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Only have one account on CR..a negative item..how to establish credit?..
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Posted by CS
(68.114.157.134) on February 18, 2003 at 17:31:06:
due to me only having 1 account, a bad one, I don't have a credit score. The bad account was with Providian, a $250 limit I let go for 8 months, then paying $880 to close it. Due to go off 2/07. My question is, how do I establish credit? Credit Cards? What is the likelyhood for a car loan, etc?
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