whychat,ladynred, anyone - your opinion

Posted by riteaid (205.228.12.40) on February 10, 2003 at 15:38:36:

Got summons for an old debt (past six years) last month. Sent the CA and their lawyer debt validation letter immediately. Sent answer to court stating that I have no knowledge of the acct. with this creditor or CA(which is true) and that I sent the DV letter to the creditor and attached a copy of letter. Also stated that I requested signed contract/agreement to prove ownership and evidence that CA has legal authority to collect the debt. Thats it. Nothing on SOL since I thought I would use it if they validate properly. Can these clowns use a CR as evidence. FCRA does not list using this as evidence under permissible purposes and there is a whole slew of issues relating to this account which I am planning to tackle later. Any comment or thoughts on how to tackle my day in court?

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