Re: Why chat-how about one just for California

Posted by WHY CHAT (209.240.198.61) on February 09, 2003 at 15:52:58:

In Reply to: Re: Why chat-how about one just for California posted by mitcht on February 09, 2003 at 13:29:00:

Most of the good Ca stuff are consent orders, so I would rather not use them. Here is the basic one I found that can be used in all States, but ONLY, (and this really applies to the whole method) if the CA has been put on NOTICE that the account is invalid(time-barred) or the CA has LOST in court and had a claim dismissed.

Sullivan v. Equifax, Inc. et al., 2002 U.S. Dist LEXIS 7884 (E.D. PA. 2002)(reporting a debt to a credit reporting agency is a communication covered by the FDCPA);
"1692e(8) Communicating or threatening to communicate to any person information which is known or which should be known to be false, including the failure to communicate that a disputed debt is disputed."

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