Re: Going to court on Wednesday. WhyChat, Ladynred, Need Help!!!
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Posted by LadynRed
(199.91.33.254) on February 24, 2003 at 17:49:28:
In Reply to: Re: Going to court on Wednesday. WhyChat, Ladynred, Need Help!!! posted by Waypil on February 24, 2003 at 16:18:14:
You probably won't get the original creditor listing removed entirely, but the CA entries should come off. Saying you may file for bankruptcy *may* help a little. If, in looking at your financial status, they see that bankrtupcy might be likely, even if you don't intend to do so, it might help you a bit. You can say, 'well, I found out that I can wipe this debt out entirely by filing for bankruptcy. So you can settle for $xxxx.xx or I file BK and you get nothing." If your credit report and financial status doesn't look to them that BK would be imminent for you, they may not bite - hard to say.
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