19981-->5)
<ul><!--insert: 19981-->
<!--top: 19982--><li><a href="messages/19982.html">Re: harrassment</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19982-->4)
<ul><!--insert: 19982-->
<!--top: 20161--><li><a href="messages/20161.html">Re: harrassment</a> - <b>harley</b> <i>01/30/03</i>
(<!--responses: 20161-->0)
<ul><!--insert: 20161-->
</ul><!--end: 20161-->
<!--top: 20078--><li><a href="messages/20078.html">Re: harrassment</a> - <b>harley</b> <i>01/29/03</i>
(<!--responses: 20078-->1)
<ul><!--insert: 20078-->
</ul><!--end: 20078-->
<!--top: 20045--><li><a href="messages/20045.html">Re: harrassment</a> - <b>LadynRed</b> <i>01/29/03</i>
(<!--responses: 20045-->2)
<ul><!--insert: 20045-->
</ul><!--end: 20045-->
<!--top: 19995--><li><a href="messages/19995.html">Re: harrassment</a> - <b>harley</b> <i>01/28/03</i>
(<!--responses: 19995-->3)
<ul><!--insert: 19995-->
</ul><!--end: 19995-->
</ul><!--end: 19982-->
</ul><!--end: 19981-->
<!--top: 19954--><li><a href="messages/19954.html">Re: harrassment</a> - <b>scott</b> <i>01/28/03</i>
(<!--responses: 19954-->6)
<ul><!--insert: 19954-->
</ul><!--end: 19954-->
<!--top: 19953--><li><a href="messages/19953.html">Re: harrassment</a> - <b>harley</b> <i>01/28/03</i>
(<!--responses: 19953-->7)
<ul><!--insert: 19953-->
</ul><!--end: 19953-->
<!--top: 19882--><li><a href="messages/19882.html">Re: harrassment</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19882-->8)
<ul><!--insert: 19882-->
</ul><!--end: 19882-->
</ul><!--end: 19875-->
<!--top: 19874--><li><a href="messages/19874.html">Judgement on credit report?</a> - <b>Quick question</b> <i>01/27/03</i>
(<!--responses: 19874-->1)
<ul><!--insert: 19874-->
<!--top: 19886--><li><a href="messages/19886.html">Re: Judgement on credit report?</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19886-->0)
<ul><!--insert: 19886-->
</ul><!--end: 19886-->
</ul><!--end: 19874-->
<!--top: 19872--><li><a href="messages/19872.html">Wolpoff &amp; Abramson, LLP</a> - <b>Hunter Lynn</b> <i>01/27/03</i>
(<!--responses: 19872-->5)
<ul><!--insert: 19872-->
<!--top: 19883--><li><a href="messages/19883.html">Re: Wolpoff &amp; Abramson, LLP</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19883-->2)
<ul><!--insert: 19883-->
<!--top: 19894--><li><a href="messages/19894.html">Re: Wolpoff &amp; Abramson, LLP</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19894-->0)
<ul><!--insert: 19894-->
</ul><!--end: 19894-->
<!--top: 19891--><li><a href="messages/19891.html">Re: Wolpoff &amp; Abramson, LLP</a> - <b>Hunter Lynn</b> <i>01/27/03</i>
(<!--responses: 19891-->1)
<ul><!--insert: 19891-->
</ul><!--end: 19891-->
</ul><!--end: 19883-->
<!--top: 19880--><li><a href="messages/19880.html">Re: Wolpoff &amp; Abramson, LLP</a> - <b>HunterLynn</b> <i>01/27/03</i>
(<!--responses: 19880-->3)
<ul><!--insert: 19880-->
</ul><!--end: 19880-->
<!--top: 19879--><li><a href="messages/19879.html">Re: Wolpoff &amp; Abramson, LLP</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19879-->4)
<ul><!--insert: 19879-->
</ul><!--end: 19879-->
</ul><!--end: 19872-->
<!--top: 19866--><li><a href="messages/19866.html">Credit Agency Harassing Wrong Person</a> - <b>Getting Chest Pains </b> <i>01/27/03</i>
(<!--responses: 19866-->8)
<ul><!--insert: 19866-->
<!--top: 20239--><li><a href="messages/20239.html">Re: Credit Agency Harassing Wrong Person</a> - <b>Brainiac Smith</b> <i>01/30/03</i>
(<!--responses: 20239-->0)
<ul><!--insert: 20239-->
</ul><!--end: 20239-->
<!--top: 19940--><li><a href="messages/19940.html">Re: Credit Agency Harassing Wrong Person</a> - <b>Getting Chest Pains</b> <i>01/28/03</i>
(<!--responses: 19940-->2)
<ul><!--insert: 19940-->
<!--top: 20015--><li><a href="messages/20015.html">Re: Credit Agency Harassing Wrong Person</a> - <b>scott</b> <i>01/28/03</i>
(<!--responses: 20015-->0)
<ul><!--insert: 20015-->
</ul><!--end: 20015-->
<!--top: 19966--><li><a href="messages/19966.html">Re: Credit Agency Harassing Wrong Person</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19966-->0)
<ul><!--insert: 19966-->
</ul><!--end: 19966-->
</ul><!--end: 19940-->
<!--top: 19905--><li><a href="messages/19905.html">Re: Credit Agency Harassing Wrong Person</a> - <b>Why Chat</b> <i>01/27/03</i>
(<!--responses: 19905-->0)
<ul><!--insert: 19905-->
</ul><!--end: 19905-->
<!--top: 19870--><li><a href="messages/19870.html">Re: Credit Agency Harassing Wrong Person</a> - <b>mtnair</b> <i>01/27/03</i>
(<!--responses: 19870-->2)
<ul><!--insert: 19870-->
<!--top: 19881--><li><a href="messages/19881.html">Re: Credit Agency Harassing Wrong Person</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19881-->0)
<ul><!--insert: 19881-->
</ul><!--end: 19881-->
<!--top: 19873--><li><a href="messages/19873.html">Re: Credit Agency Harassing Wrong Person</a> - <b>Getting Chest Pains</b> <i>01/27/03</i>
(<!--responses: 19873-->1)
<ul><!--insert: 19873-->
</ul><!--end: 19873-->
</ul><!--end: 19870-->
</ul><!--end: 19866-->
<!--top: 19863--><li><a href="messages/19863.html">RMA Question</a> - <b>Cindo</b> <i>01/27/03</i>
(<!--responses: 19863-->1)
<ul><!--insert: 19863-->
<!--top: 19868--><li><a href="messages/19868.html">Re: RMA Question</a> - <b>scott</b> <i>01/27/03</i>
(<!--responses: 19868-->0)
<ul><!--insert: 19868-->
</ul><!--end: 19868-->
</ul><!--end: 19863-->
<!--top: 19858--><li><a href="messages/19858.html">Ex Spouse filing for Bankruptcy</a> - <b>anon</b> <i>01/27/03</i>
(<!--responses: 19858-->5)
<ul><!--insert: 19858-->
<!--top: 19861--><li><a href="messages/19861.html">Re: Ex Spouse filing for Bankruptcy</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19861-->4)
<ul><!--insert: 19861-->
<!--top: 19973--><li><a href="messages/19973.html">Re: Ex Spouse filing for Bankruptcy</a> - <b>LadynRed</b> <i>01/28/03</i>
(<!--responses: 19973-->0)
<ul><!--insert: 19973-->
</ul><!--end: 19973-->
<!--top: 19890--><li><a href="messages/19890.html">Re: Ex Spouse filing for Bankruptcy</a> - <b>kristy (was anon)</b> <i>01/27/03</i>
(<!--responses: 19890-->1)
<ul><!--insert: 19890-->
</ul><!--end: 19890-->
<!--top: 19876--><li><a href="messages/19876.html">Re: Ex Spouse filing for Bankruptcy</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19876-->2)
<ul><!--insert: 19876-->
</ul><!--end: 19876-->
<!--top: 19865--><li><a href="messages/19865.html">Re: Ex Spouse filing for Bankruptcy</a> - <b>anon</b> <i>01/27/03</i>
(<!--responses: 19865-->3)
<ul><!--insert: 19865-->
</ul><!--end: 19865-->
</ul><!--end: 19861-->
</ul><!--end: 19858-->
<!--top: 19857--><li><a href="messages/19857.html">CC debt Judgements</a> - <b>Confused..in Ohio</b> <i>01/27/03</i>
(<!--responses: 19857-->1)
<ul><!--insert: 19857-->
<!--top: 19862--><li><a href="messages/19862.html">Re: CC debt Judgements</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19862-->0)
<ul><!--insert: 19862-->
</ul><!--end: 19862-->
</ul><!--end: 19857-->
<!--top: 19856--><li><a href="messages/19856.html">Why Chat, Scott, LadynRed, or anyone...</a> - <b>Nikki C.</b> <i>01/27/03</i>
(<!--responses: 19856-->4)
<ul><!--insert: 19856-->
<!--top: 19860--><li><a href="messages/19860.html">Re: Why Chat, Scott, LadynRed, or anyone...</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19860-->3)
<ul><!--insert: 19860-->
<!--top: 19878--><li><a href="messages/19878.html">Re: Why Chat, Scott, LadynRed, or anyone...</a> - <b>Nikki C</b> <i>01/27/03</i>
(<!--responses: 19878-->1)
<ul><!--insert: 19878-->
<!--top: 20276--><li><a href="messages/20276.html">Re: Why Chat, Scott, LadynRed, or anyone...</a> - <b>harley</b> <i>01/31/03</i>
(<!--responses: 20276-->0)
<ul><!--insert: 20276-->
</ul><!--end: 20276-->
</ul><!--end: 19878-->
<!--top: 19867--><li><a href="messages/19867.html">Re: Why Chat, Scott, LadynRed, or anyone...</a> - <b>scott</b> <i>01/27/03</i>
(<!--responses: 19867-->0)
<ul><!--insert: 19867-->
</ul><!--end: 19867-->
</ul><!--end: 19860-->
</ul><!--end: 19856-->
<!--top: 19847--><li><a href="messages/19847.html">Wells Fargo</a> - <b>Wondering</b> <i>01/27/03</i>
(<!--responses: 19847-->1)
<ul><!--insert: 19847-->
<!--top: 19850--><li><a href="messages/19850.html">Re: Wells Fargo</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19850-->0)
<ul><!--insert: 19850-->
</ul><!--end: 19850-->
</ul><!--end: 19847-->
<!--top: 19846--><li><a href="messages/19846.html">HOH in Florida</a> - <b>Victory</b> <i>01/27/03</i>
(<!--responses: 19846-->2)
<ul><!--insert: 19846-->
<!--top: 19855--><li><a href="messages/19855.html">Re: HOH in Florida</a> - <b>WHY CHAT</b> <i>01/27/03</i>
(<!--responses: 19855-->0)
<ul><!--insert: 19855-->
</ul><!--end: 19855-->
<!--top: 19851--><li><a href="messages/19851.html">Re: HOH in Florida</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19851-->0)
<ul><!--insert: 19851-->
</ul><!--end: 19851-->
</ul><!--end: 19846-->
<!--top: 19845--><li><a href="messages/19845.html">process of a judgement</a> - <b>victory</b> <i>01/27/03</i>
(<!--responses: 19845-->1)
<ul><!--insert: 19845-->
<!--top: 19848--><li><a href="messages/19848.html">Re: process of a judgement</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19848-->0)
<ul><!--insert: 19848-->
</ul><!--end: 19848-->
</ul><!--end: 19845-->
<!--top: 19842--><li><a href="messages/19842.html">Palisades &amp; Gulf State</a> - <b>Cindo</b> <i>01/27/03</i>
(<!--responses: 19842-->4)
<ul><!--insert: 19842-->
<!--top: 19884--><li><a href="messages/19884.html">Re: Palisades &amp; Gulf State</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19884-->0)
<ul><!--insert: 19884-->
</ul><!--end: 19884-->
<!--top: 19871--><li><a href="messages/19871.html">Re: Palisades &amp; Gulf State</a> - <b>Cindo</b> <i>01/27/03</i>
(<!--responses: 19871-->1)
<ul><!--insert: 19871-->
</ul><!--end: 19871-->
<!--top: 19854--><li><a href="messages/19854.html">Re: Palisades &amp; Gulf State</a> - <b>Cindo</b> <i>01/27/03</i>
(<!--responses: 19854-->0)
<ul><!--insert: 19854-->
</ul><!--end: 19854-->
<!--top: 19849--><li><a href="messages/19849.html">Re: Palisades &amp; Gulf State</a> - <b>NV Bone Doc</b> <i>01/27/03</i>
(<!--responses: 19849-->3)
<ul><!--insert: 19849-->
</ul><!--end: 19849-->
</ul><!--end: 19842-->
<!--top: 19836--><li><a href="messages/19836.html">RESPONSE TIME &amp; CHOICE OF POSTS TO ANSWER</a> - <b>WHY CHAT</b> <i>01/27/03</i>
(<!--responses: 19836-->1)
<ul><!--insert: 19836-->
<!--top: 19853--><li><a href="messages/19853.html">Re: RESPONSE TIME &amp; CHOICE OF POSTS TO ANSWER</a> - <b>scott</b> <i>01/27/03</i>
(<!--responses: 19853-->0)
<ul><!--insert: 19853-->
</ul><!--end: 19853-->
</ul><!--end: 19836-->
<!--top: 19830--><li><a href="messages/19830.html">why chat or scott</a> - <b>sara</b> <i>01/27/03</i>
(<!--responses: 19830-->3)
<ul><!--insert: 19830-->
<!--top: 20092--><li><a href="messages/20092.html">Re: why chat or scott</a> - <b>mtnair</b> <i>01/29/03</i>
(<!--responses: 20092-->0)
<ul><!--insert: 20092-->
</ul><!--end: 20092-->
<!--top: 19893--><li><a href="messages/19893.html">Re: why chat or scott</a> - <b>sara</b> <i>01/27/03</i>
(<!--responses: 19893-->1)
<ul><!--insert: 19893-->
</ul><!--end: 19893-->
<!--top: 19864--><li><a href="messages/19864.html">Re: why chat or scott</a> - <b>mtnair</b> <i>01/27/03</i>
(<!--responses: 19864-->2)
<ul><!--insert: 19864-->
</ul><!--end: 19864-->
</ul><!--end: 19830-->
<!--top: 19823--><li><a href="messages/19823.html">why chat</a> - <b>scott</b> <i>01/27/03</i>
(<!--responses: 19823-->3)
<ul><!--insert: 19823-->
<!--top: 19826--><li><a href="messages/19826.html">Re: why chat</a> - <b>Why Chat</b> <i>01/27/03</i>
(<!--responses: 19826-->2)
<ul><!--insert: 19826-->
<!--top: 19827--><li><a href="messages/19827.html">Re: why chat</a> - <b>scott</b> <i>01/27/03</i>
(<!--responses: 19827-->1)
<ul><!--insert: 19827-->
<!--top: 19833--><li><a href="messages/19833.html">Re: why chat</a> - <b>WHY CHAT</b> <i>01/27/03</i>
(<!--responses: 19833-->0)
<ul><!--insert: 19833-->
</ul><!--end: 19833-->
</ul><!--end: 19827-->
</ul><!--end: 19826-->
</ul><!--end: 19823-->
<!--top: 19820--><li><a href="messages/19820.html">postdated check</a> - <b>anon</b> <i>01/26/03</i>
(<!--responses: 19820-->2)
<ul><!--insert: 19820-->
<!--top: 19821--><li><a href="messages/19821.html">Re: postdated check</a> - <b>observer</b> <i>01/26/03</i>
(<!--responses: 19821-->1)
<ul><!--insert: 19821-->
<!--top: 19974--><li><a href="messages/19974.html">Re: postdated check</a> - <b>Andrea</b> <i>01/28/03</i>
(<!--responses: 19974-->0)
<ul><!--insert: 19974-->
</ul><!--end: 19974-->
</ul><!--end: 19821-->
</ul><!--end: 19820-->
<!--top: 19819--><li><a href="messages/19819.html">my cavalry nightmare</a> - <b>martin2</b> <i>01/26/03</i>
(<!--responses: 19819-->6)
<ul><!--insert: 19819-->
<!--top: 20102--><li><a href="messages/20102.html">Re: my cavalry nightmare</a> - <b>mrmartin2</b> <i>01/29/03</i>
(<!--responses: 20102-->0)
<ul><!--insert: 20102-->
</ul><!--end: 20102-->
<!--top: 19835--><li><a href="messages/19835.html">Re: my cavalry nightmare</a> - <b>WHY CHAT</b> <i>01/27/03</i>
(<!--responses: 19835-->0)
<ul><!--insert: 19835-->
</ul><!--end: 19835-->
<!--top: 19832--><li><a href="messages/19832.html">Re: my cavalry nightmare</a> - <b>patti</b> <i>01/27/03</i>
(<!--responses: 19832-->2)
<ul><!--insert: 19832-->
</ul><!--end: 19832-->
<!--top: 19824--><li><a href="messages/19824.html">Re: my cavalry nightmare</a> - <b>mtnair</b> <i>01/27/03</i>
(<!--responses: 19824-->0)
<ul><!--insert: 19824-->
</ul><!--end: 19824-->
<!--top: 19822--><li><a href="messages/19822.html">Re: my cavalry nightmare</a> - <b>scott</b> <i>01/26/03</i>
(<!--responses: 19822-->1)
<ul><!--insert: 19822-->
<!--top: 19829--><li><a href="messages/19829.html">Re: my cavalry nightmare</a> - <b>martin2</b> <i>01/27/03</i>
(<!--responses: 19829-->0)
<ul><!--insert: 19829-->
</ul><!--end: 19829-->
</ul><!--end: 19822-->
</ul><!--end: 19819-->
<!--top: 19809--><li><a href="messages/19809.html">reaffirmation fee ?</a> - <b>Pearl</b> <i>01/26/03</i>
(<!--responses: 19809-->5)
<ul><!--insert: 19809-->
<!--top: 19828--><li><a href="messages/19828.html">Re: reaffirmation fee ?</a> - <b>Pearl</b> <i>01/27/03</i>
(<!--responses: 19828-->3)
<ul><!--insert: 19828-->
<!--top: 19907--><li><a href="messages/19907.html">Re: reaffirmation fee ?</a> - <b>Why Chat</b> <i>01/27/03</i>
(<!--responses: 19907-->0)
<ul><!--insert: 19907-->
</ul><!--end: 19907-->
<!--top: 19859--><li><a href="messages/19859.html">Re: reaffirmation fee ?</a> - <b>Pearl</b> <i>01/27/03</i>
(<!--responses: 19859-->1)
<ul><!--insert: 19859-->
</ul><!--end: 19859-->
<!--top: 19834--><li><a href="messages/19834.html">Re: reaffirmation fee ?</a> - <b>WHY CHAT</b> <i>01/27/03</i>
(<!--responses: 19834-->2)
<ul><!--insert: 19834-->
</ul><!--end: 19834-->
</ul><!--end: 19828-->
<!--top: 19825--><li><a href="messages/19825.html">Re: reaffirmation fee ?</a> - <b>Robert M</b> <i>01/27/03</i>
(<!--responses: 19825-->4)
<ul><!--insert: 19825-->
</ul><!--end: 19825-->
</ul><!--end: 19809-->
<!--top: 19808--><li><a href="messages/19808.html">Student Loans Question</a> - <b>Refinance Student Loans ?</b> <i>01/26/03</i>
(<!--responses: 19808-->0)
<ul><!--insert: 19808-->
</ul><!--end: 19808-->
<!--top: 19804--><li><a href="messages/19804.html">why chat will you please respond</a> - <b>sara</b> <i>01/26/03</i>
(<!--responses: 19804-->6)
<ul><!--insert: 19804-->
<!--top: 19816--><li><a href="messages/19816.html">Re: why chat will you please respond</a> - <b>mtnair</b> <i>01/26/03</i>
(<!--responses: 19816-->0)
<ul><!--insert: 19816-->
</ul><!--end: 19816-->
<!--top: 19813--><li><a href="messages/19813.html">Re: why chat will you please respond</a> - <b>scott</b> <i>01/26/03</i>
(<!--responses: 19813-->4)
<ul><!--insert: 19813-->
<!--top: 19852--><li><a href="messages/19852.html">Re: why chat will you please respond</a> - <b>mtnair</b> <i>01/27/03</i>
(<!--responses: 19852-->0)
<ul><!--insert: 19852-->
</ul><!--end: 19852-->
<!--top: 19818--><li><a href="messages/19818.html">Re: why chat will you please respond</a> - <b>sara</b> <i>01/26/03</i>
(<!--responses: 19818-->1)
<ul><!--insert: 19818-->
</ul><!--end: 19818-->
<!--top: 19817--><li><a href="messages/19817.html">Re: why chat will you please respond</a> - <b>scott</b> <i>01/26/03</i>
(<!--responses: 19817-->2)
<ul><!--insert: 19817-->
</ul><!--end: 19817-->
<!--top: 19815--><li><a href="messages/19815.html">Re: why chat will you please respond</a> - <b>sara</b> <i>01/26/03</i>
(<!--responses: 19815-->3)
<ul><!--insert: 19815-->
</ul><!--end: 19815-->
</ul><!--end: 19813-->
</ul><!--end: 19804-->
<!--top: 19792--><li><a href="messages/19792.html">Dismissed w/o prejudice. Can I sue back?</a> - <b>Tbone66</b> <i>01/26/03</i>
(<!--responses: 19792-->1)
<ul><!--insert: 19792-->
<!--top: 19793--><li><a href="messages/19793.html">Re: Dismissed w/o prejudice. Can I sue back?</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19793-->0)
<ul><!--insert: 19793-->
</ul><!--end: 19793-->
</ul><!--end: 19792-->
<!--top: 19788--><li><a href="messages/19788.html">credit repair agency</a> - <b>Letitia</b> <i>01/26/03</i>
(<!--responses: 19788-->3)
<ul><!--insert: 19788-->
<!--top: 19869--><li><a href="messages/19869.html">Re: credit repair agency</a> - <b>scott</b> <i>01/27/03</i>
(<!--responses: 19869-->0)
<ul><!--insert: 19869-->
</ul><!--end: 19869-->
<!--top: 19837--><li><a href="messages/19837.html">Re: credit repair agency</a> - <b>James</b> <i>01/27/03</i>
(<!--responses: 19837-->1)
<ul><!--insert: 19837-->
</ul><!--end: 19837-->
<!--top: 19794--><li><a href="messages/19794.html">Re: credit repair agency</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19794-->2)
<ul><!--insert: 19794-->
</ul><!--end: 19794-->
</ul><!--end: 19788-->
<!--top: 19784--><li><a href="messages/19784.html">late and overlimit</a> - <b>buster</b> <i>01/26/03</i>
(<!--responses: 19784-->3)
<ul><!--insert: 19784-->
<!--top: 19795--><li><a href="messages/19795.html">Re: late and overlimit</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19795-->0)
<ul><!--insert: 19795-->
</ul><!--end: 19795-->
<!--top: 19786--><li><a href="messages/19786.html">Re: late and overlimit</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19786-->1)
<ul><!--insert: 19786-->
<!--top: 19790--><li><a href="messages/19790.html">Re: late and overlimit</a> - <b>buster</b> <i>01/26/03</i>
(<!--responses: 19790-->0)
<ul><!--insert: 19790-->
</ul><!--end: 19790-->
</ul><!--end: 19786-->
</ul><!--end: 19784-->
<!--top: 19772--><li><a href="messages/19772.html">vehicle repo</a> - <b>Serene13672</b> <i>01/26/03</i>
(<!--responses: 19772-->3)
<ul><!--insert: 19772-->
<!--top: 20241--><li><a href="messages/20241.html">Re: vehicle repo</a> - <b>Brainiac Smith</b> <i>01/30/03</i>
(<!--responses: 20241-->0)
<ul><!--insert: 20241-->
</ul><!--end: 20241-->
<!--top: 20017--><li><a href="messages/20017.html">Re: vehicle repo</a> - <b>Mike</b> <i>01/28/03</i>
(<!--responses: 20017-->0)
<ul><!--insert: 20017-->
</ul><!--end: 20017-->
<!--top: 19838--><li><a href="messages/19838.html">Re: vehicle repo</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19838-->0)
<ul><!--insert: 19838-->
</ul><!--end: 19838-->
</ul><!--end: 19772-->
<!--top: 19767--><li><a href="messages/19767.html">credit card overlimit charges</a> - <b>Marcy </b> <i>01/26/03</i>
(<!--responses: 19767-->3)
<ul><!--insert: 19767-->
<!--top: 19769--><li><a href="messages/19769.html">Re: credit card overlimit charges</a> - <b>observer</b> <i>01/26/03</i>
(<!--responses: 19769-->2)
<ul><!--insert: 19769-->
<!--top: 19770--><li><a href="messages/19770.html">Re: credit card overlimit charges</a> - <b>Marcy</b> <i>01/26/03</i>
(<!--responses: 19770-->1)
<ul><!--insert: 19770-->
<!--top: 19814--><li><a href="messages/19814.html">Re: credit card overlimit charges</a> - <b>scott</b> <i>01/26/03</i>
(<!--responses: 19814-->0)
<ul><!--insert: 19814-->
</ul><!--end: 19814-->
</ul><!--end: 19770-->
</ul><!--end: 19769-->
</ul><!--end: 19767-->
<!--top: 19766--><li><a href="messages/19766.html">Judgement and options</a> - <b>MarkZ</b> <i>01/26/03</i>
(<!--responses: 19766-->3)
<ul><!--insert: 19766-->
<!--top: 19771--><li><a href="messages/19771.html">Re: Judgement and options</a> - <b>observer</b> <i>01/26/03</i>
(<!--responses: 19771-->2)
<ul><!--insert: 19771-->
<!--top: 19811--><li><a href="messages/19811.html">Re: Judgement and options</a> - <b>observer</b> <i>01/26/03</i>
(<!--responses: 19811-->0)
<ul><!--insert: 19811-->
</ul><!--end: 19811-->
<!--top: 19802--><li><a href="messages/19802.html">Re: Judgement and options</a> - <b>MarkZ</b> <i>01/26/03</i>
(<!--responses: 19802-->1)
<ul><!--insert: 19802-->
</ul><!--end: 19802-->
</ul><!--end: 19771-->
</ul><!--end: 19766-->
<!--top: 19762--><li><a href="messages/19762.html">Why chat Pease help!!!!</a> - <b>sara</b> <i>01/26/03</i>
(<!--responses: 19762-->0)
<ul><!--insert: 19762-->
</ul><!--end: 19762-->
<!--top: 19758--><li><a href="messages/19758.html">Why Chat Can You Help???  Anyone??</a> - <b>V in SATX</b> <i>01/26/03</i>
(<!--responses: 19758-->0)
<ul><!--insert: 19758-->
</ul><!--end: 19758-->
<!--top: 19756--><li><a href="messages/19756.html">Wage garnishment.  Whychat? Linda? Anyone?</a> - <b>Naundi</b> <i>01/26/03</i>
(<!--responses: 19756-->4)
<ul><!--insert: 19756-->
<!--top: 19801--><li><a href="messages/19801.html">Re: Wage garnishment.  Whychat? Linda? Anyone?</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19801-->1)
<ul><!--insert: 19801-->
</ul><!--end: 19801-->
<!--top: 19796--><li><a href="messages/19796.html">Re: Wage garnishment.  Whychat? Linda? Anyone?</a> - <b>Naundi</b> <i>01/26/03</i>
(<!--responses: 19796-->2)
<ul><!--insert: 19796-->
<!--top: 19812--><li><a href="messages/19812.html">Re: Wage garnishment.  Thanks Why Chat</a> - <b>Naundi</b> <i>01/26/03</i>
(<!--responses: 19812-->0)
<ul><!--insert: 19812-->
</ul><!--end: 19812-->
</ul><!--end: 19796-->
<!--top: 19759--><li><a href="messages/19759.html">Re: Wage garnishment.  Whychat? Linda? Anyone?</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19759-->3)
<ul><!--insert: 19759-->
</ul><!--end: 19759-->
</ul><!--end: 19756-->
<!--top: 19755--><li><a href="messages/19755.html">Can someone help with credit problem questions?</a> - <b>ERIC </b> <i>01/26/03</i>
(<!--responses: 19755-->1)
<ul><!--insert: 19755-->
<!--top: 19761--><li><a href="messages/19761.html">Re: Can someone help with credit problem questions?</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19761-->0)
<ul><!--insert: 19761-->
</ul><!--end: 19761-->
</ul><!--end: 19755-->
<!--top: 19750--><li><a href="messages/19750.html">help why chat</a> - <b>malibu</b> <i>01/26/03</i>
(<!--responses: 19750-->1)
<ul><!--insert: 19750-->
<!--top: 19777--><li><a href="messages/19777.html">Re: help why chat</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19777-->0)
<ul><!--insert: 19777-->
</ul><!--end: 19777-->
</ul><!--end: 19750-->
<!--top: 19742--><li><a href="messages/19742.html">SOL NV or NJ</a> - <b>Jwil</b> <i>01/26/03</i>
(<!--responses: 19742-->3)
<ul><!--insert: 19742-->
<!--top: 19743--><li><a href="messages/19743.html">Re: SOL NV or NJ</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19743-->2)
<ul><!--insert: 19743-->
<!--top: 19773--><li><a href="messages/19773.html">Re: SOL NV or NJ</a> - <b>Jwil</b> <i>01/26/03</i>
(<!--responses: 19773-->1)
<ul><!--insert: 19773-->
<!--top: 19778--><li><a href="messages/19778.html">Re: SOL NV or NJ</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19778-->0)
<ul><!--insert: 19778-->
</ul><!--end: 19778-->
</ul><!--end: 19773-->
</ul><!--end: 19743-->
</ul><!--end: 19742-->
<!--top: 19740--><li><a href="messages/19740.html">rights to validation</a> - <b>buster</b> <i>01/26/03</i>
(<!--responses: 19740-->0)
<ul><!--insert: 19740-->
</ul><!--end: 19740-->
<!--top: 19739--><li><a href="messages/19739.html">rights to validation</a> - <b>buster</b> <i>01/26/03</i>
(<!--responses: 19739-->5)
<ul><!--insert: 19739-->
<!--top: 19779--><li><a href="messages/19779.html">Re: rights to validation</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19779-->0)
<ul><!--insert: 19779-->
</ul><!--end: 19779-->
<!--top: 19776--><li><a href="messages/19776.html">Re: rights to validation</a> - <b>buster</b> <i>01/26/03</i>
(<!--responses: 19776-->0)
<ul><!--insert: 19776-->
</ul><!--end: 19776-->
<!--top: 19763--><li><a href="messages/19763.html">Re: rights to validation</a> - <b>cddfisher</b> <i>01/26/03</i>
(<!--responses: 19763-->1)
<ul><!--insert: 19763-->
</ul><!--end: 19763-->
<!--top: 19754--><li><a href="messages/19754.html">Re: rights to validation</a> - <b>buster</b> <i>01/26/03</i>
(<!--responses: 19754-->1)
<ul><!--insert: 19754-->
</ul><!--end: 19754-->
<!--top: 19744--><li><a href="messages/19744.html">Re: rights to validation</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19744-->4)
<ul><!--insert: 19744-->
</ul><!--end: 19744-->
</ul><!--end: 19739-->
<!--top: 19738--><li><a href="messages/19738.html">Technicality</a> - <b>Wondering</b> <i>01/26/03</i>
(<!--responses: 19738-->0)
<ul><!--insert: 19738-->
</ul><!--end: 19738-->
<!--top: 19737--><li><a href="messages/19737.html">Ca calling by machine.Legal?</a> - <b>nhlegalmind</b> <i>01/25/03</i>
(<!--responses: 19737-->1)
<ul><!--insert: 19737-->
<!--top: 19757--><li><a href="messages/19757.html">Re: Ca calling by machine.Legal?</a> - <b>MoonPie</b> <i>01/26/03</i>
(<!--responses: 19757-->0)
<ul><!--insert: 19757-->
</ul><!--end: 19757-->
</ul><!--end: 19737-->
<!--top: 19736--><li><a href="messages/19736.html">collections</a> - <b>sara</b> <i>01/25/03</i>
(<!--responses: 19736-->0)
<ul><!--insert: 19736-->
</ul><!--end: 19736-->
<!--top: 19735--><li><a href="messages/19735.html">Cap One--Need some Help!!</a> - <b>V in SATX</b> <i>01/25/03</i>
(<!--responses: 19735-->8)
<ul><!--insert: 19735-->
<!--top: 20178--><li><a href="messages/20178.html">Re: Cap One--Need some Help!!</a> - <b>Linda</b> <i>01/30/03</i>
(<!--responses: 20178-->0)
<ul><!--insert: 20178-->
</ul><!--end: 20178-->
<!--top: 19760--><li><a href="messages/19760.html">Re: Cap One--Need some Help!!</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19760-->6)
<ul><!--insert: 19760-->
<!--top: 19787--><li><a href="messages/19787.html">Re:Why Chat-- Cap One--Need some Help!!</a> - <b>V in SATX</b> <i>01/26/03</i>
(<!--responses: 19787-->5)
<ul><!--insert: 19787-->
<!--top: 19797--><li><a href="messages/19797.html">Re:Why Chat-- Cap One--Need some Help!!</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19797-->4)
<ul><!--insert: 19797-->
<!--top: 20251--><li><a href="messages/20251.html">Re:Why Chat-- Cap One--Need some Help!!</a> - <b>Brainiac Smith</b> <i>01/31/03</i>
(<!--responses: 20251-->0)
<ul><!--insert: 20251-->
</ul><!--end: 20251-->
<!--top: 19810--><li><a href="messages/19810.html">Re:Why Chat</a> - <b>V in SATX</b> <i>01/26/03</i>
(<!--responses: 19810-->0)
<ul><!--insert: 19810-->
</ul><!--end: 19810-->
<!--top: 19805--><li><a href="messages/19805.html">Re:Why Chat-- Cap One--Need some Help!!</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19805-->1)
<ul><!--insert: 19805-->
</ul><!--end: 19805-->
<!--top: 19803--><li><a href="messages/19803.html">Re:Why Chat-- Cap One--Need some Help!!</a> - <b>V in SATX</b> <i>01/26/03</i>
(<!--responses: 19803-->3)
<ul><!--insert: 19803-->
</ul><!--end: 19803-->
</ul><!--end: 19797-->
</ul><!--end: 19787-->
</ul><!--end: 19760-->
</ul><!--end: 19735-->
<!--top: 19725--><li><a href="messages/19725.html">TEXAS &amp; HOMESTEAD</a> - <b>juan</b> <i>01/25/03</i>
(<!--responses: 19725-->1)
<ul><!--insert: 19725-->
<!--top: 19728--><li><a href="messages/19728.html">Re: TEXAS &amp; HOMESTEAD</a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19728-->0)
<ul><!--insert: 19728-->
</ul><!--end: 19728-->
</ul><!--end: 19725-->
<!--top: 19723--><li><a href="messages/19723.html">Advice with a charge off</a> - <b>zdog</b> <i>01/25/03</i>
(<!--responses: 19723-->1)
<ul><!--insert: 19723-->
<!--top: 19729--><li><a href="messages/19729.html">Re: Advice with a charge off</a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19729-->0)
<ul><!--insert: 19729-->
</ul><!--end: 19729-->
</ul><!--end: 19723-->
<!--top: 19717--><li><a href="messages/19717.html">Garnishment in Florida</a> - <b>Victory</b> <i>01/25/03</i>
(<!--responses: 19717-->3)
<ul><!--insert: 19717-->
<!--top: 19799--><li><a href="messages/19799.html">Re: Garnishment in Florida</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19799-->0)
<ul><!--insert: 19799-->
</ul><!--end: 19799-->
<!--top: 19789--><li><a href="messages/19789.html">Re: Garnishment in Florida</a> - <b>Victory</b> <i>01/26/03</i>
(<!--responses: 19789-->1)
<ul><!--insert: 19789-->
</ul><!--end: 19789-->
<!--top: 19721--><li><a href="messages/19721.html">Re: Garnishment in Florida</a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19721-->2)
<ul><!--insert: 19721-->
</ul><!--end: 19721-->
</ul><!--end: 19717-->
<!--top: 19713--><li><a href="messages/19713.html">ABC Jewelers</a> - <b>PA Debtor</b> <i>01/25/03</i>
(<!--responses: 19713-->11)
<ul><!--insert: 19713-->
<!--top: 19765--><li><a href="messages/19765.html">Re: ABC Jewelers #2</a> - <b>PA Debtor</b> <i>01/26/03</i>
(<!--responses: 19765-->5)
<ul><!--insert: 19765-->
<!--top: 19806--><li><a href="messages/19806.html">Re: ABC Jewelers #2</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19806-->0)
<ul><!--insert: 19806-->
</ul><!--end: 19806-->
<!--top: 19800--><li><a href="messages/19800.html">Re: ABC Jewelers #2</a> - <b>PA Debtor</b> <i>01/26/03</i>
(<!--responses: 19800-->1)
<ul><!--insert: 19800-->
</ul><!--end: 19800-->
<!--top: 19798--><li><a href="messages/19798.html">Re: ABC Jewelers #2</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19798-->2)
<ul><!--insert: 19798-->
</ul><!--end: 19798-->
<!--top: 19782--><li><a href="messages/19782.html">Re: ABC Jewelers #2</a> - <b>PA Debtor</b> <i>01/26/03</i>
(<!--responses: 19782-->3)
<ul><!--insert: 19782-->
</ul><!--end: 19782-->
<!--top: 19780--><li><a href="messages/19780.html">Re: ABC Jewelers #2</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19780-->4)
<ul><!--insert: 19780-->
</ul><!--end: 19780-->
</ul><!--end: 19765-->
<!--top: 19732--><li><a href="messages/19732.html">Re: ABC Jewelers</a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19732-->0)
<ul><!--insert: 19732-->
</ul><!--end: 19732-->
<!--top: 19722--><li><a href="messages/19722.html">Re: ABC Jewelers</a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19722-->3)
<ul><!--insert: 19722-->
<!--top: 19748--><li><a href="messages/19748.html">Re: ABC Jewelers</a> - <b>PA Debtor</b> <i>01/26/03</i>
(<!--responses: 19748-->0)
<ul><!--insert: 19748-->
</ul><!--end: 19748-->
<!--top: 19747--><li><a href="messages/19747.html">Re: ABC Jewelers</a> - <b>PA Debtor</b> <i>01/26/03</i>
(<!--responses: 19747-->1)
<ul><!--insert: 19747-->
<!--top: 19783--><li><a href="messages/19783.html">Re: ABC Jewelers</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19783-->0)
<ul><!--insert: 19783-->
</ul><!--end: 19783-->
</ul><!--end: 19747-->
</ul><!--end: 19722-->
</ul><!--end: 19713-->
<!--top: 19711--><li><a href="messages/19711.html">MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>JR</b> <i>01/25/03</i>
(<!--responses: 19711-->15)
<ul><!--insert: 19711-->
<!--top: 20054--><li><a href="messages/20054.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>JR</b> <i>01/29/03</i>
(<!--responses: 20054-->0)
<ul><!--insert: 20054-->
</ul><!--end: 20054-->
<!--top: 19888--><li><a href="messages/19888.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>Sloane</b> <i>01/27/03</i>
(<!--responses: 19888-->0)
<ul><!--insert: 19888-->
</ul><!--end: 19888-->
<!--top: 19839--><li><a href="messages/19839.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>eric</b> <i>01/27/03</i>
(<!--responses: 19839-->1)
<ul><!--insert: 19839-->
</ul><!--end: 19839-->
<!--top: 19734--><li><a href="messages/19734.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>observer</b> <i>01/25/03</i>
(<!--responses: 19734-->0)
<ul><!--insert: 19734-->
</ul><!--end: 19734-->
<!--top: 19724--><li><a href="messages/19724.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19724-->6)
<ul><!--insert: 19724-->
<!--top: 19775--><li><a href="messages/19775.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>JR</b> <i>01/26/03</i>
(<!--responses: 19775-->0)
<ul><!--insert: 19775-->
</ul><!--end: 19775-->
<!--top: 19774--><li><a href="messages/19774.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>JR</b> <i>01/26/03</i>
(<!--responses: 19774-->0)
<ul><!--insert: 19774-->
</ul><!--end: 19774-->
<!--top: 19764--><li><a href="messages/19764.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>observer</b> <i>01/26/03</i>
(<!--responses: 19764-->2)
<ul><!--insert: 19764-->
</ul><!--end: 19764-->
<!--top: 19752--><li><a href="messages/19752.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>malibu</b> <i>01/26/03</i>
(<!--responses: 19752-->3)
<ul><!--insert: 19752-->
</ul><!--end: 19752-->
<!--top: 19733--><li><a href="messages/19733.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>observer</b> <i>01/25/03</i>
(<!--responses: 19733-->0)
<ul><!--insert: 19733-->
</ul><!--end: 19733-->
<!--top: 19727--><li><a href="messages/19727.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>JR</b> <i>01/25/03</i>
(<!--responses: 19727-->5)
<ul><!--insert: 19727-->
</ul><!--end: 19727-->
</ul><!--end: 19724-->
<!--top: 19718--><li><a href="messages/19718.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>JR</b> <i>01/25/03</i>
(<!--responses: 19718-->8)
<ul><!--insert: 19718-->
</ul><!--end: 19718-->
<!--top: 19714--><li><a href="messages/19714.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>kelly from nevada</b> <i>01/25/03</i>
(<!--responses: 19714-->2)
<ul><!--insert: 19714-->
<!--top: 19715--><li><a href="messages/19715.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>JR</b> <i>01/25/03</i>
(<!--responses: 19715-->1)
<ul><!--insert: 19715-->
<!--top: 19716--><li><a href="messages/19716.html">Re: MBNA - turned over to Wolpoff &amp; Abramson</a> - <b>kelly from nevada</b> <i>01/25/03</i>
(<!--responses: 19716-->0)
<ul><!--insert: 19716-->
</ul><!--end: 19716-->
</ul><!--end: 19715-->
</ul><!--end: 19714-->
</ul><!--end: 19711-->
<!--top: 19709--><li><a href="messages/19709.html">CA calling from 1984 bill </a> - <b>1morx</b> <i>01/25/03</i>
(<!--responses: 19709-->9)
<ul><!--insert: 19709-->
<!--top: 19844--><li><a href="messages/19844.html">Re: Silly question</a> - <b>1morx</b> <i>01/27/03</i>
(<!--responses: 19844-->0)
<ul><!--insert: 19844-->
</ul><!--end: 19844-->
<!--top: 19843--><li><a href="messages/19843.html">Silly question</a> - <b>Rachel Smith</b> <i>01/27/03</i>
(<!--responses: 19843-->1)
<ul><!--insert: 19843-->
</ul><!--end: 19843-->
<!--top: 19768--><li><a href="messages/19768.html">Regional Adjustment Bureau</a> - <b>Marcy</b> <i>01/26/03</i>
(<!--responses: 19768-->0)
<ul><!--insert: 19768-->
</ul><!--end: 19768-->
<!--top: 19745--><li><a href="messages/19745.html">Re: CA calling from 1984 bill address</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19745-->2)
<ul><!--insert: 19745-->
</ul><!--end: 19745-->
<!--top: 19731--><li><a href="messages/19731.html">Re: CA calling from 1984 bill address</a> - <b>1morx</b> <i>01/25/03</i>
(<!--responses: 19731-->3)
<ul><!--insert: 19731-->
</ul><!--end: 19731-->
<!--top: 19726--><li><a href="messages/19726.html">Re: CA calling from 1984 bill address</a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19726-->4)
<ul><!--insert: 19726-->
</ul><!--end: 19726-->
<!--top: 19719--><li><a href="messages/19719.html">Re: CA calling from 1984 bill address</a> - <b>1morx</b> <i>01/25/03</i>
(<!--responses: 19719-->5)
<ul><!--insert: 19719-->
</ul><!--end: 19719-->
<!--top: 19712--><li><a href="messages/19712.html">Re: CA calling from 1984 bill </a> - <b>Imp</b> <i>01/25/03</i>
(<!--responses: 19712-->0)
<ul><!--insert: 19712-->
</ul><!--end: 19712-->
<!--top: 19710--><li><a href="messages/19710.html">Re: CA calling from 1984 bill </a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19710-->6)
<ul><!--insert: 19710-->
</ul><!--end: 19710-->
</ul><!--end: 19709-->
<!--top: 19704--><li><a href="messages/19704.html">Collection Agency and Credit Report</a> - <b>zdog</b> <i>01/25/03</i>
(<!--responses: 19704-->5)
<ul><!--insert: 19704-->
<!--top: 20246--><li><a href="messages/20246.html">Re: Collection Agency and Credit Report</a> - <b>Brainiac Smith</b> <i>01/30/03</i>
(<!--responses: 20246-->0)
<ul><!--insert: 20246-->
</ul><!--end: 20246-->
<!--top: 19705--><li><a href="messages/19705.html">Re: Collection Agency and Credit Report</a> - <b>letitia</b> <i>01/25/03</i>
(<!--responses: 19705-->3)
<ul><!--insert: 19705-->
<!--top: 19707--><li><a href="messages/19707.html">Re: Collection Agency and Credit Report</a> - <b>zdog</b> <i>01/25/03</i>
(<!--responses: 19707-->0)
<ul><!--insert: 19707-->
</ul><!--end: 19707-->
<!--top: 19706--><li><a href="messages/19706.html">Re: Collection Agency and Credit Report</a> - <b>zdog</b> <i>01/25/03</i>
(<!--responses: 19706-->1)
<ul><!--insert: 19706-->
<!--top: 19708--><li><a href="messages/19708.html">Re: Collection Agency and Credit Report</a> - <b>letitia</b> <i>01/25/03</i>
(<!--responses: 19708-->0)
<ul><!--insert: 19708-->
</ul><!--end: 19708-->
</ul><!--end: 19706-->
</ul><!--end: 19705-->
</ul><!--end: 19704-->
<!--top: 19701--><li><a href="messages/19701.html">Utility Bill Collection and Statute of Limitations</a> - <b>lindasue921</b> <i>01/25/03</i>
(<!--responses: 19701-->3)
<ul><!--insert: 19701-->
<!--top: 19730--><li><a href="messages/19730.html">Re: Utility Bill Collection and Statute of Limitations</a> - <b>cc</b> <i>01/25/03</i>
(<!--responses: 19730-->0)
<ul><!--insert: 19730-->
</ul><!--end: 19730-->
<!--top: 19703--><li><a href="messages/19703.html">Re: Utility Bill Collection and Statute of Limitations</a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19703-->0)
<ul><!--insert: 19703-->
</ul><!--end: 19703-->
<!--top: 19702--><li><a href="messages/19702.html">Re: Utility Bill Collection and Statute of Limitations</a> - <b>LindaSue</b> <i>01/25/03</i>
(<!--responses: 19702-->2)
<ul><!--insert: 19702-->
</ul><!--end: 19702-->
</ul><!--end: 19701-->
<!--top: 19699--><li><a href="messages/19699.html">Exact instructions, please!! </a> - <b>letitia</b> <i>01/25/03</i>
(<!--responses: 19699-->0)
<ul><!--insert: 19699-->
</ul><!--end: 19699-->
<!--top: 19696--><li><a href="messages/19696.html">Spouse wants to have credit</a> - <b>Not Again</b> <i>01/25/03</i>
(<!--responses: 19696-->1)
<ul><!--insert: 19696-->
<!--top: 19697--><li><a href="messages/19697.html">Re: Spouse wants to have credit</a> - <b>WHY CHAT</b> <i>01/25/03</i>
(<!--responses: 19697-->0)
<ul><!--insert: 19697-->
</ul><!--end: 19697-->
</ul><!--end: 19696-->
<!--top: 19695--><li><a href="messages/19695.html">Anyone Hear of GC Services Collection Agency</a> - <b>Feddy1</b> <i>01/25/03</i>
(<!--responses: 19695-->1)
<ul><!--insert: 19695-->
<!--top: 19751--><li><a href="messages/19751.html">Re: Anyone Hear of GC Services Collection Agency</a> - <b>blkkytnx</b> <i>01/26/03</i>
(<!--responses: 19751-->0)
<ul><!--insert: 19751-->
</ul><!--end: 19751-->
</ul><!--end: 19695-->
<!--top: 19692--><li><a href="messages/19692.html">non-chexsystem banks</a> - <b>chuck</b> <i>01/25/03</i>
(<!--responses: 19692-->0)
<ul><!--insert: 19692-->
</ul><!--end: 19692-->
<!--top: 19691--><li><a href="messages/19691.html">Collection Agency (Old credit card debt)</a> - <b>Sarah</b> <i>01/25/03</i>
(<!--responses: 19691-->1)
<ul><!--insert: 19691-->
<!--top: 19693--><li><a href="messages/19693.html">Re: Collection Agency (Old credit card debt)</a> - <b>scott</b> <i>01/25/03</i>
(<!--responses: 19693-->0)
<ul><!--insert: 19693-->
</ul><!--end: 19693-->
</ul><!--end: 19691-->
<!--top: 19687--><li><a href="messages/19687.html">credit counseling consolidation</a> - <b>letitia</b> <i>01/25/03</i>
(<!--responses: 19687-->2)
<ul><!--insert: 19687-->
<!--top: 19698--><li><a href="messages/19698.html">Re: credit counseling consolidation</a> - <b>WHY CHAT</b> <i>01/25/03</i>
(<!--responses: 19698-->1)
<ul><!--insert: 19698-->
<!--top: 19700--><li><a href="messages/19700.html">Re: credit counseling consolidation</a> - <b>letitia</b> <i>01/25/03</i>
(<!--responses: 19700-->0)
<ul><!--insert: 19700-->
</ul><!--end: 19700-->
</ul><!--end: 19698-->
</ul><!--end: 19687-->
<!--top: 19684--><li><a href="messages/19684.html">can they reject payment.</a> - <b>jstme</b> <i>01/25/03</i>
(<!--responses: 19684-->7)
<ul><!--insert: 19684-->
<!--top: 20254--><li><a href="messages/20254.html">Re: can they reject payment.</a> - <b>Brainiac Smith</b> <i>01/31/03</i>
(<!--responses: 20254-->0)
<ul><!--insert: 20254-->
</ul><!--end: 20254-->
<!--top: 19840--><li><a href="messages/19840.html">Re: can they reject payment.</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19840-->0)
<ul><!--insert: 19840-->
</ul><!--end: 19840-->
<!--top: 19690--><li><a href="messages/19690.html">Re: can they reject payment.</a> - <b>patti</b> <i>01/25/03</i>
(<!--responses: 19690-->0)
<ul><!--insert: 19690-->
</ul><!--end: 19690-->
<!--top: 19689--><li><a href="messages/19689.html">Re: can they reject payment.</a> - <b>jstme</b> <i>01/25/03</i>
(<!--responses: 19689-->1)
<ul><!--insert: 19689-->
</ul><!--end: 19689-->
<!--top: 19688--><li><a href="messages/19688.html">Re: can they reject payment.</a> - <b>patti</b> <i>01/25/03</i>
(<!--responses: 19688-->3)
<ul><!--insert: 19688-->
</ul><!--end: 19688-->
<!--top: 19686--><li><a href="messages/19686.html">Re: can they reject payment.</a> - <b>jstme</b> <i>01/25/03</i>
(<!--responses: 19686-->4)
<ul><!--insert: 19686-->
</ul><!--end: 19686-->
<!--top: 19685--><li><a href="messages/19685.html">Re: can they reject payment.</a> - <b>patti</b> <i>01/25/03</i>
(<!--responses: 19685-->5)
<ul><!--insert: 19685-->
</ul><!--end: 19685-->
</ul><!--end: 19684-->
<!--top: 19680--><li><a href="messages/19680.html">RJM Acquisitions, LLC </a> - <b>Lori</b> <i>01/25/03</i>
(<!--responses: 19680-->2)
<ul><!--insert: 19680-->
<!--top: 19681--><li><a href="messages/19681.html">Re: RJM Acquisitions, LLC </a> - <b>patti</b> <i>01/25/03</i>
(<!--responses: 19681-->1)
<ul><!--insert: 19681-->
<!--top: 19720--><li><a href="messages/19720.html">Re: RJM Acquisitions, LLC </a> - <b>nvbonedoc</b> <i>01/25/03</i>
(<!--responses: 19720-->0)
<ul><!--insert: 19720-->
</ul><!--end: 19720-->
</ul><!--end: 19681-->
</ul><!--end: 19680-->
<!--top: 19673--><li><a href="messages/19673.html">Redirecting garnishment...Why Chat?  LadynRed? Linda? Anyone?</a> - <b>Naundi</b> <i>01/25/03</i>
(<!--responses: 19673-->1)
<ul><!--insert: 19673-->
<!--top: 19753--><li><a href="messages/19753.html">Re: Redirecting garnishment...Why Chat?  LadynRed? Linda? Anyone?</a> - <b>Naundi</b> <i>01/26/03</i>
(<!--responses: 19753-->0)
<ul><!--insert: 19753-->
</ul><!--end: 19753-->
</ul><!--end: 19673-->
<!--top: 19668--><li><a href="messages/19668.html">What on earth to do...</a> - <b>Lili</b> <i>01/24/03</i>
(<!--responses: 19668-->2)
<ul><!--insert: 19668-->
<!--top: 19976--><li><a href="messages/19976.html">Re: What on earth to do...</a> - <b>Andrea</b> <i>01/28/03</i>
(<!--responses: 19976-->0)
<ul><!--insert: 19976-->
</ul><!--end: 19976-->
<!--top: 19672--><li><a href="messages/19672.html">Re: What on earth to do...</a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19672-->1)
<ul><!--insert: 19672-->
</ul><!--end: 19672-->
</ul><!--end: 19668-->
<!--top: 19661--><li><a href="messages/19661.html">2 down, 1 to go</a> - <b>DP</b> <i>01/24/03</i>
(<!--responses: 19661-->4)
<ul><!--insert: 19661-->
<!--top: 19746--><li><a href="messages/19746.html">Re: 2 down, 1 to go</a> - <b>David in CA</b> <i>01/26/03</i>
(<!--responses: 19746-->1)
<ul><!--insert: 19746-->
<!--top: 19749--><li><a href="messages/19749.html">Re: 2 down, 1 to go</a> - <b>Why Chat</b> <i>01/26/03</i>
(<!--responses: 19749-->0)
<ul><!--insert: 19749-->
</ul><!--end: 19749-->
</ul><!--end: 19746-->
<!--top: 19670--><li><a href="messages/19670.html">Re: 2 down, 1 to go</a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19670-->1)
<ul><!--insert: 19670-->
<!--top: 19791--><li><a href="messages/19791.html">Re: 2 down, 1 to go</a> - <b>DP</b> <i>01/26/03</i>
(<!--responses: 19791-->0)
<ul><!--insert: 19791-->
</ul><!--end: 19791-->
</ul><!--end: 19670-->
</ul><!--end: 19661-->
<!--top: 19658--><li><a href="messages/19658.html">paid or settled charge offs</a> - <b>letitia</b> <i>01/24/03</i>
(<!--responses: 19658-->4)
<ul><!--insert: 19658-->
<!--top: 19674--><li><a href="messages/19674.html">Re: paid or settled charge offs</a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19674-->0)
<ul><!--insert: 19674-->
</ul><!--end: 19674-->
<!--top: 19666--><li><a href="messages/19666.html">Re: paid or settled charge offs</a> - <b>letitia</b> <i>01/24/03</i>
(<!--responses: 19666-->1)
<ul><!--insert: 19666-->
</ul><!--end: 19666-->
<!--top: 19663--><li><a href="messages/19663.html">Re: paid or settled charge offs</a> - <b>Why Chat</b> <i>01/24/03</i>
(<!--responses: 19663-->2)
<ul><!--insert: 19663-->
</ul><!--end: 19663-->
<!--top: 19662--><li><a href="messages/19662.html">Re: paid or settled charge offs</a> - <b>patti</b> <i>01/24/03</i>
(<!--responses: 19662-->0)
<ul><!--insert: 19662-->
</ul><!--end: 19662-->
</ul><!--end: 19658-->
<!--top: 19653--><li><a href="messages/19653.html">Judgement obstacle in Refinance</a> - <b>KM  in NY</b> <i>01/24/03</i>
(<!--responses: 19653-->3)
<ul><!--insert: 19653-->
<!--top: 19655--><li><a href="messages/19655.html">Re: Judgement obstacle in Refinance</a> - <b>KM in NY</b> <i>01/24/03</i>
(<!--responses: 19655-->2)
<ul><!--insert: 19655-->
<!--top: 19656--><li><a href="messages/19656.html">Re: Judgement obstacle in Refinance</a> - <b>Why Chat</b> <i>01/24/03</i>
(<!--responses: 19656-->1)
<ul><!--insert: 19656-->
<!--top: 19660--><li><a href="messages/19660.html">Re: Judgement obstacle in Refinance</a> - <b>cddfisher</b> <i>01/24/03</i>
(<!--responses: 19660-->0)
<ul><!--insert: 19660-->
</ul><!--end: 19660-->
</ul><!--end: 19656-->
</ul><!--end: 19655-->
</ul><!--end: 19653-->
<!--top: 19649--><li><a href="messages/19649.html">Bankruptcy and Charge Offs</a> - <b>Gunner</b> <i>01/24/03</i>
(<!--responses: 19649-->1)
<ul><!--insert: 19649-->
<!--top: 19841--><li><a href="messages/19841.html">Re: Bankruptcy and Charge Offs</a> - <b>LadynRed</b> <i>01/27/03</i>
(<!--responses: 19841-->0)
<ul><!--insert: 19841-->
</ul><!--end: 19841-->
</ul><!--end: 19649-->
<!--top: 19646--><li><a href="messages/19646.html">ladynred-give me your advice</a> - <b>gabby</b> <i>01/24/03</i>
(<!--responses: 19646-->3)
<ul><!--insert: 19646-->
<!--top: 19667--><li><a href="messages/19667.html">Re: ladynred-give me your advice</a> - <b>scott</b> <i>01/24/03</i>
(<!--responses: 19667-->2)
<ul><!--insert: 19667-->
<!--top: 19675--><li><a href="messages/19675.html">Re: ladynred-give me your advice</a> - <b>love this forum</b> <i>01/25/03</i>
(<!--responses: 19675-->0)
<ul><!--insert: 19675-->
</ul><!--end: 19675-->
<!--top: 19669--><li><a href="messages/19669.html">Re: ladynred-give me your advice</a> - <b>gabby</b> <i>01/24/03</i>
(<!--responses: 19669-->1)
<ul><!--insert: 19669-->
</ul><!--end: 19669-->
</ul><!--end: 19667-->
</ul><!--end: 19646-->
<!--top: 19637--><li><a href="messages/19637.html">it has been over 9 years</a> - <b>how should I handle this</b> <i>01/24/03</i>
(<!--responses: 19637-->2)
<ul><!--insert: 19637-->
<!--top: 19638--><li><a href="messages/19638.html">Re: it has been over 9 years</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19638-->1)
<ul><!--insert: 19638-->
<!--top: 19807--><li><a href="messages/19807.html">Re: it has been over 9 years</a> - <b>how do i handle this</b> <i>01/26/03</i>
(<!--responses: 19807-->0)
<ul><!--insert: 19807-->
</ul><!--end: 19807-->
</ul><!--end: 19638-->
</ul><!--end: 19637-->
<!--top: 19614--><li><a href="messages/19614.html">Served!!!</a> - <b>Mike</b> <i>01/24/03</i>
(<!--responses: 19614-->16)
<ul><!--insert: 19614-->
<!--top: 19624--><li><a href="messages/19624.html">Re: Served!!!</a> - <b>kelly from nevada</b> <i>01/24/03</i>
(<!--responses: 19624-->3)
<ul><!--insert: 19624-->
<!--top: 19628--><li><a href="messages/19628.html">Re: Served!!!</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19628-->2)
<ul><!--insert: 19628-->
<!--top: 19676--><li><a href="messages/19676.html">Re: Served!!!</a> - <b>Mike</b> <i>01/25/03</i>
(<!--responses: 19676-->0)
<ul><!--insert: 19676-->
</ul><!--end: 19676-->
<!--top: 19635--><li><a href="messages/19635.html">Re: Served!!!</a> - <b>kelly from nevada</b> <i>01/24/03</i>
(<!--responses: 19635-->1)
<ul><!--insert: 19635-->
</ul><!--end: 19635-->
</ul><!--end: 19628-->
</ul><!--end: 19624-->
<!--top: 19619--><li><a href="messages/19619.html">Re: Served!!!</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19619-->11)
<ul><!--insert: 19619-->
<!--top: 19831--><li><a href="messages/19831.html">Re: Served!!!</a> - <b>Mike</b> <i>01/27/03</i>
(<!--responses: 19831-->0)
<ul><!--insert: 19831-->
</ul><!--end: 19831-->
<!--top: 19694--><li><a href="messages/19694.html">Re: Served!!!</a> - <b>Mike</b> <i>01/25/03</i>
(<!--responses: 19694-->0)
<ul><!--insert: 19694-->
</ul><!--end: 19694-->
<!--top: 19682--><li><a href="messages/19682.html">Re: Served!!!</a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19682-->2)
<ul><!--insert: 19682-->
</ul><!--end: 19682-->
<!--top: 19678--><li><a href="messages/19678.html">Re: Served!!!</a> - <b>mike</b> <i>01/25/03</i>
(<!--responses: 19678-->3)
<ul><!--insert: 19678-->
</ul><!--end: 19678-->
<!--top: 19677--><li><a href="messages/19677.html">Re: Served!!!</a> - <b>mike</b> <i>01/25/03</i>
(<!--responses: 19677-->0)
<ul><!--insert: 19677-->
</ul><!--end: 19677-->
<!--top: 19652--><li><a href="messages/19652.html">&quot;John&quot; is mistaken</a> - <b>Why Chat</b> <i>01/24/03</i>
(<!--responses: 19652-->0)
<ul><!--insert: 19652-->
</ul><!--end: 19652-->
<!--top: 19648--><li><a href="messages/19648.html">Re: Served!!!</a> - <b>John</b> <i>01/24/03</i>
(<!--responses: 19648-->1)
<ul><!--insert: 19648-->
</ul><!--end: 19648-->
<!--top: 19647--><li><a href="messages/19647.html">Re: Served!!!</a> - <b>John Greenman</b> <i>01/24/03</i>
(<!--responses: 19647-->1)
<ul><!--insert: 19647-->
</ul><!--end: 19647-->
<!--top: 19640--><li><a href="messages/19640.html">Re: Served!!!</a> - <b>WHY CHAT</b> <i>01/24/03</i>
(<!--responses: 19640-->6)
<ul><!--insert: 19640-->
</ul><!--end: 19640-->
<!--top: 19623--><li><a href="messages/19623.html">Re: Served!!!</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19623-->7)
<ul><!--insert: 19623-->
</ul><!--end: 19623-->
<!--top: 19621--><li><a href="messages/19621.html">Re: Served!!!</a> - <b>Mike</b> <i>01/24/03</i>
(<!--responses: 19621-->10)
<ul><!--insert: 19621-->
</ul><!--end: 19621-->
</ul><!--end: 19619-->
</ul><!--end: 19614-->
<!--top: 19610--><li><a href="messages/19610.html">Lawsuit dismissed by CA</a> - <b>Craig</b> <i>01/24/03</i>
(<!--responses: 19610-->8)
<ul><!--insert: 19610-->
<!--top: 19925--><li><a href="messages/19925.html">Re: Lawsuit dismissed by CA</a> - <b>Craig</b> <i>01/27/03</i>
(<!--responses: 19925-->0)
<ul><!--insert: 19925-->
</ul><!--end: 19925-->
<!--top: 19641--><li><a href="messages/19641.html">Re: Lawsuit dismissed by CA</a> - <b>Why Chat</b> <i>01/24/03</i>
(<!--responses: 19641-->1)
<ul><!--insert: 19641-->
</ul><!--end: 19641-->
<!--top: 19611--><li><a href="messages/19611.html">Re: Lawsuit dismissed by CA</a> - <b>patti </b> <i>01/24/03</i>
(<!--responses: 19611-->5)
<ul><!--insert: 19611-->
<!--top: 19612--><li><a href="messages/19612.html">Re: Lawsuit dismissed by CA</a> - <b>Craig</b> <i>01/24/03</i>
(<!--responses: 19612-->4)
<ul><!--insert: 19612-->
<!--top: 19631--><li><a href="messages/19631.html">Re: Lawsuit dismissed by CA</a> - <b>Craig</b> <i>01/24/03</i>
(<!--responses: 19631-->0)
<ul><!--insert: 19631-->
</ul><!--end: 19631-->
<!--top: 19629--><li><a href="messages/19629.html">Re: Lawsuit dismissed by CA</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19629-->1)
<ul><!--insert: 19629-->
</ul><!--end: 19629-->
<!--top: 19626--><li><a href="messages/19626.html">Re: Lawsuit dismissed by CA</a> - <b>Craig</b> <i>01/24/03</i>
(<!--responses: 19626-->2)
<ul><!--insert: 19626-->
</ul><!--end: 19626-->
<!--top: 19618--><li><a href="messages/19618.html">Re: Lawsuit dismissed by CA</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19618-->3)
<ul><!--insert: 19618-->
</ul><!--end: 19618-->
</ul><!--end: 19612-->
</ul><!--end: 19611-->
</ul><!--end: 19610-->
<!--top: 19607--><li><a href="messages/19607.html">Bad debt write-off - WhyChat ?</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19607-->4)
<ul><!--insert: 19607-->
<!--top: 19609--><li><a href="messages/19609.html">Re: Bad debt write-off - WhyChat ?</a> - <b>Why Chat</b> <i>01/24/03</i>
(<!--responses: 19609-->3)
<ul><!--insert: 19609-->
<!--top: 19642--><li><a href="messages/19642.html">Re: Bad debt write-off - WhyChat ?</a> - <b>Why Chat</b> <i>01/24/03</i>
(<!--responses: 19642-->0)
<ul><!--insert: 19642-->
</ul><!--end: 19642-->
<!--top: 19622--><li><a href="messages/19622.html">Re: Bad debt write-off - Household bank violation ?</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19622-->0)
<ul><!--insert: 19622-->
</ul><!--end: 19622-->
<!--top: 19617--><li><a href="messages/19617.html">Re: Bad debt write-off - WhyChat ?</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19617-->1)
<ul><!--insert: 19617-->
</ul><!--end: 19617-->
</ul><!--end: 19609-->
</ul><!--end: 19607-->
<!--top: 19603--><li><a href="messages/19603.html">help w Worldcom</a> - <b>Don</b> <i>01/24/03</i>
(<!--responses: 19603-->1)
<ul><!--insert: 19603-->
<!--top: 19606--><li><a href="messages/19606.html">Re: help w Worldcom</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19606-->0)
<ul><!--insert: 19606-->
</ul><!--end: 19606-->
</ul><!--end: 19603-->
<!--top: 19601--><li><a href="messages/19601.html">Charge-Offs and Buying a House</a> - <b>anon</b> <i>01/24/03</i>
(<!--responses: 19601-->4)
<ul><!--insert: 19601-->
<!--top: 19665--><li><a href="messages/19665.html">Re: Charge-Offs and Buying a House</a> - <b>WHY CHAT</b> <i>01/24/03</i>
(<!--responses: 19665-->0)
<ul><!--insert: 19665-->
</ul><!--end: 19665-->
<!--top: 19654--><li><a href="messages/19654.html">Re: Charge-Offs and Buying a House</a> - <b>anon</b> <i>01/24/03</i>
(<!--responses: 19654-->1)
<ul><!--insert: 19654-->
</ul><!--end: 19654-->
<!--top: 19613--><li><a href="messages/19613.html">Re: Charge-Offs and Buying a House</a> - <b>Why Chat</b> <i>01/24/03</i>
(<!--responses: 19613-->2)
<ul><!--insert: 19613-->
</ul><!--end: 19613-->
<!--top: 19605--><li><a href="messages/19605.html">Re: Charge-Offs and Buying a House</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19605-->3)
<ul><!--insert: 19605-->
</ul><!--end: 19605-->
</ul><!--end: 19601-->
<!--top: 19590--><li><a href="messages/19590.html">Help with contacting NextCard</a> - <b>Dawn</b> <i>01/24/03</i>
(<!--responses: 19590-->3)
<ul><!--insert: 19590-->
<!--top: 19595--><li><a href="messages/19595.html">Re: Help with contacting NextCard</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19595-->2)
<ul><!--insert: 19595-->
<!--top: 19597--><li><a href="messages/19597.html">Re: Help with contacting NextCard</a> - <b>Dawn</b> <i>01/24/03</i>
(<!--responses: 19597-->0)
<ul><!--insert: 19597-->
</ul><!--end: 19597-->
<!--top: 19596--><li><a href="messages/19596.html">Re: Help with contacting NextCard</a> - <b>jm10101</b> <i>01/24/03</i>
(<!--responses: 19596-->0)
<ul><!--insert: 19596-->
</ul><!--end: 19596-->
</ul><!--end: 19595-->
</ul><!--end: 19590-->
<!--top: 19584--><li><a href="messages/19584.html">what is a promissary note</a> - <b>gabby</b> <i>01/24/03</i>
(<!--responses: 19584-->7)
<ul><!--insert: 19584-->
<!--top: 19645--><li><a href="messages/19645.html">Re: what is a promissary note</a> - <b>Why Chat</b> <i>01/24/03</i>
(<!--responses: 19645-->1)
<ul><!--insert: 19645-->
</ul><!--end: 19645-->
<!--top: 19625--><li><a href="messages/19625.html">Re: what is a promissary note</a> - <b>GABBY</b> <i>01/24/03</i>
(<!--responses: 19625-->2)
<ul><!--insert: 19625-->
<!--top: 19651--><li><a href="messages/19651.html">Re: what is a promissary note</a> - <b>gabby</b> <i>01/24/03</i>
(<!--responses: 19651-->0)
<ul><!--insert: 19651-->
</ul><!--end: 19651-->
</ul><!--end: 19625-->
<!--top: 19616--><li><a href="messages/19616.html">Re: what is a promissary note</a> - <b>Why Chat</b> <i>01/24/03</i>
(<!--responses: 19616-->3)
<ul><!--insert: 19616-->
</ul><!--end: 19616-->
<!--top: 19602--><li><a href="messages/19602.html">Re: what is a promissary note</a> - <b>gabby</b> <i>01/24/03</i>
(<!--responses: 19602-->1)
<ul><!--insert: 19602-->
<!--top: 19615--><li><a href="messages/19615.html">Re: what is a promissary note</a> - <b>Why Chat</b> <i>01/24/03</i>
(<!--responses: 19615-->0)
<ul><!--insert: 19615-->
</ul><!--end: 19615-->
</ul><!--end: 19602-->
<!--top: 19591--><li><a href="messages/19591.html">Re: what is a promissary note</a> - <b>scott</b> <i>01/24/03</i>
(<!--responses: 19591-->2)
<ul><!--insert: 19591-->
</ul><!--end: 19591-->
</ul><!--end: 19584-->
<!--top: 19575--><li><a href="messages/19575.html">Re: old account included in BK</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19575-->0)
<ul><!--insert: 19575-->
</ul><!--end: 19575-->
<!--top: 19560--><li><a href="messages/19560.html">What to do about old account included in BK that has been 2x's to other comp.</a> - <b>peachyweachy</b> <i>01/24/03</i>
(<!--responses: 19560-->0)
<ul><!--insert: 19560-->
</ul><!--end: 19560-->
<!--top: 19556--><li><a href="messages/19556.html">charge offs</a> - <b>anon</b> <i>01/24/03</i>
(<!--responses: 19556-->3)
<ul><!--insert: 19556-->
<!--top: 19561--><li><a href="messages/19561.html">Re: charge offs</a> - <b>Why Chat</b> <i>01/24/03</i>
(<!--responses: 19561-->2)
<ul><!--insert: 19561-->
<!--top: 19671--><li><a href="messages/19671.html">Re: charge offs</a> - <b>credit guy</b> <i>01/25/03</i>
(<!--responses: 19671-->0)
<ul><!--insert: 19671-->
</ul><!--end: 19671-->
<!--top: 19664--><li><a href="messages/19664.html">Re: charge offs</a> - <b>doggie</b> <i>01/24/03</i>
(<!--responses: 19664-->1)
<ul><!--insert: 19664-->
</ul><!--end: 19664-->
</ul><!--end: 19561-->
</ul><!--end: 19556-->
<!--top: 19555--><li><a href="messages/19555.html">BK and tax returns</a> - <b>sunny</b> <i>01/24/03</i>
(<!--responses: 19555-->3)
<ul><!--insert: 19555-->
<!--top: 19592--><li><a href="messages/19592.html">Re: BK and tax returns</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19592-->0)
<ul><!--insert: 19592-->
</ul><!--end: 19592-->
<!--top: 19581--><li><a href="messages/19581.html">Re: BK and tax returns</a> - <b>Sunny</b> <i>01/24/03</i>
(<!--responses: 19581-->1)
<ul><!--insert: 19581-->
</ul><!--end: 19581-->
<!--top: 19573--><li><a href="messages/19573.html">Re: BK and tax returns</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19573-->2)
<ul><!--insert: 19573-->
</ul><!--end: 19573-->
</ul><!--end: 19555-->
<!--top: 19551--><li><a href="messages/19551.html">credit report listing</a> - <b>jewel</b> <i>01/24/03</i>
(<!--responses: 19551-->2)
<ul><!--insert: 19551-->
<!--top: 19580--><li><a href="messages/19580.html">Re: credit report listing - answer</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19580-->0)
<ul><!--insert: 19580-->
</ul><!--end: 19580-->
<!--top: 19579--><li><a href="messages/19579.html">Re: credit report listing</a> - <b>frank</b> <i>01/24/03</i>
(<!--responses: 19579-->0)
<ul><!--insert: 19579-->
</ul><!--end: 19579-->
</ul><!--end: 19551-->
<!--top: 19549--><li><a href="messages/19549.html">Please help with credit problems!</a> - <b>ELR</b> <i>01/23/03</i>
(<!--responses: 19549-->0)
<ul><!--insert: 19549-->
</ul><!--end: 19549-->
<!--top: 19548--><li><a href="messages/19548.html">Phone SOL</a> - <b>Jeff</b> <i>01/23/03</i>
(<!--responses: 19548-->0)
<ul><!--insert: 19548-->
</ul><!--end: 19548-->
<!--top: 19543--><li><a href="messages/19543.html">charge offs</a> - <b>cpink</b> <i>01/23/03</i>
(<!--responses: 19543-->1)
<ul><!--insert: 19543-->
<!--top: 19562--><li><a href="messages/19562.html">Re: charge offs</a> - <b>Why Chat</b> <i>01/24/03</i>
(<!--responses: 19562-->0)
<ul><!--insert: 19562-->
</ul><!--end: 19562-->
</ul><!--end: 19543-->
<!--top: 19530--><li><a href="messages/19530.html">Texas debt- lots of it</a> - <b>Mike</b> <i>01/23/03</i>
(<!--responses: 19530-->16)
<ul><!--insert: 19530-->
<!--top: 19659--><li><a href="messages/19659.html">Re: Texas debt- lots of it</a> - <b>V in SATX</b> <i>01/24/03</i>
(<!--responses: 19659-->0)
<ul><!--insert: 19659-->
</ul><!--end: 19659-->
<!--top: 19582--><li><a href="messages/19582.html">Re: Texas debt- lots of it</a> - <b>Mike</b> <i>01/24/03</i>
(<!--responses: 19582-->0)
<ul><!--insert: 19582-->
</ul><!--end: 19582-->
<!--top: 19572--><li><a href="messages/19572.html">Re: Texas debt- lots of it</a> - <b>Al Matthews</b> <i>01/24/03</i>
(<!--responses: 19572-->0)
<ul><!--insert: 19572-->
</ul><!--end: 19572-->
<!--top: 19570--><li><a href="messages/19570.html">Re: Texas debt- lots of it</a> - <b>Al Matthews</b> <i>01/24/03</i>
(<!--responses: 19570-->1)
<ul><!--insert: 19570-->
</ul><!--end: 19570-->
<!--top: 19564--><li><a href="messages/19564.html">Re: Texas debt- lots of it</a> - <b>eric</b> <i>01/24/03</i>
(<!--responses: 19564-->0)
<ul><!--insert: 19564-->
</ul><!--end: 19564-->
<!--top: 19563--><li><a href="messages/19563.html">Re: Texas debt- lots of it</a> - <b>Why Chat</b> <i>01/24/03</i>
(<!--responses: 19563-->0)
<ul><!--insert: 19563-->
</ul><!--end: 19563-->
<!--top: 19557--><li><a href="messages/19557.html">Re: Texas debt- lots of it</a> - <b>scott</b> <i>01/24/03</i>
(<!--responses: 19557-->0)
<ul><!--insert: 19557-->
</ul><!--end: 19557-->
<!--top: 19554--><li><a href="messages/19554.html">Re: Texas debt- lots of it</a> - <b>kelly from nevada</b> <i>01/24/03</i>
(<!--responses: 19554-->1)
<ul><!--insert: 19554-->
</ul><!--end: 19554-->
<!--top: 19552--><li><a href="messages/19552.html">Re: Texas debt- lots of it</a> - <b>Amber</b> <i>01/24/03</i>
(<!--responses: 19552-->5)
<ul><!--insert: 19552-->
</ul><!--end: 19552-->
<!--top: 19550--><li><a href="messages/19550.html">Re: Texas debt- lots of it</a> - <b>scott</b> <i>01/23/03</i>
(<!--responses: 19550-->0)
<ul><!--insert: 19550-->
</ul><!--end: 19550-->
<!--top: 19547--><li><a href="messages/19547.html">Re: Texas debt- lots of it</a> - <b>V in SATX</b> <i>01/23/03</i>
(<!--responses: 19547-->3)
<ul><!--insert: 19547-->
<!--top: 19657--><li><a href="messages/19657.html">Re: Texas debt- lots of it</a> - <b>V in SATX</b> <i>01/24/03</i>
(<!--responses: 19657-->0)
<ul><!--insert: 19657-->
</ul><!--end: 19657-->
<!--top: 19585--><li><a href="messages/19585.html">Re: Texas debt- lots of it</a> - <b>eric</b> <i>01/24/03</i>
(<!--responses: 19585-->0)
<ul><!--insert: 19585-->
</ul><!--end: 19585-->
<!--top: 19569--><li><a href="messages/19569.html">Re: Texas debt- lots of it</a> - <b>Someone Trying to Help</b> <i>01/24/03</i>
(<!--responses: 19569-->2)
<ul><!--insert: 19569-->
</ul><!--end: 19569-->
</ul><!--end: 19547-->
<!--top: 19540--><li><a href="messages/19540.html">Re: Texas debt- lots of it</a> - <b>kelly from nevada</b> <i>01/23/03</i>
(<!--responses: 19540-->6)
<ul><!--insert: 19540-->
</ul><!--end: 19540-->
<!--top: 19533--><li><a href="messages/19533.html">Re: Texas debt- lots of it</a> - <b>Holly</b> <i>01/23/03</i>
(<!--responses: 19533-->9)
<ul><!--insert: 19533-->
</ul><!--end: 19533-->
</ul><!--end: 19530-->
<!--top: 19527--><li><a href="messages/19527.html">Can a CA still collect a debt and the SOL has run out</a> - <b>Puzzled</b> <i>01/23/03</i>
(<!--responses: 19527-->1)
<ul><!--insert: 19527-->
<!--top: 19544--><li><a href="messages/19544.html">Re: Can a CA still collect a debt and the SOL has run out</a> - <b>observer</b> <i>01/23/03</i>
(<!--responses: 19544-->0)
<ul><!--insert: 19544-->
</ul><!--end: 19544-->
</ul><!--end: 19527-->
<!--top: 19526--><li><a href="messages/19526.html">Encore- Validation Letter</a> - <b>Sally</b> <i>01/23/03</i>
(<!--responses: 19526-->4)
<ul><!--insert: 19526-->
<!--top: 19568--><li><a href="messages/19568.html">Re: Encore- Validation Letter - I sent them one !</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19568-->0)
<ul><!--insert: 19568-->
</ul><!--end: 19568-->
<!--top: 19546--><li><a href="messages/19546.html">Re: Encore- Validation Letter</a> - <b>observer</b> <i>01/23/03</i>
(<!--responses: 19546-->0)
<ul><!--insert: 19546-->
</ul><!--end: 19546-->
<!--top: 19531--><li><a href="messages/19531.html">Re: Encore- Validation Letter</a> - <b>Holly</b> <i>01/23/03</i>
(<!--responses: 19531-->1)
<ul><!--insert: 19531-->
<!--top: 19553--><li><a href="messages/19553.html">Re: Encore- Validation Letter</a> - <b>antiholly</b> <i>01/24/03</i>
(<!--responses: 19553-->0)
<ul><!--insert: 19553-->
</ul><!--end: 19553-->
</ul><!--end: 19531-->
</ul><!--end: 19526-->
<!--top: 19525--><li><a href="messages/19525.html">Encore- Validation Letter</a> - <b>Sally</b> <i>01/23/03</i>
(<!--responses: 19525-->0)
<ul><!--insert: 19525-->
</ul><!--end: 19525-->
<!--top: 19522--><li><a href="messages/19522.html">how do I to negotiate a settlement?</a> - <b>Confused</b> <i>01/23/03</i>
(<!--responses: 19522-->2)
<ul><!--insert: 19522-->
<!--top: 19583--><li><a href="messages/19583.html">Re: how do I negotiate a settlement?</a> - <b>Confused</b> <i>01/24/03</i>
(<!--responses: 19583-->0)
<ul><!--insert: 19583-->
</ul><!--end: 19583-->
<!--top: 19565--><li><a href="messages/19565.html">Re: how do I to negotiate a settlement?</a> - <b>Why Chat</b> <i>01/24/03</i>
(<!--responses: 19565-->0)
<ul><!--insert: 19565-->
</ul><!--end: 19565-->
</ul><!--end: 19522-->
<!--top: 19516--><li><a href="messages/19516.html">Validation Letter</a> - <b>Sally</b> <i>01/23/03</i>
(<!--responses: 19516-->1)
<ul><!--insert: 19516-->
<!--top: 19518--><li><a href="messages/19518.html">Re: Validation Letter</a> - <b>Try here</b> <i>01/23/03</i>
(<!--responses: 19518-->0)
<ul><!--insert: 19518-->
</ul><!--end: 19518-->
</ul><!--end: 19516-->
<!--top: 19510--><li><a href="messages/19510.html">Credit Inquiries</a> - <b>jessi</b> <i>01/23/03</i>
(<!--responses: 19510-->6)
<ul><!--insert: 19510-->
<!--top: 19514--><li><a href="messages/19514.html">Re: Credit Inquiries</a> - <b>oz</b> <i>01/23/03</i>
(<!--responses: 19514-->5)
<ul><!--insert: 19514-->
<!--top: 20255--><li><a href="messages/20255.html">Re: Credit Inquiries</a> - <b>Brainiac Smith</b> <i>01/31/03</i>
(<!--responses: 20255-->0)
<ul><!--insert: 20255-->
</ul><!--end: 20255-->
<!--top: 19536--><li><a href="messages/19536.html">Re: Credit Inquiries</a> - <b>Holly</b> <i>01/23/03</i>
(<!--responses: 19536-->1)
<ul><!--insert: 19536-->
</ul><!--end: 19536-->
<!--top: 19532--><li><a href="messages/19532.html">Re: Credit Inquiries WRONG ANSWER</a> - <b>jm10101</b> <i>01/23/03</i>
(<!--responses: 19532-->0)
<ul><!--insert: 19532-->
</ul><!--end: 19532-->
<!--top: 19515--><li><a href="messages/19515.html">Re: Credit Inquiries</a> - <b>jessi</b> <i>01/23/03</i>
(<!--responses: 19515-->1)
<ul><!--insert: 19515-->
<!--top: 19535--><li><a href="messages/19535.html">Re: Credit Inquiries</a> - <b>Holly</b> <i>01/23/03</i>
(<!--responses: 19535-->0)
<ul><!--insert: 19535-->
</ul><!--end: 19535-->
</ul><!--end: 19515-->
</ul><!--end: 19514-->
</ul><!--end: 19510-->
<!--top: 19504--><li><a href="messages/19504.html">chargeoff vs judgement</a> - <b>question</b> <i>01/23/03</i>
(<!--responses: 19504-->1)
<ul><!--insert: 19504-->
<!--top: 19506--><li><a href="messages/19506.html">Re: chargeoff vs judgement</a> - <b>patti</b> <i>01/23/03</i>
(<!--responses: 19506-->0)
<ul><!--insert: 19506-->
</ul><!--end: 19506-->
</ul><!--end: 19504-->
<!--top: 19503--><li><a href="messages/19503.html">What is 'chexsystems'?</a> - <b>utchuck</b> <i>01/23/03</i>
(<!--responses: 19503-->3)
<ul><!--insert: 19503-->
<!--top: 19505--><li><a href="messages/19505.html">Re: What is 'chexsystems'?</a> - <b>patti</b> <i>01/23/03</i>
(<!--responses: 19505-->2)
<ul><!--insert: 19505-->
<!--top: 19594--><li><a href="messages/19594.html">Re: What is 'chexsystems'?</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19594-->0)
<ul><!--insert: 19594-->
</ul><!--end: 19594-->
<!--top: 19512--><li><a href="messages/19512.html">Re: What is 'chexsystems'?</a> - <b>Patti2</b> <i>01/23/03</i>
(<!--responses: 19512-->1)
<ul><!--insert: 19512-->
</ul><!--end: 19512-->
</ul><!--end: 19505-->
</ul><!--end: 19503-->
<!--top: 19500--><li><a href="messages/19500.html">Calvary is after me!</a> - <b>Gabby</b> <i>01/23/03</i>
(<!--responses: 19500-->1)
<ul><!--insert: 19500-->
<!--top: 19501--><li><a href="messages/19501.html">Re: Calvary is after me!</a> - <b>patti </b> <i>01/23/03</i>
(<!--responses: 19501-->0)
<ul><!--insert: 19501-->
</ul><!--end: 19501-->
</ul><!--end: 19500-->
<!--top: 19488--><li><a href="messages/19488.html">CA called DH Employer!! What do we do now??</a> - <b>flamva</b> <i>01/23/03</i>
(<!--responses: 19488-->5)
<ul><!--insert: 19488-->
<!--top: 19589--><li><a href="messages/19589.html">Re: CA called DH Employer!! What do we do now??</a> - <b>flamva</b> <i>01/24/03</i>
(<!--responses: 19589-->0)
<ul><!--insert: 19589-->
</ul><!--end: 19589-->
<!--top: 19571--><li><a href="messages/19571.html">Re: CA called DH Employer!! What do we do now??</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19571-->0)
<ul><!--insert: 19571-->
</ul><!--end: 19571-->
<!--top: 19528--><li><a href="messages/19528.html">Re: CA called DH Employer!! What do we do now??</a> - <b>holly</b> <i>01/23/03</i>
(<!--responses: 19528-->1)
<ul><!--insert: 19528-->
</ul><!--end: 19528-->
<!--top: 19508--><li><a href="messages/19508.html">Re: CA called DH Employer!! What do we do now??</a> - <b>flamva</b> <i>01/23/03</i>
(<!--responses: 19508-->0)
<ul><!--insert: 19508-->
</ul><!--end: 19508-->
<!--top: 19492--><li><a href="messages/19492.html">Re: CA called DH Employer!! What do we do now??</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19492-->1)
<ul><!--insert: 19492-->
</ul><!--end: 19492-->
</ul><!--end: 19488-->
<!--top: 19487--><li><a href="messages/19487.html">Limation Laws on Medical Bills</a> - <b>Durham-Illinois</b> <i>01/23/03</i>
(<!--responses: 19487-->0)
<ul><!--insert: 19487-->
</ul><!--end: 19487-->
<!--top: 19486--><li><a href="messages/19486.html">FREE CREDIT REPORTS</a> - <b>LADYM</b> <i>01/23/03</i>
(<!--responses: 19486-->4)
<ul><!--insert: 19486-->
<!--top: 19608--><li><a href="messages/19608.html">Re: FREE CREDIT REPORTS</a> - <b>David Featherstone</b> <i>01/24/03</i>
(<!--responses: 19608-->0)
<ul><!--insert: 19608-->
</ul><!--end: 19608-->
<!--top: 19511--><li><a href="messages/19511.html">Re: FREE CREDIT REPORTS</a> - <b>Patti</b> <i>01/23/03</i>
(<!--responses: 19511-->1)
<ul><!--insert: 19511-->
</ul><!--end: 19511-->
<!--top: 19498--><li><a href="messages/19498.html">Re: FREE CREDIT REPORTS</a> - <b>Craig Jones</b> <i>01/23/03</i>
(<!--responses: 19498-->0)
<ul><!--insert: 19498-->
</ul><!--end: 19498-->
<!--top: 19493--><li><a href="messages/19493.html">Re: FREE CREDIT REPORTS</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19493-->1)
<ul><!--insert: 19493-->
</ul><!--end: 19493-->
</ul><!--end: 19486-->
<!--top: 19485--><li><a href="messages/19485.html">re: SOL</a> - <b>VG</b> <i>01/23/03</i>
(<!--responses: 19485-->4)
<ul><!--insert: 19485-->
<!--top: 19489--><li><a href="messages/19489.html">Re: re: SOL</a> - <b>patti</b> <i>01/23/03</i>
(<!--responses: 19489-->3)
<ul><!--insert: 19489-->
<!--top: 19576--><li><a href="messages/19576.html">Re: re: SOL</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19576-->0)
<ul><!--insert: 19576-->
</ul><!--end: 19576-->
<!--top: 19566--><li><a href="messages/19566.html">Re: re: SOL</a> - <b>Why Chat</b> <i>01/24/03</i>
(<!--responses: 19566-->1)
<ul><!--insert: 19566-->
</ul><!--end: 19566-->
<!--top: 19496--><li><a href="messages/19496.html">Re: re: SOL</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19496-->2)
<ul><!--insert: 19496-->
</ul><!--end: 19496-->
</ul><!--end: 19489-->
</ul><!--end: 19485-->
<!--top: 19473--><li><a href="messages/19473.html">Does anyone know??  Garnishment &amp; Student Loans</a> - <b>Patti</b> <i>01/23/03</i>
(<!--responses: 19473-->7)
<ul><!--insert: 19473-->
<!--top: 19632--><li><a href="messages/19632.html">Re: Does anyone know??  Garnishment &amp; Student Loans</a> - <b>patti</b> <i>01/24/03</i>
(<!--responses: 19632-->0)
<ul><!--insert: 19632-->
</ul><!--end: 19632-->
<!--top: 19630--><li><a href="messages/19630.html">Re: Does anyone know??  Garnishment &amp; Student Loans</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19630-->1)
<ul><!--insert: 19630-->
</ul><!--end: 19630-->
<!--top: 19627--><li><a href="messages/19627.html">Re: Does anyone know??  Garnishment &amp; Student Loans</a> - <b>cddfisher</b> <i>01/24/03</i>
(<!--responses: 19627-->0)
<ul><!--insert: 19627-->
</ul><!--end: 19627-->
<!--top: 19574--><li><a href="messages/19574.html">Re: Does anyone know??  Garnishment &amp; Student Loans</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19574-->1)
<ul><!--insert: 19574-->
</ul><!--end: 19574-->
<!--top: 19520--><li><a href="messages/19520.html">Re: Does anyone know??  Garnishment &amp; Student Loans</a> - <b>cddfisher</b> <i>01/23/03</i>
(<!--responses: 19520-->2)
<ul><!--insert: 19520-->
</ul><!--end: 19520-->
<!--top: 19509--><li><a href="messages/19509.html">Re: Thanks, Also, not working now.  </a> - <b>Patti</b> <i>01/23/03</i>
(<!--responses: 19509-->0)
<ul><!--insert: 19509-->
</ul><!--end: 19509-->
<!--top: 19476--><li><a href="messages/19476.html">Re: Does anyone know??  Garnishment &amp; Student Loans</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19476-->4)
<ul><!--insert: 19476-->
</ul><!--end: 19476-->
</ul><!--end: 19473-->
<!--top: 19471--><li><a href="messages/19471.html">Being Sued</a> - <b>Andy</b> <i>01/23/03</i>
(<!--responses: 19471-->3)
<ul><!--insert: 19471-->
<!--top: 19491--><li><a href="messages/19491.html">Re: Being Sued (1 more question for LadynRed)</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19491-->0)
<ul><!--insert: 19491-->
</ul><!--end: 19491-->
<!--top: 19479--><li><a href="messages/19479.html">Re: Being Sued (1 more question for LadynRed)</a> - <b>Andy</b> <i>01/23/03</i>
(<!--responses: 19479-->1)
<ul><!--insert: 19479-->
</ul><!--end: 19479-->
<!--top: 19475--><li><a href="messages/19475.html">Re: Being Sued</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19475-->2)
<ul><!--insert: 19475-->
</ul><!--end: 19475-->
</ul><!--end: 19471-->
<!--top: 19469--><li><a href="messages/19469.html">LadynRed Pls help Credit Card Tricks</a> - <b>No documentation</b> <i>01/23/03</i>
(<!--responses: 19469-->3)
<ul><!--insert: 19469-->
<!--top: 19474--><li><a href="messages/19474.html">Re: LadynRed Pls help Credit Card Tricks</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19474-->2)
<ul><!--insert: 19474-->
<!--top: 19494--><li><a href="messages/19494.html">Re: LadynRed Pls help Credit Card Tricks</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19494-->0)
<ul><!--insert: 19494-->
</ul><!--end: 19494-->
<!--top: 19481--><li><a href="messages/19481.html">Re: LadynRed Pls help Credit Card Tricks</a> - <b>something stinks</b> <i>01/23/03</i>
(<!--responses: 19481-->1)
<ul><!--insert: 19481-->
</ul><!--end: 19481-->
</ul><!--end: 19474-->
</ul><!--end: 19469-->
<!--top: 19464--><li><a href="messages/19464.html">HomeQ Corp.</a> - <b>seller53</b> <i>01/23/03</i>
(<!--responses: 19464-->3)
<ul><!--insert: 19464-->
<!--top: 19524--><li><a href="messages/19524.html">Re: HomeQ Corp.</a> - <b>cddfisher</b> <i>01/23/03</i>
(<!--responses: 19524-->0)
<ul><!--insert: 19524-->
</ul><!--end: 19524-->
<!--top: 19490--><li><a href="messages/19490.html">Re: HomeQ Corp.</a> - <b>Christina</b> <i>01/23/03</i>
(<!--responses: 19490-->0)
<ul><!--insert: 19490-->
</ul><!--end: 19490-->
<!--top: 19466--><li><a href="messages/19466.html">Re: HomeQ Corp.</a> - <b>patti</b> <i>01/23/03</i>
(<!--responses: 19466-->0)
<ul><!--insert: 19466-->
</ul><!--end: 19466-->
</ul><!--end: 19464-->
<!--top: 19460--><li><a href="messages/19460.html">Dispute Letter</a> - <b>ntbullet</b> <i>01/23/03</i>
(<!--responses: 19460-->1)
<ul><!--insert: 19460-->
<!--top: 19541--><li><a href="messages/19541.html">Re: Dispute Letter</a> - <b>holly</b> <i>01/23/03</i>
(<!--responses: 19541-->0)
<ul><!--insert: 19541-->
</ul><!--end: 19541-->
</ul><!--end: 19460-->
<!--top: 19454--><li><a href="messages/19454.html">charge-off</a> - <b>cayo</b> <i>01/23/03</i>
(<!--responses: 19454-->6)
<ul><!--insert: 19454-->
<!--top: 19465--><li><a href="messages/19465.html">Re: charge-off</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19465-->2)
<ul><!--insert: 19465-->
<!--top: 19497--><li><a href="messages/19497.html">Re: charge-off</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19497-->0)
<ul><!--insert: 19497-->
</ul><!--end: 19497-->
<!--top: 19478--><li><a href="messages/19478.html">Re: charge-off</a> - <b>cayo</b> <i>01/23/03</i>
(<!--responses: 19478-->1)
<ul><!--insert: 19478-->
</ul><!--end: 19478-->
</ul><!--end: 19465-->
<!--top: 19456--><li><a href="messages/19456.html">Re: charge-off</a> - <b>Art</b> <i>01/23/03</i>
(<!--responses: 19456-->0)
<ul><!--insert: 19456-->
</ul><!--end: 19456-->
<!--top: 19455--><li><a href="messages/19455.html">Re: charge-off</a> - <b>patti</b> <i>01/23/03</i>
(<!--responses: 19455-->1)
<ul><!--insert: 19455-->
<!--top: 19459--><li><a href="messages/19459.html">Re: charge-off</a> - <b>patti</b> <i>01/23/03</i>
(<!--responses: 19459-->0)
<ul><!--insert: 19459-->
</ul><!--end: 19459-->
</ul><!--end: 19455-->
</ul><!--end: 19454-->
<!--top: 19450--><li><a href="messages/19450.html">Col. agency insists I am someone else!</a> - <b>Cowbiter</b> <i>01/23/03</i>
(<!--responses: 19450-->1)
<ul><!--insert: 19450-->
<!--top: 19462--><li><a href="messages/19462.html">Re: Col. agency insists I am someone else!</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19462-->0)
<ul><!--insert: 19462-->
</ul><!--end: 19462-->
</ul><!--end: 19450-->
<!--top: 19448--><li><a href="messages/19448.html">Application of Credit Card Payments with multi APR's</a> - <b>Something Stinks</b> <i>01/23/03</i>
(<!--responses: 19448-->0)
<ul><!--insert: 19448-->
</ul><!--end: 19448-->
<!--top: 19445--><li><a href="messages/19445.html">Received Letter from RMA</a> - <b>neveragain</b> <i>01/23/03</i>
(<!--responses: 19445-->2)
<ul><!--insert: 19445-->
<!--top: 19529--><li><a href="messages/19529.html">Re: Received Letter from RMA</a> - <b>Holly</b> <i>01/23/03</i>
(<!--responses: 19529-->0)
<ul><!--insert: 19529-->
</ul><!--end: 19529-->
<!--top: 19457--><li><a href="messages/19457.html">Re: Received Letter from RMA</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19457-->0)
<ul><!--insert: 19457-->
</ul><!--end: 19457-->
</ul><!--end: 19445-->
<!--top: 19444--><li><a href="messages/19444.html">Lots of CC Debt</a> - <b>Victory</b> <i>01/23/03</i>
(<!--responses: 19444-->1)
<ul><!--insert: 19444-->
<!--top: 19463--><li><a href="messages/19463.html">Re: Lots of CC Debt</a> - <b>WHY CHAT</b> <i>01/23/03</i>
(<!--responses: 19463-->0)
<ul><!--insert: 19463-->
</ul><!--end: 19463-->
</ul><!--end: 19444-->
<!--top: 19437--><li><a href="messages/19437.html">Need Info About Voluntary Repo</a> - <b>cd</b> <i>01/23/03</i>
(<!--responses: 19437-->1)
<ul><!--insert: 19437-->
<!--top: 19538--><li><a href="messages/19538.html">Re: Need Info About Voluntary Repo</a> - <b>Christina</b> <i>01/23/03</i>
(<!--responses: 19538-->0)
<ul><!--insert: 19538-->
</ul><!--end: 19538-->
</ul><!--end: 19437-->
<!--top: 19429--><li><a href="messages/19429.html">Voluntary Repo</a> - <b>xcetra</b> <i>01/23/03</i>
(<!--responses: 19429-->3)
<ul><!--insert: 19429-->
<!--top: 19537--><li><a href="messages/19537.html">Re: Voluntary Repo</a> - <b>Christina</b> <i>01/23/03</i>
(<!--responses: 19537-->0)
<ul><!--insert: 19537-->
</ul><!--end: 19537-->
<!--top: 19433--><li><a href="messages/19433.html">Re: Voluntary Repo</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19433-->0)
<ul><!--insert: 19433-->
</ul><!--end: 19433-->
<!--top: 19430--><li><a href="messages/19430.html">Re: Voluntary Repo</a> - <b>xcetra</b> <i>01/23/03</i>
(<!--responses: 19430-->0)
<ul><!--insert: 19430-->
</ul><!--end: 19430-->
</ul><!--end: 19429-->
<!--top: 19428--><li><a href="messages/19428.html">Settlement and buying a home</a> - <b>Switzer</b> <i>01/23/03</i>
(<!--responses: 19428-->8)
<ul><!--insert: 19428-->
<!--top: 19440--><li><a href="messages/19440.html">Re: Settlement and buying a home</a> - <b>Switzer</b> <i>01/23/03</i>
(<!--responses: 19440-->6)
<ul><!--insert: 19440-->
<!--top: 19477--><li><a href="messages/19477.html">Re: Settlement and buying a home</a> - <b>switzer</b> <i>01/23/03</i>
(<!--responses: 19477-->1)
<ul><!--insert: 19477-->
</ul><!--end: 19477-->
<!--top: 19472--><li><a href="messages/19472.html">Re: Settlement and buying a home</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19472-->2)
<ul><!--insert: 19472-->
<!--top: 19499--><li><a href="messages/19499.html">Re: Settlement and buying a home</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19499-->0)
<ul><!--insert: 19499-->
</ul><!--end: 19499-->
</ul><!--end: 19472-->
<!--top: 19467--><li><a href="messages/19467.html">Re: Settlement and buying a home</a> - <b>observer</b> <i>01/23/03</i>
(<!--responses: 19467-->0)
<ul><!--insert: 19467-->
</ul><!--end: 19467-->
<!--top: 19452--><li><a href="messages/19452.html">Re: Settlement and buying a home</a> - <b>switzer</b> <i>01/23/03</i>
(<!--responses: 19452-->4)
<ul><!--insert: 19452-->
</ul><!--end: 19452-->
<!--top: 19443--><li><a href="messages/19443.html">Re: Settlement and buying a home</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19443-->5)
<ul><!--insert: 19443-->
</ul><!--end: 19443-->
</ul><!--end: 19440-->
<!--top: 19435--><li><a href="messages/19435.html">Re: Settlement and buying a home</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19435-->7)
<ul><!--insert: 19435-->
</ul><!--end: 19435-->
</ul><!--end: 19428-->
<!--top: 19427--><li><a href="messages/19427.html">Can a debt collecter call my neighbor?</a> - <b>Kelly</b> <i>01/23/03</i>
(<!--responses: 19427-->1)
<ul><!--insert: 19427-->
<!--top: 19432--><li><a href="messages/19432.html">Re: Can a debt collecter call my neighbor?</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19432-->0)
<ul><!--insert: 19432-->
</ul><!--end: 19432-->
</ul><!--end: 19427-->
<!--top: 19426--><li><a href="messages/19426.html">old repo account</a> - <b>Butterfly</b> <i>01/23/03</i>
(<!--responses: 19426-->1)
<ul><!--insert: 19426-->
<!--top: 19461--><li><a href="messages/19461.html">Re: old repo account</a> - <b>WHY CHAT</b> <i>01/23/03</i>
(<!--responses: 19461-->0)
<ul><!--insert: 19461-->
</ul><!--end: 19461-->
</ul><!--end: 19426-->
<!--top: 19425--><li><a href="messages/19425.html">Out-of-State CA Must file Bond in NJ</a> - <b>Christina</b> <i>01/23/03</i>
(<!--responses: 19425-->6)
<ul><!--insert: 19425-->
<!--top: 19458--><li><a href="messages/19458.html">Re: Out-of-State CA Must file Bond in NJ</a> - <b>WHY CHAT</b> <i>01/23/03</i>
(<!--responses: 19458-->5)
<ul><!--insert: 19458-->
<!--top: 19513--><li><a href="messages/19513.html">Re: Out-of-State CA Must file Bond in NJ</a> - <b>Why Chat</b> <i>01/23/03</i>
(<!--responses: 19513-->1)
<ul><!--insert: 19513-->
</ul><!--end: 19513-->
<!--top: 19507--><li><a href="messages/19507.html">Re: Out-of-State CA Must file Bond in NJ</a> - <b>Christina</b> <i>01/23/03</i>
(<!--responses: 19507-->2)
<ul><!--insert: 19507-->
<!--top: 19523--><li><a href="messages/19523.html">Re: Out-of-State CA Must file Bond in NJ</a> - <b>Christina</b> <i>01/23/03</i>
(<!--responses: 19523-->0)
<ul><!--insert: 19523-->
</ul><!--end: 19523-->
</ul><!--end: 19507-->
<!--top: 19502--><li><a href="messages/19502.html">Re: Out-of-State CA Must file Bond in NJ</a> - <b>Why Chat</b> <i>01/23/03</i>
(<!--responses: 19502-->3)
<ul><!--insert: 19502-->
</ul><!--end: 19502-->
<!--top: 19480--><li><a href="messages/19480.html">Re: Out-of-State CA Must file Bond in NJ</a> - <b>Christina</b> <i>01/23/03</i>
(<!--responses: 19480-->4)
<ul><!--insert: 19480-->
</ul><!--end: 19480-->
</ul><!--end: 19458-->
</ul><!--end: 19425-->
<!--top: 19423--><li><a href="messages/19423.html">LadynRed -- Help!</a> - <b>Betty</b> <i>01/23/03</i>
(<!--responses: 19423-->2)
<ul><!--insert: 19423-->
<!--top: 19539--><li><a href="messages/19539.html">Re: LadynRed -- Help!</a> - <b>Holly</b> <i>01/23/03</i>
(<!--responses: 19539-->0)
<ul><!--insert: 19539-->
</ul><!--end: 19539-->
<!--top: 19431--><li><a href="messages/19431.html">Re: LadynRed -- Help!</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19431-->0)
<ul><!--insert: 19431-->
</ul><!--end: 19431-->
</ul><!--end: 19423-->
<!--top: 19419--><li><a href="messages/19419.html">Why Chat-Need Advise</a> - <b>Tonya</b> <i>01/23/03</i>
(<!--responses: 19419-->2)
<ul><!--insert: 19419-->
<!--top: 19434--><li><a href="messages/19434.html">Re: Why Chat-Need Advise</a> - <b>Why Chat</b> <i>01/23/03</i>
(<!--responses: 19434-->0)
<ul><!--insert: 19434-->
</ul><!--end: 19434-->
<!--top: 19424--><li><a href="messages/19424.html">Re: Why Chat-Need Advise</a> - <b>Leeza (an OH resident) </b> <i>01/23/03</i>
(<!--responses: 19424-->0)
<ul><!--insert: 19424-->
</ul><!--end: 19424-->
</ul><!--end: 19419-->
<!--top: 19418--><li><a href="messages/19418.html">is there a way to clear 6 yr check?</a> - <b>fixing things</b> <i>01/23/03</i>
(<!--responses: 19418-->5)
<ul><!--insert: 19418-->
<!--top: 19577--><li><a href="messages/19577.html">Re: is there a way to clear 6 yr check?</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19577-->1)
<ul><!--insert: 19577-->
</ul><!--end: 19577-->
<!--top: 19542--><li><a href="messages/19542.html">Re: is there a way to clear 6 yr check?</a> - <b>Christina</b> <i>01/23/03</i>
(<!--responses: 19542-->0)
<ul><!--insert: 19542-->
</ul><!--end: 19542-->
<!--top: 19482--><li><a href="messages/19482.html">Re: is there a way to clear 6 yr check?</a> - <b>fixing things</b> <i>01/23/03</i>
(<!--responses: 19482-->3)
<ul><!--insert: 19482-->
<!--top: 19578--><li><a href="messages/19578.html">Re: something else to consider</a> - <b>LadynRed</b> <i>01/24/03</i>
(<!--responses: 19578-->0)
<ul><!--insert: 19578-->
</ul><!--end: 19578-->
</ul><!--end: 19482-->
<!--top: 19470--><li><a href="messages/19470.html">Re: is there a way to clear 6 yr check?</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19470-->4)
<ul><!--insert: 19470-->
</ul><!--end: 19470-->
</ul><!--end: 19418-->
<!--top: 19404--><li><a href="messages/19404.html">Collection Agency Licensing</a> - <b>Wondering</b> <i>01/22/03</i>
(<!--responses: 19404-->2)
<ul><!--insert: 19404-->
<!--top: 19409--><li><a href="messages/19409.html">Re: Collection Agency Licensing</a> - <b>Why Chat</b> <i>01/22/03</i>
(<!--responses: 19409-->0)
<ul><!--insert: 19409-->
</ul><!--end: 19409-->
<!--top: 19405--><li><a href="messages/19405.html">Re: Collection Agency Licensing</a> - <b>holly</b> <i>01/22/03</i>
(<!--responses: 19405-->0)
<ul><!--insert: 19405-->
</ul><!--end: 19405-->
</ul><!--end: 19404-->
<!--top: 19397--><li><a href="messages/19397.html">Mid-Atlantic Finance Only Reporting to Equifax?</a> - <b>Art</b> <i>01/22/03</i>
(<!--responses: 19397-->1)
<ul><!--insert: 19397-->
<!--top: 19545--><li><a href="messages/19545.html">Re: Mid-Atlantic Finance Only Reporting to Equifax?</a> - <b>Christina</b> <i>01/23/03</i>
(<!--responses: 19545-->0)
<ul><!--insert: 19545-->
</ul><!--end: 19545-->
</ul><!--end: 19397-->
<!--top: 19396--><li><a href="messages/19396.html">CA</a> - <b>cc</b> <i>01/22/03</i>
(<!--responses: 19396-->1)
<ul><!--insert: 19396-->
<!--top: 19421--><li><a href="messages/19421.html">Re: CA</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19421-->0)
<ul><!--insert: 19421-->
</ul><!--end: 19421-->
</ul><!--end: 19396-->
<!--top: 19393--><li><a href="messages/19393.html">NC Civil Judgement SOL</a> - <b>Diepilot</b> <i>01/22/03</i>
(<!--responses: 19393-->1)
<ul><!--insert: 19393-->
<!--top: 19411--><li><a href="messages/19411.html">Re: NC Civil Judgement SOL</a> - <b>Why Chat</b> <i>01/22/03</i>
(<!--responses: 19411-->0)
<ul><!--insert: 19411-->
</ul><!--end: 19411-->
</ul><!--end: 19393-->
<!--top: 19392--><li><a href="messages/19392.html">Why chat- need guidance</a> - <b>head is swimming</b> <i>01/22/03</i>
(<!--responses: 19392-->2)
<ul><!--insert: 19392-->
<!--top: 19403--><li><a href="messages/19403.html">Re: Why chat- need guidance</a> - <b>holly</b> <i>01/22/03</i>
(<!--responses: 19403-->0)
<ul><!--insert: 19403-->
</ul><!--end: 19403-->
<!--top: 19394--><li><a href="messages/19394.html">Re: Why chat- need guidance</a> - <b>Why Chat</b> <i>01/22/03</i>
(<!--responses: 19394-->0)
<ul><!--insert: 19394-->
</ul><!--end: 19394-->
</ul><!--end: 19392-->
<!--top: 19379--><li><a href="messages/19379.html">What profession is a credit helper? </a> - <b>Joy</b> <i>01/22/03</i>
(<!--responses: 19379-->1)
<ul><!--insert: 19379-->
<!--top: 19387--><li><a href="messages/19387.html">Re: What profession is a credit helper? </a> - <b>Why Chat</b> <i>01/22/03</i>
(<!--responses: 19387-->0)
<ul><!--insert: 19387-->
</ul><!--end: 19387-->
</ul><!--end: 19379-->
<!--top: 19375--><li><a href="messages/19375.html">Ok so im becomming a debt collector</a> - <b>Debt Collector</b> <i>01/22/03</i>
(<!--responses: 19375-->18)
<ul><!--insert: 19375-->
<!--top: 20242--><li><a href="messages/20242.html">Re: Ok so im becomming a debt collector</a> - <b>Brainiac</b> <i>01/30/03</i>
(<!--responses: 20242-->0)
<ul><!--insert: 20242-->
</ul><!--end: 20242-->
<!--top: 19559--><li><a href="messages/19559.html">Re: Ok so im becomming a debt collector</a> - <b>AJ</b> <i>01/24/03</i>
(<!--responses: 19559-->0)
<ul><!--insert: 19559-->
</ul><!--end: 19559-->
<!--top: 19558--><li><a href="messages/19558.html">Re: Ok so im becomming a debt collector</a> - <b>Rick</b> <i>01/24/03</i>
(<!--responses: 19558-->1)
<ul><!--insert: 19558-->
</ul><!--end: 19558-->
<!--top: 19377--><li><a href="messages/19377.html">Re: Ok so im becomming a debt collector</a> - <b>holly</b> <i>01/22/03</i>
(<!--responses: 19377-->14)
<ul><!--insert: 19377-->
<!--top: 20256--><li><a href="messages/20256.html">Re: Ok so im becomming a debt collector</a> - <b>Brainiac Smith</b> <i>01/31/03</i>
(<!--responses: 20256-->0)
<ul><!--insert: 20256-->
</ul><!--end: 20256-->
<!--top: 19447--><li><a href="messages/19447.html">Re: Ok so im becomming a debt collector</a> - <b>Al Matthews</b> <i>01/23/03</i>
(<!--responses: 19447-->0)
<ul><!--insert: 19447-->
</ul><!--end: 19447-->
<!--top: 19446--><li><a href="messages/19446.html">Re: Ok so im becomming a debt collector</a> - <b>Al Matthews</b> <i>01/23/03</i>
(<!--responses: 19446-->1)
<ul><!--insert: 19446-->
</ul><!--end: 19446-->
<!--top: 19439--><li><a href="messages/19439.html">Re: Ok so im becomming a debt collector</a> - <b>Why Chat</b> <i>01/23/03</i>
(<!--responses: 19439-->1)
<ul><!--insert: 19439-->
</ul><!--end: 19439-->
<!--top: 19417--><li><a href="messages/19417.html">Re: Ok so im becomming a debt collector</a> - <b>MoonPie</b> <i>01/23/03</i>
(<!--responses: 19417-->0)
<ul><!--insert: 19417-->
</ul><!--end: 19417-->
<!--top: 19414--><li><a href="messages/19414.html">Re: Ok so im becomming a debt collector</a> - <b>observer</b> <i>01/22/03</i>
(<!--responses: 19414-->3)
<ul><!--insert: 19414-->
</ul><!--end: 19414-->
<!--top: 19413--><li><a href="messages/19413.html">Re: Ok so im becomming a debt collector</a> - <b>holly</b> <i>01/22/03</i>
(<!--responses: 19413-->0)
<ul><!--insert: 19413-->
</ul><!--end: 19413-->
<!--top: 19412--><li><a href="messages/19412.html">Re: Ok so im becomming a debt collector</a> - <b>Why Chat</b> <i>01/22/03</i>
(<!--responses: 19412-->5)
<ul><!--insert: 19412-->
</ul><!--end: 19412-->
<!--top: 19410--><li><a href="messages/19410.html">Re: Ok so im becomming a debt collector</a> - <b>holly</b> <i>01/22/03</i>
(<!--responses: 19410-->0)
<ul><!--insert: 19410-->
</ul><!--end: 19410-->
<!--top: 19407--><li><a href="messages/19407.html">Re: Ok so im becomming a debt collector</a> - <b>holly</b> <i>01/22/03</i>
(<!--responses: 19407-->6)
<ul><!--insert: 19407-->
</ul><!--end: 19407-->
<!--top: 19406--><li><a href="messages/19406.html">Re: Ok so im becomming a debt collector</a> - <b>kelly from nevada</b> <i>01/22/03</i>
(<!--responses: 19406-->8)
<ul><!--insert: 19406-->
</ul><!--end: 19406-->
<!--top: 19398--><li><a href="messages/19398.html">Re: Ok so im becomming a debt collector</a> - <b>holly</b> <i>01/22/03</i>
(<!--responses: 19398-->9)
<ul><!--insert: 19398-->
</ul><!--end: 19398-->
<!--top: 19389--><li><a href="messages/19389.html">Re: Ok so im becomming a debt collector</a> - <b>Why Chat</b> <i>01/22/03</i>
(<!--responses: 19389-->10)
<ul><!--insert: 19389-->
</ul><!--end: 19389-->
<!--top: 19381--><li><a href="messages/19381.html">Re: Ok so im becomming a debt collector</a> - <b>Debt Collector</b> <i>01/22/03</i>
(<!--responses: 19381-->11)
<ul><!--insert: 19381-->
</ul><!--end: 19381-->
</ul><!--end: 19377-->
</ul><!--end: 19375-->
<!--top: 19368--><li><a href="messages/19368.html">WHY CHAT - Question For You</a> - <b>DJReverb</b> <i>01/22/03</i>
(<!--responses: 19368-->3)
<ul><!--insert: 19368-->
<!--top: 19390--><li><a href="messages/19390.html">Re: WHY CHAT - Question For You</a> - <b>Why Chat</b> <i>01/22/03</i>
(<!--responses: 19390-->0)
<ul><!--insert: 19390-->
</ul><!--end: 19390-->
<!--top: 19383--><li><a href="messages/19383.html">Re: WHY CHAT - Question For You</a> - <b>DJReverb</b> <i>01/22/03</i>
(<!--responses: 19383-->1)
<ul><!--insert: 19383-->
</ul><!--end: 19383-->
<!--top: 19380--><li><a href="messages/19380.html">Re: WHY CHAT - Question For You</a> - <b>Why Chat</b> <i>01/22/03</i>
(<!--responses: 19380-->2)
<ul><!--insert: 19380-->
</ul><!--end: 19380-->
</ul><!--end: 19368-->
<!--top: 19363--><li><a href="messages/19363.html">LadynRed- Please Help-re: Garnishment Laws</a> - <b>Yen</b> <i>01/22/03</i>
(<!--responses: 19363-->4)
<ul><!--insert: 19363-->
<!--top: 19384--><li><a href="messages/19384.html">Re: LadynRed- Please Help-re: Garnishment Laws</a> - <b>LadynRed</b> <i>01/22/03</i>
(<!--responses: 19384-->0)
<ul><!--insert: 19384-->
</ul><!--end: 19384-->
<!--top: 19376--><li><a href="messages/19376.html">Re: LadynRed- Please Help-re: Garnishment Laws</a> - <b>holly</b> <i>01/22/03</i>
(<!--responses: 19376-->2)
<ul><!--insert: 19376-->
<!--top: 19402--><li><a href="messages/19402.html">Re: LadynRed- Please Help-re: Garnishment Laws</a> - <b>holly</b> <i>01/22/03</i>
(<!--responses: 19402-->0)
<ul><!--insert: 19402-->
</ul><!--end: 19402-->
<!--top: 19386--><li><a href="messages/19386.html">Re: LadynRed- Please Help-re: Garnishment Laws</a> - <b>observer</b> <i>01/22/03</i>
(<!--responses: 19386-->1)
<ul><!--insert: 19386-->
</ul><!--end: 19386-->
</ul><!--end: 19376-->
</ul><!--end: 19363-->
<!--top: 19354--><li><a href="messages/19354.html">How to determine when items will fall off credit report?</a> - <b>arw</b> <i>01/22/03</i>
(<!--responses: 19354-->0)
<ul><!--insert: 19354-->
</ul><!--end: 19354-->
<!--top: 19352--><li><a href="messages/19352.html">How to determine when items will fall off credit report?</a> - <b>arw</b> <i>01/22/03</i>
(<!--responses: 19352-->2)
<ul><!--insert: 19352-->
<!--top: 19382--><li><a href="messages/19382.html">Re: How to determine when items will fall off credit report?</a> - <b>Why Chat</b> <i>01/22/03</i>
(<!--responses: 19382-->0)
<ul><!--insert: 19382-->
</ul><!--end: 19382-->
<!--top: 19364--><li><a href="messages/19364.html">Re: How to determine when items will fall off credit report?</a> - <b>patti</b> <i>01/22/03</i>
(<!--responses: 19364-->1)
<ul><!--insert: 19364-->
</ul><!--end: 19364-->
</ul><!--end: 19352-->
<!--top: 19351--><li><a href="messages/19351.html">Discover and arbitration</a> - <b>Jade</b> <i>01/22/03</i>
(<!--responses: 19351-->4)
<ul><!--insert: 19351-->
<!--top: 20262--><li><a href="messages/20262.html">Re: Discover and arbitration</a> - <b>J</b> <i>01/31/03</i>
(<!--responses: 20262-->0)
<ul><!--insert: 20262-->
</ul><!--end: 20262-->
<!--top: 19416--><li><a href="messages/19416.html">Re: Discover and arbitration</a> - <b>Jade</b> <i>01/23/03</i>
(<!--responses: 19416-->0)
<ul><!--insert: 19416-->
</ul><!--end: 19416-->
<!--top: 19373--><li><a href="messages/19373.html">Re: Discover and arbitration</a> - <b>kelly from nevada</b> <i>01/22/03</i>
(<!--responses: 19373-->1)
<ul><!--insert: 19373-->
</ul><!--end: 19373-->
<!--top: 19358--><li><a href="messages/19358.html">Re: Discover and arbitration</a> - <b>LadynRed</b> <i>01/22/03</i>
(<!--responses: 19358-->3)
<ul><!--insert: 19358-->
</ul><!--end: 19358-->
</ul><!--end: 19351-->
<!--top: 19348--><li><a href="messages/19348.html">Vicious creditors attacking my widowed mother...</a> - <b>Silver Back</b> <i>01/22/03</i>
(<!--responses: 19348-->3)
<ul><!--insert: 19348-->
<!--top: 19357--><li><a href="messages/19357.html">Re: Vicious creditors attacking my widowed mother...</a> - <b>LadynRed</b> <i>01/22/03</i>
(<!--responses: 19357-->1)
<ul><!--insert: 19357-->
<!--top: 19378--><li><a href="messages/19378.html">Re: Vicious creditors attacking my widowed mother...</a> - <b>observer</b> <i>01/22/03</i>
(<!--responses: 19378-->0)
<ul><!--insert: 19378-->
</ul><!--end: 19378-->
</ul><!--end: 19357-->
<!--top: 19353--><li><a href="messages/19353.html">Re: Vicious creditors attacking my widowed mother...</a> - <b>Why Chat</b> <i>01/22/03</i>
(<!--responses: 19353-->0)
<ul><!--insert: 19353-->
</ul><!--end: 19353-->
</ul><!--end: 19348-->
<!--top: 19341--><li><a href="messages/19341.html">Why Chat: SOL's??</a> - <b>JM</b> <i>01/22/03</i>
(<!--responses: 19341-->7)
<ul><!--insert: 19341-->
<!--top: 19517--><li><a href="messages/19517.html">Re: Why Chat: SOL's??</a> - <b>Why Chat</b> <i>01/23/03</i>
(<!--responses: 19517-->0)
<ul><!--insert: 19517-->
</ul><!--end: 19517-->
<!--top: 19484--><li><a href="messages/19484.html">Re: Why Chat: SOL's??</a> - <b>Vicki</b> <i>01/23/03</i>
(<!--responses: 19484-->1)
<ul><!--insert: 19484-->
</ul><!--end: 19484-->
<!--top: 19350--><li><a href="messages/19350.html">Re: Why Chat: SOL's??</a> - <b>Why Chat</b> <i>01/22/03</i>
(<!--responses: 19350-->3)
<ul><!--insert: 19350-->
<!--top: 19519--><li><a href="messages/19519.html">Re: Why Chat: SOL's??</a> - <b>Why Chat</b> <i>01/23/03</i>
(<!--responses: 19519-->0)
<ul><!--insert: 19519-->
</ul><!--end: 19519-->
<!--top: 19415--><li><a href="messages/19415.html">Re: Why Chat: SOL's??</a> - <b>NB</b> <i>01/22/03</i>
(<!--responses: 19415-->1)
<ul><!--insert: 19415-->
</ul><!--end: 19415-->
<!--top: 19356--><li><a href="messages/19356.html">Re: Why Chat: SOL's??</a> - <b>JM</b> <i>01/22/03</i>
(<!--responses: 19356-->0)
<ul><!--insert: 19356-->
</ul><!--end: 19356-->
</ul><!--end: 19350-->
<!--top: 19346--><li><a href="messages/19346.html">Re: Why Chat: SOL's??</a> - <b>LadynRed</b> <i>01/22/03</i>
(<!--responses: 19346-->4)
<ul><!--insert: 19346-->
</ul><!--end: 19346-->
</ul><!--end: 19341-->
<!--top: 19339--><li><a href="messages/19339.html">What can creditors disclose to others? HELP!!!</a> - <b>Lost in debt (joy)</b> <i>01/22/03</i>
(<!--responses: 19339-->4)
<ul><!--insert: 19339-->
<!--top: 19374--><li><a href="messages/19374.html">Re: What can creditors disclose to others? HELP!!!</a> - <b>holly</b> <i>01/22/03</i>
(<!--responses: 19374-->0)
<ul><!--insert: 19374-->
</ul><!--end: 19374-->
<!--top: 19343--><li><a href="messages/19343.html">Re: What can creditors disclose to others? HELP!!!</a> - <b>LadynRed</b> <i>01/22/03</i>
(<!--responses: 19343-->2)
<ul><!--insert: 19343-->
<!--top: 19369--><li><a href="messages/19369.html">Re: What can creditors disclose to others? HELP!!!</a> - <b>Al Matthews</b> <i>01/22/03</i>
(<!--responses: 19369-->0)
<ul><!--insert: 19369-->
</ul><!--end: 19369-->
<!--top: 19347--><li><a href="messages/19347.html">Re: What can creditors disclose to others? HELP!!!</a> - <b>Lost in debt (joy) </b> <i>01/22/03</i>
(<!--responses: 19347-->1)
<ul><!--insert: 19347-->
</ul><!--end: 19347-->
</ul><!--end: 19343-->
</ul><!--end: 19339-->
<!--top: 19338--><li><a href="messages/19338.html">why chat-RMA coll. re-aged, disputed with CRA, now what?</a> - <b>jameson</b> <i>01/22/03</i>
(<!--responses: 19338-->6)
<ul><!--insert: 19338-->
<!--top: 19359--><li><a href="messages/19359.html">Re: why chat-RMA coll. re-aged, disputed with CRA, now what?</a> - <b>Why Chat</b> <i>01/22/03</i>
(<!--responses: 19359-->5)
<ul><!--insert: 19359-->
<!--top: 19400--><li><a href="messages/19400.html">Re: PATTI__PATTI--Re: why chat-RMA coll. re-aged, dispute</a> - <b>patti</b> <i>01/22/03</i>
(<!--responses: 19400-->0)
<ul><!--insert: 19400-->
</ul><!--end: 19400-->
<!--top: 19395--><li><a href="messages/19395.html">PATTI__PATTI--Re: why chat-RMA coll. re-aged, dispute</a> - <b>jameson</b> <i>01/22/03</i>
(<!--responses: 19395-->1)
<ul><!--insert: 19395-->
</ul><!--end: 19395-->
<!--top: 19385--><li><a href="messages/19385.html">Re: why chat-RMA coll. re-aged, disputed with CRA, now what?</a> - <b>Why Chat</b> <i>01/22/03</i>
(<!--responses: 19385-->0)
<ul><!--insert: 19385-->
</ul><!--end: 19385-->
<!--top: 19371--><li><a href="messages/19371.html">Re: why chat-RMA coll. re-aged, disputed with CRA, now what?</a> - <b>patti</b> <i>01/22/03</i>
(<!--responses: 19371-->2)
<ul><!--insert: 19371-->
</ul><!--end: 19371-->
<!--top: 19365--><li><a href="messages/19365.html">Re: why chat-RMA coll. re-aged, disputed with CRA, now what?</a> - <b>jameson</b> <i>01/22/03</i>
(<!--responses: 19365-->4)
<ul><!--insert: 19365-->
</ul><!--end: 19365-->
</ul><!--end: 19359-->
</ul><!--end: 19338-->
<!--top: 19337--><li><a href="messages/19337.html">debt owed need to satisfy but company sold out</a> - <b>Sharon</b> <i>01/22/03</i>
(<!--responses: 19337-->1)
<ul><!--insert: 19337-->
<!--top: 19345--><li><a href="messages/19345.html">Re: debt owed need to satisfy but company sold out</a> - <b>LadynRed</b> <i>01/22/03</i>
(<!--responses: 19345-->0)
<ul><!--insert: 19345-->
</ul><!--end: 19345-->
</ul><!--end: 19337-->
<!--top: 19334--><li><a href="messages/19334.html">What do I do?</a> - <b>InterOz</b> <i>01/22/03</i>
(<!--responses: 19334-->3)
<ul><!--insert: 19334-->
<!--top: 19366--><li><a href="messages/19366.html">Re: What do I do?</a> - <b>Al Matthews</b> <i>01/22/03</i>
(<!--responses: 19366-->0)
<ul><!--insert: 19366-->
</ul><!--end: 19366-->
<!--top: 19344--><li><a href="messages/19344.html">Re: What do I do?</a> - <b>RogerT</b> <i>01/22/03</i>
(<!--responses: 19344-->1)
<ul><!--insert: 19344-->
<!--top: 19360--><li><a href="messages/19360.html">Re: What do I do?</a> - <b>Why Chat</b> <i>01/22/03</i>
(<!--responses: 19360-->0)
<ul><!--insert: 19360-->
</ul><!--end: 19360-->
</ul><!--end: 19344-->
</ul><!--end: 19334-->
<!--top: 19329--><li><a href="messages/19329.html">being sued over credit card, Help!!!!!</a> - <b>Tammy</b> <i>01/22/03</i>
(<!--responses: 19329-->1)
<ul><!--insert: 19329-->
<!--top: 19333--><li><a href="messages/19333.html">Re: being sued over credit card, Help!!!!!</a> - <b>LadynRed</b> <i>01/22/03</i>
(<!--responses: 19333-->0)
<ul><!--insert: 19333-->
</ul><!--end: 19333-->
</ul><!--end: 19329-->
<!--top: 19328--><li><a href="messages/19328.html">Harrassment by a Collection Agency</a> - <b>MARTHA TORLUEMKE</b> <i>01/22/03</i>
(<!--responses: 19328-->4)
<ul><!--insert: 19328-->
<!--top: 20169--><li><a href="messages/20169.html">Re: Harrassment by a Collection Agency</a> - <b>MARTHA</b> <i>01/30/03</i>
(<!--responses: 20169-->0)
<ul><!--insert: 20169-->
</ul><!--end: 20169-->
<!--top: 19342--><li><a href="messages/19342.html">Re: Harrassment by a Collection Agency - Mr Bill Collector</a> - <b>LadynRed</b> <i>01/22/03</i>
(<!--responses: 19342-->0)
<ul><!--insert: 19342-->
</ul><!--end: 19342-->
<!--top: 19340--><li><a href="messages/19340.html">Re: Harrassment by a Collection Agency</a> - <b>Bill Collector</b> <i>01/22/03</i>
(<!--responses: 19340-->1)
<ul><!--insert: 19340-->
</ul><!--end: 19340-->
<!--top: 19331--><li><a href="messages/19331.html">Re: Harrassment by a Collection Agency</a> - <b>LadynRed</b> <i>01/22/03</i>
(<!--responses: 19331-->3)
<ul><!--insert: 19331-->
</ul><!--end: 19331-->
</ul><!--end: 19328-->
<!--top: 19327--><li><a href="messages/19327.html">SOL time accuracy</a> - <b>Woodman</b> <i>01/22/03</i>
(<!--responses: 19327-->1)
<ul><!--insert: 19327-->
<!--top: 19367--><li><a href="messages/19367.html">Re: SOL time accuracy</a> - <b>Why Chat</b> <i>01/22/03</i>
(<!--responses: 19367-->0)
<ul><!--insert: 19367-->
</ul><!--end: 19367-->
</ul><!--end: 19327-->
<!--top: 19321--><li><a href="messages/19321.html">Need Non-Chexsystem banks </a> - <b>cd</b> <i>01/22/03</i>
(<!--responses: 19321-->6)
<ul><!--insert: 19321-->
<!--top: 19741--><li><a href="messages/19741.html">Re: Need Non-Chexsystem banks </a> - <b>deborah</b> <i>01/26/03</i>
(<!--responses: 19741-->0)
<ul><!--insert: 19741-->
</ul><!--end: 19741-->
<!--top: 19588--><li><a href="messages/19588.html">Re: Need Non-Chexsystem banks </a> - <b>Lois Whittaker</b> <i>01/24/03</i>
(<!--responses: 19588-->0)
<ul><!--insert: 19588-->
</ul><!--end: 19588-->
<!--top: 19587--><li><a href="messages/19587.html">Re: Need Non-Chexsystem banks </a> - <b>Lois Whittaker</b> <i>01/24/03</i>
(<!--responses: 19587-->0)
<ul><!--insert: 19587-->
</ul><!--end: 19587-->
<!--top: 19586--><li><a href="messages/19586.html">Re: Need Non-Chexsystem banks </a> - <b>Lois Whittaker</b> <i>01/24/03</i>
(<!--responses: 19586-->0)
<ul><!--insert: 19586-->
</ul><!--end: 19586-->
<!--top: 19361--><li><a href="messages/19361.html">Re: Need Non-Chexsystem banks </a> - <b>vanessa</b> <i>01/22/03</i>
(<!--responses: 19361-->4)
<ul><!--insert: 19361-->
</ul><!--end: 19361-->
<!--top: 19325--><li><a href="messages/19325.html">Re: Need Non-Chexsystem banks </a> - <b>patti</b> <i>01/22/03</i>
(<!--responses: 19325-->5)
<ul><!--insert: 19325-->
</ul><!--end: 19325-->
</ul><!--end: 19321-->
<!--top: 19310--><li><a href="messages/19310.html">sba loan s.o.l.</a> - <b>SoCalCat</b> <i>01/22/03</i>
(<!--responses: 19310-->3)
<ul><!--insert: 19310-->
<!--top: 19320--><li><a href="messages/19320.html">Re: sba loan s.o.l.</a> - <b>Why Chat</b> <i>01/22/03</i>
(<!--responses: 19320-->0)
<ul><!--insert: 19320-->
</ul><!--end: 19320-->
<!--top: 19316--><li><a href="messages/19316.html">Re: sba loan s.o.l.</a> - <b>SoCalCat</b> <i>01/22/03</i>
(<!--responses: 19316-->1)
<ul><!--insert: 19316-->
</ul><!--end: 19316-->
<!--top: 19315--><li><a href="messages/19315.html">Re: sba loan s.o.l.</a> - <b>LadynRed</b> <i>01/22/03</i>
(<!--responses: 19315-->2)
<ul><!--insert: 19315-->
</ul><!--end: 19315-->
</ul><!--end: 19310-->
<!--top: 19304--><li><a href="messages/19304.html">Why Chat -- Please Help!</a> - <b>Betty</b> <i>01/22/03</i>
(<!--responses: 19304-->0)
<ul><!--insert: 19304-->
</ul><!--end: 19304-->
<!--top: 19303--><li><a href="messages/19303.html">Ladynred - Please help    re:repo</a> - <b>Kate</b> <i>01/22/03</i>
(<!--responses: 19303-->0)
<ul><!--insert: 19303-->
</ul><!--end: 19303-->
<!--top: 19302--><li><a href="messages/19302.html">Bounced check </a> - <b>student</b> <i>01/22/03</i>
(<!--responses: 19302-->3)
<ul><!--insert: 19302-->
<!--top: 19314--><li><a href="messages/19314.html">Re: Bounced check </a> - <b>LadynRed</b> <i>01/22/03</i>
(<!--responses: 19314-->0)
<ul><!--insert: 19314-->
</ul><!--end: 19314-->
<!--top: 19309--><li><a href="messages/19309.html">Re: Bounced check </a> - <b>student</b> <i>01/22/03</i>
(<!--responses: 19309-->1)
<ul><!--insert: 19309-->
</ul><!--end: 19309-->
<!--top: 19308--><li><a href="messages/19308.html">Re: Bounced check </a> - <b>LadynRed</b> <i>01/22/03</i>
(<!--responses: 19308-->2)
<ul><!--insert: 19308-->
</ul><!--end: 19308-->
</ul><!--end: 19302-->
<!--top: 19301--><li><a href="messages/19301.html">Why Chat -- Please Help!</a> - <b>Betty</b> <i>01/22/03</i>
(<!--responses: 19301-->4)
<ul><!--insert: 19301-->
<!--top: 19420--><li><a href="messages/19420.html">Re: Why Chat -- Please Help!</a> - <b>Betty</b> <i>01/23/03</i>
(<!--responses: 19420-->0)
<ul><!--insert: 19420-->
</ul><!--end: 19420-->
<!--top: 19330--><li><a href="messages/19330.html">Re: Why Chat -- Please Help!</a> - <b>LadynRed</b> <i>01/22/03</i>
(<!--responses: 19330-->1)
<ul><!--insert: 19330-->
</ul><!--end: 19330-->
<!--top: 19323--><li><a href="messages/19323.html">Re: Why Chat -- Please Help!</a> - <b>Betty</b> <i>01/22/03</i>
(<!--responses: 19323-->2)
<ul><!--insert: 19323-->
</ul><!--end: 19323-->
<!--top: 19306--><li><a href="messages/19306.html">Re: Why Chat -- Please Help!</a> - <b>LadynRed</b> <i>01/22/03</i>
(<!--responses: 19306-->3)
<ul><!--insert: 19306-->
</ul><!--end: 19306-->
</ul><!--end: 19301-->
<!--top: 19300--><li><a href="messages/19300.html">Garnishment Laws</a> - <b>Yen</b> <i>01/22/03</i>
(<!--responses: 19300-->1)
<ul><!--insert: 19300-->
<!--top: 19311--><li><a href="messages/19311.html">Re: Garnishment Laws</a> - <b>LadynRed</b> <i>01/22/03</i>
(<!--responses: 19311-->0)
<ul><!--insert: 19311-->
</ul><!--end: 19311-->
</ul><!--end: 19300-->
<!--top: 19299--><li><a href="messages/19299.html">Why Chat -- Please Help!</a> - <b>Betty</b> <i>01/22/03</i>
(<!--responses: 19299-->0)
<ul><!--insert: 19299-->
</ul><!--end: 19299-->
<!--top: 19298--><li><a href="messages/19298.html">why chat !! Please see below! Lost in Debt</a> - <b>lost in debt (joy)</b> <i>01/22/03</i>
(<!--responses: 19298-->1)
<ul><!--insert: 19298-->
<!--top: 19318--><li><a href="messages/19318.html">Re: why chat !! Please see below! Lost in Debt</a> - <b>LadynRed</b> <i>01/22/03</i>
(<!--responses: 19318-->0)
<ul><!--insert: 19318-->
</ul><!--end: 19318-->
</ul><!--end: 19298-->
<!--top: 19297--><li><a href="messages/19297.html">why chat !! Please see below! Lost in Debt</a> - <b>lost in debt (joy)</b> <i>01/22/03</i>
(<!--responses: 19297-->0)
<ul><!--insert: 19297-->
</ul><!--end: 19297-->
<!--top: 19295--><li><a href="messages/19295.html">Why Chat -- Please Help!</a> - <b>Betty</b> <i>01/22/03</i>
(<!--responses: 19295-->0)
<ul><!--insert: 19295-->
</ul><!--end: 19295-->
<!--top: 19293--><li><a href="messages/19293.html">Checking accounts who do not check cheksystems</a> - <b>lsr</b> <i>01/22/03</i>
(<!--responses: 19293-->6)
<ul><!--insert: 19293-->
<!--top: 19294--><li><a href="messages/19294.html">Re: Checking accounts who do not check cheksystems</a> - <b>mtnair</b> <i>01/22/03</i>
(<!--responses: 19294-->5)
<ul><!--insert: 19294-->
<!--top: 19785--><li><a href="messages/19785.html">Re: Checking accounts who do not check chexsystems</a> - <b>Chexhelpman</b> <i>01/26/03</i>
(<!--responses: 19785-->0)
<ul><!--insert: 19785-->
</ul><!--end: 19785-->
<!--top: 19296--><li><a href="messages/19296.html">Re: Checking accounts who do not check cheksystems</a> - <b>Joy</b> <i>01/22/03</i>
(<!--responses: 19296-->3)
<ul><!--insert: 19296-->
<!--top: 19355--><li><a href="messages/19355.html">Re: Checking accounts who do not check cheksystems</a> - <b>Lost in Debt (joy) </b> <i>01/22/03</i>
(<!--responses: 19355-->1)
<ul><!--insert: 19355-->
</ul><!--end: 19355-->
<!--top: 19305--><li><a href="messages/19305.html">Re: Checking accounts who do not check cheksystems</a> - <b>mtnair</b> <i>01/22/03</i>
(<!--responses: 19305-->2)
<ul><!--insert: 19305-->
<!--top: 19534--><li><a href="messages/19534.html">Re: Checking accounts who do not check cheksystems</a> - <b>mtnair</b> <i>01/23/03</i>
(<!--responses: 19534-->0)
<ul><!--insert: 19534-->
</ul><!--end: 19534-->
</ul><!--end: 19305-->
</ul><!--end: 19296-->
</ul><!--end: 19294-->
</ul><!--end: 19293-->
<!--top: 19292--><li><a href="messages/19292.html">Car Repo Rules</a> - <b>Tonya</b> <i>01/22/03</i>
(<!--responses: 19292-->0)
<ul><!--insert: 19292-->
</ul><!--end: 19292-->
<!--top: 19290--><li><a href="messages/19290.html">Contempt of Court - Non-Payment of Charge Card</a> - <b>Misha</b> <i>01/22/03</i>
(<!--responses: 19290-->0)
<ul><!--insert: 19290-->
</ul><!--end: 19290-->
<!--top: 19280--><li><a href="messages/19280.html">alimony arrearages</a> - <b>Dave</b> <i>01/22/03</i>
(<!--responses: 19280-->1)
<ul><!--insert: 19280-->
<!--top: 19282--><li><a href="messages/19282.html">Re: alimony arrearages</a> - <b>Why Chat</b> <i>01/22/03</i>
(<!--responses: 19282-->0)
<ul><!--insert: 19282-->
</ul><!--end: 19282-->
</ul><!--end: 19280-->
<!--top: 19272--><li><a href="messages/19272.html">chargeoff vs judgement</a> - <b>Lost in Debt</b> <i>01/22/03</i>
(<!--responses: 19272-->3)
<ul><!--insert: 19272-->
<!--top: 19319--><li><a href="messages/19319.html">Re: chargeoff vs judgement</a> - <b>LadynRed</b> <i>01/22/03</i>
(<!--responses: 19319-->0)
<ul><!--insert: 19319-->
</ul><!--end: 19319-->
<!--top: 19289--><li><a href="messages/19289.html">Re: chargeoff vs judgement</a> - <b>Joy (lost in debt)</b> <i>01/22/03</i>
(<!--responses: 19289-->0)
<ul><!--insert: 19289-->
</ul><!--end: 19289-->
<!--top: 19283--><li><a href="messages/19283.html">Re: chargeoff vs judgement</a> - <b>Why Chat</b> <i>01/22/03</i>
(<!--responses: 19283-->1)
<ul><!--insert: 19283-->
</ul><!--end: 19283-->
</ul><!--end: 19272-->
<!--top: 19270--><li><a href="messages/19270.html">Nextcard/NCO</a> - <b>jake</b> <i>01/22/03</i>
(<!--responses: 19270-->0)
<ul><!--insert: 19270-->
</ul><!--end: 19270-->
<!--top: 19267--><li><a href="messages/19267.html">PCM wont respond </a> - <b>rickeek</b> <i>01/22/03</i>
(<!--responses: 19267-->1)
<ul><!--insert: 19267-->
<!--top: 19268--><li><a href="messages/19268.html">Re: PCM wont respond </a> - <b>patti</b> <i>01/22/03</i>
(<!--responses: 19268-->0)
<ul><!--insert: 19268-->
</ul><!--end: 19268-->
</ul><!--end: 19267-->
<!--top: 19264--><li><a href="messages/19264.html">why chat-disputed+deleted+up to 90 days to re-insert</a> - <b>phylis and michael</b> <i>01/22/03</i>
(<!--responses: 19264-->1)
<ul><!--insert: 19264-->
<!--top: 19284--><li><a href="messages/19284.html">Re: why chat-disputed+deleted+up to 90 days to re-insert</a> - <b>Why Chat</b> <i>01/22/03</i>
(<!--responses: 19284-->0)
<ul><!--insert: 19284-->
</ul><!--end: 19284-->
</ul><!--end: 19264-->
<!--top: 19263--><li><a href="messages/19263.html">National Arttribution Forum</a> - <b>Bev</b> <i>01/22/03</i>
(<!--responses: 19263-->0)
<ul><!--insert: 19263-->
</ul><!--end: 19263-->
<!--top: 19262--><li><a href="messages/19262.html">National Arttribution Forum</a> - <b>Bev</b> <i>01/22/03</i>
(<!--responses: 19262-->1)
<ul><!--insert: 19262-->
<!--top: 19322--><li><a href="messages/19322.html">Re: National Arttribution Forum</a> - <b>kelly from nevada</b> <i>01/22/03</i>
(<!--responses: 19322-->0)
<ul><!--insert: 19322-->
</ul><!--end: 19322-->
</ul><!--end: 19262-->
<!--top: 19261--><li><a href="messages/19261.html">New Marriage</a> - <b>New Bride</b> <i>01/22/03</i>
(<!--responses: 19261-->1)
<ul><!--insert: 19261-->
<!--top: 19275--><li><a href="messages/19275.html">Re: New Marriage</a> - <b>scott</b> <i>01/22/03</i>
(<!--responses: 19275-->0)
<ul><!--insert: 19275-->
</ul><!--end: 19275-->
</ul><!--end: 19261-->
<!--top: 19260--><li><a href="messages/19260.html">Best way to Negotiate</a> - <b>need break</b> <i>01/22/03</i>
(<!--responses: 19260-->1)
<ul><!--insert: 19260-->
<!--top: 19269--><li><a href="messages/19269.html">Re: Best way to Negotiate</a> - <b>patti</b> <i>01/22/03</i>
(<!--responses: 19269-->0)
<ul><!--insert: 19269-->
</ul><!--end: 19269-->
</ul><!--end: 19260-->
<!--top: 19259--><li><a href="messages/19259.html">Disputing credit reports</a> - <b>Beth</b> <i>01/22/03</i>
(<!--responses: 19259-->0)
<ul><!--insert: 19259-->
</ul><!--end: 19259-->
<!--top: 19257--><li><a href="messages/19257.html">LTD Financial Systems - any info about these guys??</a> - <b>Dire in Dallas</b> <i>01/21/03</i>
(<!--responses: 19257-->0)
<ul><!--insert: 19257-->
</ul><!--end: 19257-->
<!--top: 19255--><li><a href="messages/19255.html">timely validation</a> - <b>buster</b> <i>01/21/03</i>
(<!--responses: 19255-->2)
<ul><!--insert: 19255-->
<!--top: 19286--><li><a href="messages/19286.html">Re: timely validation</a> - <b>LadynRed</b> <i>01/22/03</i>
(<!--responses: 19286-->0)
<ul><!--insert: 19286-->
</ul><!--end: 19286-->
<!--top: 19271--><li><a href="messages/19271.html">Re: timely validation</a> - <b>buster</b> <i>01/22/03</i>
(<!--responses: 19271-->0)
<ul><!--insert: 19271-->
</ul><!--end: 19271-->
</ul><!--end: 19255-->
<!--top: 19253--><li><a href="messages/19253.html">Law Office Threatening to Sue Me, Even Though I've Been Making Payments!</a> - <b>Jax</b> <i>01/21/03</i>
(<!--responses: 19253-->4)
<ul><!--insert: 19253-->
<!--top: 19288--><li><a href="messages/19288.html">Re: Law Office Threatening to Sue Me, Even Though I've Been Making Payments!</a> - <b>LadynRed</b> <i>01/22/03</i>
(<!--responses: 19288-->0)
<ul><!--insert: 19288-->
</ul><!--end: 19288-->
<!--top: 19285--><li><a href="messages/19285.html">Re: Law Office Threatening to Sue Me, Even Though I've Been Making Payments!</a> - <b>Why Chat</b> <i>01/22/03</i>
(<!--responses: 19285-->0)
<ul><!--insert: 19285-->
</ul><!--end: 19285-->
<!--top: 19276--><li><a href="messages/19276.html">Re: Law Office Threatening to Sue Me, Even Though I've Been Making Payments!</a> - <b>scott</b> <i>01/22/03</i>
(<!--responses: 19276-->1)
<ul><!--insert: 19276-->
</ul><!--end: 19276-->
<!--top: 19266--><li><a href="messages/19266.html">Re: Law Office Threatening to Sue Me, Even Though I've Been Making Payments!</a> - <b>Esther Stepansky</b> <i>01/22/03</i>
(<!--responses: 19266-->0)
<ul><!--insert: 19266-->
</ul><!--end: 19266-->
</ul><!--end: 19253-->
<!--top: 19252--><li><a href="messages/19252.html">CA and settlement offer</a> - <b>charles</b> <i>01/21/03</i>
(<!--responses: 19252-->2)
<ul><!--insert: 19252-->
<!--top: 19449--><li><a href="messages/19449.html">Re: CA and settlement offer</a> - <b>charles</b> <i>01/23/03</i>
(<!--responses: 19449-->0)
<ul><!--insert: 19449-->
</ul><!--end: 19449-->
<!--top: 19274--><li><a href="messages/19274.html">Re: CA and settlement offer</a> - <b>scott</b> <i>01/22/03</i>
(<!--responses: 19274-->1)
<ul><!--insert: 19274-->
</ul><!--end: 19274-->
</ul><!--end: 19252-->
<!--top: 19248--><li><a href="messages/19248.html">Why Chat - Update!!</a> - <b>Angie</b> <i>01/21/03</i>
(<!--responses: 19248-->3)
<ul><!--insert: 19248-->
<!--top: 19277--><li><a href="messages/19277.html">Re: Why Chat - Update!!</a> - <b>scott</b> <i>01/22/03</i>
(<!--responses: 19277-->0)
<ul><!--insert: 19277-->
</ul><!--end: 19277-->
<!--top: 19251--><li><a href="messages/19251.html">Re: Why Chat - Update!!</a> - <b>Why Chat</b> <i>01/21/03</i>
(<!--responses: 19251-->0)
<ul><!--insert: 19251-->
</ul><!--end: 19251-->
<!--top: 19249--><li><a href="messages/19249.html">Re: Why Chat - Update!!</a> - <b>Why Chat</b> <i>01/21/03</i>
(<!--responses: 19249-->1)
<ul><!--insert: 19249-->
</ul><!--end: 19249-->
</ul><!--end: 19248-->
<!--top: 19247--><li><a href="messages/19247.html">Insolvent</a> - <b>Jim</b> <i>01/21/03</i>
(<!--responses: 19247-->1)
<ul><!--insert: 19247-->
<!--top: 19287--><li><a href="messages/19287.html">Re: Insolvent</a> - <b>Why Chat</b> <i>01/22/03</i>
(<!--responses: 19287-->0)
<ul><!--insert: 19287-->
</ul><!--end: 19287-->
</ul><!--end: 19247-->
<!--top: 19245--><li><a href="messages/19245.html">Can I get a Satisfied Judgement Removed</a> - <b>love</b> <i>01/21/03</i>
(<!--responses: 19245-->0)
<ul><!--insert: 19245-->
</ul><!--end: 19245-->
<!--top: 19243--><li><a href="messages/19243.html">Umeployment</a> - <b>Janice</b> <i>01/21/03</i>
(<!--responses: 19243-->3)
<ul><!--insert: 19243-->
<!--top: 19391--><li><a href="messages/19391.html">Re: Umeployment</a> - <b>BabyBlues</b> <i>01/22/03</i>
(<!--responses: 19391-->0)
<ul><!--insert: 19391-->
</ul><!--end: 19391-->
<!--top: 19254--><li><a href="messages/19254.html">Re: Umeployment</a> - <b>observer</b> <i>01/21/03</i>
(<!--responses: 19254-->1)
<ul><!--insert: 19254-->
<!--top: 19370--><li><a href="messages/19370.html">Re: Umeployment</a> - <b>Janice</b> <i>01/22/03</i>
(<!--responses: 19370-->0)
<ul><!--insert: 19370-->
</ul><!--end: 19370-->
</ul><!--end: 19254-->
</ul><!--end: 19243-->
<!--top: 19240--><li><a href="messages/19240.html">How to handle Capital Aquisitons</a> - <b>imab</b> <i>01/21/03</i>
(<!--responses: 19240-->3)
<ul><!--insert: 19240-->
<!--top: 20216--><li><a href="messages/20216.html">Re: How to handle Capital Aquisitons</a> - <b>IMAB</b> <i>01/30/03</i>
(<!--responses: 20216-->0)
<ul><!--insert: 20216-->
</ul><!--end: 20216-->
<!--top: 19650--><li><a href="messages/19650.html">Re: How to handle Capital Aquisitons</a> - <b>mike</b> <i>01/24/03</i>
(<!--responses: 19650-->1)
<ul><!--insert: 19650-->
</ul><!--end: 19650-->
<!--top: 19242--><li><a href="messages/19242.html">Re: How to handle Capital Aquisitons</a> - <b>scott</b> <i>01/21/03</i>
(<!--responses: 19242-->0)
<ul><!--insert: 19242-->
</ul><!--end: 19242-->
</ul><!--end: 19240-->
<!--top: 19239--><li><a href="messages/19239.html">Car company garnishing wages</a> - <b>pissed</b> <i>01/21/03</i>
(<!--responses: 19239-->2)
<ul><!--insert: 19239-->
<!--top: 19291--><li><a href="messages/19291.html">Re: Car company garnishing wages</a> - <b>LadynRed</b> <i>01/22/03</i>
(<!--responses: 19291-->0)
<ul><!--insert: 19291-->
</ul><!--end: 19291-->
<!--top: 19246--><li><a href="messages/19246.html">Re: Car company garnishing wages</a> - <b>patti</b> <i>01/21/03</i>
(<!--responses: 19246-->1)
<ul><!--insert: 19246-->
</ul><!--end: 19246-->
</ul><!--end: 19239-->
<!--top: 19234--><li><a href="messages/19234.html">College Debt</a> - <b>College debt</b> <i>01/21/03</i>
(<!--responses: 19234-->1)
<ul><!--insert: 19234-->
<!--top: 19281--><li><a href="messages/19281.html">Re: College Debt</a> - <b>Al Matthews</b> <i>01/22/03</i>
(<!--responses: 19281-->0)
<ul><!--insert: 19281-->
</ul><!--end: 19281-->
</ul><!--end: 19234-->
<!--top: 19232--><li><a href="messages/19232.html">FL statue of limitation for credit card</a> - <b>Claude</b> <i>01/21/03</i>
(<!--responses: 19232-->1)
<ul><!--insert: 19232-->
<!--top: 19238--><li><a href="messages/19238.html">Re: FL statue of limitation for credit card</a> - <b>Why Chat</b> <i>01/21/03</i>
(<!--responses: 19238-->0)
<ul><!--insert: 19238-->
</ul><!--end: 19238-->
</ul><!--end: 19232-->
<!--top: 19229--><li><a href="messages/19229.html">credit judgement</a> - <b>jessica jj</b> <i>01/21/03</i>
(<!--responses: 19229-->0)
<ul><!--insert: 19229-->
</ul><!--end: 19229-->
<!--top: 19225--><li><a href="messages/19225.html">Crdit card judgement, Please help.</a> - <b>MR. SKB</b> <i>01/21/03</i>
(<!--responses: 19225-->0)
<ul><!--insert: 19225-->
</ul><!--end: 19225-->
<!--top: 19224--><li><a href="messages/19224.html">Crdit card judgement, Please help.</a> - <b>MR. SKB</b> <i>01/21/03</i>
(<!--responses: 19224-->0)
<ul><!--insert: 19224-->
</ul><!--end: 19224-->
<!--top: 19222--><li><a href="messages/19222.html">credit card debt</a> - <b>buried in debt</b> <i>01/21/03</i>
(<!--responses: 19222-->2)
<ul><!--insert: 19222-->
<!--top: 19256--><li><a href="messages/19256.html">Re: credit card debt</a> - <b>observer</b> <i>01/21/03</i>
(<!--responses: 19256-->1)
<ul><!--insert: 19256-->
<!--top: 19258--><li><a href="messages/19258.html">Re: credit card debt</a> - <b>Buried in debt</b> <i>01/21/03</i>
(<!--responses: 19258-->0)
<ul><!--insert: 19258-->
</ul><!--end: 19258-->
</ul><!--end: 19256-->
</ul><!--end: 19222-->
<!--top: 19213--><li><a href="messages/19213.html">reposession</a> - <b>Kate</b> <i>01/21/03</i>
(<!--responses: 19213-->10)
<ul><!--insert: 19213-->
<!--top: 20196--><li><a href="messages/20196.html">Re: Repo</a> - <b>JULIE</b> <i>01/30/03</i>
(<!--responses: 20196-->0)
<ul><!--insert: 20196-->
</ul><!--end: 20196-->
<!--top: 19336--><li><a href="messages/19336.html">Re: Repo</a> - <b>Kate</b> <i>01/22/03</i>
(<!--responses: 19336-->4)
<ul><!--insert: 19336-->
<!--top: 19438--><li><a href="messages/19438.html">Re: Repo</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19438-->0)
<ul><!--insert: 19438-->
</ul><!--end: 19438-->
<!--top: 19436--><li><a href="messages/19436.html">Re: Repo</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19436-->0)
<ul><!--insert: 19436-->
</ul><!--end: 19436-->
<!--top: 19362--><li><a href="messages/19362.html">Re: Repo</a> - <b>Kate</b> <i>01/22/03</i>
(<!--responses: 19362-->2)
<ul><!--insert: 19362-->
</ul><!--end: 19362-->
<!--top: 19349--><li><a href="messages/19349.html">Re: Repo</a> - <b>LadynRed</b> <i>01/22/03</i>
(<!--responses: 19349-->3)
<ul><!--insert: 19349-->
</ul><!--end: 19349-->
</ul><!--end: 19336-->
<!--top: 19307--><li><a href="messages/19307.html">Re: Repo</a> - <b>LadynRed</b> <i>01/22/03</i>
(<!--responses: 19307-->5)
<ul><!--insert: 19307-->
</ul><!--end: 19307-->
<!--top: 19278--><li><a href="messages/19278.html">Re: Repo</a> - <b>Kate</b> <i>01/22/03</i>
(<!--responses: 19278-->0)
<ul><!--insert: 19278-->
</ul><!--end: 19278-->
<!--top: 19220--><li><a href="messages/19220.html">Re: Repo</a> - <b>Kate</b> <i>01/21/03</i>
(<!--responses: 19220-->7)
<ul><!--insert: 19220-->
</ul><!--end: 19220-->
<!--top: 19217--><li><a href="messages/19217.html">Repo</a> - <b>LadynRed</b> <i>01/21/03</i>
(<!--responses: 19217-->9)
<ul><!--insert: 19217-->
</ul><!--end: 19217-->
</ul><!--end: 19213-->
<!--top: 19205--><li><a href="messages/19205.html">Palisade Collection Inc </a> - <b>Archie</b> <i>01/21/03</i>
(<!--responses: 19205-->3)
<ul><!--insert: 19205-->
<!--top: 19279--><li><a href="messages/19279.html">Re: Palisade Collection Inc </a> - <b>Al Matthews</b> <i>01/22/03</i>
(<!--responses: 19279-->0)
<ul><!--insert: 19279-->
</ul><!--end: 19279-->
<!--top: 19209--><li><a href="messages/19209.html">Re: Palisade Collection Inc </a> - <b>scott</b> <i>01/21/03</i>
(<!--responses: 19209-->0)
<ul><!--insert: 19209-->
</ul><!--end: 19209-->
<!--top: 19208--><li><a href="messages/19208.html">Re: Palisade Collection Inc </a> - <b>scott</b> <i>01/21/03</i>
(<!--responses: 19208-->0)
<ul><!--insert: 19208-->
</ul><!--end: 19208-->
</ul><!--end: 19205-->
<!--top: 19202--><li><a href="messages/19202.html">Settle outside of court?</a> - <b>Mary</b> <i>01/21/03</i>
(<!--responses: 19202-->1)
<ul><!--insert: 19202-->
<!--top: 19206--><li><a href="messages/19206.html">Re: Settle outside of court?</a> - <b>Mike - Ex Banker</b> <i>01/21/03</i>
(<!--responses: 19206-->0)
<ul><!--insert: 19206-->
</ul><!--end: 19206-->
</ul><!--end: 19202-->
<!--top: 19201--><li><a href="messages/19201.html">Settle outside of court?</a> - <b>Mary</b> <i>01/21/03</i>
(<!--responses: 19201-->5)
<ul><!--insert: 19201-->
<!--top: 19451--><li><a href="messages/19451.html">Re: Settle outside of court?</a> - <b>Mary</b> <i>01/23/03</i>
(<!--responses: 19451-->0)
<ul><!--insert: 19451-->
</ul><!--end: 19451-->
<!--top: 19441--><li><a href="messages/19441.html">Re: Settle outside of court?</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19441-->1)
<ul><!--insert: 19441-->
</ul><!--end: 19441-->
<!--top: 19326--><li><a href="messages/19326.html">Re: Settle outside of court?</a> - <b>Mary</b> <i>01/22/03</i>
(<!--responses: 19326-->2)
<ul><!--insert: 19326-->
</ul><!--end: 19326-->
<!--top: 19214--><li><a href="messages/19214.html">Re: Settle outside of court?</a> - <b>LadynRed</b> <i>01/21/03</i>
(<!--responses: 19214-->0)
<ul><!--insert: 19214-->
</ul><!--end: 19214-->
<!--top: 19207--><li><a href="messages/19207.html">Re: Settle outside of court?</a> - <b>dmc</b> <i>01/21/03</i>
(<!--responses: 19207-->0)
<ul><!--insert: 19207-->
</ul><!--end: 19207-->
</ul><!--end: 19201-->
<!--top: 19200--><li><a href="messages/19200.html">PLEASE HELP!!</a> - <b>dmc</b> <i>01/21/03</i>
(<!--responses: 19200-->2)
<ul><!--insert: 19200-->
<!--top: 19226--><li><a href="messages/19226.html">Re: PLEASE HELP!!</a> - <b>George</b> <i>01/21/03</i>
(<!--responses: 19226-->0)
<ul><!--insert: 19226-->
</ul><!--end: 19226-->
<!--top: 19210--><li><a href="messages/19210.html">Re: PLEASE HELP!!</a> - <b>scott</b> <i>01/21/03</i>
(<!--responses: 19210-->0)
<ul><!--insert: 19210-->
</ul><!--end: 19210-->
</ul><!--end: 19200-->
<!--top: 19199--><li><a href="messages/19199.html">help</a> - <b>ladycat</b> <i>01/21/03</i>
(<!--responses: 19199-->0)
<ul><!--insert: 19199-->
</ul><!--end: 19199-->
<!--top: 19198--><li><a href="messages/19198.html">Chexsystems - Bank U to WAMU</a> - <b>sonny</b> <i>01/21/03</i>
(<!--responses: 19198-->1)
<ul><!--insert: 19198-->
<!--top: 19203--><li><a href="messages/19203.html">Re: Chexsystems - Bank U to WAMU</a> - <b>Mike Curley - Ex Banker</b> <i>01/21/03</i>
(<!--responses: 19203-->0)
<ul><!--insert: 19203-->
</ul><!--end: 19203-->
</ul><!--end: 19198-->
<!--top: 19195--><li><a href="messages/19195.html">Obtaining an AMEX Corporate Card with not-so-perfect credit. </a> - <b>LD</b> <i>01/21/03</i>
(<!--responses: 19195-->3)
<ul><!--insert: 19195-->
<!--top: 19273--><li><a href="messages/19273.html">Re: Obtaining an AMEX Corporate Card with not-so-perfect credit. </a> - <b>Al Matthews</b> <i>01/22/03</i>
(<!--responses: 19273-->0)
<ul><!--insert: 19273-->
</ul><!--end: 19273-->
<!--top: 19196--><li><a href="messages/19196.html">Re: Obtaining an AMEX Corporate Card with not-so-perfect credit. </a> - <b>observer</b> <i>01/21/03</i>
(<!--responses: 19196-->1)
<ul><!--insert: 19196-->
<!--top: 19212--><li><a href="messages/19212.html">Re: Obtaining an AMEX Corporate Card with not-so-perfect credit. </a> - <b>jm10101</b> <i>01/21/03</i>
(<!--responses: 19212-->0)
<ul><!--insert: 19212-->
</ul><!--end: 19212-->
</ul><!--end: 19196-->
</ul><!--end: 19195-->
<!--top: 19194--><li><a href="messages/19194.html">Are debt collectors really &quot;SOL&quot;</a> - <b>Ricky</b> <i>01/21/03</i>
(<!--responses: 19194-->5)
<ul><!--insert: 19194-->
<!--top: 19216--><li><a href="messages/19216.html">Re: Are debt collectors really &quot;SOL&quot;</a> - <b>LadynRed</b> <i>01/21/03</i>
(<!--responses: 19216-->4)
<ul><!--insert: 19216-->
<!--top: 19683--><li><a href="messages/19683.html">Re: Are debt collectors really &quot;SOL&quot;</a> - <b>Why Chat</b> <i>01/25/03</i>
(<!--responses: 19683-->0)
<ul><!--insert: 19683-->
</ul><!--end: 19683-->
<!--top: 19620--><li><a href="messages/19620.html">Re: Are debt collectors really &quot;SOL&quot;</a> - <b>ricky</b> <i>01/24/03</i>
(<!--responses: 19620-->1)
<ul><!--insert: 19620-->
</ul><!--end: 19620-->
<!--top: 19468--><li><a href="messages/19468.html">Re: Are debt collectors really &quot;SOL&quot;</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19468-->2)
<ul><!--insert: 19468-->
</ul><!--end: 19468-->
<!--top: 19408--><li><a href="messages/19408.html">Re: Are debt collectors really &quot;SOL&quot;</a> - <b>ricky</b> <i>01/22/03</i>
(<!--responses: 19408-->3)
<ul><!--insert: 19408-->
</ul><!--end: 19408-->
</ul><!--end: 19216-->
</ul><!--end: 19194-->
<!--top: 19193--><li><a href="messages/19193.html">harrasing creditors</a> - <b>tonie</b> <i>01/21/03</i>
(<!--responses: 19193-->1)
<ul><!--insert: 19193-->
<!--top: 19227--><li><a href="messages/19227.html">Re: harrasing creditors</a> - <b>George</b> <i>01/21/03</i>
(<!--responses: 19227-->0)
<ul><!--insert: 19227-->
</ul><!--end: 19227-->
</ul><!--end: 19193-->
<!--top: 19192--><li><a href="messages/19192.html">Tuition and Collection</a> - <b>Swamped</b> <i>01/21/03</i>
(<!--responses: 19192-->2)
<ul><!--insert: 19192-->
<!--top: 19244--><li><a href="messages/19244.html">Re: Tuition and Collection</a> - <b>cc</b> <i>01/21/03</i>
(<!--responses: 19244-->1)
<ul><!--insert: 19244-->
<!--top: 19483--><li><a href="messages/19483.html">Re: Tuition and Collection</a> - <b>Swamped</b> <i>01/23/03</i>
(<!--responses: 19483-->0)
<ul><!--insert: 19483-->
</ul><!--end: 19483-->
</ul><!--end: 19244-->
</ul><!--end: 19192-->
<!--top: 19191--><li><a href="messages/19191.html">Bankruptcy vs. non payment</a> - <b>Pooh</b> <i>01/21/03</i>
(<!--responses: 19191-->1)
<ul><!--insert: 19191-->
<!--top: 19218--><li><a href="messages/19218.html">Re: Bankruptcy vs. non payment</a> - <b>LadynRed</b> <i>01/21/03</i>
(<!--responses: 19218-->0)
<ul><!--insert: 19218-->
</ul><!--end: 19218-->
</ul><!--end: 19191-->
<!--top: 19189--><li><a href="messages/19189.html">payday loans</a> - <b>kbb</b> <i>01/21/03</i>
(<!--responses: 19189-->1)
<ul><!--insert: 19189-->
<!--top: 19190--><li><a href="messages/19190.html">Re: payday loans</a> - <b>Anon</b> <i>01/21/03</i>
(<!--responses: 19190-->0)
<ul><!--insert: 19190-->
</ul><!--end: 19190-->
</ul><!--end: 19189-->
<!--top: 19187--><li><a href="messages/19187.html">Payment to bankrupt company</a> - <b>Woodman</b> <i>01/21/03</i>
(<!--responses: 19187-->3)
<ul><!--insert: 19187-->
<!--top: 19442--><li><a href="messages/19442.html">Re: Payment to bankrupt company</a> - <b>LadynRed</b> <i>01/23/03</i>
(<!--responses: 19442-->0)
<ul><!--insert: 19442-->
</ul><!--end: 19442-->
<!--top: 19228--><li><a href="messages/19228.html">Re: Payment to bankrupt company</a> - <b>George</b> <i>01/21/03</i>
(<!--responses: 19228-->0)
<ul><!--insert: 19228-->
</ul><!--end: 19228-->
<!--top: 19188--><li><a href="messages/19188.html">Re: Payment to bankrupt company</a> - <b>patti</b> <i>01/21/03</i>
(<!--responses: 19188-->0)
<ul><!--insert: 19188-->
</ul><!--end: 19188-->
</ul><!--end: 19187-->
<!--top: 19184--><li><a href="messages/19184.html">repair? or just wait? HELP!!!!!!!!!!!</a> - <b>Rick</b> <i>01/21/03</i>
(<!--responses: 19184-->2)
<ul><!--insert: 19184-->
<!--top: 19219--><li><a href="messages/19219.html">Re: repair? or just wait? HELP!!!!!!!!!!!</a> - <b>LadynRed</b> <i>01/21/03</i>
(<!--responses: 19219-->1)
<ul><!--insert: 19219-->
<!--top: 19313--><li><a href="messages/19313.html">Thanks LadynRed!!!!     (nm)</a> - <b>Rick</b> <i>01/22/03</i>
(<!--responses: 19313-->0)
<ul><!--insert: 19313-->
</ul><!--end: 19313-->
</ul><!--end: 19219-->
</ul><!--end: 19184-->
<!--top: 19182--><li><a href="messages/19182.html">credit card debt at time of death</a> - <b>lindy</b> <i>01/21/03</i>
(<!--responses: 19182-->4)
<ul><!--insert: 19182-->
<!--top: 19183--><li><a href="messages/19183.html">Re: credit card debt at time of death</a> - <b>patti</b> <i>01/21/03</i>
(<!--responses: 19183-->3)
<ul><!--insert: 19183-->
<!--top: 19401--><li><a href="messages/19401.html">Re: credit card debt at time of death</a> - <b>Lindy</b> <i>01/22/03</i>
(<!--responses: 19401-->0)
<ul><!--insert: 19401-->
</ul><!--end: 19401-->
<!--top: 19399--><li><a href="messages/19399.html">Re: credit card debt at time of death</a> - <b>Lindy</b> <i>01/22/03</i>
(<!--responses: 19399-->0)
<ul><!--insert: 19399-->
</ul><!--end: 19399-->
<!--top: 19185--><li><a href="messages/19185.html">Re: credit card debt at time of death</a> - <b>observer</b> <i>01/21/03</i>
(<!--responses: 19185-->2)
<ul><!--insert: 19185-->
</ul><!--end: 19185-->
</ul><!--end: 19183-->
</ul><!--end: 19182-->
<!--top: 19180--><li><a href="messages/19180.html">Collection Agency Misrepresentation of their purpose</a> - <b>anon</b> <i>01/21/03</i>
(<!--responses: 19180-->1)
<ul><!--insert: 19180-->
<!--top: 19241--><li><a href="messages/19241.html">Re: Collection Agency Misrepresentation of their purpose</a> - <b>neos</b> <i>01/21/03</i>
(<!--responses: 19241-->0)
<ul><!--insert: 19241-->
</ul><!--end: 19241-->
</ul><!--end: 19180-->
<!--top: 19167--><li><a href="messages/19167.html">Co-signer</a> - <b>Co-signer question</b> <i>01/21/03</i>
(<!--responses: 19167-->2)
<ul><!--insert: 19167-->
<!--top: 19204--><li><a href="messages/19204.html">Re: Co-signer</a> - <b>Mike Curley</b> <i>01/21/03</i>
(<!--responses: 19204-->0)
<ul><!--insert: 19204-->
</ul><!--end: 19204-->
<!--top: 19169--><li><a href="messages/19169.html">Re: Co-signer</a> - <b>patti</b> <i>01/21/03</i>
(<!--responses: 19169-->1)
<ul><!--insert: 19169-->
</ul><!--end: 19169-->
</ul><!--end: 19167-->
<!--top: 19163--><li><a href="messages/19163.html">HELP!</a> - <b>Betty</b> <i>01/21/03</i>
(<!--responses: 19163-->5)
<ul><!--insert: 19163-->
<!--top: 19174--><li><a href="messages/19174.html">Re: HELP!</a> - <b>Betty</b> <i>01/21/03</i>
(<!--responses: 19174-->2)
<ul><!--insert: 19174-->
<!--top: 19177--><li><a href="messages/19177.html">Re: HELP!</a> - <b>LadynRed</b> <i>01/21/03</i>
(<!--responses: 19177-->0)
<ul><!--insert: 19177-->
</ul><!--end: 19177-->
<!--top: 19176--><li><a href="messages/19176.html">Re: HELP!</a> - <b>patti</b> <i>01/21/03</i>
(<!--responses: 19176-->0)
<ul><!--insert: 19176-->
</ul><!--end: 19176-->
</ul><!--end: 19174-->
<!--top: 19171--><li><a href="messages/19171.html">Re: HELP!</a> - <b>LadynRed</b> <i>01/21/03</i>
(<!--responses: 19171-->0)
<ul><!--insert: 19171-->
</ul><!--end: 19171-->
<!--top: 19165--><li><a href="messages/19165.html">Re: HELP!</a> - <b>patti </b> <i>01/21/03</i>
(<!--responses: 19165-->0)
<ul><!--insert: 19165-->
</ul><!--end: 19165-->
</ul><!--end: 19163-->
<!--top: 19162--><li><a href="messages/19162.html">Date of Last Activity Information</a> - <b>Helpme697</b> <i>01/21/03</i>
(<!--responses: 19162-->1)
<ul><!--insert: 19162-->
<!--top: 19172--><li><a href="messages/19172.html">Re: Date of Last Activity Information</a> - <b>LadynRed</b> <i>01/21/03</i>
(<!--responses: 19172-->0)
<ul><!--insert: 19172-->
</ul><!--end: 19172-->
</ul><!--end: 19162-->
<!--top: 19161--><li><a href="messages/19161.html">Credit Card Applications</a> - <b>filinginfloridia</b> <i>01/21/03</i>
(<!--responses: 19161-->1)
<ul><!--insert: 19161-->
<!--top: 19164--><li><a href="messages/19164.html">Re: Credit Card Applications</a> - <b>patti</b> <i>01/21/03</i>
(<!--responses: 19164-->0)
<ul><!--insert: 19164-->
</ul><!--end: 19164-->
</ul><!--end: 19161-->
<!--top: 19156--><li><a href="messages/19156.html">Same account showing in 2 places</a> - <b>wisspurr in Alaska</b> <i>01/21/03</i>
(<!--responses: 19156-->0)
<ul><!--insert: 19156-->
</ul><!--end: 19156-->
<!--top: 19153--><li><a href="messages/19153.html">Are medical debts considered &quot;open accounts&quot; or &quot;written contracts&quot; (m)</a> - <b>help</b> <i>01/20/03</i>
(<!--responses: 19153-->1)
<ul><!--insert: 19153-->
<!--top: 19332--><li><a href="messages/19332.html">Re: Are medical debts considered &quot;open accounts&quot; or &quot;written contracts&quot; (m)</a> - <b>Lori Gallagher</b> <i>01/22/03</i>
(<!--responses: 19332-->0)
<ul><!--insert: 19332-->
</ul><!--end: 19332-->
</ul><!--end: 19153-->
<!--top: 19152--><li><a href="messages/19152.html">SOL is expired on my account-- how do I file answer to complaint?</a> - <b>Plum</b> <i>01/20/03</i>
(<!--responses: 19152-->2)
<ul><!--insert: 19152-->
<!--top: 19157--><li><a href="messages/19157.html">Re: SOL is expired on my account-- how do I file answer to complaint?</a> - <b>dixidrifr</b> <i>01/21/03</i>
(<!--responses: 19157-->1)
<ul><!--insert: 19157-->
<!--top: 19215--><li><a href="messages/19215.html">Re: SOL is expired on my account-- how do I file answer to complaint?</a> - <b>Plum</b> <i>01/21/03</i>
(<!--responses: 19215-->0)
<ul><!--insert: 19215-->
</ul><!--end: 19215-->
</ul><!--end: 19157-->
</ul><!--end: 19152-->
<!--top: 19151--><li><a href="messages/19151.html">Sued in Texas......cars?</a> - <b>Draven</b> <i>01/20/03</i>
(<!--responses: 19151-->2)
<ul><!--insert: 19151-->
<!--top: 19186--><li><a href="messages/19186.html">Re: Sued in Texas......cars?</a> - <b>Draven</b> <i>01/21/03</i>
(<!--responses: 19186-->0)
<ul><!--insert: 19186-->
</ul><!--end: 19186-->
<!--top: 19166--><li><a href="messages/19166.html">Re: Sued in Texas......cars?</a> - <b>eric</b> <i>01/21/03</i>
(<!--responses: 19166-->1)
<ul><!--insert: 19166-->
</ul><!--end: 19166-->
</ul><!--end: 19151-->
<!--top: 19147--><li><a href="messages/19147.html">Question - please help</a> - <b>Worried</b> <i>01/20/03</i>
(<!--responses: 19147-->1)
<ul><!--insert: 19147-->
<!--top: 19178--><li><a href="messages/19178.html">Re: Question - please help</a> - <b>LadynRed</b> <i>01/21/03</i>
(<!--responses: 19178-->0)
<ul><!--insert: 19178-->
</ul><!--end: 19178-->
</ul><!--end: 19147-->
<!--top: 19144--><li><a href="messages/19144.html">CrossCountry credit card</a> - <b>Redvan</b> <i>01/20/03</i>
(<!--responses: 19144-->3)
<ul><!--insert: 19144-->
<!--top: 19154--><li><a href="messages/19154.html">Re: CrossCountry credit card</a> - <b>scott</b> <i>01/21/03</i>
(<!--responses: 19154-->0)
<ul><!--insert: 19154-->
</ul><!--end: 19154-->
<!--top: 19148--><li><a href="messages/19148.html">Re: CrossCountry credit card</a> - <b>observer</b> <i>01/20/03</i>
(<!--responses: 19148-->1)
<ul><!--insert: 19148-->
<!--top: 19150--><li><a href="messages/19150.html">Re: CrossCountry credit card</a> - <b>Redvan</b> <i>01/20/03</i>
(<!--responses: 19150-->0)
<ul><!--insert: 19150-->
</ul><!--end: 19150-->
</ul><!--end: 19148-->
</ul><!--end: 19144-->
<!--top: 19141--><li><a href="messages/19141.html">added to an account that had previous delinquency</a> - <b>wildmagpie8</b> <i>01/20/03</i>
(<!--responses: 19141-->1)
<ul><!--insert: 19141-->
<!--top: 19143--><li><a href="messages/19143.html">Forgot to add my state: Ohio</a> - <b>wildmagpie8</b> <i>01/20/03</i>
(<!--responses: 19143-->0)
<ul><!--insert: 19143-->
</ul><!--end: 19143-->
</ul><!--end: 19141-->
<!--top: 19132--><li><a href="messages/19132.html">Credit Card Debt</a> - <b>Buffy</b> <i>01/20/03</i>
(<!--responses: 19132-->10)
<ul><!--insert: 19132-->
<!--top: 19135--><li><a href="messages/19135.html">Re: Credit Card Debt</a> - <b>LadynRed</b> <i>01/20/03</i>
(<!--responses: 19135-->9)
<ul><!--insert: 19135-->
<!--top: 19179--><li><a href="messages/19179.html">Re: Don't mean to contradict</a> - <b>LadynRed</b> <i>01/21/03</i>
(<!--responses: 19179-->0)
<ul><!--insert: 19179-->
</ul><!--end: 19179-->
<!--top: 19173--><li><a href="messages/19173.html">Don't mean to contradict</a> - <b>legal beagle</b> <i>01/21/03</i>
(<!--responses: 19173-->1)
<ul><!--insert: 19173-->
</ul><!--end: 19173-->
<!--top: 19170--><li><a href="messages/19170.html">Re: Credit Card Debt - Why Chat?</a> - <b>LadynRed</b> <i>01/21/03</i>
(<!--responses: 19170-->0)
<ul><!--insert: 19170-->
</ul><!--end: 19170-->
<!--top: 19158--><li><a href="messages/19158.html">Re: Credit Card Debt - Why Chat?</a> - <b>Jade</b> <i>01/21/03</i>
(<!--responses: 19158-->1)
<ul><!--insert: 19158-->
</ul><!--end: 19158-->
<!--top: 19140--><li><a href="messages/19140.html">Re: Credit Card Debt--Lady in Red another question</a> - <b>angie</b> <i>01/20/03</i>
(<!--responses: 19140-->0)
<ul><!--insert: 19140-->
</ul><!--end: 19140-->
<!--top: 19139--><li><a href="messages/19139.html">Re: Credit Card Debt</a> - <b>Buffy</b> <i>01/20/03</i>
(<!--responses: 19139-->0)
<ul><!--insert: 19139-->
</ul><!--end: 19139-->
<!--top: 19138--><li><a href="messages/19138.html">Re: Credit Card Debt</a> - <b>Buffy</b> <i>01/20/03</i>
(<!--responses: 19138-->0)
<ul><!--insert: 19138-->
</ul><!--end: 19138-->
<!--top: 19137--><li><a href="messages/19137.html">Re: Credit Card Debt</a> - <b>LadynRed</b> <i>01/20/03</i>
(<!--responses: 19137-->1)
<ul><!--insert: 19137-->
</ul><!--end: 19137-->
<!--top: 19136--><li><a href="messages/19136.html">Re: Credit Card Debt</a> - <b>Buffy</b> <i>01/20/03</i>
(<!--responses: 19136-->3)
<ul><!--insert: 19136-->
</ul><!--end: 19136-->
</ul><!--end: 19135-->
</ul><!--end: 19132-->
<!--top: 19129--><li><a href="messages/19129.html">what should i do?</a> - <b>kim</b> <i>01/20/03</i>
(<!--responses: 19129-->0)
<ul><!--insert: 19129-->
</ul><!--end: 19129-->
<!--top: 19127--><li><a href="messages/19127.html">beeing sued due to repo of car</a> - <b>jewels</b> <i>01/20/03</i>
(<!--responses: 19127-->1)
<ul><!--insert: 19127-->
<!--top: 19130--><li><a href="messages/19130.html">Re: beeing sued due to repo of car</a> - <b>Nikki C.</b> <i>01/20/03</i>
(<!--responses: 19130-->0)
<ul><!--insert: 19130-->
</ul><!--end: 19130-->
</ul><!--end: 19127-->
<!--top: 19124--><li><a href="messages/19124.html">Getting married</a> - <b>anon</b> <i>01/20/03</i>
(<!--responses: 19124-->1)
<ul><!--insert: 19124-->
<!--top: 19128--><li><a href="messages/19128.html">Re: Getting married</a> - <b>LadynRed</b> <i>01/20/03</i>
(<!--responses: 19128-->0)
<ul><!--insert: 19128-->
</ul><!--end: 19128-->
</ul><!--end: 19124-->
<!--top: 19120--><li><a href="messages/19120.html">Hechingers cc account?</a> - <b>Rory</b> <i>01/20/03</i>
(<!--responses: 19120-->3)
<ul><!--insert: 19120-->
<!--top: 19126--><li><a href="messages/19126.html">Re: Hechingers cc account?</a> - <b>Rory</b> <i>01/20/03</i>
(<!--responses: 19126-->0)
<ul><!--insert: 19126-->
</ul><!--end: 19126-->
<!--top: 19123--><li><a href="messages/19123.html">Re: Hechingers cc account?</a> - <b>LadynRed</b> <i>01/20/03</i>
(<!--responses: 19123-->0)
<ul><!--insert: 19123-->
</ul><!--end: 19123-->
<!--top: 19121--><li><a href="messages/19121.html">Re: Hechingers cc account?</a> - <b>LadynRed</b> <i>01/20/03</i>
(<!--responses: 19121-->2)
<ul><!--insert: 19121-->
</ul><!--end: 19121-->
</ul><!--end: 19120-->
<!--top: 19107--><li><a href="messages/19107.html">CA settlement down 300%</a> - <b> Repossessed settlement</b> <i>01/20/03</i>
(<!--responses: 19107-->12)
<ul><!--insert: 19107-->
<!--top: 19197--><li><a href="messages/19197.html">CA settlement down 300% state of Texas</a> - <b>Repossessed auto</b> <i>01/21/03</i>
(<!--responses: 19197-->1)
<ul><!--insert: 19197-->
<!--top: 19221--><li><a href="messages/19221.html">Re: CA settlement down 300% state of Texas</a> - <b>LadynRed</b> <i>01/21/03</i>
(<!--responses: 19221-->0)
<ul><!--insert: 19221-->
</ul><!--end: 19221-->
</ul><!--end: 19197-->
<!--top: 19122--><li><a href="messages/19122.html">Re: CA settlement down 300%</a> - <b>Why Chat</b> <i>01/20/03</i>
(<!--responses: 19122-->2)
<ul><!--insert: 19122-->
</ul><!--end: 19122-->
<!--top: 19118--><li><a href="messages/19118.html">Re: CA settlement down 300%</a> - <b>RMA question</b> <i>01/20/03</i>
(<!--responses: 19118-->1)
<ul><!--insert: 19118-->
<!--top: 19119--><li><a href="messages/19119.html">Re: CA settlement down 300%</a> - <b>LadynRed</b> <i>01/20/03</i>
(<!--responses: 19119-->0)
<ul><!--insert: 19119-->
</ul><!--end: 19119-->
</ul><!--end: 19118-->
<!--top: 19108--><li><a href="messages/19108.html">Re: CA settlement down 300%</a> - <b>patti</b> <i>01/20/03</i>
(<!--responses: 19108-->6)
<ul><!--insert: 19108-->
<!--top: 19114--><li><a href="messages/19114.html">Re: CA settlement down 300%</a> - <b>Repossessed settlement</b> <i>01/20/03</i>
(<!--responses: 19114-->0)
<ul><!--insert: 19114-->
</ul><!--end: 19114-->
<!--top: 19111--><li><a href="messages/19111.html">Re: CA settlement down 300%</a> - <b>LadynRed</b> <i>01/20/03</i>
(<!--responses: 19111-->0)
<ul><!--insert: 19111-->
</ul><!--end: 19111-->
<!--top: 19110--><li><a href="messages/19110.html">Re: CA settlement down 300%</a> - <b>Repossessed settlement</b> <i>01/20/03</i>
(<!--responses: 19110-->3)
<ul><!--insert: 19110-->
<!--top: 19113--><li><a href="messages/19113.html">Re: CA settlement down 300%</a> - <b>LadynRed</b> <i>01/20/03</i>
(<!--responses: 19113-->0)
<ul><!--insert: 19113-->
</ul><!--end: 19113-->
<!--top: 19112--><li><a href="messages/19112.html">Re: CA settlement down 300%</a> - <b>Repossessed settlement </b> <i>01/20/03</i>
(<!--responses: 19112-->1)
<ul><!--insert: 19112-->
<!--top: 19116--><li><a href="messages/19116.html">Re: CA settlement down 300%</a> - <b>LadynRed</b> <i>01/20/03</i>
(<!--responses: 19116-->0)
<ul><!--insert: 19116-->
</ul><!--end: 19116-->
</ul><!--end: 19112-->
</ul><!--end: 19110-->
</ul><!--end: 19108-->
</ul><!--end: 19107-->
<!--top: 19105--><li><a href="messages/19105.html">Lien on Checking Account -Holding Entire Balance</a> - <b>Taja</b> <i>01/20/03</i>
(<!--responses: 19105-->2)
<ul><!--insert: 19105-->
<!--top: 19106--><li><a href="messages/19106.html">Re: Lien on Checking Account -Holding Entire Balance</a> - <b>patti</b> <i>01/20/03</i>
(<!--responses: 19106-->1)
<ul><!--insert: 19106-->
<!--top: 19117--><li><a href="messages/19117.html">Re: Lien on Checking Account -Holding Entire Balance</a> - <b>Taja</b> <i>01/20/03</i>
(<!--responses: 19117-->0)
<ul><!--insert: 19117-->
</ul><!--end: 19117-->
</ul><!--end: 19106-->
</ul><!--end: 19105-->
<!--top: 19101--><li><a href="messages/19101.html">Question about an old debt?</a> - <b>cnr22</b> <i>01/20/03</i>
(<!--responses: 19101-->4)
<ul><!--insert: 19101-->
<!--top: 19109--><li><a href="messages/19109.html">Re: Question about an old debt?</a> - <b>LadynRed</b> <i>01/20/03</i>
(<!--responses: 19109-->1)
<ul><!--insert: 19109-->
<!--top: 19146--><li><a href="messages/19146.html">Re: Question about an old debt?</a> - <b>cnr22</b> <i>01/20/03</i>
(<!--responses: 19146-->0)
<ul><!--insert: 19146-->
</ul><!--end: 19146-->
</ul><!--end: 19109-->
<!--top: 19104--><li><a href="messages/19104.html">Re: Question about an old debt?</a> - <b>patti</b> <i>01/20/03</i>
(<!--responses: 19104-->0)
<ul><!--insert: 19104-->
</ul><!--end: 19104-->
<!--top: 19102--><li><a href="messages/19102.html">Re: Question about an old debt?</a> - <b>cnr22</b> <i>01/20/03</i>
(<!--responses: 19102-->0)
<ul><!--insert: 19102-->
</ul><!--end: 19102-->
</ul><!--end: 19101-->
<!--top: 19100--><li><a href="messages/19100.html">Cleaning CR</a> - <b>DC</b> <i>01/20/03</i>
(<!--responses: 19100-->1)
<ul><!--insert: 19100-->
<!--top: 19115--><li><a href="messages/19115.html">Re: Cleaning CR</a> - <b>LadynRed</b> <i>01/20/03</i>
(<!--responses: 19115-->0)
<ul><!--insert: 19115-->
</ul><!--end: 19115-->
</ul><!--end: 19100-->
<!--top: 19094--><li><a href="messages/19094.html">Bankruptcy petition</a> - <b>jason</b> <i>01/20/03</i>
(<!--responses: 19094-->3)
<ul><!--insert: 19094-->
<!--top: 19142--><li><a href="messages/19142.html">Re: Bankruptcy petition</a> - <b>Why Chat</b> <i>01/20/03</i>
(<!--responses: 19142-->0)
<ul><!--insert: 19142-->
</ul><!--end: 19142-->
<!--top: 19133--><li><a href="messages/19133.html">Re: Bankruptcy petition</a> - <b>Jason</b> <i>01/20/03</i>
(<!--responses: 19133-->1)
<ul><!--insert: 19133-->
</ul><!--end: 19133-->
<!--top: 19125--><li><a href="messages/19125.html">Re: Bankruptcy petition</a> - <b>Why Chat</b> <i>01/20/03</i>
(<!--responses: 19125-->2)
<ul><!--insert: 19125-->
</ul><!--end: 19125-->
</ul><!--end: 19094-->
<!--top: 19093--><li><a href="messages/19093.html">Ex Served with papers...HELP!!</a> - <b>Nikki C.</b> <i>01/20/03</i>
(<!--responses: 19093-->3)
<ul><!--insert: 19093-->
<!--top: 19175--><li><a href="messages/19175.html">Re: Another quest</a> - <b>LadynRed</b> <i>01/21/03</i>
(<!--responses: 19175-->0)
<ul><!--insert: 19175-->
</ul><!--end: 19175-->
<!--top: 19103--><li><a href="messages/19103.html">Another quest</a> - <b>Nikki C.</b> <i>01/20/03</i>
(<!--responses: 19103-->1)
<ul><!--insert: 19103-->
</ul><!--end: 19103-->
<!--top: 19097--><li><a href="messages/19097.html">Re: Ex Served with papers...HELP!!</a> - <b>LadynRed</b> <i>01/20/03</i>
(<!--responses: 19097-->2)
<ul><!--insert: 19097-->
</ul><!--end: 19097-->
</ul><!--end: 19093-->
<!--top: 19092--><li><a href="messages/19092.html">collectors harassing third party</a> - <b>Tonya</b> <i>01/20/03</i>
(<!--responses: 19092-->1)
<ul><!--insert: 19092-->
<!--top: 19096--><li><a href="messages/19096.html">Re: collectors harassing third party</a> - <b>LadynRed</b> <i>01/20/03</i>
(<!--responses: 19096-->0)
<ul><!--insert: 19096-->
</ul><!--end: 19096-->
</ul><!--end: 19092-->
<!--top: 19087--><li><a href="messages/19087.html">Question to Momof Triplets</a> - <b>observer</b> <i>01/20/03</i>
(<!--responses: 19087-->0)
<ul><!--insert: 19087-->
</ul><!--end: 19087-->
<!--top: 19082--><li><a href="messages/19082.html">Question:  Charge Offs and Collections</a> - <b>wvman</b> <i>01/20/03</i>
(<!--responses: 19082-->8)
<ul><!--insert: 19082-->
<!--top: 19084--><li><a href="messages/19084.html">Re: Question:  Charge Offs and Collections</a> - <b>patti</b> <i>01/20/03</i>
(<!--responses: 19084-->6)
<ul><!--insert: 19084-->
<!--top: 19086--><li><a href="messages/19086.html">Re: Question:  Charge Offs and Collections</a> - <b>wvman</b> <i>01/20/03</i>
(<!--responses: 19086-->5)
<ul><!--insert: 19086-->
<!--top: 19231--><li><a href="messages/19231.html">Re: Question:  Charge Offs and Collections</a> - <b>patti</b> <i>01/21/03</i>
(<!--responses: 19231-->0)
<ul><!--insert: 19231-->
</ul><!--end: 19231-->
<!--top: 19230--><li><a href="messages/19230.html">Re: Question:  Charge Offs and Collections</a> - <b>DeeDeeS</b> <i>01/21/03</i>
(<!--responses: 19230-->1)
<ul><!--insert: 19230-->
</ul><!--end: 19230-->
<!--top: 19145--><li><a href="messages/19145.html">Re: Question:  Charge Offs and Collections</a> - <b>sue</b> <i>01/20/03</i>
(<!--responses: 19145-->2)
<ul><!--insert: 19145-->
</ul><!--end: 19145-->
<!--top: 19089--><li><a href="messages/19089.html">Re: Question:  Charge Offs and Collections</a> - <b>patti</b> <i>01/20/03</i>
(<!--responses: 19089-->0)
<ul><!--insert: 19089-->
</ul><!--end: 19089-->
<!--top: 19088--><li><a href="messages/19088.html">Re: Question:  Charge Offs and Collections</a> - <b>WHY CHAT</b> <i>01/20/03</i>
(<!--responses: 19088-->3)
<ul><!--insert: 19088-->
</ul><!--end: 19088-->
</ul><!--end: 19086-->
</ul><!--end: 19084-->
<!--top: 19083--><li><a href="messages/19083.html">another question</a> - <b>wvman</b> <i>01/20/03</i>
(<!--responses: 19083-->0)
<ul><!--insert: 19083-->
</ul><!--end: 19083-->
</ul><!--end: 19082-->
<!--top: 19077--><li><a href="messages/19077.html">NEWCOMERS:PLEASE READ BEFORE POSTING</a> - <b>WHY CHAT</b> <i>01/20/03</i>
(<!--responses: 19077-->0)
<ul><!--insert: 19077-->
</ul><!--end: 19077-->
<!--top: 19076--><li><a href="messages/19076.html">HOW DO I KNOW IF I AM STILL ON CHEX SYSTEMS??</a> - <b>DANIELLE</b> <i>01/20/03</i>
(<!--responses: 19076-->5)
<ul><!--insert: 19076-->
<!--top: 19134--><li><a href="messages/19134.html">Re: HOW DO I KNOW IF I AM STILL ON CHEX SYSTEMS??</a> - <b>LOUISE MATHIS BAKER</b> <i>01/20/03</i>
(<!--responses: 19134-->0)
<ul><!--insert: 19134-->
</ul><!--end: 19134-->
<!--top: 19085--><li><a href="messages/19085.html">Re: HOW DO I KNOW IF I AM STILL ON CHEX SYSTEMS??</a> - <b>patti</b> <i>01/20/03</i>
(<!--responses: 19085-->3)
<ul><!--insert: 19085-->
<!--top: 19335--><li><a href="messages/19335.html">Re: HOW DO I KNOW IF I AM STILL ON CHEX SYSTEMS??</a> - <b>Reanne</b> <i>01/22/03</i>
(<!--responses: 19335-->0)
<ul><!--insert: 19335-->
</ul><!--end: 19335-->
<!--top: 19324--><li><a href="messages/19324.html">Re: HOW DO I KNOW IF I AM STILL ON CHEX SYSTEMS??</a> - <b>Nichole R. Plesic</b> <i>01/22/03</i>
(<!--responses: 19324-->1)
<ul><!--insert: 19324-->
</ul><!--end: 19324-->
<!--top: 19091--><li><a href="messages/19091.html">Re: HOW DO I KNOW IF I AM STILL ON CHEX SYSTEMS??</a> - <b>Christina</b> <i>01/20/03</i>
(<!--responses: 19091-->0)
<ul><!--insert: 19091-->
</ul><!--end: 19091-->
</ul><!--end: 19085-->
</ul><!--end: 19076-->
<!--top: 19069--><li><a href="messages/19069.html">Authorized User Question</a> - <b>shamy</b> <i>01/19/03</i>
(<!--responses: 19069-->0)
<ul><!--insert: 19069-->
</ul><!--end: 19069-->
<!--top: 19066--><li><a href="messages/19066.html">a way to save $$ on debt</a> - <b>anonymous bill collector</b> <i>01/19/03</i>
(<!--responses: 19066-->11)
<ul><!--insert: 19066-->
<!--top: 19937--><li><a href="messages/19937.html">Re: a way to save $$ on debt</a> - <b>JLa</b> <i>01/28/03</i>
(<!--responses: 19937-->0)
<ul><!--insert: 19937-->
</ul><!--end: 19937-->
<!--top: 19074--><li><a href="messages/19074.html">Re: a way to save $$ on debt</a> - <b>kelly from nevada</b> <i>01/20/03</i>
(<!--responses: 19074-->0)
<ul><!--insert: 19074-->
</ul><!--end: 19074-->
<!--top: 19072--><li><a href="messages/19072.html">Re: a way to save $$ on debt</a> - <b>scott</b> <i>01/19/03</i>
(<!--responses: 19072-->1)
<ul><!--insert: 19072-->
</ul><!--end: 19072-->
<!--top: 19070--><li><a href="messages/19070.html">Re: a way to save $$ on debt</a> - <b>MomOfTriplets</b> <i>01/19/03</i>
(<!--responses: 19070-->7)
<ul><!--insert: 19070-->
<!--top: 19099--><li><a href="messages/19099.html">Re: MomOfTriplets</a> - <b>patti</b> <i>01/20/03</i>
(<!--responses: 19099-->0)
<ul><!--insert: 19099-->
</ul><!--end: 19099-->
<!--top: 19098--><li><a href="messages/19098.html">Re: MomOfTriplets</a> - <b>LadynRed</b> <i>01/20/03</i>
(<!--responses: 19098-->1)
<ul><!--insert: 19098-->
</ul><!--end: 19098-->
<!--top: 19095--><li><a href="messages/19095.html">Re: a way to save $$ on debt (RETARD ALERT)</a> - <b>MomOfTriplets</b> <i>01/20/03</i>
(<!--responses: 19095-->2)
<ul><!--insert: 19095-->
</ul><!--end: 19095-->
<!--top: 19090--><li><a href="messages/19090.html">Re: a way to save $$ on debt</a> - <b>WHY CHAT</b> <i>01/20/03</i>
(<!--responses: 19090-->0)
<ul><!--insert: 19090-->
</ul><!--end: 19090-->
<!--top: 19081--><li><a href="messages/19081.html">Re: a way to save $$ on debt</a> - <b>eric</b> <i>01/20/03</i>
(<!--responses: 19081-->0)
<ul><!--insert: 19081-->
</ul><!--end: 19081-->
<!--top: 19080--><li><a href="messages/19080.html">Re: a way to save $$ on debt (RETARD ALERT)</a> - <b>patti</b> <i>01/20/03</i>
(<!--responses: 19080-->0)
<ul><!--insert: 19080-->
</ul><!--end: 19080-->
<!--top: 19079--><li><a href="messages/19079.html">Re: a way to save $$ on debt (RETARD ALERT)</a> - <b>credit newbie</b> <i>01/20/03</i>
(<!--responses: 19079-->4)
<ul><!--insert: 19079-->
</ul><!--end: 19079-->
</ul><!--end: 19070-->
</ul><!--end: 19066-->
<!--top: 19064--><li><a href="messages/19064.html">Cancel Credit Card</a> - <b>Terry</b> <i>01/19/03</i>
(<!--responses: 19064-->1)
<ul><!--insert: 19064-->
<!--top: 19073--><li><a href="messages/19073.html">Re: Cancel Credit Card</a> - <b>scott</b> <i>01/19/03</i>
(<!--responses: 19073-->0)
<ul><!--insert: 19073-->
</ul><!--end: 19073-->
</ul><!--end: 19064-->
<!--top: 19060--><li><a href="messages/19060.html">Assoc/citi</a> - <b>Jeanne</b> <i>01/19/03</i>
(<!--responses: 19060-->1)
<ul><!--insert: 19060-->
<!--top: 19063--><li><a href="messages/19063.html">Re: Assoc/citi</a> - <b>MomOfTriplets</b> <i>01/19/03</i>
(<!--responses: 19063-->0)
<ul><!--insert: 19063-->
</ul><!--end: 19063-->
</ul><!--end: 19060-->
<!--top: 19054--><li><a href="messages/19054.html">Phone bill statue of limitations</a> - <b>Jeff</b> <i>01/19/03</i>
(<!--responses: 19054-->1)
<ul><!--insert: 19054-->
<!--top: 19058--><li><a href="messages/19058.html">Re: Phone bill statue of limitations</a> - <b>Kristina</b> <i>01/19/03</i>
(<!--responses: 19058-->0)
<ul><!--insert: 19058-->
</ul><!--end: 19058-->
</ul><!--end: 19054-->
<!--top: 19051--><li><a href="messages/19051.html">Re: Please help sheriff delivered lawyer-Vt. SOL= 3 years -(website wrong)</a> - <b>Why Chat</b> <i>01/19/03</i>
(<!--responses: 19051-->2)
<ul><!--insert: 19051-->
<!--top: 19053--><li><a href="messages/19053.html">Re: Please help sheriff delivered lawyer-Vt. SOL= 3 years -(website wrong)</a> - <b>Dev</b> <i>01/19/03</i>
(<!--responses: 19053-->1)
<ul><!--insert: 19053-->
<!--top: 19059--><li><a href="messages/19059.html">Re: Please help sheriff delivered lawyer-Vt. SOL= 3 years -(website wrong)</a> - <b>Why Chat</b> <i>01/19/03</i>
(<!--responses: 19059-->0)
<ul><!--insert: 19059-->
</ul><!--end: 19059-->
</ul><!--end: 19053-->
</ul><!--end: 19051-->
<!--top: 19045--><li><a href="messages/19045.html">clearing credit report?</a> - <b>dmert</b> <i>01/19/03</i>
(<!--responses: 19045-->4)
<ul><!--insert: 19045-->
<!--top: 19233--><li><a href="messages/19233.html">Re: clearing credit report?</a> - <b>George</b> <i>01/21/03</i>
(<!--responses: 19233-->0)
<ul><!--insert: 19233-->
</ul><!--end: 19233-->
<!--top: 19046--><li><a href="messages/19046.html">Re: clearing credit report?</a> - <b>patti</b> <i>01/19/03</i>
(<!--responses: 19046-->2)
<ul><!--insert: 19046-->
<!--top: 19062--><li><a href="messages/19062.html">Re: Patti or why chat--Re: clearing credit report?</a> - <b>patti</b> <i>01/19/03</i>
(<!--responses: 19062-->0)
<ul><!--insert: 19062-->
</ul><!--end: 19062-->
<!--top: 19061--><li><a href="messages/19061.html">Patti or why chat--Re: clearing credit report?</a> - <b>marlo</b> <i>01/19/03</i>
(<!--responses: 19061-->1)
<ul><!--insert: 19061-->
</ul><!--end: 19061-->
</ul><!--end: 19046-->
</ul><!--end: 19045-->
<!--top: 19044--><li><a href="messages/19044.html">? for Why Chat</a> - <b>edoggie</b> <i>01/19/03</i>
(<!--responses: 19044-->1)
<ul><!--insert: 19044-->
<!--top: 19047--><li><a href="messages/19047.html">Re: ? for Why Chat</a> - <b>Why Chat</b> <i>01/19/03</i>
(<!--responses: 19047-->0)
<ul><!--insert: 19047-->
</ul><!--end: 19047-->
</ul><!--end: 19044-->
<!--top: 19040--><li><a href="messages/19040.html">Capital Acquistion in IL</a> - <b>Di</b> <i>01/19/03</i>
(<!--responses: 19040-->10)
<ul><!--insert: 19040-->
<!--top: 19372--><li><a href="messages/19372.html">Re: Capital Acquistion in IL</a> - <b>babs</b> <i>01/22/03</i>
(<!--responses: 19372-->1)
<ul><!--insert: 19372-->
<!--top: 20348--><li><a href="messages/20348.html">Re: Capital Acquistion in IL</a> - <b>babs</b> <i>01/31/03</i>
(<!--responses: 20348-->0)
<ul><!--insert: 20348-->
</ul><!--end: 20348-->
</ul><!--end: 19372-->
<!--top: 19168--><li><a href="messages/19168.html">Re: Capital Acquistion in IL</a> - <b>legal beagle</b> <i>01/21/03</i>
(<!--responses: 19168-->0)
<ul><!--insert: 19168-->
</ul><!--end: 19168-->
<!--top: 19057--><li><a href="messages/19057.html">Re: Capital Acquistion in IL</a> - <b>scott</b> <i>01/19/03</i>
(<!--responses: 19057-->1)
<ul><!--insert: 19057-->
<!--top: 19223--><li><a href="messages/19223.html">Re: Capital Acquistion in IL</a> - <b>R. Soyk</b> <i>01/21/03</i>
(<!--responses: 19223-->0)
<ul><!--insert: 19223-->
</ul><!--end: 19223-->
</ul><!--end: 19057-->
<!--top: 19048--><li><a href="messages/19048.html">Re: Capital Acquistion in IL</a> - <b>Why Chat</b> <i>01/19/03</i>
(<!--responses: 19048-->0)
<ul><!--insert: 19048-->
</ul><!--end: 19048-->
<!--top: 19043--><li><a href="messages/19043.html">Re: Capital Acquistion in IL</a> - <b>edoggie</b> <i>01/19/03</i>
(<!--responses: 19043-->3)
<ul><!--insert: 19043-->
<!--top: 19052--><li><a href="messages/19052.html">Re: Capital Acquistion in IL</a> - <b>credit newbie</b> <i>01/19/03</i>
(<!--responses: 19052-->2)
<ul><!--insert: 19052-->
<!--top: 20236--><li><a href="messages/20236.html">Re: Capital Acquistion in IL</a> - <b>Brainiac Smith</b> <i>01/30/03</i>
(<!--responses: 20236-->0)
<ul><!--insert: 20236-->
</ul><!--end: 20236-->
<!--top: 19312--><li><a href="messages/19312.html">Re: Capital Acquistion in IL</a> - <b>bill collector</b> <i>01/22/03</i>
(<!--responses: 19312-->0)
<ul><!--insert: 19312-->
</ul><!--end: 19312-->
</ul><!--end: 19052-->
</ul><!--end: 19043-->
</ul><!--end: 19040-->
<!--top: 19039--><li><a href="messages/19039.html">Re: Please help sheriff delivered lawyer complaint-- I have twenty days </a> - <b>Why Chat</b> <i>01/19/03</i>
(<!--responses: 19039-->0)
<ul><!--insert: 19039-->
</ul><!--end: 19039-->
<!--top: 19035--><li><a href="messages/19035.html">Please help sheriff delivered lawyer complaint-- I have twenty days to respond</a> - <b>PLum</b> <i>01/19/03</i>
(<!--responses: 19035-->0)
<ul><!--insert: 19035-->
</ul><!--end: 19035-->
<!--top: 19033--><li><a href="messages/19033.html">unauthorized credit charges</a> - <b>jeff</b> <i>01/18/03</i>
(<!--responses: 19033-->0)
<ul><!--insert: 19033-->
</ul><!--end: 19033-->
<!--top: 19030--><li><a href="messages/19030.html">Federal Tax Lien</a> - <b>Jay</b> <i>01/18/03</i>
(<!--responses: 19030-->3)
<ul><!--insert: 19030-->
<!--top: 19071--><li><a href="messages/19071.html">Re: Federal Tax Lien</a> - <b>Josh-NC</b> <i>01/19/03</i>
(<!--responses: 19071-->0)
<ul><!--insert: 19071-->
</ul><!--end: 19071-->
<!--top: 19055--><li><a href="messages/19055.html">Re: Federal Tax Lien</a> - <b>Bill</b> <i>01/19/03</i>
(<!--responses: 19055-->0)
<ul><!--insert: 19055-->
</ul><!--end: 19055-->
<!--top: 19038--><li><a href="messages/19038.html">Re: Federal Tax Lien</a> - <b>Linda</b> <i>01/19/03</i>
(<!--responses: 19038-->0)
<ul><!--insert: 19038-->
</ul><!--end: 19038-->
</ul><!--end: 19030-->
<!--top: 19018--><li><a href="messages/19018.html">Free Non Chexsystems Banks!</a> - <b>Eddie</b> <i>01/18/03</i>
(<!--responses: 19018-->3)
<ul><!--insert: 19018-->
<!--top: 19050--><li><a href="messages/19050.html">Re: Free Non Chexsystems Banks!</a> - <b>Bobbi</b> <i>01/19/03</i>
(<!--responses: 19050-->0)
<ul><!--insert: 19050-->
</ul><!--end: 19050-->
<!--top: 19037--><li><a href="messages/19037.html">Re: Free Non Chexsystems Banks!</a> - <b>Last Dime</b> <i>01/19/03</i>
(<!--responses: 19037-->0)
<ul><!--insert: 19037-->
</ul><!--end: 19037-->
<!--top: 19031--><li><a href="messages/19031.html">Re: Free Non Chexsystems Banks!</a> - <b>C@T</b> <i>01/18/03</i>
(<!--responses: 19031-->0)
<ul><!--insert: 19031-->
</ul><!--end: 19031-->
</ul><!--end: 19018-->
<!--top: 19009--><li><a href="messages/19009.html">Charge-Off Question</a> - <b>ELA</b> <i>01/18/03</i>
(<!--responses: 19009-->2)
<ul><!--insert: 19009-->
<!--top: 19021--><li><a href="messages/19021.html">Re: Charge-Off Question</a> - <b>observer</b> <i>01/18/03</i>
(<!--responses: 19021-->0)
<ul><!--insert: 19021-->
</ul><!--end: 19021-->
<!--top: 19020--><li><a href="messages/19020.html">Re: Charge-Off Question</a> - <b>angie</b> <i>01/18/03</i>
(<!--responses: 19020-->0)
<ul><!--insert: 19020-->
</ul><!--end: 19020-->
</ul><!--end: 19009-->
<!--top: 19008--><li><a href="messages/19008.html">Collection Letter</a> - <b>Halo611</b> <i>01/18/03</i>
(<!--responses: 19008-->1)
<ul><!--insert: 19008-->
<!--top: 19078--><li><a href="messages/19078.html">Re: Collection Letter</a> - <b>Robert M</b> <i>01/20/03</i>
(<!--responses: 19078-->0)
<ul><!--insert: 19078-->
</ul><!--end: 19078-->
</ul><!--end: 19008-->
<!--top: 19007--><li><a href="messages/19007.html">Chase</a> - <b>Bruce</b> <i>01/18/03</i>
(<!--responses: 19007-->1)
<ul><!--insert: 19007-->
<!--top: 19014--><li><a href="messages/19014.html">Re: Chase</a> - <b>Linda</b> <i>01/18/03</i>
(<!--responses: 19014-->0)
<ul><!--insert: 19014-->
</ul><!--end: 19014-->
</ul><!--end: 19007-->
<!--top: 19002--><li><a href="messages/19002.html">why chat-did I shoot myself</a> - <b>melanie</b> <i>01/18/03</i>
(<!--responses: 19002-->1)
<ul><!--insert: 19002-->
<!--top: 19004--><li><a href="messages/19004.html">Re: why chat-did I shoot myself</a> - <b>Why Chat</b> <i>01/18/03</i>
(<!--responses: 19004-->0)
<ul><!--insert: 19004-->
</ul><!--end: 19004-->
</ul><!--end: 19002-->
<!--top: 19001--><li><a href="messages/19001.html">Dispute with Experian and comes back &quot;Reviewed&quot;</a> - <b>Ben</b> <i>01/18/03</i>
(<!--responses: 19001-->0)
<ul><!--insert: 19001-->
</ul><!--end: 19001-->
<!--top: 19000--><li><a href="messages/19000.html">Incorrect High Balance on Experian Report</a> - <b>Ben</b> <i>01/18/03</i>
(<!--responses: 19000-->1)
<ul><!--insert: 19000-->
<!--top: 19011--><li><a href="messages/19011.html">Re: Incorrect High Balance on Experian Report</a> - <b>Linda</b> <i>01/18/03</i>
(<!--responses: 19011-->0)
<ul><!--insert: 19011-->
</ul><!--end: 19011-->
</ul><!--end: 19000-->
<!--top: 18997--><li><a href="messages/18997.html">Three Calls within 15 minutes - is this a violation?</a> - <b>marianco</b> <i>01/17/03</i>
(<!--responses: 18997-->1)
<ul><!--insert: 18997-->
<!--top: 19236--><li><a href="messages/19236.html">Re: Three Calls within 15 minutes - is this a violation?</a> - <b>George</b> <i>01/21/03</i>
(<!--responses: 19236-->0)
<ul><!--insert: 19236-->
</ul><!--end: 19236-->
</ul><!--end: 18997-->
<!--top: 18996--><li><a href="messages/18996.html">Three Calls within 15 minutes - is this a violation?</a> - <b>marianco</b> <i>01/17/03</i>
(<!--responses: 18996-->1)
<ul><!--insert: 18996-->
<!--top: 19005--><li><a href="messages/19005.html">Re: Three Calls within 15 minutes - is this a violation?</a> - <b>Why Chat</b> <i>01/18/03</i>
(<!--responses: 19005-->0)
<ul><!--insert: 19005-->
</ul><!--end: 19005-->
</ul><!--end: 18996-->
<!--top: 18986--><li><a href="messages/18986.html">Past Due Debt</a> - <b>aerojust</b> <i>01/17/03</i>
(<!--responses: 18986-->3)
<ul><!--insert: 18986-->
<!--top: 19042--><li><a href="messages/19042.html">Re: Past Due Debt</a> - <b>sim, kh</b> <i>01/19/03</i>
(<!--responses: 19042-->0)
<ul><!--insert: 19042-->
</ul><!--end: 19042-->
<!--top: 19041--><li><a href="messages/19041.html">Re: Past Due Debt</a> - <b>sim, kh</b> <i>01/19/03</i>
(<!--responses: 19041-->0)
<ul><!--insert: 19041-->
</ul><!--end: 19041-->
<!--top: 18989--><li><a href="messages/18989.html">Re: Past Due Debt</a> - <b>Why Chat</b> <i>01/17/03</i>
(<!--responses: 18989-->2)
<ul><!--insert: 18989-->
</ul><!--end: 18989-->
</ul><!--end: 18986-->
<!--top: 18973--><li><a href="messages/18973.html">Can I bother you one more time?</a> - <b>MomOfTriplets</b> <i>01/17/03</i>
(<!--responses: 18973-->3)
<ul><!--insert: 18973-->
<!--top: 18976--><li><a href="messages/18976.html">Re: Can I bother you one more time?</a> - <b>LadynRed</b> <i>01/17/03</i>
(<!--responses: 18976-->2)
<ul><!--insert: 18976-->
<!--top: 18987--><li><a href="messages/18987.html">Re: Can I bother you one more time?</a> - <b>MomOfTriplets</b> <i>01/17/03</i>
(<!--responses: 18987-->1)
<ul><!--insert: 18987-->
<!--top: 19010--><li><a href="messages/19010.html">Re: Can I bother you one more time?</a> - <b>mtnair</b> <i>01/18/03</i>
(<!--responses: 19010-->0)
<ul><!--insert: 19010-->
</ul><!--end: 19010-->
</ul><!--end: 18987-->
</ul><!--end: 18976-->
</ul><!--end: 18973-->
<!--top: 18971--><li><a href="messages/18971.html">Interest added to CC after charge off</a> - <b>Nikki C.</b> <i>01/17/03</i>
(<!--responses: 18971-->3)
<ul><!--insert: 18971-->
<!--top: 18979--><li><a href="messages/18979.html">Re: My Bad...SOL 4 years in TX</a> - <b>Nikki C</b> <i>01/17/03</i>
(<!--responses: 18979-->0)
<ul><!--insert: 18979-->
</ul><!--end: 18979-->
<!--top: 18975--><li><a href="messages/18975.html">Re: My Bad...SOL 4 years in TX</a> - <b>LadynRed</b> <i>01/17/03</i>
(<!--responses: 18975-->1)
<ul><!--insert: 18975-->
</ul><!--end: 18975-->
<!--top: 18972--><li><a href="messages/18972.html">My Bad...SOL 4 years in TX</a> - <b>Nikki C.</b> <i>01/17/03</i>
(<!--responses: 18972-->2)
<ul><!--insert: 18972-->
</ul><!--end: 18972-->
</ul><!--end: 18971-->
<!--top: 18960--><li><a href="messages/18960.html">ca/license question</a> - <b>angie</b> <i>01/17/03</i>
(<!--responses: 18960-->4)
<ul><!--insert: 18960-->
<!--top: 18978--><li><a href="messages/18978.html">Re: ca/license question</a> - <b>angie</b> <i>01/17/03</i>
(<!--responses: 18978-->2)
<ul><!--insert: 18978-->
<!--top: 18990--><li><a href="messages/18990.html">Re: ca/license question</a> - <b>Christina</b> <i>01/17/03</i>
(<!--responses: 18990-->0)
<ul><!--insert: 18990-->
</ul><!--end: 18990-->
<!--top: 18982--><li><a href="messages/18982.html">Re: ca/license question</a> - <b>Why Chat</b> <i>01/17/03</i>
(<!--responses: 18982-->1)
<ul><!--insert: 18982-->
</ul><!--end: 18982-->
</ul><!--end: 18978-->
<!--top: 18964--><li><a href="messages/18964.html">Re: ca/license question</a> - <b>Christina</b> <i>01/17/03</i>
(<!--responses: 18964-->3)
<ul><!--insert: 18964-->
</ul><!--end: 18964-->
</ul><!--end: 18960-->
<!--top: 18954--><li><a href="messages/18954.html">Anyone heard of NCO Financial Systems</a> - <b>Bob C.</b> <i>01/17/03</i>
(<!--responses: 18954-->6)
<ul><!--insert: 18954-->
<!--top: 19237--><li><a href="messages/19237.html">Re: Anyone heard of NCO Financial Systems</a> - <b>patti</b> <i>01/21/03</i>
(<!--responses: 19237-->0)
<ul><!--insert: 19237-->
</ul><!--end: 19237-->
<!--top: 19235--><li><a href="messages/19235.html">Re: Anyone heard of NCO Financial Systems</a> - <b>Stacy Wallace</b> <i>01/21/03</i>
(<!--responses: 19235-->1)
<ul><!--insert: 19235-->
</ul><!--end: 19235-->
<!--top: 18988--><li><a href="messages/18988.html">Re: Anyone heard of NCO Financial Systems</a> - <b>Mr. T</b> <i>01/17/03</i>
(<!--responses: 18988-->0)
<ul><!--insert: 18988-->
</ul><!--end: 18988-->
<!--top: 18962--><li><a href="messages/18962.html">Re: Anyone heard of NCO Financial Systems</a> - <b>Halo611</b> <i>01/17/03</i>
(<!--responses: 18962-->0)
<ul><!--insert: 18962-->
</ul><!--end: 18962-->
<!--top: 18961--><li><a href="messages/18961.html">Re: Anyone heard of NCO Financial Systems</a> - <b>LadynRed</b> <i>01/17/03</i>
(<!--responses: 18961-->0)
<ul><!--insert: 18961-->
</ul><!--end: 18961-->
<!--top: 18956--><li><a href="messages/18956.html">Re: Anyone heard of NCO Financial Systems</a> - <b>patti</b> <i>01/17/03</i>
(<!--responses: 18956-->1)
<ul><!--insert: 18956-->
</ul><!--end: 18956-->
</ul><!--end: 18954-->
<!--top: 18952--><li><a href="messages/18952.html">National Finacial Systems left a threatening message on my answering machine</a> - <b>credit newbie</b> <i>01/17/03</i>
(<!--responses: 18952-->11)
<ul><!--insert: 18952-->
<!--top: 19155--><li><a href="messages/19155.html">Re: National Finacial Systems left a threatening message on my answering machine</a> - <b>krelza</b> <i>01/21/03</i>
(<!--responses: 19155-->0)
<ul><!--insert: 19155-->
</ul><!--end: 19155-->
<!--top: 19131--><li><a href="messages/19131.html">Re: National Finacial Systems left a threatening message on my answering machine</a> - <b>Tony</b> <i>01/20/03</i>
(<!--responses: 19131-->0)
<ul><!--insert: 19131-->
</ul><!--end: 19131-->
<!--top: 18999--><li><a href="messages/18999.html">Re: National Finacial Systems left a threatening message on my answering machine</a> - <b>scott</b> <i>01/17/03</i>
(<!--responses: 18999-->0)
<ul><!--insert: 18999-->
</ul><!--end: 18999-->
<!--top: 18998--><li><a href="messages/18998.html">Re: National Finacial Systems left a threatening message on my answering machine</a> - <b>credit newbie</b> <i>01/17/03</i>
(<!--responses: 18998-->1)
<ul><!--insert: 18998-->
</ul><!--end: 18998-->
<!--top: 18983--><li><a href="messages/18983.html">Re: National Finacial Systems left a threatening message on my answering machine</a> - <b>jm10101</b> <i>01/17/03</i>
(<!--responses: 18983-->2)
<ul><!--insert: 18983-->
</ul><!--end: 18983-->
<!--top: 18981--><li><a href="messages/18981.html">Re: National Finacial Systems left a threatening message on my answering machine</a> - <b>Linda</b> <i>01/17/03</i>
(<!--responses: 18981-->0)
<ul><!--insert: 18981-->
</ul><!--end: 18981-->
<!--top: 18974--><li><a href="messages/18974.html">Re: National Finacial Systems left a threatening message on my answering machine</a> - <b>WALLST</b> <i>01/17/03</i>
(<!--responses: 18974-->3)
<ul><!--insert: 18974-->
</ul><!--end: 18974-->
<!--top: 18967--><li><a href="messages/18967.html">Re: National Finacial Systems left a threatening message on my answering machine</a> - <b>scott</b> <i>01/17/03</i>
(<!--responses: 18967-->0)
<ul><!--insert: 18967-->
</ul><!--end: 18967-->
<!--top: 18966--><li><a href="messages/18966.html">Re: National Finacial Systems left a threatening message on my answering machine</a> - <b>jm10101</b> <i>01/17/03</i>
(<!--responses: 18966-->1)
<ul><!--insert: 18966-->
</ul><!--end: 18966-->
<!--top: 18965--><li><a href="messages/18965.html">Re: National Finacial Systems left a threatening message on my answering machine</a> - <b>credit newbie</b> <i>01/17/03</i>
(<!--responses: 18965-->3)
<ul><!--insert: 18965-->
</ul><!--end: 18965-->
<!--top: 18958--><li><a href="messages/18958.html">Re: National Finacial Systems left a threatening message on my answering machine</a> - <b>scott</b> <i>01/17/03</i>
(<!--responses: 18958-->9)
<ul><!--insert: 18958-->
</ul><!--end: 18958-->
</ul><!--end: 18952-->
<!--top: 18951--><li><a href="messages/18951.html">Utility SOL</a> - <b>edoggie</b> <i>01/17/03</i>
(<!--responses: 18951-->6)
<ul><!--insert: 18951-->
<!--top: 19006--><li><a href="messages/19006.html">Re: Utility SOL</a> - <b>edoggie</b> <i>01/18/03</i>
(<!--responses: 19006-->1)
<ul><!--insert: 19006-->
<!--top: 19013--><li><a href="messages/19013.html">Re: Utility SOL</a> - <b>Why Chat</b> <i>01/18/03</i>
(<!--responses: 19013-->0)
<ul><!--insert: 19013-->
</ul><!--end: 19013-->
</ul><!--end: 19006-->
<!--top: 18992--><li><a href="messages/18992.html">Re: Utility SOL</a> - <b>Why Chat</b> <i>01/17/03</i>
(<!--responses: 18992-->2)
<ul><!--insert: 18992-->
<!--top: 19012--><li><a href="messages/19012.html">Re: Utility SOL- WHY CHAT</a> - <b>Why Chat</b> <i>01/18/03</i>
(<!--responses: 19012-->0)
<ul><!--insert: 19012-->
</ul><!--end: 19012-->
<!--top: 19003--><li><a href="messages/19003.html">Re: Utility SOL- WHY CHAT</a> - <b>NV Bone Doc</b> <i>01/18/03</i>
(<!--responses: 19003-->1)
<ul><!--insert: 19003-->
</ul><!--end: 19003-->
</ul><!--end: 18992-->
<!--top: 18991--><li><a href="messages/18991.html">Re: Utility SOL</a> - <b>edoggie</b> <i>01/17/03</i>
(<!--responses: 18991-->3)
<ul><!--insert: 18991-->
</ul><!--end: 18991-->
</ul><!--end: 18951-->
<!--top: 18945--><li><a href="messages/18945.html">why chat-Sol in California-Whats a &quot;no writing&quot;</a> - <b>melissa</b> <i>01/17/03</i>
(<!--responses: 18945-->1)
<ul><!--insert: 18945-->
<!--top: 18948--><li><a href="messages/18948.html">Re: why chat-Sol in California-Whats a &quot;no writing&quot;</a> - <b>Why Chat</b> <i>01/17/03</i>
(<!--responses: 18948-->0)
<ul><!--insert: 18948-->
</ul><!--end: 18948-->
</ul><!--end: 18945-->
<!--top: 18943--><li><a href="messages/18943.html">why chat/what loop-holes in California Sol. do collectors use.</a> - <b>jefron</b> <i>01/17/03</i>
(<!--responses: 18943-->2)
<ul><!--insert: 18943-->
<!--top: 18947--><li><a href="messages/18947.html">Re: why chat/what loop-holes in California Sol. do collectors use.</a> - <b>Why Chat</b> <i>01/17/03</i>
(<!--responses: 18947-->1)
<ul><!--insert: 18947-->
<!--top: 18959--><li><a href="messages/18959.html">Re: why chat/what loop-holes in California Sol. do collectors use.</a> - <b>scott</b> <i>01/17/03</i>
(<!--responses: 18959-->0)
<ul><!--insert: 18959-->
</ul><!--end: 18959-->
</ul><!--end: 18947-->
</ul><!--end: 18943-->
<!--top: 18936--><li><a href="messages/18936.html">Cavalry Bonded in TX?</a> - <b>Flying J</b> <i>01/17/03</i>
(<!--responses: 18936-->3)
<ul><!--insert: 18936-->
<!--top: 18946--><li><a href="messages/18946.html">Re: Cavalry Bonded in TX?</a> - <b>Flying J</b> <i>01/17/03</i>
(<!--responses: 18946-->1)
<ul><!--insert: 18946-->
<!--top: 18949--><li><a href="messages/18949.html">Re: Cavalry Bonded in TX?</a> - <b>Why Chat</b> <i>01/17/03</i>
(<!--responses: 18949-->0)
<ul><!--insert: 18949-->
</ul><!--end: 18949-->
</ul><!--end: 18946-->
<!--top: 18940--><li><a href="messages/18940.html">Re: Cavalry Bonded in TX?</a> - <b>Why Chat</b> <i>01/17/03</i>
(<!--responses: 18940-->2)
<ul><!--insert: 18940-->
</ul><!--end: 18940-->
</ul><!--end: 18936-->
<!--top: 18935--><li><a href="messages/18935.html">Question on garnishments</a> - <b>Jade</b> <i>01/17/03</i>
(<!--responses: 18935-->4)
<ul><!--insert: 18935-->
<!--top: 18939--><li><a href="messages/18939.html">Re: Question on garnishments</a> - <b>Why Chat</b> <i>01/17/03</i>
(<!--responses: 18939-->3)
<ul><!--insert: 18939-->
<!--top: 18984--><li><a href="messages/18984.html">Re: Question on garnishments- Whychat</a> - <b>Jade</b> <i>01/17/03</i>
(<!--responses: 18984-->0)
<ul><!--insert: 18984-->
</ul><!--end: 18984-->
<!--top: 18980--><li><a href="messages/18980.html">Re: Question on garnishments- Whychat</a> - <b>WHY CHAT</b> <i>01/17/03</i>
(<!--responses: 18980-->1)
<ul><!--insert: 18980-->
</ul><!--end: 18980-->
<!--top: 18942--><li><a href="messages/18942.html">Re: Question on garnishments- Whychat</a> - <b>Jade</b> <i>01/17/03</i>
(<!--responses: 18942-->2)
<ul><!--insert: 18942-->
</ul><!--end: 18942-->
</ul><!--end: 18939-->
</ul><!--end: 18935-->
<!--top: 18932--><li><a href="messages/18932.html">New York SOL</a> - <b>Confused</b> <i>01/16/03</i>
(<!--responses: 18932-->3)
<ul><!--insert: 18932-->
<!--top: 18938--><li><a href="messages/18938.html">Re: New York SOL</a> - <b>Why Chat</b> <i>01/17/03</i>
(<!--responses: 18938-->2)
<ul><!--insert: 18938-->
<!--top: 18950--><li><a href="messages/18950.html">Re: why chat your site regarding sol is differentRe: New York SOL</a> - <b>Why Chat</b> <i>01/17/03</i>
(<!--responses: 18950-->0)
<ul><!--insert: 18950-->
</ul><!--end: 18950-->
<!--top: 18944--><li><a href="messages/18944.html">why chat your site regarding sol is differentRe: New York SOL</a> - <b>fran</b> <i>01/17/03</i>
(<!--responses: 18944-->1)
<ul><!--insert: 18944-->
</ul><!--end: 18944-->
</ul><!--end: 18938-->
</ul><!--end: 18932-->
<!--top: 18928--><li><a href="messages/18928.html">Whychat.????</a> - <b>jond911</b> <i>01/16/03</i>
(<!--responses: 18928-->2)
<ul><!--insert: 18928-->
<!--top: 18937--><li><a href="messages/18937.html">Re: Whychat.????</a> - <b>Why Chat</b> <i>01/17/03</i>
(<!--responses: 18937-->1)
<ul><!--insert: 18937-->
<!--top: 18953--><li><a href="messages/18953.html">Re: Whychat.????</a> - <b>patti</b> <i>01/17/03</i>
(<!--responses: 18953-->0)
<ul><!--insert: 18953-->
</ul><!--end: 18953-->
</ul><!--end: 18937-->
</ul><!--end: 18928-->
<!--top: 18926--><li><a href="messages/18926.html">attorney advise &amp; summons</a> - <b>peppy</b> <i>01/16/03</i>
(<!--responses: 18926-->2)
<ul><!--insert: 18926-->
<!--top: 18963--><li><a href="messages/18963.html">Re: attorney advise &amp; summons</a> - <b>LadynRed</b> <i>01/17/03</i>
(<!--responses: 18963-->0)
<ul><!--insert: 18963-->
</ul><!--end: 18963-->
<!--top: 18941--><li><a href="messages/18941.html">Re: attorney advise &amp; summons</a> - <b>Why Chat</b> <i>01/17/03</i>
(<!--responses: 18941-->1)
<ul><!--insert: 18941-->
</ul><!--end: 18941-->
</ul><!--end: 18926-->
<!--top: 18925--><li><a href="messages/18925.html">If You Only Pay Them $1.00???</a> - <b>Halo611</b> <i>01/16/03</i>
(<!--responses: 18925-->1)
<ul><!--insert: 18925-->
<!--top: 18930--><li><a href="messages/18930.html">Re: If You Only Pay Them $1.00???</a> - <b>observer</b> <i>01/16/03</i>
(<!--responses: 18930-->0)
<ul><!--insert: 18930-->
</ul><!--end: 18930-->
</ul><!--end: 18925-->
<!--top: 18923--><li><a href="messages/18923.html">charge off vs. collection</a> - <b>utchuck</b> <i>01/16/03</i>
(<!--responses: 18923-->2)
<ul><!--insert: 18923-->
<!--top: 18931--><li><a href="messages/18931.html">Re: charge off vs. collection</a> - <b>oberver</b> <i>01/16/03</i>
(<!--responses: 18931-->0)
<ul><!--insert: 18931-->
</ul><!--end: 18931-->
<!--top: 18924--><li><a href="messages/18924.html">Re: charge off vs. collection</a> - <b>Halo611</b> <i>01/16/03</i>
(<!--responses: 18924-->0)
<ul><!--insert: 18924-->
</ul><!--end: 18924-->
</ul><!--end: 18923-->
<!--top: 18917--><li><a href="messages/18917.html">ChexSystem</a> - <b>Henry</b> <i>01/16/03</i>
(<!--responses: 18917-->2)
<ul><!--insert: 18917-->
<!--top: 19781--><li><a href="messages/19781.html">Re: ChexSystem</a> - <b>steve</b> <i>01/26/03</i>
(<!--responses: 19781-->0)
<ul><!--insert: 19781-->
</ul><!--end: 19781-->
<!--top: 18922--><li><a href="messages/18922.html">Re: ChexSystem</a> - <b>Inntoodeep</b> <i>01/16/03</i>
(<!--responses: 18922-->0)
<ul><!--insert: 18922-->
</ul><!--end: 18922-->
</ul><!--end: 18917-->
<!--top: 18912--><li><a href="messages/18912.html">Annoying Book Clubs</a> - <b>xerosaburu</b> <i>01/16/03</i>
(<!--responses: 18912-->2)
<ul><!--insert: 18912-->
<!--top: 18969--><li><a href="messages/18969.html">Re: Annoying Book Clubs</a> - <b>LadynRed</b> <i>01/17/03</i>
(<!--responses: 18969-->0)
<ul><!--insert: 18969-->
</ul><!--end: 18969-->
<!--top: 18913--><li><a href="messages/18913.html">Re: Annoying Book Clubs</a> - <b>scott</b> <i>01/16/03</i>
(<!--responses: 18913-->0)
<ul><!--insert: 18913-->
</ul><!--end: 18913-->
</ul><!--end: 18912-->
<!--top: 18908--><li><a href="messages/18908.html">Lawsuit OSI </a> - <b>Betsy</b> <i>01/16/03</i>
(<!--responses: 18908-->3)
<ul><!--insert: 18908-->
<!--top: 18914--><li><a href="messages/18914.html">Re: Lawsuit OSI </a> - <b>scott</b> <i>01/16/03</i>
(<!--responses: 18914-->0)
<ul><!--insert: 18914-->
</ul><!--end: 18914-->
<!--top: 18911--><li><a href="messages/18911.html">Re: Lawsuit OSI </a> - <b>LadynRed</b> <i>01/16/03</i>
(<!--responses: 18911-->1)
<ul><!--insert: 18911-->
<!--top: 19034--><li><a href="messages/19034.html">Re: Lawsuit OSI </a> - <b>mo</b> <i>01/19/03</i>
(<!--responses: 19034-->0)
<ul><!--insert: 19034-->
</ul><!--end: 19034-->
</ul><!--end: 18911-->
</ul><!--end: 18908-->
<!--top: 18899--><li><a href="messages/18899.html">Court Summons - Credit Card Judgement</a> - <b>DeeDee</b> <i>01/16/03</i>
(<!--responses: 18899-->7)
<ul><!--insert: 18899-->
<!--top: 18918--><li><a href="messages/18918.html">Re: Court Summons - Credit Card Judgement</a> - <b>kelly from nevada</b> <i>01/16/03</i>
(<!--responses: 18918-->0)
<ul><!--insert: 18918-->
</ul><!--end: 18918-->
<!--top: 18901--><li><a href="messages/18901.html">Re: Court Summons - Credit Card Judgement</a> - <b>LadynRed</b> <i>01/16/03</i>
(<!--responses: 18901-->5)
<ul><!--insert: 18901-->
<!--top: 18915--><li><a href="messages/18915.html">Re: Court Summons - Credit Card Judgement</a> - <b>Jade</b> <i>01/16/03</i>
(<!--responses: 18915-->4)
<ul><!--insert: 18915-->
<!--top: 19160--><li><a href="messages/19160.html">Re: Court Summons - Credit Card Judgement</a> - <b>Deedee</b> <i>01/21/03</i>
(<!--responses: 19160-->0)
<ul><!--insert: 19160-->
</ul><!--end: 19160-->
<!--top: 19159--><li><a href="messages/19159.html">Re: Court Summons - Credit Card Judgement</a> - <b>Deedee</b> <i>01/21/03</i>
(<!--responses: 19159-->0)
<ul><!--insert: 19159-->
</ul><!--end: 19159-->
<!--top: 18920--><li><a href="messages/18920.html">Re: Court Summons - Credit Card Judgement</a> - <b>Why Chat</b> <i>01/16/03</i>
(<!--responses: 18920-->2)
<ul><!--insert: 18920-->
</ul><!--end: 18920-->
<!--top: 18919--><li><a href="messages/18919.html">Re: Court Summons - Credit Card Judgement</a> - <b>Deedee</b> <i>01/16/03</i>
(<!--responses: 18919-->3)
<ul><!--insert: 18919-->
</ul><!--end: 18919-->
</ul><!--end: 18915-->
</ul><!--end: 18901-->
</ul><!--end: 18899-->
<!--top: 18892--><li><a href="messages/18892.html">What do I do?</a> - <b>Tony</b> <i>01/16/03</i>
(<!--responses: 18892-->2)
<ul><!--insert: 18892-->
<!--top: 18894--><li><a href="messages/18894.html">Re: What do I do?</a> - <b>LadynRed</b> <i>01/16/03</i>
(<!--responses: 18894-->1)
<ul><!--insert: 18894-->
<!--top: 18934--><li><a href="messages/18934.html">Re: What do I do?</a> - <b>Tony</b> <i>01/17/03</i>
(<!--responses: 18934-->0)
<ul><!--insert: 18934-->
</ul><!--end: 18934-->
</ul><!--end: 18894-->
</ul><!--end: 18892-->
<!--top: 18891--><li><a href="messages/18891.html">What do I do?</a> - <b>Tony</b> <i>01/16/03</i>
(<!--responses: 18891-->1)
<ul><!--insert: 18891-->
<!--top: 18907--><li><a href="messages/18907.html">Re: What do I do?</a> - <b>patti</b> <i>01/16/03</i>
(<!--responses: 18907-->0)
<ul><!--insert: 18907-->
</ul><!--end: 18907-->
</ul><!--end: 18891-->
<!--top: 18882--><li><a href="messages/18882.html">2 Divergent questions. Please Help.</a> - <b>Broadband</b> <i>01/16/03</i>
(<!--responses: 18882-->2)
<ul><!--insert: 18882-->
<!--top: 18893--><li><a href="messages/18893.html">Re: 2 Divergent questions. Please Help.</a> - <b>jm10101</b> <i>01/16/03</i>
(<!--responses: 18893-->0)
<ul><!--insert: 18893-->
</ul><!--end: 18893-->
<!--top: 18887--><li><a href="messages/18887.html">Re: 2 Divergent questions. Please Help.</a> - <b>scott</b> <i>01/16/03</i>
(<!--responses: 18887-->1)
<ul><!--insert: 18887-->
</ul><!--end: 18887-->
</ul><!--end: 18882-->
<!--top: 18879--><li><a href="messages/18879.html">Thanx for WhyChat!!!</a> - <b>goldnmist</b> <i>01/15/03</i>
(<!--responses: 18879-->2)
<ul><!--insert: 18879-->
<!--top: 18927--><li><a href="messages/18927.html">Re: Thanx for WhyChat!!!</a> - <b>goldnmist</b> <i>01/16/03</i>
(<!--responses: 18927-->0)
<ul><!--insert: 18927-->
</ul><!--end: 18927-->
<!--top: 18884--><li><a href="messages/18884.html">Re: Thanx for WhyChat!!!</a> - <b>WHY CHAT</b> <i>01/16/03</i>
(<!--responses: 18884-->1)
<ul><!--insert: 18884-->
</ul><!--end: 18884-->
</ul><!--end: 18879-->
<!--top: 18878--><li><a href="messages/18878.html">SOL Question</a> - <b>Wondering....</b> <i>01/15/03</i>
(<!--responses: 18878-->1)
<ul><!--insert: 18878-->
<!--top: 18885--><li><a href="messages/18885.html">Re: SOL Question</a> - <b>WHY CHAT</b> <i>01/16/03</i>
(<!--responses: 18885-->0)
<ul><!--insert: 18885-->
</ul><!--end: 18885-->
</ul><!--end: 18878-->
<!--top: 18871--><li><a href="messages/18871.html">item sched. to fall of cra in 2005-just disputed now 2014-why?</a> - <b>saba</b> <i>01/15/03</i>
(<!--responses: 18871-->4)
<ul><!--insert: 18871-->
<!--top: 18873--><li><a href="messages/18873.html">Re: item sched. to fall of cra in 2005-just disputed now 2014-why?</a> - <b>RogerT</b> <i>01/15/03</i>
(<!--responses: 18873-->3)
<ul><!--insert: 18873-->
<!--top: 18910--><li><a href="messages/18910.html">roger--Re: item sched. to fall of cra in 2005-just disputed now 2014-why?</a> - <b>saba</b> <i>01/16/03</i>
(<!--responses: 18910-->0)
<ul><!--insert: 18910-->
</ul><!--end: 18910-->
<!--top: 18888--><li><a href="messages/18888.html">Re: How will it affect score- sched. to fall of cra  2005- now 2014</a> - <b>scott</b> <i>01/16/03</i>
(<!--responses: 18888-->0)
<ul><!--insert: 18888-->
</ul><!--end: 18888-->
<!--top: 18883--><li><a href="messages/18883.html">How will it affect score- sched. to fall of cra  2005- now 2014</a> - <b>saba</b> <i>01/16/03</i>
(<!--responses: 18883-->1)
<ul><!--insert: 18883-->
</ul><!--end: 18883-->
</ul><!--end: 18873-->
</ul><!--end: 18871-->
<!--top: 18869--><li><a href="messages/18869.html">Please, anyone know who...</a> - <b>Dignout</b> <i>01/15/03</i>
(<!--responses: 18869-->5)
<ul><!--insert: 18869-->
<!--top: 18874--><li><a href="messages/18874.html">Re: Please, anyone know who...</a> - <b>Why Chat</b> <i>01/15/03</i>
(<!--responses: 18874-->4)
<ul><!--insert: 18874-->
<!--top: 18994--><li><a href="messages/18994.html">Re: Please, anyone know who...</a> - <b>Why Chat</b> <i>01/17/03</i>
(<!--responses: 18994-->0)
<ul><!--insert: 18994-->
</ul><!--end: 18994-->
<!--top: 18933--><li><a href="messages/18933.html">Re: Please, anyone know who...</a> - <b>Dignout</b> <i>01/16/03</i>
(<!--responses: 18933-->1)
<ul><!--insert: 18933-->
</ul><!--end: 18933-->
<!--top: 18921--><li><a href="messages/18921.html">Re: Please, anyone know who...</a> - <b>Why Chat</b> <i>01/16/03</i>
(<!--responses: 18921-->2)
<ul><!--insert: 18921-->
</ul><!--end: 18921-->
<!--top: 18906--><li><a href="messages/18906.html">Re: Please, anyone know who...</a> - <b>Dignout</b> <i>01/16/03</i>
(<!--responses: 18906-->3)
<ul><!--insert: 18906-->
</ul><!--end: 18906-->
</ul><!--end: 18874-->
</ul><!--end: 18869-->
<!--top: 18866--><li><a href="messages/18866.html">Non Chexsystems Banks</a> - <b>Rob</b> <i>01/15/03</i>
(<!--responses: 18866-->7)
<ul><!--insert: 18866-->
<!--top: 19017--><li><a href="messages/19017.html">Re: Non Chexsystems Banks</a> - <b>Debbie</b> <i>01/18/03</i>
(<!--responses: 19017-->0)
<ul><!--insert: 19017-->
</ul><!--end: 19017-->
<!--top: 19016--><li><a href="messages/19016.html">Re: Non Chexsystems Banks</a> - <b>Mike</b> <i>01/18/03</i>
(<!--responses: 19016-->0)
<ul><!--insert: 19016-->
</ul><!--end: 19016-->
<!--top: 19015--><li><a href="messages/19015.html">Re: Non Chexsystems Banks</a> - <b>Steve</b> <i>01/18/03</i>
(<!--responses: 19015-->0)
<ul><!--insert: 19015-->
</ul><!--end: 19015-->
<!--top: 18955--><li><a href="messages/18955.html">Re: Non Chexsystems Banks</a> - <b>raices2</b> <i>01/17/03</i>
(<!--responses: 18955-->1)
<ul><!--insert: 18955-->
</ul><!--end: 18955-->
<!--top: 18916--><li><a href="messages/18916.html">Re: Non Chexsystems Banks</a> - <b>Henry J Ford</b> <i>01/16/03</i>
(<!--responses: 18916-->0)
<ul><!--insert: 18916-->
</ul><!--end: 18916-->
<!--top: 18870--><li><a href="messages/18870.html">Re: Non Chexsystems Banks</a> - <b>LadynRed</b> <i>01/15/03</i>
(<!--responses: 18870-->4)
<ul><!--insert: 18870-->
</ul><!--end: 18870-->
</ul><!--end: 18866-->
<!--top: 18858--><li><a href="messages/18858.html">Help - I am new to all this</a> - <b>angelrose2562</b> <i>01/15/03</i>
(<!--responses: 18858-->4)
<ul><!--insert: 18858-->
<!--top: 18977--><li><a href="messages/18977.html">Re: Help - I am new to all this</a> - <b>Linda</b> <i>01/17/03</i>
(<!--responses: 18977-->0)
<ul><!--insert: 18977-->
</ul><!--end: 18977-->
<!--top: 18868--><li><a href="messages/18868.html">Re: Help - I am new to all this</a> - <b>Why Chat</b> <i>01/15/03</i>
(<!--responses: 18868-->0)
<ul><!--insert: 18868-->
</ul><!--end: 18868-->
<!--top: 18863--><li><a href="messages/18863.html">Re: Help - I am new to all this</a> - <b>jm10101</b> <i>01/15/03</i>
(<!--responses: 18863-->2)
<ul><!--insert: 18863-->
</ul><!--end: 18863-->
<!--top: 18861--><li><a href="messages/18861.html">Re: Help - I am new to all this</a> - <b>LadynRed</b> <i>01/15/03</i>
(<!--responses: 18861-->3)
<ul><!--insert: 18861-->
</ul><!--end: 18861-->
</ul><!--end: 18858-->
<!--top: 18855--><li><a href="messages/18855.html">charge off</a> - <b>shelly</b> <i>01/15/03</i>
(<!--responses: 18855-->1)
<ul><!--insert: 18855-->
<!--top: 18860--><li><a href="messages/18860.html">Re: charge off</a> - <b>LadynRed</b> <i>01/15/03</i>
(<!--responses: 18860-->0)
<ul><!--insert: 18860-->
</ul><!--end: 18860-->
</ul><!--end: 18855-->
<!--top: 18854--><li><a href="messages/18854.html">charge off</a> - <b>shelly</b> <i>01/15/03</i>
(<!--responses: 18854-->0)
<ul><!--insert: 18854-->
</ul><!--end: 18854-->
<!--top: 18852--><li><a href="messages/18852.html">CHARGE OFF</a> - <b>shelly</b> <i>01/15/03</i>
(<!--responses: 18852-->1)
<ul><!--insert: 18852-->
<!--top: 18856--><li><a href="messages/18856.html">Re: CHARGE OFF</a> - <b>LadynRed</b> <i>01/15/03</i>
(<!--responses: 18856-->0)
<ul><!--insert: 18856-->
</ul><!--end: 18856-->
</ul><!--end: 18852-->
<!--top: 18849--><li><a href="messages/18849.html">1099-C confusion</a> - <b>JM</b> <i>01/15/03</i>
(<!--responses: 18849-->4)
<ul><!--insert: 18849-->
<!--top: 18985--><li><a href="messages/18985.html">Re: 1099-C confusion</a> - <b>Why Chat</b> <i>01/17/03</i>
(<!--responses: 18985-->0)
<ul><!--insert: 18985-->
</ul><!--end: 18985-->
<!--top: 18970--><li><a href="messages/18970.html">Re: 1099-C confusion</a> - <b>LadynRed</b> <i>01/17/03</i>
(<!--responses: 18970-->1)
<ul><!--insert: 18970-->
</ul><!--end: 18970-->
<!--top: 18968--><li><a href="messages/18968.html">Re: 1099-C confusion</a> - <b>JM</b> <i>01/17/03</i>
(<!--responses: 18968-->2)
<ul><!--insert: 18968-->
</ul><!--end: 18968-->
<!--top: 18853--><li><a href="messages/18853.html">Re: 1099-C confusion</a> - <b>LadynRed</b> <i>01/15/03</i>
(<!--responses: 18853-->3)
<ul><!--insert: 18853-->
</ul><!--end: 18853-->
</ul><!--end: 18849-->
<!--top: 18848--><li><a href="messages/18848.html">Should it come off my credit report</a> - <b>Jen</b> <i>01/15/03</i>
(<!--responses: 18848-->1)
<ul><!--insert: 18848-->
<!--top: 18864--><li><a href="messages/18864.html">Re: Should it come off my credit report</a> - <b>scott</b> <i>01/15/03</i>
(<!--responses: 18864-->0)
<ul><!--insert: 18864-->
</ul><!--end: 18864-->
</ul><!--end: 18848-->
<!--top: 18847--><li><a href="messages/18847.html">lawsuits over unpaid credit card debt</a> - <b>eric</b> <i>01/15/03</i>
(<!--responses: 18847-->10)
<ul><!--insert: 18847-->
<!--top: 18889--><li><a href="messages/18889.html">Re: lawsuits over unpaid credit card debt</a> - <b>LadynRed</b> <i>01/16/03</i>
(<!--responses: 18889-->7)
<ul><!--insert: 18889-->
<!--top: 18890--><li><a href="messages/18890.html">Re: lawsuits over unpaid credit card debt</a> - <b>eric</b> <i>01/16/03</i>
(<!--responses: 18890-->6)
<ul><!--insert: 18890-->
<!--top: 18929--><li><a href="messages/18929.html">Re: lawsuits over unpaid credit card debt</a> - <b>John</b> <i>01/16/03</i>
(<!--responses: 18929-->0)
<ul><!--insert: 18929-->
</ul><!--end: 18929-->
<!--top: 18902--><li><a href="messages/18902.html">Re: lawsuits over unpaid credit card debt</a> - <b>LadynRed</b> <i>01/16/03</i>
(<!--responses: 18902-->2)
<ul><!--insert: 18902-->
</ul><!--end: 18902-->
<!--top: 18898--><li><a href="messages/18898.html">Re: lawsuits over unpaid credit card debt</a> - <b>eric</b> <i>01/16/03</i>
(<!--responses: 18898-->3)
<ul><!--insert: 18898-->
<!--top: 18995--><li><a href="messages/18995.html">Re: lawsuits over unpaid credit card debt</a> - <b>cc</b> <i>01/17/03</i>
(<!--responses: 18995-->0)
<ul><!--insert: 18995-->
</ul><!--end: 18995-->
<!--top: 18909--><li><a href="messages/18909.html">Re: lawsuits over unpaid credit card debt</a> - <b>eric</b> <i>01/16/03</i>
(<!--responses: 18909-->0)
<ul><!--insert: 18909-->
</ul><!--end: 18909-->
</ul><!--end: 18898-->
<!--top: 18895--><li><a href="messages/18895.html">Re: lawsuits over unpaid credit card debt</a> - <b>LadynRed</b> <i>01/16/03</i>
(<!--responses: 18895-->5)
<ul><!--insert: 18895-->
</ul><!--end: 18895-->
</ul><!--end: 18890-->
</ul><!--end: 18889-->
<!--top: 18886--><li><a href="messages/18886.html">Re: lawsuits over unpaid credit card debt</a> - <b>eric</b> <i>01/16/03</i>
(<!--responses: 18886-->8)
<ul><!--insert: 18886-->
</ul><!--end: 18886-->
<!--top: 18876--><li><a href="messages/18876.html">Re: lawsuits over unpaid credit card debt</a> - <b>LadynRed</b> <i>01/15/03</i>
(<!--responses: 18876-->9)
<ul><!--insert: 18876-->
</ul><!--end: 18876-->
</ul><!--end: 18847-->
<!--top: 18846--><li><a href="messages/18846.html">LAWYER  THREATENS JUDGEMENT </a> - <b>MARY</b> <i>01/15/03</i>
(<!--responses: 18846-->1)
<ul><!--insert: 18846-->
<!--top: 18859--><li><a href="messages/18859.html">Re: LAWYER  THREATENS JUDGEMENT </a> - <b>LadynRed</b> <i>01/15/03</i>
(<!--responses: 18859-->0)
<ul><!--insert: 18859-->
</ul><!--end: 18859-->
</ul><!--end: 18846-->
<!--top: 18845--><li><a href="messages/18845.html">SOL for credit card in Texas</a> - <b>eric</b> <i>01/15/03</i>
(<!--responses: 18845-->1)
<ul><!--insert: 18845-->
<!--top: 18851--><li><a href="messages/18851.html">Re: SOL for credit card in Texas</a> - <b>patti</b> <i>01/15/03</i>
(<!--responses: 18851-->0)
<ul><!--insert: 18851-->
</ul><!--end: 18851-->
</ul><!--end: 18845-->
<!--top: 18837--><li><a href="messages/18837.html">eqifax score-fico--be careful--</a> - <b>stal</b> <i>01/15/03</i>
(<!--responses: 18837-->2)
<ul><!--insert: 18837-->
<!--top: 18881--><li><a href="messages/18881.html">Scoring software can be tricky</a> - <b>Spencer</b> <i>01/16/03</i>
(<!--responses: 18881-->0)
<ul><!--insert: 18881-->
</ul><!--end: 18881-->
<!--top: 18838--><li><a href="messages/18838.html">Re: eqifax score-fico--be careful--</a> - <b>Christina</b> <i>01/15/03</i>
(<!--responses: 18838-->0)
<ul><!--insert: 18838-->
</ul><!--end: 18838-->
</ul><!--end: 18837-->
<!--top: 18833--><li><a href="messages/18833.html">Card that pulls Experian in NY</a> - <b>Mr. T</b> <i>01/14/03</i>
(<!--responses: 18833-->3)
<ul><!--insert: 18833-->
<!--top: 18834--><li><a href="messages/18834.html">Re: Card that pulls Experian in NY</a> - <b>scott</b> <i>01/15/03</i>
(<!--responses: 18834-->2)
<ul><!--insert: 18834-->
<!--top: 18905--><li><a href="messages/18905.html">Re: Card that pulls Experian in NY</a> - <b>scott</b> <i>01/16/03</i>
(<!--responses: 18905-->0)
<ul><!--insert: 18905-->
</ul><!--end: 18905-->
<!--top: 18897--><li><a href="messages/18897.html">Re: Card that pulls Experian in NY</a> - <b>Mr. T</b> <i>01/16/03</i>
(<!--responses: 18897-->1)
<ul><!--insert: 18897-->
</ul><!--end: 18897-->
</ul><!--end: 18834-->
</ul><!--end: 18833-->
<!--top: 18832--><li><a href="messages/18832.html">Non-dischargeability challenges in BK</a> - <b>I'm In Bad Shape</b> <i>01/14/03</i>
(<!--responses: 18832-->2)
<ul><!--insert: 18832-->
<!--top: 18841--><li><a href="messages/18841.html">Re: Non-dischargeability challenges in BK</a> - <b>observer</b> <i>01/15/03</i>
(<!--responses: 18841-->0)
<ul><!--insert: 18841-->
</ul><!--end: 18841-->
<!--top: 18840--><li><a href="messages/18840.html">Re: Non-dischargeability challenges in BK</a> - <b>LadynRed</b> <i>01/15/03</i>
(<!--responses: 18840-->0)
<ul><!--insert: 18840-->
</ul><!--end: 18840-->
</ul><!--end: 18832-->
<!--top: 18831--><li><a href="messages/18831.html">Is This TRUE?</a> - <b>Wondering</b> <i>01/14/03</i>
(<!--responses: 18831-->3)
<ul><!--insert: 18831-->
<!--top: 19065--><li><a href="messages/19065.html">Re: Is This TRUE?</a> - <b>anonymous bill collector</b> <i>01/19/03</i>
(<!--responses: 19065-->0)
<ul><!--insert: 19065-->
</ul><!--end: 19065-->
<!--top: 18839--><li><a href="messages/18839.html">Re: Is This TRUE?</a> - <b>LadynRed</b> <i>01/15/03</i>
(<!--responses: 18839-->0)
<ul><!--insert: 18839-->
</ul><!--end: 18839-->
<!--top: 18835--><li><a href="messages/18835.html">Re: Is This TRUE?</a> - <b>scott</b> <i>01/15/03</i>
(<!--responses: 18835-->1)
<ul><!--insert: 18835-->
</ul><!--end: 18835-->
</ul><!--end: 18831-->
<!--top: 18826--><li><a href="messages/18826.html">Statue of Limitations on Liens????</a> - <b>hobeau</b> <i>01/14/03</i>
(<!--responses: 18826-->1)
<ul><!--insert: 18826-->
<!--top: 18827--><li><a href="messages/18827.html">Re: Statue of Limitations on Liens????</a> - <b>Why Chat</b> <i>01/14/03</i>
(<!--responses: 18827-->0)
<ul><!--insert: 18827-->
</ul><!--end: 18827-->
</ul><!--end: 18826-->
<!--top: 18825--><li><a href="messages/18825.html">Divorce and Credit Card Problem</a> - <b>Halo611</b> <i>01/14/03</i>
(<!--responses: 18825-->1)
<ul><!--insert: 18825-->
<!--top: 18842--><li><a href="messages/18842.html">Re: Divorce and Credit Card Problem</a> - <b>LadynRed</b> <i>01/15/03</i>
(<!--responses: 18842-->0)
<ul><!--insert: 18842-->
</ul><!--end: 18842-->
</ul><!--end: 18825-->
<!--top: 18824--><li><a href="messages/18824.html">credit card SOL in Florida</a> - <b>blondy51</b> <i>01/14/03</i>
(<!--responses: 18824-->2)
<ul><!--insert: 18824-->
<!--top: 19075--><li><a href="messages/19075.html">Re: credit card SOL in Florida</a> - <b>TMGOUGH</b> <i>01/20/03</i>
(<!--responses: 19075-->0)
<ul><!--insert: 19075-->
</ul><!--end: 19075-->
<!--top: 18830--><li><a href="messages/18830.html">Re: credit card SOL in Florida</a> - <b>Redvan</b> <i>01/14/03</i>
(<!--responses: 18830-->0)
<ul><!--insert: 18830-->
</ul><!--end: 18830-->
</ul><!--end: 18824-->
<!--top: 18815--><li><a href="messages/18815.html">Gulfstate, who are they?</a> - <b>nic</b> <i>01/14/03</i>
(<!--responses: 18815-->6)
<ul><!--insert: 18815-->
<!--top: 19211--><li><a href="messages/19211.html">Re: Gulfstate, who are they?</a> - <b>BK</b> <i>01/21/03</i>
(<!--responses: 19211-->0)
<ul><!--insert: 19211-->
</ul><!--end: 19211-->
<!--top: 19026--><li><a href="messages/19026.html">Re: you are on my credit report</a> - <b>Darlene Siddle</b> <i>01/18/03</i>
(<!--responses: 19026-->0)
<ul><!--insert: 19026-->
</ul><!--end: 19026-->
<!--top: 19025--><li><a href="messages/19025.html">you are on my credit report</a> - <b>Darlene Siddle</b> <i>01/18/03</i>
(<!--responses: 19025-->1)
<ul><!--insert: 19025-->
</ul><!--end: 19025-->
<!--top: 18822--><li><a href="messages/18822.html">Re: Gulfstate, who are they?</a> - <b>LadynRed</b> <i>01/14/03</i>
(<!--responses: 18822-->0)
<ul><!--insert: 18822-->
</ul><!--end: 18822-->
<!--top: 18819--><li><a href="messages/18819.html">Re: Gulfstate, who are they?</a> - <b>TM</b> <i>01/14/03</i>
(<!--responses: 18819-->1)
<ul><!--insert: 18819-->
</ul><!--end: 18819-->
<!--top: 18816--><li><a href="messages/18816.html">Re: Gulfstate, who are they?</a> - <b>frank</b> <i>01/14/03</i>
(<!--responses: 18816-->0)
<ul><!--insert: 18816-->
</ul><!--end: 18816-->
</ul><!--end: 18815-->
<!--top: 18814--><li><a href="messages/18814.html">Chapter 7</a> - <b>Cherry3</b> <i>01/14/03</i>
(<!--responses: 18814-->3)
<ul><!--insert: 18814-->
<!--top: 18817--><li><a href="messages/18817.html">Re: Chapter 7</a> - <b>observer</b> <i>01/14/03</i>
(<!--responses: 18817-->2)
<ul><!--insert: 18817-->
<!--top: 18843--><li><a href="messages/18843.html">Re: Chapter 7</a> - <b>Cherry2</b> <i>01/15/03</i>
(<!--responses: 18843-->0)
<ul><!--insert: 18843-->
</ul><!--end: 18843-->
<!--top: 18823--><li><a href="messages/18823.html">Re: Chapter 7</a> - <b>Rusty</b> <i>01/14/03</i>
(<!--responses: 18823-->1)
<ul><!--insert: 18823-->
</ul><!--end: 18823-->
</ul><!--end: 18817-->
</ul><!--end: 18814-->
<!--top: 18813--><li><a href="messages/18813.html">Judgement from Atty office on CC</a> - <b>Katgirl99</b> <i>01/14/03</i>
(<!--responses: 18813-->3)
<ul><!--insert: 18813-->
<!--top: 18828--><li><a href="messages/18828.html">Re: Judgement from Atty office on CC</a> - <b>Why Chat</b> <i>01/14/03</i>
(<!--responses: 18828-->0)
<ul><!--insert: 18828-->
</ul><!--end: 18828-->
<!--top: 18818--><li><a href="messages/18818.html">Re: Judgement from Atty office on CC</a> - <b>observer</b> <i>01/14/03</i>
(<!--responses: 18818-->1)
<ul><!--insert: 18818-->
<!--top: 18821--><li><a href="messages/18821.html">Re: Judgement from Atty office on CC</a> - <b>LadynRed</b> <i>01/14/03</i>
(<!--responses: 18821-->0)
<ul><!--insert: 18821-->
</ul><!--end: 18821-->
</ul><!--end: 18818-->
</ul><!--end: 18813-->
<!--top: 18812--><li><a href="messages/18812.html">credit cards</a> - <b>Introuble</b> <i>01/14/03</i>
(<!--responses: 18812-->1)
<ul><!--insert: 18812-->
<!--top: 18820--><li><a href="messages/18820.html">Re: credit cards</a> - <b>observer</b> <i>01/14/03</i>
(<!--responses: 18820-->0)
<ul><!--insert: 18820-->
</ul><!--end: 18820-->
</ul><!--end: 18812-->
<!--top: 18811--><li><a href="messages/18811.html">credit cards</a> - <b>Introuble</b> <i>01/14/03</i>
(<!--responses: 18811-->0)
<ul><!--insert: 18811-->
</ul><!--end: 18811-->
<!--top: 18810--><li><a href="messages/18810.html">Repo  (5yrs old)</a> - <b>CHERUB</b> <i>01/14/03</i>
(<!--responses: 18810-->0)
<ul><!--insert: 18810-->
</ul><!--end: 18810-->
<!--top: 18802--><li><a href="messages/18802.html">Paid Debt</a> - <b>Student</b> <i>01/14/03</i>
(<!--responses: 18802-->1)
<ul><!--insert: 18802-->
<!--top: 18803--><li><a href="messages/18803.html">Re: Paid Debt</a> - <b>Student</b> <i>01/14/03</i>
(<!--responses: 18803-->0)
<ul><!--insert: 18803-->
</ul><!--end: 18803-->
</ul><!--end: 18802-->
<!--top: 18801--><li><a href="messages/18801.html">RE: COLLECTION AGENCY</a> - <b>LIFE AFTER DEBT???</b> <i>01/14/03</i>
(<!--responses: 18801-->1)
<ul><!--insert: 18801-->
<!--top: 18805--><li><a href="messages/18805.html">Re: RE: COLLECTION AGENCY</a> - <b>LadynRed</b> <i>01/14/03</i>
(<!--responses: 18805-->0)
<ul><!--insert: 18805-->
</ul><!--end: 18805-->
</ul><!--end: 18801-->
<!--top: 18800--><li><a href="messages/18800.html">Another Question</a> - <b>Elizabeth</b> <i>01/14/03</i>
(<!--responses: 18800-->1)
<ul><!--insert: 18800-->
<!--top: 18804--><li><a href="messages/18804.html">Re: Another Question</a> - <b>LadynRed</b> <i>01/14/03</i>
(<!--responses: 18804-->0)
<ul><!--insert: 18804-->
</ul><!--end: 18804-->
</ul><!--end: 18800-->
<!--top: 18796--><li><a href="messages/18796.html">Question on credit report</a> - <b>Jamie</b> <i>01/14/03</i>
(<!--responses: 18796-->2)
<ul><!--insert: 18796-->
<!--top: 18799--><li><a href="messages/18799.html">Re: Question on credit report</a> - <b>LadynRed</b> <i>01/14/03</i>
(<!--responses: 18799-->1)
<ul><!--insert: 18799-->
<!--top: 18808--><li><a href="messages/18808.html">Re: Question on credit report</a> - <b>Jamie</b> <i>01/14/03</i>
(<!--responses: 18808-->0)
<ul><!--insert: 18808-->
</ul><!--end: 18808-->
</ul><!--end: 18799-->
</ul><!--end: 18796-->
<!--top: 18795--><li><a href="messages/18795.html">credit card cosigning</a> - <b>dominga</b> <i>01/14/03</i>
(<!--responses: 18795-->1)
<ul><!--insert: 18795-->
<!--top: 18798--><li><a href="messages/18798.html">Re: credit card cosigning</a> - <b>LadynRed</b> <i>01/14/03</i>
(<!--responses: 18798-->0)
<ul><!--insert: 18798-->
</ul><!--end: 18798-->
</ul><!--end: 18795-->
<!--top: 18794--><li><a href="messages/18794.html">Likelyhood MBNA will accept credit card app with 659 FICO?nm</a> - <b>Craig</b> <i>01/14/03</i>
(<!--responses: 18794-->1)
<ul><!--insert: 18794-->
<!--top: 18806--><li><a href="messages/18806.html">Re: Likelyhood MBNA will accept credit card app with 659 FICO?nm</a> - <b>scott</b> <i>01/14/03</i>
(<!--responses: 18806-->0)
<ul><!--insert: 18806-->
</ul><!--end: 18806-->
</ul><!--end: 18794-->
<!--top: 18793--><li><a href="messages/18793.html">How to remove original creditor info?</a> - <b>Donnachaidh</b> <i>01/14/03</i>
(<!--responses: 18793-->0)
<ul><!--insert: 18793-->
</ul><!--end: 18793-->
<!--top: 18786--><li><a href="messages/18786.html">Settlement on accounts?</a> - <b>Robyn</b> <i>01/14/03</i>
(<!--responses: 18786-->5)
<ul><!--insert: 18786-->
<!--top: 18850--><li><a href="messages/18850.html">Re: Settlement on accounts?</a> - <b>Robyn</b> <i>01/15/03</i>
(<!--responses: 18850-->2)
<ul><!--insert: 18850-->
<!--top: 18865--><li><a href="messages/18865.html">Re: Settlement on accounts?</a> - <b>scott</b> <i>01/15/03</i>
(<!--responses: 18865-->0)
<ul><!--insert: 18865-->
</ul><!--end: 18865-->
<!--top: 18857--><li><a href="messages/18857.html">Re: Settlement on accounts?</a> - <b>LadynRed</b> <i>01/15/03</i>
(<!--responses: 18857-->1)
<ul><!--insert: 18857-->
</ul><!--end: 18857-->
</ul><!--end: 18850-->
<!--top: 18790--><li><a href="messages/18790.html">Re: Settlement on accounts?</a> - <b>statutereader</b> <i>01/14/03</i>
(<!--responses: 18790-->0)
<ul><!--insert: 18790-->
</ul><!--end: 18790-->
<!--top: 18788--><li><a href="messages/18788.html">Re: Settlement on accounts?</a> - <b>patti</b> <i>01/14/03</i>
(<!--responses: 18788-->0)
<ul><!--insert: 18788-->
</ul><!--end: 18788-->
</ul><!--end: 18786-->
<!--top: 18777--><li><a href="messages/18777.html">fico- &quot;paying past debts increase score.&quot;  does settling also</a> - <b>stal</b> <i>01/14/03</i>
(<!--responses: 18777-->7)
<ul><!--insert: 18777-->
<!--top: 18809--><li><a href="messages/18809.html">Re: fico- &quot;paying past debts increase score.&quot;  does settling also</a> - <b>jm10101</b> <i>01/14/03</i>
(<!--responses: 18809-->0)
<ul><!--insert: 18809-->
</ul><!--end: 18809-->
<!--top: 18807--><li><a href="messages/18807.html">Re: fico- &quot;paying past debts increase score.&quot;  does settling also</a> - <b>Christina</b> <i>01/14/03</i>
(<!--responses: 18807-->1)
<ul><!--insert: 18807-->
</ul><!--end: 18807-->
<!--top: 18797--><li><a href="messages/18797.html">Re: fico- &quot;paying past debts increase score.&quot;  does settling also</a> - <b>jm10101</b> <i>01/14/03</i>
(<!--responses: 18797-->2)
<ul><!--insert: 18797-->
</ul><!--end: 18797-->
<!--top: 18789--><li><a href="messages/18789.html">Re: fico- &quot;paying past debts increase score.&quot;  does settling also</a> - <b>HDAlex</b> <i>01/14/03</i>
(<!--responses: 18789-->0)
<ul><!--insert: 18789-->
</ul><!--end: 18789-->
<!--top: 18785--><li><a href="messages/18785.html">Re: fico- &quot;paying past debts increase score.&quot;  does settling also</a> - <b>jm10101</b> <i>01/14/03</i>
(<!--responses: 18785-->0)
<ul><!--insert: 18785-->
</ul><!--end: 18785-->
<!--top: 18784--><li><a href="messages/18784.html">Re: fico- &quot;paying past debts increase score.&quot;  does settling also</a> - <b>Christina</b> <i>01/14/03</i>
(<!--responses: 18784-->0)
<ul><!--insert: 18784-->
</ul><!--end: 18784-->
<!--top: 18781--><li><a href="messages/18781.html">Re: fico- &quot;paying past debts increase score.&quot;  does settling also</a> - <b>LadynRed</b> <i>01/14/03</i>
(<!--responses: 18781-->1)
<ul><!--insert: 18781-->
</ul><!--end: 18781-->
</ul><!--end: 18777-->
<!--top: 18775--><li><a href="messages/18775.html">QUESTION</a> - <b>life</b> <i>01/14/03</i>
(<!--responses: 18775-->15)
<ul><!--insert: 18775-->
<!--top: 18896--><li><a href="messages/18896.html">Re: QUESTION</a> - <b>LadynRed</b> <i>01/16/03</i>
(<!--responses: 18896-->3)
<ul><!--insert: 18896-->
<!--top: 18903--><li><a href="messages/18903.html">Re: QUESTION</a> - <b>LadynRed</b> <i>01/16/03</i>
(<!--responses: 18903-->1)
<ul><!--insert: 18903-->
</ul><!--end: 18903-->
</ul><!--end: 18896-->
<!--top: 18880--><li><a href="messages/18880.html">Re: QUESTION</a> - <b>life</b> <i>01/16/03</i>
(<!--responses: 18880-->4)
<ul><!--insert: 18880-->
<!--top: 18904--><li><a href="messages/18904.html">Re: QUESTION</a> - <b>life</b> <i>01/16/03</i>
(<!--responses: 18904-->0)
<ul><!--insert: 18904-->
</ul><!--end: 18904-->
<!--top: 18900--><li><a href="messages/18900.html">Re: QUESTION</a> - <b>life</b> <i>01/16/03</i>
(<!--responses: 18900-->2)
<ul><!--insert: 18900-->
</ul><!--end: 18900-->
</ul><!--end: 18880-->
<!--top: 18877--><li><a href="messages/18877.html">Re: QUESTION</a> - <b>life</b> <i>01/15/03</i>
(<!--responses: 18877-->5)
<ul><!--insert: 18877-->
</ul><!--end: 18877-->
<!--top: 18875--><li><a href="messages/18875.html">Re: QUESTION</a> - <b>Why Chat</b> <i>01/15/03</i>
(<!--responses: 18875-->6)
<ul><!--insert: 18875-->
</ul><!--end: 18875-->
<!--top: 18862--><li><a href="messages/18862.html">Re: QUESTION</a> - <b>life</b> <i>01/15/03</i>
(<!--responses: 18862-->7)
<ul><!--insert: 18862-->
</ul><!--end: 18862-->
<!--top: 18844--><li><a href="messages/18844.html">Re: QUESTION</a> - <b>life</b> <i>01/15/03</i>
(<!--responses: 18844-->0)
<ul><!--insert: 18844-->
</ul><!--end: 18844-->
<!--top: 18829--><li><a href="messages/18829.html">Re: QUESTION</a> - <b>scott</b> <i>01/14/03</i>
(<!--responses: 18829-->1)
<ul><!--insert: 18829-->
</ul><!--end: 18829-->
<!--top: 18792--><li><a href="messages/18792.html">Re: QUESTION</a> - <b>life</b> <i>01/14/03</i>
(<!--responses: 18792-->0)
<ul><!--insert: 18792-->
</ul><!--end: 18792-->
<!--top: 18791--><li><a href="messages/18791.html">Re: QUESTION</a> - <b>life</b> <i>01/14/03</i>
(<!--responses: 18791-->0)
<ul><!--insert: 18791-->
</ul><!--end: 18791-->
<!--top: 18787--><li><a href="messages/18787.html">Re: QUESTION</a> - <b>statutereader</b> <i>01/14/03</i>
(<!--responses: 18787-->3)
<ul><!--insert: 18787-->
</ul><!--end: 18787-->
<!--top: 18782--><li><a href="messages/18782.html">Re: QUESTION</a> - <b>LadynRed</b> <i>01/14/03</i>
(<!--responses: 18782-->9)
<ul><!--insert: 18782-->
</ul><!--end: 18782-->
<!--top: 18780--><li><a href="messages/18780.html">Re: QUESTION</a> - <b>patti</b> <i>01/14/03</i>
(<!--responses: 18780-->0)
<ul><!--insert: 18780-->
</ul><!--end: 18780-->
</ul><!--end: 18775-->
<!--top: 18765--><li><a href="messages/18765.html">WhyChat Question??</a> - <b>Hay2</b> <i>01/13/03</i>
(<!--responses: 18765-->1)
<ul><!--insert: 18765-->
<!--top: 18771--><li><a href="messages/18771.html">Re: WhyChat Question??</a> - <b>Why Chat</b> <i>01/13/03</i>
(<!--responses: 18771-->0)
<ul><!--insert: 18771-->
</ul><!--end: 18771-->
</ul><!--end: 18765-->
<!--top: 18755--><li><a href="messages/18755.html">New BK Laws???</a> - <b>Hay2</b> <i>01/13/03</i>
(<!--responses: 18755-->1)
<ul><!--insert: 18755-->
<!--top: 18756--><li><a href="messages/18756.html">Re: New BK Laws???</a> - <b>observer</b> <i>01/13/03</i>
(<!--responses: 18756-->0)
<ul><!--insert: 18756-->
</ul><!--end: 18756-->
</ul><!--end: 18755-->
<!--top: 18754--><li><a href="messages/18754.html">Well, viewed my first credit score in 7 years. It's 641....</a> - <b>CS</b> <i>01/13/03</i>
(<!--responses: 18754-->6)
<ul><!--insert: 18754-->
<!--top: 18758--><li><a href="messages/18758.html">Re: Well, viewed my first credit score in 7 years. It's 641....</a> - <b>scott</b> <i>01/13/03</i>
(<!--responses: 18758-->4)
<ul><!--insert: 18758-->
<!--top: 18768--><li><a href="messages/18768.html">Great info Scott! Thanks!**</a> - <b>CS</b> <i>01/13/03</i>
(<!--responses: 18768-->1)
<ul><!--insert: 18768-->
<!--top: 18770--><li><a href="messages/18770.html">Re: Great info Scott! Thanks!**</a> - <b>observer</b> <i>01/13/03</i>
(<!--responses: 18770-->0)
<ul><!--insert: 18770-->
</ul><!--end: 18770-->
</ul><!--end: 18768-->
<!--top: 18766--><li><a href="messages/18766.html">Re: In GA...seems to be correct...from Experian**</a> - <b>scott</b> <i>01/13/03</i>
(<!--responses: 18766-->2)
<ul><!--insert: 18766-->
</ul><!--end: 18766-->
<!--top: 18762--><li><a href="messages/18762.html">In GA...seems to be correct...from Experian**</a> - <b>CS</b> <i>01/13/03</i>
(<!--responses: 18762-->3)
<ul><!--insert: 18762-->
</ul><!--end: 18762-->
</ul><!--end: 18758-->
<!--top: 18757--><li><a href="messages/18757.html">Re: Well, viewed my first credit score in 7 years. It's 641....</a> - <b>observer</b> <i>01/13/03</i>
(<!--responses: 18757-->0)
<ul><!--insert: 18757-->
</ul><!--end: 18757-->
</ul><!--end: 18754-->
<!--top: 18752--><li><a href="messages/18752.html">Authorized User question</a> - <b>Jaylin</b> <i>01/13/03</i>
(<!--responses: 18752-->4)
<ul><!--insert: 18752-->
<!--top: 18772--><li><a href="messages/18772.html">Re: Authorized User question</a> - <b>Barbara</b> <i>01/13/03</i>
(<!--responses: 18772-->2)
<ul><!--insert: 18772-->
</ul><!--end: 18772-->
<!--top: 18760--><li><a href="messages/18760.html">Re: Authorized User question</a> - <b>LadynRed</b> <i>01/13/03</i>
(<!--responses: 18760-->3)
<ul><!--insert: 18760-->
<!--top: 18783--><li><a href="messages/18783.html">Re: Authorized User question</a> - <b>LadynRed</b> <i>01/14/03</i>
(<!--responses: 18783-->0)
<ul><!--insert: 18783-->
</ul><!--end: 18783-->
<!--top: 18774--><li><a href="messages/18774.html">Re: Authorized User question</a> - <b>patti</b> <i>01/13/03</i>
(<!--responses: 18774-->0)
<ul><!--insert: 18774-->
</ul><!--end: 18774-->
</ul><!--end: 18760-->
</ul><!--end: 18752-->
<!--top: 18748--><li><a href="messages/18748.html">Getting my Credit Report...</a> - <b>ktpupp</b> <i>01/13/03</i>
(<!--responses: 18748-->3)
<ul><!--insert: 18748-->
<!--top: 18759--><li><a href="messages/18759.html">Re: Getting my Credit Report...</a> - <b>scott</b> <i>01/13/03</i>
(<!--responses: 18759-->0)
<ul><!--insert: 18759-->
</ul><!--end: 18759-->
<!--top: 18749--><li><a href="messages/18749.html">Re: Getting my Credit Report...</a> - <b>LadynRed</b> <i>01/13/03</i>
(<!--responses: 18749-->1)
<ul><!--insert: 18749-->
<!--top: 18751--><li><a href="messages/18751.html">Re: Getting my Credit Report...</a> - <b>ktpupp</b> <i>01/13/03</i>
(<!--responses: 18751-->0)
<ul><!--insert: 18751-->
</ul><!--end: 18751-->
</ul><!--end: 18749-->
</ul><!--end: 18748-->
<!--top: 18741--><li><a href="messages/18741.html">Help Me Please</a> - <b>Elizabeth</b> <i>01/13/03</i>
(<!--responses: 18741-->3)
<ul><!--insert: 18741-->
<!--top: 18742--><li><a href="messages/18742.html">Re: Help Me Please</a> - <b>Why Chat</b> <i>01/13/03</i>
(<!--responses: 18742-->2)
<ul><!--insert: 18742-->
<!--top: 18743--><li><a href="messages/18743.html">Re: Help Me Please</a> - <b>Elizabeth</b> <i>01/13/03</i>
(<!--responses: 18743-->1)
<ul><!--insert: 18743-->
<!--top: 18761--><li><a href="messages/18761.html">Re: Help Me Please</a> - <b>Why Chat</b> <i>01/13/03</i>
(<!--responses: 18761-->0)
<ul><!--insert: 18761-->
</ul><!--end: 18761-->
</ul><!--end: 18743-->
</ul><!--end: 18742-->
</ul><!--end: 18741-->
<!--top: 18740--><li><a href="messages/18740.html">Pam-Question for you</a> - <b>Anon</b> <i>01/13/03</i>
(<!--responses: 18740-->5)
<ul><!--insert: 18740-->
<!--top: 18750--><li><a href="messages/18750.html">Re: Pam-Question for you</a> - <b>Pam</b> <i>01/13/03</i>
(<!--responses: 18750-->4)
<ul><!--insert: 18750-->
<!--top: 18753--><li><a href="messages/18753.html">Re: Pam-Question for you</a> - <b>Anon</b> <i>01/13/03</i>
(<!--responses: 18753-->3)
<ul><!--insert: 18753-->
<!--top: 18836--><li><a href="messages/18836.html">Re: Pam-Question for you</a> - <b>Pam</b> <i>01/15/03</i>
(<!--responses: 18836-->0)
<ul><!--insert: 18836-->
</ul><!--end: 18836-->
<!--top: 18769--><li><a href="messages/18769.html">Re: Pam-Question for you</a> - <b>Anon</b> <i>01/13/03</i>
(<!--responses: 18769-->1)
<ul><!--insert: 18769-->
</ul><!--end: 18769-->
<!--top: 18763--><li><a href="messages/18763.html">Re: Pam-Question for you</a> - <b>Pam</b> <i>01/13/03</i>
(<!--responses: 18763-->2)
<ul><!--insert: 18763-->
</ul><!--end: 18763-->
</ul><!--end: 18753-->
</ul><!--end: 18750-->
</ul><!--end: 18740-->
<!--top: 18739--><li><a href="messages/18739.html">Obtaining Credit Reports</a> - <b>Anon</b> <i>01/13/03</i>
(<!--responses: 18739-->1)
<ul><!--insert: 18739-->
<!--top: 18744--><li><a href="messages/18744.html">Re: Obtaining Credit Reports</a> - <b>Why Chat</b> <i>01/13/03</i>
(<!--responses: 18744-->0)
<ul><!--insert: 18744-->
</ul><!--end: 18744-->
</ul><!--end: 18739-->
<!--top: 18734--><li><a href="messages/18734.html">being sued by credit union. </a> - <b>wendy</b> <i>01/13/03</i>
(<!--responses: 18734-->2)
<ul><!--insert: 18734-->
<!--top: 18745--><li><a href="messages/18745.html">Re: being sued by credit union. </a> - <b>Why Chat</b> <i>01/13/03</i>
(<!--responses: 18745-->1)
<ul><!--insert: 18745-->
<!--top: 18773--><li><a href="messages/18773.html">Re: being sued by credit union. </a> - <b>wendy </b> <i>01/13/03</i>
(<!--responses: 18773-->0)
<ul><!--insert: 18773-->
</ul><!--end: 18773-->
</ul><!--end: 18745-->
</ul><!--end: 18734-->
<!--top: 18726--><li><a href="messages/18726.html">Been 7+ years....check credit report now?..</a> - <b>CS</b> <i>01/13/03</i>
(<!--responses: 18726-->8)
<ul><!--insert: 18726-->
<!--top: 19422--><li><a href="messages/19422.html">Re: USAA.com**</a> - <b>John w. symons</b> <i>01/23/03</i>
(<!--responses: 19422-->0)
<ul><!--insert: 19422-->
</ul><!--end: 19422-->
<!--top: 18746--><li><a href="messages/18746.html">Re: Been 7+ years....check credit report now?..</a> - <b>Why Chat</b> <i>01/13/03</i>
(<!--responses: 18746-->0)
<ul><!--insert: 18746-->
</ul><!--end: 18746-->
<!--top: 18738--><li><a href="messages/18738.html">Can anybody answer the original question? Thanks!**</a> - <b>CS</b> <i>01/13/03</i>
(<!--responses: 18738-->0)
<ul><!--insert: 18738-->
</ul><!--end: 18738-->
<!--top: 18735--><li><a href="messages/18735.html">Re: CS, Military persons only can apply?</a> - <b>Anon</b> <i>01/13/03</i>
(<!--responses: 18735-->2)
<ul><!--insert: 18735-->
<!--top: 18736--><li><a href="messages/18736.html">Re: CS, Military persons only can apply?</a> - <b>Pam</b> <i>01/13/03</i>
(<!--responses: 18736-->1)
<ul><!--insert: 18736-->
<!--top: 18737--><li><a href="messages/18737.html">Re: CS, Military persons only can apply?</a> - <b>Anon</b> <i>01/13/03</i>
(<!--responses: 18737-->0)
<ul><!--insert: 18737-->
</ul><!--end: 18737-->
</ul><!--end: 18736-->
</ul><!--end: 18735-->
<!--top: 18732--><li><a href="messages/18732.html">USAA.com**</a> - <b>CS</b> <i>01/13/03</i>
(<!--responses: 18732-->1)
<ul><!--insert: 18732-->
</ul><!--end: 18732-->
<!--top: 18730--><li><a href="messages/18730.html">Re: Been 7+ years....check credit report now?..</a> - <b>Anon</b> <i>01/13/03</i>
(<!--responses: 18730-->5)
<ul><!--insert: 18730-->
</ul><!--end: 18730-->
</ul><!--end: 18726-->
<!--top: 18717--><li><a href="messages/18717.html">credit report- ssn + accnt numbers</a> - <b>STEFAN</b> <i>01/13/03</i>
(<!--responses: 18717-->1)
<ul><!--insert: 18717-->
<!--top: 18723--><li><a href="messages/18723.html">Re: credit report- ssn + accnt numbers</a> - <b>STEFAN</b> <i>01/13/03</i>
(<!--responses: 18723-->0)
<ul><!--insert: 18723-->
</ul><!--end: 18723-->
</ul><!--end: 18717-->
<!--top: 18716--><li><a href="messages/18716.html">Cancelling a dispute.</a> - <b>STEFAN</b> <i>01/13/03</i>
(<!--responses: 18716-->1)
<ul><!--insert: 18716-->
<!--top: 18724--><li><a href="messages/18724.html">Re: Cancelling a dispute.</a> - <b>STEFAN</b> <i>01/13/03</i>
(<!--responses: 18724-->0)
<ul><!--insert: 18724-->
</ul><!--end: 18724-->
</ul><!--end: 18716-->
<!--top: 18714--><li><a href="messages/18714.html">Gulf state bought a debt I have, do they negotiate?</a> - <b>Mark</b> <i>01/13/03</i>
(<!--responses: 18714-->1)
<ul><!--insert: 18714-->
<!--top: 18715--><li><a href="messages/18715.html">Re: Gulf state bought a debt I have, do they negotiate?</a> - <b>patti</b> <i>01/13/03</i>
(<!--responses: 18715-->0)
<ul><!--insert: 18715-->
</ul><!--end: 18715-->
</ul><!--end: 18714-->
<!--top: 18713--><li><a href="messages/18713.html">No balances on some charge-offs, balance on some. Why?</a> - <b>bellar</b> <i>01/13/03</i>
(<!--responses: 18713-->0)
<ul><!--insert: 18713-->
</ul><!--end: 18713-->
<!--top: 18710--><li><a href="messages/18710.html">Any info regarding these card issuers?</a> - <b>Last Dime</b> <i>01/13/03</i>
(<!--responses: 18710-->1)
<ul><!--insert: 18710-->
<!--top: 18721--><li><a href="messages/18721.html">Re: Any info regarding these card issuers?</a> - <b>observer</b> <i>01/13/03</i>
(<!--responses: 18721-->0)
<ul><!--insert: 18721-->
</ul><!--end: 18721-->
</ul><!--end: 18710-->
<!--top: 18706--><li><a href="messages/18706.html">Validation Question</a> - <b>Florida Guy</b> <i>01/13/03</i>
(<!--responses: 18706-->2)
<ul><!--insert: 18706-->
<!--top: 18712--><li><a href="messages/18712.html">Re: Validation Question</a> - <b>Robert M</b> <i>01/13/03</i>
(<!--responses: 18712-->1)
<ul><!--insert: 18712-->
<!--top: 18728--><li><a href="messages/18728.html">Re: Validation Question</a> - <b>LadynRed</b> <i>01/13/03</i>
(<!--responses: 18728-->0)
<ul><!--insert: 18728-->
</ul><!--end: 18728-->
</ul><!--end: 18712-->
</ul><!--end: 18706-->
<!--top: 18697--><li><a href="messages/18697.html">why chat-credit score soared 66 points -8 days later dropped 69</a> - <b>mike</b> <i>01/12/03</i>
(<!--responses: 18697-->4)
<ul><!--insert: 18697-->
<!--top: 18699--><li><a href="messages/18699.html">Re: why chat-credit score soared 66 points -8 days later dropped 69</a> - <b>Why Chat</b> <i>01/12/03</i>
(<!--responses: 18699-->3)
<ul><!--insert: 18699-->
<!--top: 18702--><li><a href="messages/18702.html">Re: why chat-credit score soared 66 points -8 days later dropped 69</a> - <b>Christina</b> <i>01/12/03</i>
(<!--responses: 18702-->2)
<ul><!--insert: 18702-->
<!--top: 18731--><li><a href="messages/18731.html">Re: Christina-Re: why chat-credit score soared 66 points </a> - <b>Christina</b> <i>01/13/03</i>
(<!--responses: 18731-->0)
<ul><!--insert: 18731-->
</ul><!--end: 18731-->
<!--top: 18707--><li><a href="messages/18707.html">Christina-Re: why chat-credit score soared 66 points -8 days later dropped 69</a> - <b>mike</b> <i>01/13/03</i>
(<!--responses: 18707-->1)
<ul><!--insert: 18707-->
</ul><!--end: 18707-->
</ul><!--end: 18702-->
</ul><!--end: 18699-->
</ul><!--end: 18697-->
<!--top: 18694--><li><a href="messages/18694.html">Message For CA Troll &quot;Sebastian&quot;</a> - <b>Why Chat</b> <i>01/12/03</i>
(<!--responses: 18694-->3)
<ul><!--insert: 18694-->
<!--top: 18704--><li><a href="messages/18704.html">Re: Message For CA Troll &quot;Sebastian&quot;</a> - <b>Linda</b> <i>01/12/03</i>
(<!--responses: 18704-->1)
<ul><!--insert: 18704-->
<!--top: 18709--><li><a href="messages/18709.html">Re: Message For CA Troll &quot;Sebastian&quot;</a> - <b>Why Chat</b> <i>01/13/03</i>
(<!--responses: 18709-->0)
<ul><!--insert: 18709-->
</ul><!--end: 18709-->
</ul><!--end: 18704-->
<!--top: 18698--><li><a href="messages/18698.html">Re: Message For CA Troll &quot;Sebastian&quot;</a> - <b>Why Chat</b> <i>01/12/03</i>
(<!--responses: 18698-->0)
<ul><!--insert: 18698-->
</ul><!--end: 18698-->
</ul><!--end: 18694-->
<!--top: 18680--><li><a href="messages/18680.html">judgement for vehicle</a> - <b>Anon</b> <i>01/12/03</i>
(<!--responses: 18680-->7)
<ul><!--insert: 18680-->
<!--top: 19453--><li><a href="messages/19453.html">Re: judgement for vehicle</a> - <b>peggy</b> <i>01/23/03</i>
(<!--responses: 19453-->0)
<ul><!--insert: 19453-->
</ul><!--end: 19453-->
<!--top: 18747--><li><a href="messages/18747.html">Re: judgement for vehicle</a> - <b>Why Chat</b> <i>01/13/03</i>
(<!--responses: 18747-->0)
<ul><!--insert: 18747-->
</ul><!--end: 18747-->
<!--top: 18727--><li><a href="messages/18727.html">Re: judgement for vehicle</a> - <b>Anon</b> <i>01/13/03</i>
(<!--responses: 18727-->1)
<ul><!--insert: 18727-->
</ul><!--end: 18727-->
<!--top: 18725--><li><a href="messages/18725.html">Re: judgement for vehicle</a> - <b>anon</b> <i>01/13/03</i>
(<!--responses: 18725-->2)
<ul><!--insert: 18725-->
</ul><!--end: 18725-->
<!--top: 18693--><li><a href="messages/18693.html">Re: judgement for vehicle</a> - <b>Why Chat</b> <i>01/12/03</i>
(<!--responses: 18693-->3)
<ul><!--insert: 18693-->
</ul><!--end: 18693-->
<!--top: 18690--><li><a href="messages/18690.html">Re: judgement for vehicle</a> - <b>Anon</b> <i>01/12/03</i>
(<!--responses: 18690-->4)
<ul><!--insert: 18690-->
</ul><!--end: 18690-->
<!--top: 18681--><li><a href="messages/18681.html">Re: judgement for vehicle</a> - <b>WHY CHAT</b> <i>01/12/03</i>
(<!--responses: 18681-->5)
<ul><!--insert: 18681-->
</ul><!--end: 18681-->
</ul><!--end: 18680-->
<!--top: 18670--><li><a href="messages/18670.html">Accounts Technical Advisor (aka debt collector) here pt1</a> - <b>Sebastian</b> <i>01/12/03</i>
(<!--responses: 18670-->8)
<ul><!--insert: 18670-->
<!--top: 18711--><li><a href="messages/18711.html">Re: Accounts Technical Advisor (aka debt collector) here pt1</a> - <b>Robert M</b> <i>01/13/03</i>
(<!--responses: 18711-->0)
<ul><!--insert: 18711-->
</ul><!--end: 18711-->
<!--top: 18671--><li><a href="messages/18671.html">Accounts Technical Advisor (aka debt collector) here pt2</a> - <b>Sebastian</b> <i>01/12/03</i>
(<!--responses: 18671-->6)
<ul><!--insert: 18671-->
<!--top: 18691--><li><a href="messages/18691.html">PLEASE DON'T FEED THE CA TROLL</a> - <b>Why Chat</b> <i>01/12/03</i>
(<!--responses: 18691-->0)
<ul><!--insert: 18691-->
</ul><!--end: 18691-->
<!--top: 18688--><li><a href="messages/18688.html">Re: Accounts Technical Advisor (aka debt collector) here pt2</a> - <b>Sebastian</b> <i>01/12/03</i>
(<!--responses: 18688-->0)
<ul><!--insert: 18688-->
</ul><!--end: 18688-->
<!--top: 18687--><li><a href="messages/18687.html">Re: Accounts Technical Advisor (aka debt collector) here pt2</a> - <b>Sebastian</b> <i>01/12/03</i>
(<!--responses: 18687-->0)
<ul><!--insert: 18687-->
</ul><!--end: 18687-->
<!--top: 18686--><li><a href="messages/18686.html">Re: Accounts Technical Advisor (aka debt collector) here pt2</a> - <b>WHY CHAT</b> <i>01/12/03</i>
(<!--responses: 18686-->0)
<ul><!--insert: 18686-->
</ul><!--end: 18686-->
<!--top: 18684--><li><a href="messages/18684.html">Re: Accounts Technical Advisor (aka debt collector) here pt2</a> - <b>patti</b> <i>01/12/03</i>
(<!--responses: 18684-->2)
<ul><!--insert: 18684-->
</ul><!--end: 18684-->
<!--top: 18677--><li><a href="messages/18677.html">Re: Accounts Technical Advisor (aka debt collector) here pt2</a> - <b>scott</b> <i>01/12/03</i>
(<!--responses: 18677-->5)
<ul><!--insert: 18677-->
</ul><!--end: 18677-->
</ul><!--end: 18671-->
</ul><!--end: 18670-->
<!--top: 18669--><li><a href="messages/18669.html">WHY CHAT stubborn CA refuses to validate</a> - <b>cherub</b> <i>01/12/03</i>
(<!--responses: 18669-->1)
<ul><!--insert: 18669-->
<!--top: 18682--><li><a href="messages/18682.html">Re: WHY CHAT stubborn CA refuses to validate</a> - <b>WHY CHAT</b> <i>01/12/03</i>
(<!--responses: 18682-->0)
<ul><!--insert: 18682-->
</ul><!--end: 18682-->
</ul><!--end: 18669-->
<!--top: 18668--><li><a href="messages/18668.html">Being sued </a> - <b>Lizz</b> <i>01/12/03</i>
(<!--responses: 18668-->7)
<ul><!--insert: 18668-->
<!--top: 18695--><li><a href="messages/18695.html">Re: Being sued </a> - <b>lizz63</b> <i>01/12/03</i>
(<!--responses: 18695-->2)
<ul><!--insert: 18695-->
<!--top: 18729--><li><a href="messages/18729.html">Re: Being sued - a clarifying note</a> - <b>LadynRed</b> <i>01/13/03</i>
(<!--responses: 18729-->1)
<ul><!--insert: 18729-->
<!--top: 18767--><li><a href="messages/18767.html">Re: Being sued - a clarifying note</a> - <b>Liz</b> <i>01/13/03</i>
(<!--responses: 18767-->0)
<ul><!--insert: 18767-->
</ul><!--end: 18767-->
</ul><!--end: 18729-->
</ul><!--end: 18695-->
<!--top: 18692--><li><a href="messages/18692.html">Re: Being sued </a> - <b>Why Chat</b> <i>01/12/03</i>
(<!--responses: 18692-->0)
<ul><!--insert: 18692-->
</ul><!--end: 18692-->
<!--top: 18689--><li><a href="messages/18689.html">Re: Being sued </a> - <b>lizz</b> <i>01/12/03</i>
(<!--responses: 18689-->1)
<ul><!--insert: 18689-->
</ul><!--end: 18689-->
<!--top: 18683--><li><a href="messages/18683.html">Re: Being sued </a> - <b>WHY CHAT</b> <i>01/12/03</i>
(<!--responses: 18683-->2)
<ul><!--insert: 18683-->
</ul><!--end: 18683-->
<!--top: 18674--><li><a href="messages/18674.html">Re: Being sued </a> - <b>Sebastian</b> <i>01/12/03</i>
(<!--responses: 18674-->3)
<ul><!--insert: 18674-->
</ul><!--end: 18674-->
</ul><!--end: 18668-->
<!--top: 18667--><li><a href="messages/18667.html">Collection question</a> - <b>Frank</b> <i>01/12/03</i>
(<!--responses: 18667-->5)
<ul><!--insert: 18667-->
<!--top: 18722--><li><a href="messages/18722.html">Re: Collection question</a> - <b>scott</b> <i>01/13/03</i>
(<!--responses: 18722-->1)
<ul><!--insert: 18722-->
</ul><!--end: 18722-->
<!--top: 18708--><li><a href="messages/18708.html">Re: Collection question</a> - <b>Bear</b> <i>01/13/03</i>
(<!--responses: 18708-->2)
<ul><!--insert: 18708-->
<!--top: 18764--><li><a href="messages/18764.html">Re: Collection question</a> - <b>Bear</b> <i>01/13/03</i>
(<!--responses: 18764-->0)
<ul><!--insert: 18764-->
</ul><!--end: 18764-->
</ul><!--end: 18708-->
<!--top: 18678--><li><a href="messages/18678.html">Re: Collection question</a> - <b>scott</b> <i>01/12/03</i>
(<!--responses: 18678-->0)
<ul><!--insert: 18678-->
</ul><!--end: 18678-->
<!--top: 18673--><li><a href="messages/18673.html">Re: Collection question</a> - <b>Sebastian</b> <i>01/12/03</i>
(<!--responses: 18673-->1)
<ul><!--insert: 18673-->
</ul><!--end: 18673-->
</ul><!--end: 18667-->
<!--top: 18653--><li><a href="messages/18653.html">credit report- legally confirming?</a> - <b>STEFAN</b> <i>01/12/03</i>
(<!--responses: 18653-->0)
<ul><!--insert: 18653-->
</ul><!--end: 18653-->
<!--top: 18652--><li><a href="messages/18652.html">why-chat- updating infos, if can't?</a> - <b>Stefan</b> <i>01/12/03</i>
(<!--responses: 18652-->1)
<ul><!--insert: 18652-->
<!--top: 18657--><li><a href="messages/18657.html">Re: why-chat- updating infos, if can't?</a> - <b>Why Chat</b> <i>01/12/03</i>
(<!--responses: 18657-->0)
<ul><!--insert: 18657-->
</ul><!--end: 18657-->
</ul><!--end: 18652-->
<!--top: 18651--><li><a href="messages/18651.html">I can't pay, what's going to happen to me?</a> - <b>Angelo</b> <i>01/12/03</i>
(<!--responses: 18651-->5)
<ul><!--insert: 18651-->
<!--top: 18664--><li><a href="messages/18664.html">Re: I can't pay, what's going to happen to me?</a> - <b>Angelo</b> <i>01/12/03</i>
(<!--responses: 18664-->3)
<ul><!--insert: 18664-->
<!--top: 18685--><li><a href="messages/18685.html">Re: I can't pay, what's going to happen to me?</a> - <b>WHY CHAT</b> <i>01/12/03</i>
(<!--responses: 18685-->0)
<ul><!--insert: 18685-->
</ul><!--end: 18685-->
<!--top: 18675--><li><a href="messages/18675.html">Re: I can't pay, what's going to happen to me?</a> - <b>Angelo</b> <i>01/12/03</i>
(<!--responses: 18675-->1)
<ul><!--insert: 18675-->
</ul><!--end: 18675-->
<!--top: 18666--><li><a href="messages/18666.html">Re: I can't pay, what's going to happen to me?</a> - <b>Why Chat</b> <i>01/12/03</i>
(<!--responses: 18666-->2)
<ul><!--insert: 18666-->
</ul><!--end: 18666-->
</ul><!--end: 18664-->
<!--top: 18658--><li><a href="messages/18658.html">Re: I can't pay, what's going to happen to me?</a> - <b>Why Chat</b> <i>01/12/03</i>
(<!--responses: 18658-->4)
<ul><!--insert: 18658-->
</ul><!--end: 18658-->
</ul><!--end: 18651-->
<!--top: 18649--><li><a href="messages/18649.html">Can a dispute be cancelled?</a> - <b>STEFAN</b> <i>01/12/03</i>
(<!--responses: 18649-->0)
<ul><!--insert: 18649-->
</ul><!--end: 18649-->
<!--top: 18647--><li><a href="messages/18647.html">why chat-lender scared collectors will sue want letter from attorney</a> - <b>morgan</b> <i>01/12/03</i>
(<!--responses: 18647-->4)
<ul><!--insert: 18647-->
<!--top: 18696--><li><a href="messages/18696.html">Re: why chat-lender scared collectors will sue want letter from attorney</a> - <b>morgan</b> <i>01/12/03</i>
(<!--responses: 18696-->1)
<ul><!--insert: 18696-->
<!--top: 18700--><li><a href="messages/18700.html">Re: why chat-lender scared collectors will sue want letter from attorney</a> - <b>Why Chat</b> <i>01/12/03</i>
(<!--responses: 18700-->0)
<ul><!--insert: 18700-->
</ul><!--end: 18700-->
</ul><!--end: 18696-->
<!--top: 18659--><li><a href="messages/18659.html">Re: why chat-lender scared collectors will sue want letter from attorney</a> - <b>Why Chat</b> <i>01/12/03</i>
(<!--responses: 18659-->0)
<ul><!--insert: 18659-->
</ul><!--end: 18659-->
<!--top: 18655--><li><a href="messages/18655.html">Re: why chat-lender scared collectors will sue want letter from attorney</a> - <b>observer</b> <i>01/12/03</i>
(<!--responses: 18655-->2)
<ul><!--insert: 18655-->
</ul><!--end: 18655-->
</ul><!--end: 18647-->
<!--top: 18644--><li><a href="messages/18644.html">Report sent by mail, lost.. what does it contain?</a> - <b>STEFAN</b> <i>01/12/03</i>
(<!--responses: 18644-->2)
<ul><!--insert: 18644-->
<!--top: 18718--><li><a href="messages/18718.html">Re: Report sent by mail, lost.. what does it contain?</a> - <b>STEFAN</b> <i>01/13/03</i>
(<!--responses: 18718-->0)
<ul><!--insert: 18718-->
</ul><!--end: 18718-->
<!--top: 18660--><li><a href="messages/18660.html">Re: Report sent by mail, lost.. what does it contain?</a> - <b>Why Chat</b> <i>01/12/03</i>
(<!--responses: 18660-->1)
<ul><!--insert: 18660-->
</ul><!--end: 18660-->
</ul><!--end: 18644-->
<!--top: 18642--><li><a href="messages/18642.html">Employer held check.... Questions?????(LONG)</a> - <b>CosmoGirl</b> <i>01/11/03</i>
(<!--responses: 18642-->3)
<ul><!--insert: 18642-->
<!--top: 18665--><li><a href="messages/18665.html">Re: Employer held check.... Questions?????(LONG)</a> - <b>Linda</b> <i>01/12/03</i>
(<!--responses: 18665-->0)
<ul><!--insert: 18665-->
</ul><!--end: 18665-->
<!--top: 18654--><li><a href="messages/18654.html">Re: Employer held check.... Questions?????(LONG)</a> - <b>mikala</b> <i>01/12/03</i>
(<!--responses: 18654-->1)
<ul><!--insert: 18654-->
<!--top: 18703--><li><a href="messages/18703.html">Re: Employer held check.... Questions?????(LONG)</a> - <b>CosmoGirl</b> <i>01/12/03</i>
(<!--responses: 18703-->0)
<ul><!--insert: 18703-->
</ul><!--end: 18703-->
</ul><!--end: 18654-->
</ul><!--end: 18642-->
<!--top: 18636--><li><a href="messages/18636.html">Dun &amp; Bradstreet</a> - <b>sunnie</b> <i>01/11/03</i>
(<!--responses: 18636-->2)
<ul><!--insert: 18636-->
<!--top: 18661--><li><a href="messages/18661.html">Re: Dun &amp; Bradstreet</a> - <b>Why Chat</b> <i>01/12/03</i>
(<!--responses: 18661-->0)
<ul><!--insert: 18661-->
</ul><!--end: 18661-->
<!--top: 18656--><li><a href="messages/18656.html">Re: Dun &amp; Bradstreet</a> - <b>observer</b> <i>01/12/03</i>
(<!--responses: 18656-->0)
<ul><!--insert: 18656-->
</ul><!--end: 18656-->
</ul><!--end: 18636-->
<!--top: 18635--><li><a href="messages/18635.html">does cra score go down when i want to see my report</a> - <b>jelp</b> <i>01/11/03</i>
(<!--responses: 18635-->1)
<ul><!--insert: 18635-->
<!--top: 18637--><li><a href="messages/18637.html">Re: does cra score go down when i want to see my report</a> - <b>Linda</b> <i>01/11/03</i>
(<!--responses: 18637-->0)
<ul><!--insert: 18637-->
</ul><!--end: 18637-->
</ul><!--end: 18635-->
<!--top: 18634--><li><a href="messages/18634.html">credit card default!!! one more time- WHY CHAT</a> - <b>nick</b> <i>01/11/03</i>
(<!--responses: 18634-->3)
<ul><!--insert: 18634-->
<!--top: 18643--><li><a href="messages/18643.html">Answer, TO BE CONFIRMED BY WHY CHAT.</a> - <b>STEFAN</b> <i>01/12/03</i>
(<!--responses: 18643-->2)
<ul><!--insert: 18643-->
<!--top: 18662--><li><a href="messages/18662.html">Re: Answer, TO BE CONFIRMED BY WHY CHAT.</a> - <b>Why Chat</b> <i>01/12/03</i>
(<!--responses: 18662-->1)
<ul><!--insert: 18662-->
<!--top: 18720--><li><a href="messages/18720.html">Re: Answer, TO BE CONFIRMED BY WHY CHAT.</a> - <b>nick</b> <i>01/13/03</i>
(<!--responses: 18720-->0)
<ul><!--insert: 18720-->
</ul><!--end: 18720-->
</ul><!--end: 18662-->
</ul><!--end: 18643-->
</ul><!--end: 18634-->
<!--top: 18624--><li><a href="messages/18624.html">Why Chat's web site</a> - <b>Jen</b> <i>01/11/03</i>
(<!--responses: 18624-->2)
<ul><!--insert: 18624-->
<!--top: 18630--><li><a href="messages/18630.html">Re: Why Chat's web site</a> - <b>Jen</b> <i>01/11/03</i>
(<!--responses: 18630-->0)
<ul><!--insert: 18630-->
</ul><!--end: 18630-->
<!--top: 18625--><li><a href="messages/18625.html">Re: Why Chat's web site</a> - <b>Why Chat</b> <i>01/11/03</i>
(<!--responses: 18625-->1)
<ul><!--insert: 18625-->
</ul><!--end: 18625-->
</ul><!--end: 18624-->
<!--top: 18623--><li><a href="messages/18623.html">providian</a> - <b>JLK</b> <i>01/11/03</i>
(<!--responses: 18623-->10)
<ul><!--insert: 18623-->
<!--top: 18705--><li><a href="messages/18705.html">Re: providian</a> - <b>Linda</b> <i>01/12/03</i>
(<!--responses: 18705-->0)
<ul><!--insert: 18705-->
</ul><!--end: 18705-->
<!--top: 18701--><li><a href="messages/18701.html">Re: providian</a> - <b>Why Chat</b> <i>01/12/03</i>
(<!--responses: 18701-->1)
<ul><!--insert: 18701-->
</ul><!--end: 18701-->
<!--top: 18672--><li><a href="messages/18672.html">Re: providian</a> - <b>Sebastian</b> <i>01/12/03</i>
(<!--responses: 18672-->2)
<ul><!--insert: 18672-->
<!--top: 19067--><li><a href="messages/19067.html">Re: providian</a> - <b>bill collector</b> <i>01/19/03</i>
(<!--responses: 19067-->0)
<ul><!--insert: 19067-->
</ul><!--end: 19067-->
<!--top: 18679--><li><a href="messages/18679.html">Re: providian</a> - <b>scott</b> <i>01/12/03</i>
(<!--responses: 18679-->0)
<ul><!--insert: 18679-->
</ul><!--end: 18679-->
</ul><!--end: 18672-->
<!--top: 18663--><li><a href="messages/18663.html">Re: providian</a> - <b>JLK</b> <i>01/12/03</i>
(<!--responses: 18663-->0)
<ul><!--insert: 18663-->
</ul><!--end: 18663-->
<!--top: 18650--><li><a href="messages/18650.html">Re: providian</a> - <b>Robert M</b> <i>01/12/03</i>
(<!--responses: 18650-->4)
<ul><!--insert: 18650-->
</ul><!--end: 18650-->
<!--top: 18645--><li><a href="messages/18645.html">Re: providian</a> - <b>STEFAN</b> <i>01/12/03</i>
(<!--responses: 18645-->0)
<ul><!--insert: 18645-->
</ul><!--end: 18645-->
<!--top: 18629--><li><a href="messages/18629.html">Re: providian</a> - <b>JLK</b> <i>01/11/03</i>
(<!--responses: 18629-->0)
<ul><!--insert: 18629-->
</ul><!--end: 18629-->
<!--top: 18628--><li><a href="messages/18628.html">Re: providian</a> - <b>scott</b> <i>01/11/03</i>
(<!--responses: 18628-->2)
<ul><!--insert: 18628-->
</ul><!--end: 18628-->
</ul><!--end: 18623-->
<!--top: 18622--><li><a href="messages/18622.html">Co Signer on car now held liable</a> - <b>peppy</b> <i>01/11/03</i>
(<!--responses: 18622-->3)
<ul><!--insert: 18622-->
<!--top: 18631--><li><a href="messages/18631.html">Re: Co Signer on car now held liable</a> - <b>Why Chat</b> <i>01/11/03</i>
(<!--responses: 18631-->0)
<ul><!--insert: 18631-->
</ul><!--end: 18631-->
<!--top: 18627--><li><a href="messages/18627.html">Re: Co Signer on car now held liable</a> - <b>peppy</b> <i>01/11/03</i>
(<!--responses: 18627-->1)
<ul><!--insert: 18627-->
</ul><!--end: 18627-->
<!--top: 18626--><li><a href="messages/18626.html">Re: Co Signer on car now held liable</a> - <b>WHY CHAT</b> <i>01/11/03</i>
(<!--responses: 18626-->2)
<ul><!--insert: 18626-->
</ul><!--end: 18626-->
</ul><!--end: 18622-->
<!--top: 18616--><li><a href="messages/18616.html">Disputing with one ,updating on all?</a> - <b>STEFAN</b> <i>01/11/03</i>
(<!--responses: 18616-->4)
<ul><!--insert: 18616-->
<!--top: 18620--><li><a href="messages/18620.html">Re: one more question for WHY CHAT</a> - <b>Why Chat</b> <i>01/11/03</i>
(<!--responses: 18620-->0)
<ul><!--insert: 18620-->
</ul><!--end: 18620-->
<!--top: 18619--><li><a href="messages/18619.html">one more question for WHY CHAT</a> - <b>STEFAN</b> <i>01/11/03</i>
(<!--responses: 18619-->1)
<ul><!--insert: 18619-->
</ul><!--end: 18619-->
<!--top: 18618--><li><a href="messages/18618.html">Re: Disputing with one ,updating on all?</a> - <b>STEFAN</b> <i>01/11/03</i>
(<!--responses: 18618-->0)
<ul><!--insert: 18618-->
</ul><!--end: 18618-->
<!--top: 18617--><li><a href="messages/18617.html">Re: Disputing with one ,updating on all?</a> - <b>Why Chat</b> <i>01/11/03</i>
(<!--responses: 18617-->3)
<ul><!--insert: 18617-->
</ul><!--end: 18617-->
</ul><!--end: 18616-->
<!--top: 18608--><li><a href="messages/18608.html">CRA - reliable?</a> - <b>Stefan</b> <i>01/11/03</i>
(<!--responses: 18608-->0)
<ul><!--insert: 18608-->
</ul><!--end: 18608-->
<!--top: 18607--><li><a href="messages/18607.html">Stopping issuing credit. How ?? -URGENT.</a> - <b>STEFAN</b> <i>01/11/03</i>
(<!--responses: 18607-->1)
<ul><!--insert: 18607-->
<!--top: 18611--><li><a href="messages/18611.html">Re: Stopping issuing credit. How ?? -URGENT.</a> - <b>Why Chat</b> <i>01/11/03</i>
(<!--responses: 18611-->0)
<ul><!--insert: 18611-->
</ul><!--end: 18611-->
</ul><!--end: 18607-->
<!--top: 18606--><li><a href="messages/18606.html">REVOLVING???</a> - <b>Stefan</b> <i>01/11/03</i>
(<!--responses: 18606-->1)
<ul><!--insert: 18606-->
<!--top: 18612--><li><a href="messages/18612.html">Re: REVOLVING???</a> - <b>Why Chat</b> <i>01/11/03</i>
(<!--responses: 18612-->0)
<ul><!--insert: 18612-->
</ul><!--end: 18612-->
</ul><!--end: 18606-->
<!--top: 18604--><li><a href="messages/18604.html">credit card default!!!</a> - <b>nick</b> <i>01/11/03</i>
(<!--responses: 18604-->4)
<ul><!--insert: 18604-->
<!--top: 18719--><li><a href="messages/18719.html">why chat-- pl. confirm!!  credit card default!!!</a> - <b>nick</b> <i>01/13/03</i>
(<!--responses: 18719-->0)
<ul><!--insert: 18719-->
</ul><!--end: 18719-->
<!--top: 18605--><li><a href="messages/18605.html">Re: credit card default!!!</a> - <b>Stefan</b> <i>01/11/03</i>
(<!--responses: 18605-->2)
<ul><!--insert: 18605-->
<!--top: 18646--><li><a href="messages/18646.html">Re: credit card default!!!</a> - <b>STEFAN</b> <i>01/12/03</i>
(<!--responses: 18646-->0)
<ul><!--insert: 18646-->
</ul><!--end: 18646-->
<!--top: 18633--><li><a href="messages/18633.html">Re: credit card default!!!</a> - <b>nick</b> <i>01/11/03</i>
(<!--responses: 18633-->1)
<ul><!--insert: 18633-->
</ul><!--end: 18633-->
</ul><!--end: 18605-->
</ul><!--end: 18604-->
<!--top: 18603--><li><a href="messages/18603.html">im lost </a> - <b>jenn</b> <i>01/11/03</i>
(<!--responses: 18603-->3)
<ul><!--insert: 18603-->
<!--top: 18613--><li><a href="messages/18613.html">Re: im lost </a> - <b>Why Chat</b> <i>01/11/03</i>
(<!--responses: 18613-->1)
<ul><!--insert: 18613-->
<!--top: 18640--><li><a href="messages/18640.html">Re: im lost </a> - <b>Linda</b> <i>01/11/03</i>
(<!--responses: 18640-->0)
<ul><!--insert: 18640-->
</ul><!--end: 18640-->
</ul><!--end: 18613-->
<!--top: 18610--><li><a href="messages/18610.html">Re: im lost </a> - <b>patti</b> <i>01/11/03</i>
(<!--responses: 18610-->2)
<ul><!--insert: 18610-->
</ul><!--end: 18610-->
</ul><!--end: 18603-->
<!--top: 18602--><li><a href="messages/18602.html">why chat-regarding disputing amounts, charge-off date, etc.</a> - <b>french</b> <i>01/11/03</i>
(<!--responses: 18602-->1)
<ul><!--insert: 18602-->
<!--top: 18614--><li><a href="messages/18614.html">Re: why chat-regarding disputing amounts, charge-off date, etc.</a> - <b>Why Chat</b> <i>01/11/03</i>
(<!--responses: 18614-->0)
<ul><!--insert: 18614-->
</ul><!--end: 18614-->
</ul><!--end: 18602-->
<!--top: 18598--><li><a href="messages/18598.html">Going to court?</a> - <b>Carmen</b> <i>01/11/03</i>
(<!--responses: 18598-->1)
<ul><!--insert: 18598-->
<!--top: 18599--><li><a href="messages/18599.html">Re: Going to court?</a> - <b>Why Chat</b> <i>01/11/03</i>
(<!--responses: 18599-->0)
<ul><!--insert: 18599-->
</ul><!--end: 18599-->
</ul><!--end: 18598-->
<!--top: 18597--><li><a href="messages/18597.html">montgomery ward open credit </a> - <b>Cliff</b> <i>01/11/03</i>
(<!--responses: 18597-->1)
<ul><!--insert: 18597-->
<!--top: 18638--><li><a href="messages/18638.html">Re: montgomery ward open credit </a> - <b>Linda</b> <i>01/11/03</i>
(<!--responses: 18638-->0)
<ul><!--insert: 18638-->
</ul><!--end: 18638-->
</ul><!--end: 18597-->
<!--top: 18596--><li><a href="messages/18596.html">Past due bill from 1989-Fingerhut</a> - <b>Jen</b> <i>01/11/03</i>
(<!--responses: 18596-->2)
<ul><!--insert: 18596-->
<!--top: 18867--><li><a href="messages/18867.html">Re: Past due bill from 1989-Fingerhut</a> - <b>Ron</b> <i>01/15/03</i>
(<!--responses: 18867-->0)
<ul><!--insert: 18867-->
</ul><!--end: 18867-->
<!--top: 18609--><li><a href="messages/18609.html">Re: Past due bill from 1989-Fingerhut</a> - <b>patti</b> <i>01/11/03</i>
(<!--responses: 18609-->0)
<ul><!--insert: 18609-->
</ul><!--end: 18609-->
</ul><!--end: 18596-->
<!--top: 18593--><li><a href="messages/18593.html">going to court for pretrial conference re judgement</a> - <b>ms b</b> <i>01/10/03</i>
(<!--responses: 18593-->3)
<ul><!--insert: 18593-->
<!--top: 18594--><li><a href="messages/18594.html">Re: going to court for pretrial conference re judgement</a> - <b>Why Chat</b> <i>01/10/03</i>
(<!--responses: 18594-->2)
<ul><!--insert: 18594-->
<!--top: 18595--><li><a href="messages/18595.html">Re: going to court for pretrial conference re judgement</a> - <b>ms b</b> <i>01/11/03</i>
(<!--responses: 18595-->1)
<ul><!--insert: 18595-->
<!--top: 18600--><li><a href="messages/18600.html">Re: going to court for pretrial conference re judgement</a> - <b>Why Chat</b> <i>01/11/03</i>
(<!--responses: 18600-->0)
<ul><!--insert: 18600-->
</ul><!--end: 18600-->
</ul><!--end: 18595-->
</ul><!--end: 18594-->
</ul><!--end: 18593-->
<!--top: 18591--><li><a href="messages/18591.html">Collection letter</a> - <b>mikala</b> <i>01/10/03</i>
(<!--responses: 18591-->1)
<ul><!--insert: 18591-->
<!--top: 18641--><li><a href="messages/18641.html">Re: Collection letter</a> - <b>Linda</b> <i>01/11/03</i>
(<!--responses: 18641-->0)
<ul><!--insert: 18641-->
</ul><!--end: 18641-->
</ul><!--end: 18591-->
<!--top: 18586--><li><a href="messages/18586.html">California's SOL statue #</a> - <b>Quick Assistance, please</b> <i>01/10/03</i>
(<!--responses: 18586-->1)
<ul><!--insert: 18586-->
<!--top: 18587--><li><a href="messages/18587.html">Re: California's SOL statue #</a> - <b>observer</b> <i>01/10/03</i>
(<!--responses: 18587-->0)
<ul><!--insert: 18587-->
</ul><!--end: 18587-->
</ul><!--end: 18586-->
<!--top: 18583--><li><a href="messages/18583.html">camco- PLEASE READ</a> - <b>scott</b> <i>01/10/03</i>
(<!--responses: 18583-->2)
<ul><!--insert: 18583-->
<!--top: 18585--><li><a href="messages/18585.html">Re: camco- PLEASE READ</a> - <b>observer</b> <i>01/10/03</i>
(<!--responses: 18585-->0)
<ul><!--insert: 18585-->
</ul><!--end: 18585-->
<!--top: 18584--><li><a href="messages/18584.html">Re: camco- PLEASE READ</a> - <b>LadynRed</b> <i>01/10/03</i>
(<!--responses: 18584-->0)
<ul><!--insert: 18584-->
</ul><!--end: 18584-->
</ul><!--end: 18583-->
<!--top: 18577--><li><a href="messages/18577.html">Repo HELP!!!!</a> - <b>Sam</b> <i>01/10/03</i>
(<!--responses: 18577-->3)
<ul><!--insert: 18577-->
<!--top: 18578--><li><a href="messages/18578.html">Re: Repo HELP!!!!</a> - <b>Why Chat</b> <i>01/10/03</i>
(<!--responses: 18578-->2)
<ul><!--insert: 18578-->
<!--top: 18580--><li><a href="messages/18580.html">Re: Repo HELP!!!!</a> - <b>Sam</b> <i>01/10/03</i>
(<!--responses: 18580-->1)
<ul><!--insert: 18580-->
<!--top: 18588--><li><a href="messages/18588.html">Re: Repo HELP!!!!</a> - <b>Why Chat</b> <i>01/10/03</i>
(<!--responses: 18588-->0)
<ul><!--insert: 18588-->
</ul><!--end: 18588-->
</ul><!--end: 18580-->
</ul><!--end: 18578-->
</ul><!--end: 18577-->
<!--top: 18573--><li><a href="messages/18573.html">ASSOC/CITI on credit report</a> - <b>ej78</b> <i>01/10/03</i>
(<!--responses: 18573-->4)
<ul><!--insert: 18573-->
<!--top: 18872--><li><a href="messages/18872.html">Re: ASSOC/CITI on credit report</a> - <b>cathy</b> <i>01/15/03</i>
(<!--responses: 18872-->0)
<ul><!--insert: 18872-->
</ul><!--end: 18872-->
<!--top: 18676--><li><a href="messages/18676.html">Re: ASSOC/CITI on credit report</a> - <b>Sebastian</b> <i>01/12/03</i>
(<!--responses: 18676-->0)
<ul><!--insert: 18676-->
</ul><!--end: 18676-->
<!--top: 18648--><li><a href="messages/18648.html">Re: ASSOC/CITI on credit report</a> - <b>STEFAN</b> <i>01/12/03</i>
(<!--responses: 18648-->0)
<ul><!--insert: 18648-->
</ul><!--end: 18648-->
<!--top: 18579--><li><a href="messages/18579.html">Re: ASSOC/CITI on credit report</a> - <b>patti</b> <i>01/10/03</i>
(<!--responses: 18579-->2)
<ul><!--insert: 18579-->
</ul><!--end: 18579-->
</ul><!--end: 18573-->
<!--top: 18572--><li><a href="messages/18572.html">camco- taking advantage of single mothers</a> - <b>scott</b> <i>01/10/03</i>
(<!--responses: 18572-->4)
<ul><!--insert: 18572-->
<!--top: 18582--><li><a href="messages/18582.html">Re: camco- taking advantage of single mothers</a> - <b>observer</b> <i>01/10/03</i>
(<!--responses: 18582-->2)
<ul><!--insert: 18582-->
<!--top: 20245--><li><a href="messages/20245.html">Re: camco- taking advantage of single mothers</a> - <b>Brainiac Smith</b> <i>01/30/03</i>
(<!--responses: 20245-->0)
<ul><!--insert: 20245-->
</ul><!--end: 20245-->
<!--top: 20106--><li><a href="messages/20106.html">Re: camco- taking advantage of single mothers</a> - <b>DONTPAY</b> <i>01/29/03</i>
(<!--responses: 20106-->1)
<ul><!--insert: 20106-->
</ul><!--end: 20106-->
</ul><!--end: 18582-->
<!--top: 18574--><li><a href="messages/18574.html">Re: camco- taking advantage of single mothers</a> - <b>patti</b> <i>01/10/03</i>
(<!--responses: 18574-->0)
<ul><!--insert: 18574-->
</ul><!--end: 18574-->
</ul><!--end: 18572-->
<!--top: 18563--><li><a href="messages/18563.html">as you said - message for WHY CHAT-</a> - <b>Julie</b> <i>01/10/03</i>
(<!--responses: 18563-->0)
<ul><!--insert: 18563-->
</ul><!--end: 18563-->
<!--top: 18562--><li><a href="messages/18562.html">cr - can't get it</a> - <b>Julie</b> <i>01/10/03</i>
(<!--responses: 18562-->0)
<ul><!--insert: 18562-->
</ul><!--end: 18562-->
<!--top: 18559--><li><a href="messages/18559.html">here is a link to list of debt buyers addresses</a> - <b>widow</b> <i>01/10/03</i>
(<!--responses: 18559-->1)
<ul><!--insert: 18559-->
<!--top: 18560--><li><a href="messages/18560.html">Re: here is a link to list of debt buyers addresses</a> - <b>widow</b> <i>01/10/03</i>
(<!--responses: 18560-->0)
<ul><!--insert: 18560-->
</ul><!--end: 18560-->
</ul><!--end: 18559-->
<!--top: 18558--><li><a href="messages/18558.html">Question Judgement Limitations</a> - <b>confused</b> <i>01/10/03</i>
(<!--responses: 18558-->4)
<ul><!--insert: 18558-->
<!--top: 18575--><li><a href="messages/18575.html">Not true!</a> - <b>jm10101</b> <i>01/10/03</i>
(<!--responses: 18575-->1)
<ul><!--insert: 18575-->
<!--top: 18576--><li><a href="messages/18576.html">Re: Not true!</a> - <b>WHY CHAT</b> <i>01/10/03</i>
(<!--responses: 18576-->0)
<ul><!--insert: 18576-->
</ul><!--end: 18576-->
</ul><!--end: 18575-->
<!--top: 18570--><li><a href="messages/18570.html">Re: Question Judgement Limitations</a> - <b>jboles</b> <i>01/10/03</i>
(<!--responses: 18570-->2)
<ul><!--insert: 18570-->
</ul><!--end: 18570-->
<!--top: 18566--><li><a href="messages/18566.html">Re: Question Judgement Limitations</a> - <b>LadynRed</b> <i>01/10/03</i>
(<!--responses: 18566-->0)
<ul><!--insert: 18566-->
</ul><!--end: 18566-->
</ul><!--end: 18558-->
<!--top: 18555--><li><a href="messages/18555.html">NEWCOMERS-PLEASE READ BEFORE POSTING</a> - <b>WHY CHAT</b> <i>01/10/03</i>
(<!--responses: 18555-->0)
<ul><!--insert: 18555-->
</ul><!--end: 18555-->
<!--top: 18554--><li><a href="messages/18554.html">? for Why Chat</a> - <b>edoggie</b> <i>01/10/03</i>
(<!--responses: 18554-->1)
<ul><!--insert: 18554-->
<!--top: 18556--><li><a href="messages/18556.html">Re: ? for Why Chat</a> - <b>WHY CHAT</b> <i>01/10/03</i>
(<!--responses: 18556-->0)
<ul><!--insert: 18556-->
</ul><!--end: 18556-->
</ul><!--end: 18554-->
<!--top: 18549--><li><a href="messages/18549.html">Attack of The Bottom-Feeders</a> - <b>Florida Guy</b> <i>01/10/03</i>
(<!--responses: 18549-->3)
<ul><!--insert: 18549-->
<!--top: 18557--><li><a href="messages/18557.html">Re: Attack of The Bottom-Feeders</a> - <b>WHY CHAT</b> <i>01/10/03</i>
(<!--responses: 18557-->0)
<ul><!--insert: 18557-->
</ul><!--end: 18557-->
<!--top: 18553--><li><a href="messages/18553.html">Re: Attack of The Bottom-Feeders</a> - <b>edoggie</b> <i>01/10/03</i>
(<!--responses: 18553-->0)
<ul><!--insert: 18553-->
</ul><!--end: 18553-->
<!--top: 18551--><li><a href="messages/18551.html">Re: Attack of The Bottom-Feeders</a> - <b>David in CA</b> <i>01/10/03</i>
(<!--responses: 18551-->0)
<ul><!--insert: 18551-->
</ul><!--end: 18551-->
</ul><!--end: 18549-->
<!--top: 18546--><li><a href="messages/18546.html">RMA</a> - <b>Rusty</b> <i>01/09/03</i>
(<!--responses: 18546-->1)
<ul><!--insert: 18546-->
<!--top: 18547--><li><a href="messages/18547.html">Re: RMA</a> - <b>LadynRed</b> <i>01/09/03</i>
(<!--responses: 18547-->0)
<ul><!--insert: 18547-->
</ul><!--end: 18547-->
</ul><!--end: 18546-->
<!--top: 18540--><li><a href="messages/18540.html">341 meeting</a> - <b>Pearl</b> <i>01/09/03</i>
(<!--responses: 18540-->2)
<ul><!--insert: 18540-->
<!--top: 18621--><li><a href="messages/18621.html">Re: 341 meeting</a> - <b>Pearl</b> <i>01/11/03</i>
(<!--responses: 18621-->0)
<ul><!--insert: 18621-->
</ul><!--end: 18621-->
<!--top: 18548--><li><a href="messages/18548.html">Re: 341 meeting</a> - <b>LadynRed</b> <i>01/09/03</i>
(<!--responses: 18548-->1)
<ul><!--insert: 18548-->
</ul><!--end: 18548-->
</ul><!--end: 18540-->
<!--top: 18527--><li><a href="messages/18527.html">Choked with debt</a> - <b>Rol</b> <i>01/09/03</i>
(<!--responses: 18527-->2)
<ul><!--insert: 18527-->
<!--top: 18533--><li><a href="messages/18533.html">Re: Choked with debt</a> - <b>Michael Lomker</b> <i>01/09/03</i>
(<!--responses: 18533-->0)
<ul><!--insert: 18533-->
</ul><!--end: 18533-->
<!--top: 18528--><li><a href="messages/18528.html">Re: Choked with debt</a> - <b>Why Chat</b> <i>01/09/03</i>
(<!--responses: 18528-->0)
<ul><!--insert: 18528-->
</ul><!--end: 18528-->
</ul><!--end: 18527-->
<!--top: 18526--><li><a href="messages/18526.html">served,answered, court</a> - <b>dblply11</b> <i>01/09/03</i>
(<!--responses: 18526-->5)
<ul><!--insert: 18526-->
<!--top: 18592--><li><a href="messages/18592.html">Re: served,answered, court</a> - <b>Why Chat</b> <i>01/10/03</i>
(<!--responses: 18592-->0)
<ul><!--insert: 18592-->
</ul><!--end: 18592-->
<!--top: 18568--><li><a href="messages/18568.html">Re: served,answered, court</a> - <b>dblply11</b> <i>01/10/03</i>
(<!--responses: 18568-->1)
<ul><!--insert: 18568-->
</ul><!--end: 18568-->
<!--top: 18552--><li><a href="messages/18552.html">Re: served,answered, court</a> - <b>David in CA</b> <i>01/10/03</i>
(<!--responses: 18552-->0)
<ul><!--insert: 18552-->
</ul><!--end: 18552-->
<!--top: 18532--><li><a href="messages/18532.html">Re: served,answered, court</a> - <b>scott</b> <i>01/09/03</i>
(<!--responses: 18532-->0)
<ul><!--insert: 18532-->
</ul><!--end: 18532-->
<!--top: 18529--><li><a href="messages/18529.html">Re: served,answered, court</a> - <b>Why Chat</b> <i>01/09/03</i>
(<!--responses: 18529-->2)
<ul><!--insert: 18529-->
</ul><!--end: 18529-->
</ul><!--end: 18526-->
<!--top: 18525--><li><a href="messages/18525.html">did as you said - new question</a> - <b>Julie</b> <i>01/09/03</i>
(<!--responses: 18525-->2)
<ul><!--insert: 18525-->
<!--top: 18589--><li><a href="messages/18589.html">Re: did as you said - new question</a> - <b>Why Chat</b> <i>01/10/03</i>
(<!--responses: 18589-->0)
<ul><!--insert: 18589-->
</ul><!--end: 18589-->
<!--top: 18561--><li><a href="messages/18561.html">Re: did as you said - new question</a> - <b>Julie</b> <i>01/10/03</i>
(<!--responses: 18561-->1)
<ul><!--insert: 18561-->
</ul><!--end: 18561-->
</ul><!--end: 18525-->
<!--top: 18524--><li><a href="messages/18524.html">validation </a> - <b>NV Bone Doc</b> <i>01/09/03</i>
(<!--responses: 18524-->0)
<ul><!--insert: 18524-->
</ul><!--end: 18524-->
<!--top: 18522--><li><a href="messages/18522.html">SOL on 'bad checks'  - WhyChat ?</a> - <b>LadynRed</b> <i>01/09/03</i>
(<!--responses: 18522-->2)
<ul><!--insert: 18522-->
<!--top: 18538--><li><a href="messages/18538.html">Re: SOL on 'bad checks'  - WhyChat ?</a> - <b>LadynRed</b> <i>01/09/03</i>
(<!--responses: 18538-->0)
<ul><!--insert: 18538-->
</ul><!--end: 18538-->
<!--top: 18530--><li><a href="messages/18530.html">Re: SOL on 'bad checks'  - WhyChat ?</a> - <b>Why Chat</b> <i>01/09/03</i>
(<!--responses: 18530-->1)
<ul><!--insert: 18530-->
</ul><!--end: 18530-->
</ul><!--end: 18522-->
<!--top: 18518--><li><a href="messages/18518.html">it's been 30 days</a> - <b>patti</b> <i>01/09/03</i>
(<!--responses: 18518-->0)
<ul><!--insert: 18518-->
</ul><!--end: 18518-->
<!--top: 18513--><li><a href="messages/18513.html">Can't solve it, drive me nuts!!!!!!!!!!!!!!!!!!!!!</a> - <b>Julie</b> <i>01/09/03</i>
(<!--responses: 18513-->3)
<ul><!--insert: 18513-->
<!--top: 18517--><li><a href="messages/18517.html">Re: Can't solve it, drive me nuts!!!!!!!!!!!!!!!!!!!!!</a> - <b>WHY CHAT</b> <i>01/09/03</i>
(<!--responses: 18517-->2)
<ul><!--insert: 18517-->
<!--top: 18519--><li><a href="messages/18519.html">Re: Can't solve it, drive me nuts!!!!!!!!!!!!!!!!!!!!!</a> - <b>Julie</b> <i>01/09/03</i>
(<!--responses: 18519-->1)
<ul><!--insert: 18519-->
<!--top: 18534--><li><a href="messages/18534.html">Re: Can't solve it, drive me nuts!!!!!!!!!!!!!!!!!!!!!</a> - <b>Michael Lomker</b> <i>01/09/03</i>
(<!--responses: 18534-->0)
<ul><!--insert: 18534-->
</ul><!--end: 18534-->
</ul><!--end: 18519-->
</ul><!--end: 18517-->
</ul><!--end: 18513-->
<!--top: 18512--><li><a href="messages/18512.html">dispute paid and 95% chance theyll be deleted</a> - <b>french</b> <i>01/09/03</i>
(<!--responses: 18512-->6)
<ul><!--insert: 18512-->
<!--top: 18550--><li><a href="messages/18550.html">Re: dispute paid and 95% chance theyll be deleted</a> - <b>french</b> <i>01/10/03</i>
(<!--responses: 18550-->4)
<ul><!--insert: 18550-->
<!--top: 18779--><li><a href="messages/18779.html">Re: dispute paid and 95% chance theyll be deleted</a> - <b>Curious</b> <i>01/14/03</i>
(<!--responses: 18779-->0)
<ul><!--insert: 18779-->
</ul><!--end: 18779-->
<!--top: 18601--><li><a href="messages/18601.html">Re: dispute paid and 95% chance theyll be deleted</a> - <b>french</b> <i>01/11/03</i>
(<!--responses: 18601-->2)
<ul><!--insert: 18601-->
</ul><!--end: 18601-->
<!--top: 18590--><li><a href="messages/18590.html">Re: dispute paid and 95% chance theyll be deleted</a> - <b>Why Chat</b> <i>01/10/03</i>
(<!--responses: 18590-->3)
<ul><!--insert: 18590-->
<!--top: 18615--><li><a href="messages/18615.html">Re: dispute paid and 95% chance theyll be deleted</a> - <b>Why Chat</b> <i>01/11/03</i>
(<!--responses: 18615-->1)
<ul><!--insert: 18615-->
</ul><!--end: 18615-->
</ul><!--end: 18590-->
</ul><!--end: 18550-->
<!--top: 18516--><li><a href="messages/18516.html">Re: dispute paid and 95% chance theyll be deleted</a> - <b>WHY CHAT</b> <i>01/09/03</i>
(<!--responses: 18516-->0)
<ul><!--insert: 18516-->
</ul><!--end: 18516-->
</ul><!--end: 18512-->
<!--top: 18511--><li><a href="messages/18511.html">does collection agency have to provide signed doc. 4 valdt.</a> - <b>geof</b> <i>01/09/03</i>
(<!--responses: 18511-->1)
<ul><!--insert: 18511-->
<!--top: 18515--><li><a href="messages/18515.html">Re: does collection agency have to provide signed doc. 4 valdt.</a> - <b>patti</b> <i>01/09/03</i>
(<!--responses: 18515-->0)
<ul><!--insert: 18515-->
</ul><!--end: 18515-->
</ul><!--end: 18511-->
<!--top: 18503--><li><a href="messages/18503.html">how to get old debt off your credit report</a> - <b>financial challenged </b> <i>01/08/03</i>
(<!--responses: 18503-->3)
<ul><!--insert: 18503-->
<!--top: 18535--><li><a href="messages/18535.html">Re: how to get old debt off your credit report</a> - <b>Michael Lomker</b> <i>01/09/03</i>
(<!--responses: 18535-->0)
<ul><!--insert: 18535-->
</ul><!--end: 18535-->
<!--top: 18514--><li><a href="messages/18514.html">Re: how to get old debt off your credit report</a> - <b>Patti</b> <i>01/09/03</i>
(<!--responses: 18514-->0)
<ul><!--insert: 18514-->
</ul><!--end: 18514-->
<!--top: 18509--><li><a href="messages/18509.html">Re: how to get old debt off your credit report</a> - <b>bally</b> <i>01/09/03</i>
(<!--responses: 18509-->2)
<ul><!--insert: 18509-->
</ul><!--end: 18509-->
</ul><!--end: 18503-->
<!--top: 18502--><li><a href="messages/18502.html">bk</a> - <b>financial challenged</b> <i>01/08/03</i>
(<!--responses: 18502-->1)
<ul><!--insert: 18502-->
<!--top: 18521--><li><a href="messages/18521.html">Re: bk</a> - <b>LadynRed</b> <i>01/09/03</i>
(<!--responses: 18521-->0)
<ul><!--insert: 18521-->
</ul><!--end: 18521-->
</ul><!--end: 18502-->
<!--top: 18496--><li><a href="messages/18496.html">How to remove original creditor info?</a> - <b>Donnachaidh</b> <i>01/08/03</i>
(<!--responses: 18496-->0)
<ul><!--insert: 18496-->
</ul><!--end: 18496-->
<!--top: 18495--><li><a href="messages/18495.html">Charge offs - Why Chat</a> - <b>star</b> <i>01/08/03</i>
(<!--responses: 18495-->2)
<ul><!--insert: 18495-->
<!--top: 18505--><li><a href="messages/18505.html">Re: Charge offs - Why Chat</a> - <b>Why Chat</b> <i>01/08/03</i>
(<!--responses: 18505-->1)
<ul><!--insert: 18505-->
<!--top: 18542--><li><a href="messages/18542.html">Re: Charge offs - Why Chat</a> - <b>anon</b> <i>01/09/03</i>
(<!--responses: 18542-->0)
<ul><!--insert: 18542-->
</ul><!--end: 18542-->
</ul><!--end: 18505-->
</ul><!--end: 18495-->
<!--top: 18491--><li><a href="messages/18491.html">Has Anyone used Family Credit Counseling Services? </a> - <b>Adele</b> <i>01/08/03</i>
(<!--responses: 18491-->1)
<ul><!--insert: 18491-->
<!--top: 18506--><li><a href="messages/18506.html">Re: Has Anyone used Family Credit Counseling Services? </a> - <b>Why Chat</b> <i>01/08/03</i>
(<!--responses: 18506-->0)
<ul><!--insert: 18506-->
</ul><!--end: 18506-->
</ul><!--end: 18491-->
<!--top: 18481--><li><a href="messages/18481.html">Troubles with CAMCO</a> - <b>KMB418</b> <i>01/08/03</i>
(<!--responses: 18481-->6)
<ul><!--insert: 18481-->
<!--top: 18632--><li><a href="messages/18632.html">Re: Troubles with CAMCO</a> - <b>MMullins</b> <i>01/11/03</i>
(<!--responses: 18632-->1)
<ul><!--insert: 18632-->
<!--top: 18639--><li><a href="messages/18639.html">Re: Troubles with CAMCO</a> - <b>scott</b> <i>01/11/03</i>
(<!--responses: 18639-->0)
<ul><!--insert: 18639-->
</ul><!--end: 18639-->
</ul><!--end: 18632-->
<!--top: 18564--><li><a href="messages/18564.html">Re: Troubles with CAMCO</a> - <b>Kbrook</b> <i>01/10/03</i>
(<!--responses: 18564-->1)
<ul><!--insert: 18564-->
<!--top: 18567--><li><a href="messages/18567.html">Re: Troubles with CAMCO</a> - <b>LadynRed</b> <i>01/10/03</i>
(<!--responses: 18567-->0)
<ul><!--insert: 18567-->
</ul><!--end: 18567-->
</ul><!--end: 18564-->
<!--top: 18487--><li><a href="messages/18487.html">Re: Troubles with CAMCO</a> - <b>scott</b> <i>01/08/03</i>
(<!--responses: 18487-->0)
<ul><!--insert: 18487-->
</ul><!--end: 18487-->
<!--top: 18483--><li><a href="messages/18483.html">Re: Troubles with CAMCO</a> - <b>LadynRed</b> <i>01/08/03</i>
(<!--responses: 18483-->0)
<ul><!--insert: 18483-->
</ul><!--end: 18483-->
</ul><!--end: 18481-->
<!--top: 18477--><li><a href="messages/18477.html">Bankruptcy and Buying a Home </a> - <b>Switzer</b> <i>01/08/03</i>
(<!--responses: 18477-->2)
<ul><!--insert: 18477-->
<!--top: 18541--><li><a href="messages/18541.html">Re: Bankruptcy and Buying a Home </a> - <b>WHY CHAT</b> <i>01/09/03</i>
(<!--responses: 18541-->0)
<ul><!--insert: 18541-->
</ul><!--end: 18541-->
<!--top: 18536--><li><a href="messages/18536.html">Re: Bankruptcy and Buying a Home </a> - <b>Michael Lomker</b> <i>01/09/03</i>
(<!--responses: 18536-->0)
<ul><!--insert: 18536-->
</ul><!--end: 18536-->
</ul><!--end: 18477-->
<!--top: 18473--><li><a href="messages/18473.html">Credit card companies prey on college students</a> - <b>Student</b> <i>01/08/03</i>
(<!--responses: 18473-->4)
<ul><!--insert: 18473-->
<!--top: 18778--><li><a href="messages/18778.html">Re: Credit card companies prey on college students</a> - <b>Student</b> <i>01/14/03</i>
(<!--responses: 18778-->0)
<ul><!--insert: 18778-->
</ul><!--end: 18778-->
<!--top: 18537--><li><a href="messages/18537.html">Re: Credit card companies prey on college students</a> - <b>Michael Lomker</b> <i>01/09/03</i>
(<!--responses: 18537-->0)
<ul><!--insert: 18537-->
</ul><!--end: 18537-->
<!--top: 18486--><li><a href="messages/18486.html">Re: Credit card companies prey on college students</a> - <b>observer</b> <i>01/08/03</i>
(<!--responses: 18486-->1)
<ul><!--insert: 18486-->
<!--top: 18501--><li><a href="messages/18501.html">Re: Credit card companies prey on college students</a> - <b>financial challenged</b> <i>01/08/03</i>
(<!--responses: 18501-->0)
<ul><!--insert: 18501-->
</ul><!--end: 18501-->
</ul><!--end: 18486-->
</ul><!--end: 18473-->
<!--top: 18471--><li><a href="messages/18471.html">Problem with Experian</a> - <b>Greenlander</b> <i>01/08/03</i>
(<!--responses: 18471-->1)
<ul><!--insert: 18471-->
<!--top: 18478--><li><a href="messages/18478.html">Re: Problem with Experian</a> - <b>scott </b> <i>01/08/03</i>
(<!--responses: 18478-->0)
<ul><!--insert: 18478-->
</ul><!--end: 18478-->
</ul><!--end: 18471-->
<!--top: 18470--><li><a href="messages/18470.html">Being Sued</a> - <b>Anon2</b> <i>01/08/03</i>
(<!--responses: 18470-->5)
<ul><!--insert: 18470-->
<!--top: 18531--><li><a href="messages/18531.html">Re: Being Sued</a> - <b>Why Chat</b> <i>01/09/03</i>
(<!--responses: 18531-->0)
<ul><!--insert: 18531-->
</ul><!--end: 18531-->
<!--top: 18523--><li><a href="messages/18523.html">Re: Being Sued</a> - <b>Anon2</b> <i>01/09/03</i>
(<!--responses: 18523-->1)
<ul><!--insert: 18523-->
</ul><!--end: 18523-->
<!--top: 18490--><li><a href="messages/18490.html">Re: Being Sued</a> - <b>Why Chat</b> <i>01/08/03</i>
(<!--responses: 18490-->2)
<ul><!--insert: 18490-->
</ul><!--end: 18490-->
<!--top: 18485--><li><a href="messages/18485.html">Re: Being Sued</a> - <b>Anon2</b> <i>01/08/03</i>
(<!--responses: 18485-->3)
<ul><!--insert: 18485-->
</ul><!--end: 18485-->
<!--top: 18474--><li><a href="messages/18474.html">Re: Being Sued</a> - <b>WHY CHAT</b> <i>01/08/03</i>
(<!--responses: 18474-->4)
<ul><!--insert: 18474-->
</ul><!--end: 18474-->
</ul><!--end: 18470-->
<!--top: 18458--><li><a href="messages/18458.html">Sears</a> - <b>treici</b> <i>01/08/03</i>
(<!--responses: 18458-->3)
<ul><!--insert: 18458-->
<!--top: 18462--><li><a href="messages/18462.html">Re: Sears</a> - <b>Why Chat</b> <i>01/08/03</i>
(<!--responses: 18462-->2)
<ul><!--insert: 18462-->
<!--top: 18476--><li><a href="messages/18476.html">Re: Sears</a> - <b>Why Chat</b> <i>01/08/03</i>
(<!--responses: 18476-->0)
<ul><!--insert: 18476-->
</ul><!--end: 18476-->
<!--top: 18464--><li><a href="messages/18464.html">Re: Sears</a> - <b>treici</b> <i>01/08/03</i>
(<!--responses: 18464-->1)
<ul><!--insert: 18464-->
</ul><!--end: 18464-->
</ul><!--end: 18462-->
</ul><!--end: 18458-->
<!--top: 18451--><li><a href="messages/18451.html">does original creditor have to validate</a> - <b>stacy</b> <i>01/08/03</i>
(<!--responses: 18451-->2)
<ul><!--insert: 18451-->
<!--top: 18468--><li><a href="messages/18468.html">How does doctrine of estoppel fit into this?</a> - <b>dixidriftr</b> <i>01/08/03</i>
(<!--responses: 18468-->0)
<ul><!--insert: 18468-->
</ul><!--end: 18468-->
<!--top: 18456--><li><a href="messages/18456.html">Re: does original creditor have to validate</a> - <b>scott</b> <i>01/08/03</i>
(<!--responses: 18456-->1)
<ul><!--insert: 18456-->
</ul><!--end: 18456-->
</ul><!--end: 18451-->
<!--top: 18446--><li><a href="messages/18446.html">Not my Credit Card</a> - <b>Andrea</b> <i>01/08/03</i>
(<!--responses: 18446-->4)
<ul><!--insert: 18446-->
<!--top: 18545--><li><a href="messages/18545.html">Re: Not my Credit Card</a> - <b>kb9tbq</b> <i>01/09/03</i>
(<!--responses: 18545-->0)
<ul><!--insert: 18545-->
</ul><!--end: 18545-->
<!--top: 18463--><li><a href="messages/18463.html">Re: Not my Credit Card</a> - <b>Linda</b> <i>01/08/03</i>
(<!--responses: 18463-->0)
<ul><!--insert: 18463-->
</ul><!--end: 18463-->
<!--top: 18459--><li><a href="messages/18459.html">Re: Not my Credit Card</a> - <b>Why Chat</b> <i>01/08/03</i>
(<!--responses: 18459-->0)
<ul><!--insert: 18459-->
</ul><!--end: 18459-->
<!--top: 18457--><li><a href="messages/18457.html">Re: Not my Credit Card</a> - <b>scott</b> <i>01/08/03</i>
(<!--responses: 18457-->1)
<ul><!--insert: 18457-->
</ul><!--end: 18457-->
</ul><!--end: 18446-->
<!--top: 18445--><li><a href="messages/18445.html">Not my Credit Card</a> - <b>Andrea</b> <i>01/08/03</i>
(<!--responses: 18445-->1)
<ul><!--insert: 18445-->
<!--top: 18450--><li><a href="messages/18450.html">Re: Not my Credit Card</a> - <b>LadynRed</b> <i>01/08/03</i>
(<!--responses: 18450-->0)
<ul><!--insert: 18450-->
</ul><!--end: 18450-->
</ul><!--end: 18445-->
<!--top: 18443--><li><a href="messages/18443.html">Camco - are they for real?</a> - <b>Pkw</b> <i>01/08/03</i>
(<!--responses: 18443-->13)
<ul><!--insert: 18443-->
<!--top: 18993--><li><a href="messages/18993.html">Re: Camco - are they for real?</a> - <b>Daniel A. Edelman</b> <i>01/17/03</i>
(<!--responses: 18993-->0)
<ul><!--insert: 18993-->
</ul><!--end: 18993-->
<!--top: 18565--><li><a href="messages/18565.html">Re: Camco - are they for real?</a> - <b>Kbrook</b> <i>01/10/03</i>
(<!--responses: 18565-->2)
<ul><!--insert: 18565-->
<!--top: 18581--><li><a href="messages/18581.html">Re: Camco - are they for real?</a> - <b>Kbrook</b> <i>01/10/03</i>
(<!--responses: 18581-->0)
<ul><!--insert: 18581-->
</ul><!--end: 18581-->
<!--top: 18569--><li><a href="messages/18569.html">Re: Camco - are they for real?</a> - <b>LadynRed</b> <i>01/10/03</i>
(<!--responses: 18569-->1)
<ul><!--insert: 18569-->
</ul><!--end: 18569-->
</ul><!--end: 18565-->
<!--top: 18520--><li><a href="messages/18520.html">Re: Camco - are they for real?</a> - <b>Cervantes</b> <i>01/09/03</i>
(<!--responses: 18520-->0)
<ul><!--insert: 18520-->
</ul><!--end: 18520-->
<!--top: 18488--><li><a href="messages/18488.html">Re: Camco - are they for real?</a> - <b>scott</b> <i>01/08/03</i>
(<!--responses: 18488-->0)
<ul><!--insert: 18488-->
</ul><!--end: 18488-->
<!--top: 18484--><li><a href="messages/18484.html">Re: Camco - are they for real?</a> - <b>LadynRed</b> <i>01/08/03</i>
(<!--responses: 18484-->0)
<ul><!--insert: 18484-->
</ul><!--end: 18484-->
<!--top: 18482--><li><a href="messages/18482.html">Re: Camco - are they for real?</a> - <b>LadynRed</b> <i>01/08/03</i>
(<!--responses: 18482-->1)
<ul><!--insert: 18482-->
</ul><!--end: 18482-->
<!--top: 18480--><li><a href="messages/18480.html">Re: Camco - are they for real?</a> - <b>bally</b> <i>01/08/03</i>
(<!--responses: 18480-->0)
<ul><!--insert: 18480-->
</ul><!--end: 18480-->
<!--top: 18479--><li><a href="messages/18479.html">Re: Camco - are they for real?</a> - <b>Cervantes</b> <i>01/08/03</i>
(<!--responses: 18479-->5)
<ul><!--insert: 18479-->
</ul><!--end: 18479-->
<!--top: 18453--><li><a href="messages/18453.html">Re: Camco - are they for real?</a> - <b>scott</b> <i>01/08/03</i>
(<!--responses: 18453-->0)
<ul><!--insert: 18453-->
</ul><!--end: 18453-->
<!--top: 18448--><li><a href="messages/18448.html">Re: Camco - are they for real?</a> - <b>LadynRed</b> <i>01/08/03</i>
(<!--responses: 18448-->3)
<ul><!--insert: 18448-->
</ul><!--end: 18448-->
<!--top: 18444--><li><a href="messages/18444.html">Re: Camco - are they for real?</a> - <b>patti</b> <i>01/08/03</i>
(<!--responses: 18444-->0)
<ul><!--insert: 18444-->
</ul><!--end: 18444-->
</ul><!--end: 18443-->
<!--top: 18441--><li><a href="messages/18441.html">chexsystems</a> - <b>1moretime</b> <i>01/08/03</i>
(<!--responses: 18441-->3)
<ul><!--insert: 18441-->
<!--top: 18957--><li><a href="messages/18957.html">Re: chexsystems</a> - <b>raices2</b> <i>01/17/03</i>
(<!--responses: 18957-->0)
<ul><!--insert: 18957-->
</ul><!--end: 18957-->
<!--top: 18776--><li><a href="messages/18776.html">Re: chexsystems</a> - <b>Sheila</b> <i>01/14/03</i>
(<!--responses: 18776-->0)
<ul><!--insert: 18776-->
</ul><!--end: 18776-->
<!--top: 18475--><li><a href="messages/18475.html">Re: chexsystems</a> - <b>bally</b> <i>01/08/03</i>
(<!--responses: 18475-->0)
<ul><!--insert: 18475-->
</ul><!--end: 18475-->
</ul><!--end: 18441-->
<!--top: 18434--><li><a href="messages/18434.html">Its working.... one last debt though</a> - <b>bally</b> <i>01/08/03</i>
(<!--responses: 18434-->9)
<ul><!--insert: 18434-->
<!--top: 18435--><li><a href="messages/18435.html">Re: Its working.... one last debt though</a> - <b>patti</b> <i>01/08/03</i>
(<!--responses: 18435-->8)
<ul><!--insert: 18435-->
<!--top: 18469--><li><a href="messages/18469.html">Re: Its working.... one last debt though</a> - <b>bally</b> <i>01/08/03</i>
(<!--responses: 18469-->0)
<ul><!--insert: 18469-->
</ul><!--end: 18469-->
<!--top: 18455--><li><a href="messages/18455.html">Re: Its working.... one last debt though</a> - <b>scott</b> <i>01/08/03</i>
(<!--responses: 18455-->1)
<ul><!--insert: 18455-->
</ul><!--end: 18455-->
<!--top: 18452--><li><a href="messages/18452.html">last question</a> - <b>bally</b> <i>01/08/03</i>
(<!--responses: 18452-->1)
<ul><!--insert: 18452-->
<!--top: 18539--><li><a href="messages/18539.html">Re: last question</a> - <b>Michael Lomker</b> <i>01/09/03</i>
(<!--responses: 18539-->0)
<ul><!--insert: 18539-->
</ul><!--end: 18539-->
</ul><!--end: 18452-->
<!--top: 18440--><li><a href="messages/18440.html">Re: Its working.... one last debt though</a> - <b>patti</b> <i>01/08/03</i>
(<!--responses: 18440-->2)
<ul><!--insert: 18440-->
</ul><!--end: 18440-->
<!--top: 18439--><li><a href="messages/18439.html">Re: Its working.... one last debt though</a> - <b>bally</b> <i>01/08/03</i>
(<!--responses: 18439-->3)
<ul><!--insert: 18439-->
</ul><!--end: 18439-->
<!--top: 18436--><li><a href="messages/18436.html">Re: Its working.... one last debt though</a> - <b>patti</b> <i>01/08/03</i>
(<!--responses: 18436-->1)
<ul><!--insert: 18436-->
<!--top: 18494--><li><a href="messages/18494.html">In California, OCs ARE required to validate by our own FCRA.</a> - <b>HDAlex</b> <i>01/08/03</i>
(<!--responses: 18494-->0)
<ul><!--insert: 18494-->
</ul><!--end: 18494-->
</ul><!--end: 18436-->
</ul><!--end: 18435-->
</ul><!--end: 18434-->
<!--top: 18432--><li><a href="messages/18432.html">Old Debt</a> - <b>anon</b> <i>01/08/03</i>
(<!--responses: 18432-->9)
<ul><!--insert: 18432-->
<!--top: 19567--><li><a href="messages/19567.html">Re: Old Debt</a> - <b>deborah kay bolen</b> <i>01/24/03</i>
(<!--responses: 19567-->0)
<ul><!--insert: 19567-->
</ul><!--end: 19567-->
<!--top: 18454--><li><a href="messages/18454.html">Re: Old Debt</a> - <b>scott</b> <i>01/08/03</i>
(<!--responses: 18454-->0)
<ul><!--insert: 18454-->
</ul><!--end: 18454-->
<!--top: 18449--><li><a href="messages/18449.html">Re: Old Debt</a> - <b>LadynRed</b> <i>01/08/03</i>
(<!--responses: 18449-->3)
<ul><!--insert: 18449-->
<!--top: 18466--><li><a href="messages/18466.html">Re: Old Debt</a> - <b>LadynRed</b> <i>01/08/03</i>
(<!--responses: 18466-->1)
<ul><!--insert: 18466-->
<!--top: 18467--><li><a href="messages/18467.html">Re: Old Debt</a> - <b>anon</b> <i>01/08/03</i>
(<!--responses: 18467-->0)
<ul><!--insert: 18467-->
</ul><!--end: 18467-->
</ul><!--end: 18466-->
<!--top: 18465--><li><a href="messages/18465.html">Re: Old Debt</a> - <b>anon</b> <i>01/08/03</i>
(<!--responses: 18465-->2)
<ul><!--insert: 18465-->
</ul><!--end: 18465-->
</ul><!--end: 18449-->
<!--top: 18447--><li><a href="messages/18447.html">Re: Old Debt</a> - <b>anon</b> <i>01/08/03</i>
(<!--responses: 18447-->4)
<ul><!--insert: 18447-->
</ul><!--end: 18447-->
<!--top: 18437--><li><a href="messages/18437.html">Re: Old Debt</a> - <b>LadynRed</b> <i>01/08/03</i>
(<!--responses: 18437-->0)
<ul><!--insert: 18437-->
</ul><!--end: 18437-->
<!--top: 18433--><li><a href="messages/18433.html">Re: Old Debt</a> - <b>Patti</b> <i>01/08/03</i>
(<!--responses: 18433-->0)
<ul><!--insert: 18433-->
</ul><!--end: 18433-->
</ul><!--end: 18432-->
<!--top: 18427--><li><a href="messages/18427.html">overseas</a> - <b>Julie</b> <i>01/08/03</i>
(<!--responses: 18427-->0)
<ul><!--insert: 18427-->
</ul><!--end: 18427-->
<!--top: 18420--><li><a href="messages/18420.html">credit reports for everyone?</a> - <b>Anthony</b> <i>01/08/03</i>
(<!--responses: 18420-->0)
<ul><!--insert: 18420-->
</ul><!--end: 18420-->
<!--top: 18419--><li><a href="messages/18419.html">Paying off collections</a> - <b>Brad</b> <i>01/08/03</i>
(<!--responses: 18419-->5)
<ul><!--insert: 18419-->
<!--top: 18460--><li><a href="messages/18460.html">Re: Paying off collections</a> - <b>Why Chat</b> <i>01/08/03</i>
(<!--responses: 18460-->0)
<ul><!--insert: 18460-->
</ul><!--end: 18460-->
<!--top: 18421--><li><a href="messages/18421.html">Re: Paying off collections</a> - <b>Anthony</b> <i>01/08/03</i>
(<!--responses: 18421-->3)
<ul><!--insert: 18421-->
<!--top: 18429--><li><a href="messages/18429.html">Re: Paying off collections</a> - <b>LadynRed</b> <i>01/08/03</i>
(<!--responses: 18429-->0)
<ul><!--insert: 18429-->
</ul><!--end: 18429-->
<!--top: 18426--><li><a href="messages/18426.html">Re: Paying off collections</a> - <b>Karin</b> <i>01/08/03</i>
(<!--responses: 18426-->1)
<ul><!--insert: 18426-->
</ul><!--end: 18426-->
<!--top: 18425--><li><a href="messages/18425.html">Re: Paying off collections</a> - <b>Christina</b> <i>01/08/03</i>
(<!--responses: 18425-->2)
<ul><!--insert: 18425-->
</ul><!--end: 18425-->
</ul><!--end: 18421-->
</ul><!--end: 18419-->
<!--top: 18414--><li><a href="messages/18414.html">what is a doctor bill?</a> - <b>ethan </b> <i>01/08/03</i>
(<!--responses: 18414-->1)
<ul><!--insert: 18414-->
<!--top: 18415--><li><a href="messages/18415.html">Re: what is a doctor bill?</a> - <b>ethan</b> <i>01/08/03</i>
(<!--responses: 18415-->0)
<ul><!--insert: 18415-->
</ul><!--end: 18415-->
</ul><!--end: 18414-->
<!--top: 18413--><li><a href="messages/18413.html">buying forclosed home?</a> - <b>zander</b> <i>01/08/03</i>
(<!--responses: 18413-->3)
<ul><!--insert: 18413-->
<!--top: 18442--><li><a href="messages/18442.html">Re: buying forclosed home?</a> - <b>observer</b> <i>01/08/03</i>
(<!--responses: 18442-->0)
<ul><!--insert: 18442-->
</ul><!--end: 18442-->
<!--top: 18418--><li><a href="messages/18418.html">Re: buying forclosed home?</a> - <b>scott</b> <i>01/08/03</i>
(<!--responses: 18418-->0)
<ul><!--insert: 18418-->
</ul><!--end: 18418-->
<!--top: 18417--><li><a href="messages/18417.html">Re: buying forclosed home?</a> - <b>scott</b> <i>01/08/03</i>
(<!--responses: 18417-->1)
<ul><!--insert: 18417-->
</ul><!--end: 18417-->
</ul><!--end: 18413-->
<!--top: 18412--><li><a href="messages/18412.html">collection question</a> - <b>Frank</b> <i>01/07/03</i>
(<!--responses: 18412-->1)
<ul><!--insert: 18412-->
<!--top: 18428--><li><a href="messages/18428.html">Re: collection question</a> - <b>LadynRed</b> <i>01/08/03</i>
(<!--responses: 18428-->0)
<ul><!--insert: 18428-->
</ul><!--end: 18428-->
</ul><!--end: 18412-->
<!--top: 18410--><li><a href="messages/18410.html">Credit Card Charge-offs then Bankruptcy</a> - <b>Last Dime</b> <i>01/07/03</i>
(<!--responses: 18410-->3)
<ul><!--insert: 18410-->
<!--top: 18438--><li><a href="messages/18438.html">Re: Credit Card Charge-offs then Bankruptcy</a> - <b>LadynRed</b> <i>01/08/03</i>
(<!--responses: 18438-->0)
<ul><!--insert: 18438-->
</ul><!--end: 18438-->
<!--top: 18431--><li><a href="messages/18431.html">Re: Credit Card Charge-offs then Bankruptcy</a> - <b>Last Dime</b> <i>01/08/03</i>
(<!--responses: 18431-->1)
<ul><!--insert: 18431-->
</ul><!--end: 18431-->
<!--top: 18416--><li><a href="messages/18416.html">Re: Credit Card Charge-offs then Bankruptcy</a> - <b>Robert M</b> <i>01/08/03</i>
(<!--responses: 18416-->2)
<ul><!--insert: 18416-->
</ul><!--end: 18416-->
</ul><!--end: 18410-->
<!--top: 18408--><li><a href="messages/18408.html">Pennsylvania SOL?</a> - <b>Seashore</b> <i>01/07/03</i>
(<!--responses: 18408-->5)
<ul><!--insert: 18408-->
<!--top: 18493--><li><a href="messages/18493.html">Re: Pennsylvania SOL?</a> - <b>Seashore</b> <i>01/08/03</i>
(<!--responses: 18493-->0)
<ul><!--insert: 18493-->
</ul><!--end: 18493-->
<!--top: 18424--><li><a href="messages/18424.html">Re: Pennsylvania SOL?</a> - <b>Why Chat</b> <i>01/08/03</i>
(<!--responses: 18424-->1)
<ul><!--insert: 18424-->
</ul><!--end: 18424-->
<!--top: 18409--><li><a href="messages/18409.html">Re: Pennsylvania SOL?</a> - <b>patti</b> <i>01/07/03</i>
(<!--responses: 18409-->2)
<ul><!--insert: 18409-->
<!--top: 18411--><li><a href="messages/18411.html">Re: Pennsylvania SOL?</a> - <b>Seashore</b> <i>01/07/03</i>
(<!--responses: 18411-->1)
<ul><!--insert: 18411-->
<!--top: 18422--><li><a href="messages/18422.html">Re: Pennsylvania SOL?</a> - <b>Why Chat</b> <i>01/08/03</i>
(<!--responses: 18422-->0)
<ul><!--insert: 18422-->
</ul><!--end: 18422-->
</ul><!--end: 18411-->
</ul><!--end: 18409-->
</ul><!--end: 18408-->
<!--top: 18407--><li><a href="messages/18407.html">Charge offs and income tax return</a> - <b>Star</b> <i>01/07/03</i>
(<!--responses: 18407-->1)
<ul><!--insert: 18407-->
<!--top: 18423--><li><a href="messages/18423.html">Re: Charge offs and income tax return</a> - <b>Why Chat</b> <i>01/08/03</i>
(<!--responses: 18423-->0)
<ul><!--insert: 18423-->
</ul><!--end: 18423-->
</ul><!--end: 18407-->
<!--top: 18406--><li><a href="messages/18406.html">Collection Agencies Getting Credit Reports</a> - <b>Rusty</b> <i>01/07/03</i>
(<!--responses: 18406-->0)
<ul><!--insert: 18406-->
</ul><!--end: 18406-->
<!--top: 18403--><li><a href="messages/18403.html">Attempt to collect a very old debt that was once reported??</a> - <b>Bubba</b> <i>01/07/03</i>
(<!--responses: 18403-->4)
<ul><!--insert: 18403-->
<!--top: 18405--><li><a href="messages/18405.html">Re: Attempt to collect a very old debt that was once reported??</a> - <b>Why Chat</b> <i>01/07/03</i>
(<!--responses: 18405-->2)
<ul><!--insert: 18405-->
<!--top: 18543--><li><a href="messages/18543.html">Re: Attempt to collect a very old debt that was once reported??</a> - <b>Why Chat</b> <i>01/09/03</i>
(<!--responses: 18543-->0)
<ul><!--insert: 18543-->
</ul><!--end: 18543-->
<!--top: 18492--><li><a href="messages/18492.html">Re: Attempt to collect a very old debt that was once reported??</a> - <b>Bubba</b> <i>01/08/03</i>
(<!--responses: 18492-->1)
<ul><!--insert: 18492-->
</ul><!--end: 18492-->
</ul><!--end: 18405-->
<!--top: 18404--><li><a href="messages/18404.html">Re: Attempt to collect a very old debt that was once reported??</a> - <b>LadynRed</b> <i>01/07/03</i>
(<!--responses: 18404-->0)
<ul><!--insert: 18404-->
</ul><!--end: 18404-->
</ul><!--end: 18403-->
<!--top: 18399--><li><a href="messages/18399.html">Why Chat..Question</a> - <b>Andrea</b> <i>01/07/03</i>
(<!--responses: 18399-->4)
<ul><!--insert: 18399-->
<!--top: 18430--><li><a href="messages/18430.html">Re: Why Chat..Question</a> - <b>Andrea</b> <i>01/08/03</i>
(<!--responses: 18430-->2)
<ul><!--insert: 18430-->
<!--top: 18733--><li><a href="messages/18733.html">Re: Why Chat..Question</a> - <b>Andrea</b> <i>01/13/03</i>
(<!--responses: 18733-->0)
<ul><!--insert: 18733-->
</ul><!--end: 18733-->
<!--top: 18461--><li><a href="messages/18461.html">Re: Why Chat..Question</a> - <b>Why Chat</b> <i>01/08/03</i>
(<!--responses: 18461-->1)
<ul><!--insert: 18461-->
</ul><!--end: 18461-->
</ul><!--end: 18430-->
<!--top: 18400--><li><a href="messages/18400.html">Re: Why Chat..Question</a> - <b>Why Chat</b> <i>01/07/03</i>
(<!--responses: 18400-->3)
<ul><!--insert: 18400-->
</ul><!--end: 18400-->
</ul><!--end: 18399-->
<!--top: 18398--><li><a href="messages/18398.html">international debit card acceptance</a> - <b>Karsten</b> <i>01/07/03</i>
(<!--responses: 18398-->1)
<ul><!--insert: 18398-->
<!--top: 18401--><li><a href="messages/18401.html">Re: international debit card acceptance</a> - <b>Why Chat</b> <i>01/07/03</i>
(<!--responses: 18401-->0)
<ul><!--insert: 18401-->
</ul><!--end: 18401-->
</ul><!--end: 18398-->
<!--top: 18395--><li><a href="messages/18395.html">capital acqusitions </a> - <b>financial challenged </b> <i>01/07/03</i>
(<!--responses: 18395-->12)
<ul><!--insert: 18395-->
<!--top: 19317--><li><a href="messages/19317.html">Re: capital acqusitions </a> - <b>bill collector</b> <i>01/22/03</i>
(<!--responses: 19317-->0)
<ul><!--insert: 19317-->
</ul><!--end: 19317-->
<!--top: 18544--><li><a href="messages/18544.html">Re: capital acqusitions </a> - <b>Why Chat</b> <i>01/09/03</i>
(<!--responses: 18544-->0)
<ul><!--insert: 18544-->
</ul><!--end: 18544-->
<!--top: 18497--><li><a href="messages/18497.html">Re: capital acqusitions </a> - <b>financial challenges </b> <i>01/08/03</i>
(<!--responses: 18497-->0)
<ul><!--insert: 18497-->
</ul><!--end: 18497-->
<!--top: 18402--><li><a href="messages/18402.html">Re: capital acqusitions </a> - <b>scott</b> <i>01/07/03</i>
(<!--responses: 18402-->1)
<ul><!--insert: 18402-->
</ul><!--end: 18402-->
<!--top: 18397--><li><a href="messages/18397.html">Re: capital acqusitions </a> - <b>Why Chat</b> <i>01/07/03</i>
(<!--responses: 18397-->1)
<ul><!--insert: 18397-->
<!--top: 18498--><li><a href="messages/18498.html">Re: capital acqusitions </a> - <b> financial challenges</b> <i>01/08/03</i>
(<!--responses: 18498-->0)
<ul><!--insert: 18498-->
</ul><!--end: 18498-->
</ul><!--end: 18397-->
<!--top: 18396--><li><a href="messages/18396.html">Re: capital acqusitions </a> - <b>LadynRed</b> <i>01/07/03</i>
(<!--responses: 18396-->5)
<ul><!--insert: 18396-->
<!--top: 20250--><li><a href="messages/20250.html">Re: capital acqusitions </a> - <b>Brainiac Smith</b> <i>01/30/03</i>
(<!--responses: 20250-->0)
<ul><!--insert: 20250-->
</ul><!--end: 20250-->
<!--top: 18508--><li><a href="messages/18508.html">Re: capital acqusitions </a> - <b>scott</b> <i>01/09/03</i>
(<!--responses: 18508-->0)
<ul><!--insert: 18508-->
</ul><!--end: 18508-->
<!--top: 18507--><li><a href="messages/18507.html">Re: capital acqusitions </a> - <b>financial challenged</b> <i>01/09/03</i>
(<!--responses: 18507-->1)
<ul><!--insert: 18507-->
</ul><!--end: 18507-->
<!--top: 18504--><li><a href="messages/18504.html">Re: capital acqusitions </a> - <b>scott</b> <i>01/08/03</i>
(<!--responses: 18504-->2)
<ul><!--insert: 18504-->
</ul><!--end: 18504-->
<!--top: 18499--><li><a href="messages/18499.html">Re: capital acqusitions </a> - <b>financial challenged</b> <i>01/08/03</i>
(<!--responses: 18499-->3)
<ul><!--insert: 18499-->
</ul><!--end: 18499-->
</ul><!--end: 18396-->
</ul><!--end: 18395-->
<!--top: 18390--><li><a href="messages/18390.html">108 th &amp; BK bill ..</a> - <b>kelly from nevada</b> <i>01/07/03</i>
(<!--responses: 18390-->0)
<ul><!--insert: 18390-->
</ul><!--end: 18390-->
<!--top: 18386--><li><a href="messages/18386.html">can cc sue estate?</a> - <b>widow</b> <i>01/07/03</i>
(<!--responses: 18386-->2)
<ul><!--insert: 18386-->
<!--top: 18394--><li><a href="messages/18394.html">Re: can cc sue estate?</a> - <b>Why Chat</b> <i>01/07/03</i>
(<!--responses: 18394-->0)
<ul><!--insert: 18394-->
</ul><!--end: 18394-->
<!--top: 18391--><li><a href="messages/18391.html">Re: can cc sue estate?</a> - <b>observer</b> <i>01/07/03</i>
(<!--responses: 18391-->0)
<ul><!--insert: 18391-->
</ul><!--end: 18391-->
</ul><!--end: 18386-->
<!--top: 18383--><li><a href="messages/18383.html">Peace of mind</a> - <b>Cindo</b> <i>01/07/03</i>
(<!--responses: 18383-->0)
<ul><!--insert: 18383-->
</ul><!--end: 18383-->
<!--top: 18380--><li><a href="messages/18380.html">Is is legal to dispute, charge-off, balance, most owed to CRA's?</a> - <b>marlor</b> <i>01/07/03</i>
(<!--responses: 18380-->0)
<ul><!--insert: 18380-->
</ul><!--end: 18380-->
<!--top: 18375--><li><a href="messages/18375.html">Try this again as the archives are down</a> - <b>Draven</b> <i>01/06/03</i>
(<!--responses: 18375-->7)
<ul><!--insert: 18375-->
<!--top: 18384--><li><a href="messages/18384.html">Re: Try this again as the archives are down</a> - <b>LadynRed</b> <i>01/07/03</i>
(<!--responses: 18384-->4)
<ul><!--insert: 18384-->
<!--top: 18387--><li><a href="messages/18387.html">Re: Try this again as the archives are down</a> - <b>Draven</b> <i>01/07/03</i>
(<!--responses: 18387-->3)
<ul><!--insert: 18387-->
<!--top: 18389--><li><a href="messages/18389.html">Re: Try this again as the archives are down</a> - <b>draven</b> <i>01/07/03</i>
(<!--responses: 18389-->0)
<ul><!--insert: 18389-->
</ul><!--end: 18389-->
<!--top: 18388--><li><a href="messages/18388.html">Re: Try this again as the archives are down</a> - <b>Draven</b> <i>01/07/03</i>
(<!--responses: 18388-->1)
<ul><!--insert: 18388-->
<!--top: 18392--><li><a href="messages/18392.html">Re: Try this again as the archives are down</a> - <b>LadynRed</b> <i>01/07/03</i>
(<!--responses: 18392-->0)
<ul><!--insert: 18392-->
</ul><!--end: 18392-->
</ul><!--end: 18388-->
</ul><!--end: 18387-->
</ul><!--end: 18384-->
<!--top: 18378--><li><a href="messages/18378.html">Re: Try this again as the archives are down</a> - <b>Linda</b> <i>01/07/03</i>
(<!--responses: 18378-->0)
<ul><!--insert: 18378-->
</ul><!--end: 18378-->
<!--top: 18377--><li><a href="messages/18377.html">Re: Try this again as the archives are down</a> - <b>patti</b> <i>01/06/03</i>
(<!--responses: 18377-->0)
<ul><!--insert: 18377-->
</ul><!--end: 18377-->
</ul><!--end: 18375-->
<!--top: 18374--><li><a href="messages/18374.html">debt was sold, what action to take</a> - <b>Bob C.</b> <i>01/06/03</i>
(<!--responses: 18374-->3)
<ul><!--insert: 18374-->
<!--top: 18379--><li><a href="messages/18379.html">Re: debt was sold, what action to take</a> - <b>Linda</b> <i>01/07/03</i>
(<!--responses: 18379-->2)
<ul><!--insert: 18379-->
<!--top: 18385--><li><a href="messages/18385.html">Re: debt was sold, Default Date</a> - <b>LadynRed</b> <i>01/07/03</i>
(<!--responses: 18385-->0)
<ul><!--insert: 18385-->
</ul><!--end: 18385-->
<!--top: 18382--><li><a href="messages/18382.html">Re: debt was sold, Default Date</a> - <b>Bob C.</b> <i>01/07/03</i>
(<!--responses: 18382-->1)
<ul><!--insert: 18382-->
</ul><!--end: 18382-->
</ul><!--end: 18379-->
</ul><!--end: 18374-->
<!--top: 18368--><li><a href="messages/18368.html">Credit Report</a> - <b>Jaylin</b> <i>01/06/03</i>
(<!--responses: 18368-->1)
<ul><!--insert: 18368-->
<!--top: 18373--><li><a href="messages/18373.html">Re: Credit Report</a> - <b>kb9tbq</b> <i>01/06/03</i>
(<!--responses: 18373-->0)
<ul><!--insert: 18373-->
</ul><!--end: 18373-->
</ul><!--end: 18368-->
<!--top: 18367--><li><a href="messages/18367.html">Money Limit</a> - <b>Jaylin</b> <i>01/06/03</i>
(<!--responses: 18367-->3)
<ul><!--insert: 18367-->
<!--top: 18369--><li><a href="messages/18369.html">Re: Money Limit</a> - <b>LadynRed</b> <i>01/06/03</i>
(<!--responses: 18369-->2)
<ul><!--insert: 18369-->
<!--top: 18371--><li><a href="messages/18371.html">Re: Money Limit</a> - <b>1moretime</b> <i>01/06/03</i>
(<!--responses: 18371-->1)
<ul><!--insert: 18371-->
<!--top: 18372--><li><a href="messages/18372.html">Re: Money Limit</a> - <b>observer</b> <i>01/06/03</i>
(<!--responses: 18372-->0)
<ul><!--insert: 18372-->
</ul><!--end: 18372-->
</ul><!--end: 18371-->
</ul><!--end: 18369-->
</ul><!--end: 18367-->
<!--top: 18361--><li><a href="messages/18361.html">harrassing calls</a> - <b>deb</b> <i>01/06/03</i>
(<!--responses: 18361-->1)
<ul><!--insert: 18361-->
<!--top: 18363--><li><a href="messages/18363.html">Re: harrassing calls</a> - <b>Linda</b> <i>01/06/03</i>
(<!--responses: 18363-->0)
<ul><!--insert: 18363-->
</ul><!--end: 18363-->
</ul><!--end: 18361-->
<!--top: 18359--><li><a href="messages/18359.html">Settling with CA's</a> - <b>Cindo</b> <i>01/06/03</i>
(<!--responses: 18359-->4)
<ul><!--insert: 18359-->
<!--top: 18364--><li><a href="messages/18364.html">Re: Settling with CA's</a> - <b>angie</b> <i>01/06/03</i>
(<!--responses: 18364-->0)
<ul><!--insert: 18364-->
</ul><!--end: 18364-->
<!--top: 18362--><li><a href="messages/18362.html">Re: Settling with CA's</a> - <b>Linda</b> <i>01/06/03</i>
(<!--responses: 18362-->0)
<ul><!--insert: 18362-->
</ul><!--end: 18362-->
<!--top: 18360--><li><a href="messages/18360.html">Re: Settling with CA's</a> - <b>patti</b> <i>01/06/03</i>
(<!--responses: 18360-->1)
<ul><!--insert: 18360-->
<!--top: 18365--><li><a href="messages/18365.html">Re: Settling with CA's</a> - <b>Cindo</b> <i>01/06/03</i>
(<!--responses: 18365-->0)
<ul><!--insert: 18365-->
</ul><!--end: 18365-->
</ul><!--end: 18360-->
</ul><!--end: 18359-->
<!--top: 18352--><li><a href="messages/18352.html">Buying a Home</a> - <b>kb9tbq</b> <i>01/05/03</i>
(<!--responses: 18352-->3)
<ul><!--insert: 18352-->
<!--top: 18353--><li><a href="messages/18353.html">Re: Buying a Home</a> - <b>Why Chat</b> <i>01/05/03</i>
(<!--responses: 18353-->2)
<ul><!--insert: 18353-->
<!--top: 18354--><li><a href="messages/18354.html">Re: Buying a Home</a> - <b>kb9tbq</b> <i>01/06/03</i>
(<!--responses: 18354-->1)
<ul><!--insert: 18354-->
<!--top: 18357--><li><a href="messages/18357.html">Re: Buying a Home</a> - <b>Why Chat</b> <i>01/06/03</i>
(<!--responses: 18357-->0)
<ul><!--insert: 18357-->
</ul><!--end: 18357-->
</ul><!--end: 18354-->
</ul><!--end: 18353-->
</ul><!--end: 18352-->
<!--top: 18342--><li><a href="messages/18342.html">bankruptcy vs settleing HELP!!!!!</a> - <b>pixie</b> <i>01/04/03</i>
(<!--responses: 18342-->6)
<ul><!--insert: 18342-->
<!--top: 18344--><li><a href="messages/18344.html">Re: bankruptcy vs settleing HELP!!!!!</a> - <b>Why Chat</b> <i>01/04/03</i>
(<!--responses: 18344-->4)
<ul><!--insert: 18344-->
<!--top: 18345--><li><a href="messages/18345.html">Re: bankruptcy vs settleing HELP!!!!!</a> - <b>pixie</b> <i>01/04/03</i>
(<!--responses: 18345-->3)
<ul><!--insert: 18345-->
<!--top: 18346--><li><a href="messages/18346.html">Re: bankruptcy vs settleing HELP!!!!!</a> - <b>Why Chat</b> <i>01/04/03</i>
(<!--responses: 18346-->2)
<ul><!--insert: 18346-->
<!--top: 18358--><li><a href="messages/18358.html">Re: bankruptcy vs settleing HELP!!!!!</a> - <b>LadynRed</b> <i>01/06/03</i>
(<!--responses: 18358-->0)
<ul><!--insert: 18358-->
</ul><!--end: 18358-->
<!--top: 18348--><li><a href="messages/18348.html">Re: bankruptcy vs settleing HELP!!!!!</a> - <b>Eric</b> <i>01/05/03</i>
(<!--responses: 18348-->0)
<ul><!--insert: 18348-->
</ul><!--end: 18348-->
</ul><!--end: 18346-->
</ul><!--end: 18345-->
</ul><!--end: 18344-->
<!--top: 18343--><li><a href="messages/18343.html">Re: bankruptcy vs settleing HELP!!!!!</a> - <b>Why Chat</b> <i>01/04/03</i>
(<!--responses: 18343-->0)
<ul><!--insert: 18343-->
</ul><!--end: 18343-->
</ul><!--end: 18342-->
<!--top: 18341--><li><a href="messages/18341.html">make  CA   pay</a> - <b>cc</b> <i>01/04/03</i>
(<!--responses: 18341-->0)
<ul><!--insert: 18341-->
</ul><!--end: 18341-->
<!--top: 18337--><li><a href="messages/18337.html">car totaled/pmt due</a> - <b>mtnair</b> <i>01/04/03</i>
(<!--responses: 18337-->4)
<ul><!--insert: 18337-->
<!--top: 18339--><li><a href="messages/18339.html">Re: car totaled/pmt due</a> - <b>mtnair</b> <i>01/04/03</i>
(<!--responses: 18339-->1)
<ul><!--insert: 18339-->
<!--top: 18347--><li><a href="messages/18347.html">Re: car totaled/pmt due</a> - <b>Pete</b> <i>01/04/03</i>
(<!--responses: 18347-->0)
<ul><!--insert: 18347-->
</ul><!--end: 18347-->
</ul><!--end: 18339-->
<!--top: 18338--><li><a href="messages/18338.html">Re: car totaled/pmt due</a> - <b>Pete</b> <i>01/04/03</i>
(<!--responses: 18338-->1)
<ul><!--insert: 18338-->
<!--top: 18340--><li><a href="messages/18340.html">Re: car totaled/pmt due</a> - <b>patti</b> <i>01/04/03</i>
(<!--responses: 18340-->0)
<ul><!--insert: 18340-->
</ul><!--end: 18340-->
</ul><!--end: 18338-->
</ul><!--end: 18337-->
<!--top: 18336--><li><a href="messages/18336.html">pay downs</a> - <b>elliottxfan</b> <i>01/04/03</i>
(<!--responses: 18336-->0)
<ul><!--insert: 18336-->
</ul><!--end: 18336-->
<!--top: 18332--><li><a href="messages/18332.html">how to pay my bill off</a> - <b>chell</b> <i>01/04/03</i>
(<!--responses: 18332-->3)
<ul><!--insert: 18332-->
<!--top: 18500--><li><a href="messages/18500.html">Re: how to pay my bill off-deluxejo</a> - <b>patti</b> <i>01/08/03</i>
(<!--responses: 18500-->0)
<ul><!--insert: 18500-->
</ul><!--end: 18500-->
<!--top: 18489--><li><a href="messages/18489.html">Re: how to pay my bill off</a> - <b>deluxejo</b> <i>01/08/03</i>
(<!--responses: 18489-->1)
<ul><!--insert: 18489-->
</ul><!--end: 18489-->
<!--top: 18334--><li><a href="messages/18334.html">Re: how to pay my bill off</a> - <b>patti</b> <i>01/04/03</i>
(<!--responses: 18334-->0)
<ul><!--insert: 18334-->
</ul><!--end: 18334-->
</ul><!--end: 18332-->
<!--top: 18323--><li><a href="messages/18323.html">non dischargeable debt</a> - <b>1moretime</b> <i>01/03/03</i>
(<!--responses: 18323-->2)
<ul><!--insert: 18323-->
<!--top: 18325--><li><a href="messages/18325.html">Re: non dischargeable debt</a> - <b>LadynRed</b> <i>01/03/03</i>
(<!--responses: 18325-->1)
<ul><!--insert: 18325-->
<!--top: 18327--><li><a href="messages/18327.html">Re: non dischargeable debt</a> - <b>1moretime</b> <i>01/03/03</i>
(<!--responses: 18327-->0)
<ul><!--insert: 18327-->
</ul><!--end: 18327-->
</ul><!--end: 18325-->
</ul><!--end: 18323-->
<!--top: 18320--><li><a href="messages/18320.html">I need some explaination</a> - <b>1moretime</b> <i>01/03/03</i>
(<!--responses: 18320-->2)
<ul><!--insert: 18320-->
<!--top: 18321--><li><a href="messages/18321.html">Re: I need some explaination</a> - <b>cc</b> <i>01/03/03</i>
(<!--responses: 18321-->1)
<ul><!--insert: 18321-->
<!--top: 18322--><li><a href="messages/18322.html">Re: I need some explaination</a> - <b>1moretime</b> <i>01/03/03</i>
(<!--responses: 18322-->0)
<ul><!--insert: 18322-->
</ul><!--end: 18322-->
</ul><!--end: 18321-->
</ul><!--end: 18320-->
<!--top: 18311--><li><a href="messages/18311.html">charge off paid, still receiving letters</a> - <b>Karin</b> <i>01/03/03</i>
(<!--responses: 18311-->2)
<ul><!--insert: 18311-->
<!--top: 18313--><li><a href="messages/18313.html">Re: charge off paid, still receiving letters</a> - <b>LadynRed</b> <i>01/03/03</i>
(<!--responses: 18313-->1)
<ul><!--insert: 18313-->
<!--top: 18393--><li><a href="messages/18393.html">Re: charge off paid, still receiving letters</a> - <b>Karin</b> <i>01/07/03</i>
(<!--responses: 18393-->0)
<ul><!--insert: 18393-->
</ul><!--end: 18393-->
</ul><!--end: 18313-->
</ul><!--end: 18311-->
<!--top: 18310--><li><a href="messages/18310.html">inquires</a> - <b>anon</b> <i>01/03/03</i>
(<!--responses: 18310-->3)
<ul><!--insert: 18310-->
<!--top: 18356--><li><a href="messages/18356.html">Re: inquires</a> - <b>Christina</b> <i>01/06/03</i>
(<!--responses: 18356-->0)
<ul><!--insert: 18356-->
</ul><!--end: 18356-->
<!--top: 18316--><li><a href="messages/18316.html">Re: inquires</a> - <b>scott</b> <i>01/03/03</i>
(<!--responses: 18316-->1)
<ul><!--insert: 18316-->
</ul><!--end: 18316-->
<!--top: 18315--><li><a href="messages/18315.html">Re: inquires</a> - <b>LadynRed</b> <i>01/03/03</i>
(<!--responses: 18315-->2)
<ul><!--insert: 18315-->
</ul><!--end: 18315-->
</ul><!--end: 18310-->
<!--top: 18308--><li><a href="messages/18308.html">sueds filed  on CA&quot;s</a> - <b>cc</b> <i>01/03/03</i>
(<!--responses: 18308-->0)
<ul><!--insert: 18308-->
</ul><!--end: 18308-->
<!--top: 18305--><li><a href="messages/18305.html">big problem</a> - <b>farmer</b> <i>01/03/03</i>
(<!--responses: 18305-->4)
<ul><!--insert: 18305-->
<!--top: 18350--><li><a href="messages/18350.html">Re: big problem</a> - <b>Linda</b> <i>01/05/03</i>
(<!--responses: 18350-->0)
<ul><!--insert: 18350-->
</ul><!--end: 18350-->
<!--top: 18309--><li><a href="messages/18309.html">Re: big problem</a> - <b>LadynRed</b> <i>01/03/03</i>
(<!--responses: 18309-->2)
<ul><!--insert: 18309-->
<!--top: 18326--><li><a href="messages/18326.html">Re: big problem</a> - <b>LadynRed</b> <i>01/03/03</i>
(<!--responses: 18326-->0)
<ul><!--insert: 18326-->
</ul><!--end: 18326-->
<!--top: 18324--><li><a href="messages/18324.html">Re: big problem</a> - <b>farmer</b> <i>01/03/03</i>
(<!--responses: 18324-->1)
<ul><!--insert: 18324-->
</ul><!--end: 18324-->
</ul><!--end: 18309-->
</ul><!--end: 18305-->
<!--top: 18302--><li><a href="messages/18302.html">Why Chat-RE:Reasons for dispute..</a> - <b>grimson</b> <i>01/03/03</i>
(<!--responses: 18302-->2)
<ul><!--insert: 18302-->
<!--top: 18349--><li><a href="messages/18349.html">Re: Why Chat-RE:Reasons for dispute..</a> - <b>Linda</b> <i>01/05/03</i>
(<!--responses: 18349-->0)
<ul><!--insert: 18349-->
</ul><!--end: 18349-->
<!--top: 18303--><li><a href="messages/18303.html">Re: Why Chat-RE:Reasons for dispute..</a> - <b>Why Chat</b> <i>01/03/03</i>
(<!--responses: 18303-->0)
<ul><!--insert: 18303-->
</ul><!--end: 18303-->
</ul><!--end: 18302-->
<!--top: 18299--><li><a href="messages/18299.html">ChexSystems problems</a> - <b>Cory O</b> <i>01/03/03</i>
(<!--responses: 18299-->1)
<ul><!--insert: 18299-->
<!--top: 18314--><li><a href="messages/18314.html">Re: ChexSystems problems</a> - <b>C@T</b> <i>01/03/03</i>
(<!--responses: 18314-->0)
<ul><!--insert: 18314-->
</ul><!--end: 18314-->
</ul><!--end: 18299-->
<!--top: 18304--><li><a href="messages/18304.html">Re: SAW REPORTS</a> - <b>Why Chat</b> <i>01/03/03</i>
(<!--responses: 18304-->0)
<ul><!--insert: 18304-->
</ul><!--end: 18304-->
<!--top: 18288--><li><a href="messages/18288.html">letter from lawyer</a> - <b>anon</b> <i>01/03/03</i>
(<!--responses: 18288-->3)
<ul><!--insert: 18288-->
<!--top: 18291--><li><a href="messages/18291.html">Re: letter from lawyer</a> - <b>LadynRed</b> <i>01/03/03</i>
(<!--responses: 18291-->2)
<ul><!--insert: 18291-->
<!--top: 18355--><li><a href="messages/18355.html">Re: letter from lawyer</a> - <b>kb9tbq</b> <i>01/06/03</i>
(<!--responses: 18355-->0)
<ul><!--insert: 18355-->
</ul><!--end: 18355-->
<!--top: 18306--><li><a href="messages/18306.html">Re: letter from lawyer</a> - <b>Why Chat</b> <i>01/03/03</i>
(<!--responses: 18306-->0)
<ul><!--insert: 18306-->
</ul><!--end: 18306-->
</ul><!--end: 18291-->
</ul><!--end: 18288-->
<!--top: 18287--><li><a href="messages/18287.html">Question on disputing items on Credit Report</a> - <b>Cindo</b> <i>01/03/03</i>
(<!--responses: 18287-->0)
<ul><!--insert: 18287-->
</ul><!--end: 18287-->
<!--top: 18286--><li><a href="messages/18286.html">Federal Retirement</a> - <b>Rusty</b> <i>01/03/03</i>
(<!--responses: 18286-->17)
<ul><!--insert: 18286-->
<!--top: 18307--><li><a href="messages/18307.html">Re: Federal Retirement</a> - <b>Why Chat</b> <i>01/03/03</i>
(<!--responses: 18307-->7)
<ul><!--insert: 18307-->
<!--top: 18317--><li><a href="messages/18317.html">Re: Federal Retirement</a> - <b>Rusty</b> <i>01/03/03</i>
(<!--responses: 18317-->6)
<ul><!--insert: 18317-->
<!--top: 18333--><li><a href="messages/18333.html">Re: Federal Retirement</a> - <b>Why Chat</b> <i>01/04/03</i>
(<!--responses: 18333-->0)
<ul><!--insert: 18333-->
</ul><!--end: 18333-->
<!--top: 18330--><li><a href="messages/18330.html">Re: Federal Retirement</a> - <b>Rusty</b> <i>01/03/03</i>
(<!--responses: 18330-->1)
<ul><!--insert: 18330-->
</ul><!--end: 18330-->
<!--top: 18329--><li><a href="messages/18329.html">Re: Federal Retirement</a> - <b>Why Chat</b> <i>01/03/03</i>
(<!--responses: 18329-->2)
<ul><!--insert: 18329-->
</ul><!--end: 18329-->
<!--top: 18328--><li><a href="messages/18328.html">Re: Federal Retirement</a> - <b>Rusty</b> <i>01/03/03</i>
(<!--responses: 18328-->3)
<ul><!--insert: 18328-->
</ul><!--end: 18328-->
<!--top: 18319--><li><a href="messages/18319.html">Re: Federal Retirement</a> - <b>Why Chat</b> <i>01/03/03</i>
(<!--responses: 18319-->0)
<ul><!--insert: 18319-->
</ul><!--end: 18319-->
<!--top: 18318--><li><a href="messages/18318.html">Re: Federal Retirement</a> - <b>Why Chat</b> <i>01/03/03</i>
(<!--responses: 18318-->4)
<ul><!--insert: 18318-->
</ul><!--end: 18318-->
</ul><!--end: 18317-->
</ul><!--end: 18307-->
<!--top: 18290--><li><a href="messages/18290.html">Re: Federal Retirement</a> - <b>LadynRed</b> <i>01/03/03</i>
(<!--responses: 18290-->8)
<ul><!--insert: 18290-->
<!--top: 18292--><li><a href="messages/18292.html">Re: Federal Retirement</a> - <b>Rusty</b> <i>01/03/03</i>
(<!--responses: 18292-->7)
<ul><!--insert: 18292-->
<!--top: 18301--><li><a href="messages/18301.html">Re: Federal Retirement</a> - <b>LadynRed</b> <i>01/03/03</i>
(<!--responses: 18301-->1)
<ul><!--insert: 18301-->
</ul><!--end: 18301-->
<!--top: 18300--><li><a href="messages/18300.html">Re: Federal Retirement</a> - <b>Rusty</b> <i>01/03/03</i>
(<!--responses: 18300-->2)
<ul><!--insert: 18300-->
</ul><!--end: 18300-->
<!--top: 18298--><li><a href="messages/18298.html">Re: Federal Retirement</a> - <b>LadynRed</b> <i>01/03/03</i>
(<!--responses: 18298-->3)
<ul><!--insert: 18298-->
<!--top: 18312--><li><a href="messages/18312.html">Re: Federal Retirement</a> - <b>Rusty</b> <i>01/03/03</i>
(<!--responses: 18312-->0)
<ul><!--insert: 18312-->
</ul><!--end: 18312-->
</ul><!--end: 18298-->
<!--top: 18297--><li><a href="messages/18297.html">Re: Federal Retirement</a> - <b>LadynRed</b> <i>01/03/03</i>
(<!--responses: 18297-->4)
<ul><!--insert: 18297-->
</ul><!--end: 18297-->
<!--top: 18296--><li><a href="messages/18296.html">Re: Federal Retirement</a> - <b>Rusty</b> <i>01/03/03</i>
(<!--responses: 18296-->5)
<ul><!--insert: 18296-->
</ul><!--end: 18296-->
<!--top: 18294--><li><a href="messages/18294.html">Re: Federal Retirement</a> - <b>LadynRed</b> <i>01/03/03</i>
(<!--responses: 18294-->6)
<ul><!--insert: 18294-->
</ul><!--end: 18294-->
</ul><!--end: 18292-->
</ul><!--end: 18290-->
</ul><!--end: 18286-->
<!--top: 18285--><li><a href="messages/18285.html">Still no green card</a> - <b>patti</b> <i>01/03/03</i>
(<!--responses: 18285-->1)
<ul><!--insert: 18285-->
<!--top: 18351--><li><a href="messages/18351.html">Re: Still no green card</a> - <b>Linda</b> <i>01/05/03</i>
(<!--responses: 18351-->0)
<ul><!--insert: 18351-->
</ul><!--end: 18351-->
</ul><!--end: 18285-->
<!--top: 18281--><li><a href="messages/18281.html">trans union says-adverse info 7 years from first delinquency</a> - <b>jeffrey</b> <i>01/03/03</i>
(<!--responses: 18281-->3)
<ul><!--insert: 18281-->
<!--top: 18282--><li><a href="messages/18282.html">Re: trans union says-adverse info 7 years from first delinquency</a> - <b>Why Chat</b> <i>01/03/03</i>
(<!--responses: 18282-->2)
<ul><!--insert: 18282-->
<!--top: 18510--><li><a href="messages/18510.html">Re: trans union says-adverse info 7 years from first delinquency</a> - <b>bally</b> <i>01/09/03</i>
(<!--responses: 18510-->0)
<ul><!--insert: 18510-->
</ul><!--end: 18510-->
<!--top: 18472--><li><a href="messages/18472.html">Re: trans union says-adverse info 7 years from first delinquency</a> - <b>bally</b> <i>01/08/03</i>
(<!--responses: 18472-->1)
<ul><!--insert: 18472-->
</ul><!--end: 18472-->
</ul><!--end: 18282-->
</ul><!--end: 18281-->
<!--top: 18274--><li><a href="messages/18274.html">115 reasons to get CRA's to re-investigate besides not mine.</a> - <b>grimson</b> <i>01/03/03</i>
(<!--responses: 18274-->3)
<ul><!--insert: 18274-->
<!--top: 18283--><li><a href="messages/18283.html">Re: linda linda linda or why chat.</a> - <b>Why Chat</b> <i>01/03/03</i>
(<!--responses: 18283-->0)
<ul><!--insert: 18283-->
</ul><!--end: 18283-->
<!--top: 18280--><li><a href="messages/18280.html">linda linda linda or why chat.</a> - <b>grimson</b> <i>01/03/03</i>
(<!--responses: 18280-->1)
<ul><!--insert: 18280-->
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<!--top: 18278--><li><a href="messages/18278.html">Re: 115 reasons to get CRA's to re-investigate besides not mine.</a> - <b>Linda</b> <i>01/03/03</i>
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<!--top: 18279--><li><a href="messages/18279.html">Re: Oh boy, got a BIG prob!</a> - <b>MOMofTriplets</b> <i>01/03/03</i>
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<!--top: 18263--><li><a href="messages/18263.html">Happy New Year -Newcomers Please Read Before Posting </a> - <b>Why Chat</b> <i>01/02/03</i>
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<!--top: 18262--><li><a href="messages/18262.html">update on Phillips and Cohen Ltd</a> - <b>widow</b> <i>01/02/03</i>
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<!--top: 20215--><li><a href="messages/20215.html">Re: update on Phillips and Cohen Ltd</a> - <b>Toni</b> <i>01/30/03</i>
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<!--top: 18275--><li><a href="messages/18275.html">Re: update on Phillips and Cohen Ltd</a> - <b>Linda</b> <i>01/03/03</i>
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<!--top: 18264--><li><a href="messages/18264.html">Re: update on Phillips and Cohen Ltd</a> - <b>LadynRed</b> <i>01/02/03</i>
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<!--top: 18257--><li><a href="messages/18257.html">Garnishment of wages</a> - <b>Ryan</b> <i>01/02/03</i>
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<!--top: 19068--><li><a href="messages/19068.html">Re: Garnishment of wages</a> - <b>cqm</b> <i>01/19/03</i>
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<!--top: 19967--><li><a href="messages/19967.html">Re: Garnishment of wages</a> - <b>steve</b> <i>01/28/03</i>
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<!--top: 18370--><li><a href="messages/18370.html">Re: Garnishment of wages</a> - <b>l yates</b> <i>01/06/03</i>
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<!--top: 18366--><li><a href="messages/18366.html">Re: Garnishment of wages</a> - <b>Mike Nelson</b> <i>01/06/03</i>
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