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differance between Charge off vs Write Off - HELP plese


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Posted by ladybug (24.49.202.142) on February 08, 2003 at 19:22:47:

I just recieved my CR - I don't understand - could someone tell me what this example means?

Status: Account charged off / Past due 150 days. $4918. written off. $880 past due as of 11-2002
This account is scheduled to continue on record until 6-2009.

So does this mean I still owe $4918 or $880? so should I even worry about this one?

A collection person has been calling me on this one, they would take $3444 if I paid by yesterday, didn't have the money so I enrolled into "Light House Credit Management" But if I only owe $880 then I could come up with that money but who would I pay to the Collection agence or CC or should I do nothing? I live in NY so SOL is 7 years... any help would help...

Thanx
Ladybug


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