Sears...Sears...Sears...dates are confusing me
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Posted by Bry
(209.94.128.83) on February 28, 2003 at 09:50:23:
OK Here is the report from sears on my report EXPERIAN:
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date opened/ reported since = 11-1993/ 04-1994 date of status/last reported = 11-1999 / 11-2002
type/terms/mo pymnt = revolving/NA/$0
responsibility = individual credit limit or orig amt/ high balance = NA/822.00 recent balance/recnt pymt = 0.00 as of 11-2002/(blank) Status detials = Colection acct./ acct charged off.
622.00 written off. Acct history:
Collection as of 11-2002, 10-2002, 09-2002, 08-2002
07-2002, 06-2002, 05-2002, 04-2002, 3-2002, 2-2002,
1-2002, 12-2001, 11-2001, 10-2001, 9-2001, 8-2001,
7-2001, 6-2001, 5-2001, 4-2001, 3-2001, 2-2001,
1-2001, 12-2000, 11-2000, 10-2000, 9-2000, 8-2000,
7-2000, 6-2000, 5-2000, 4-2000, 3-2000, 2-2000,
1-2000, 12-1999, 11-1999
CHARGE OFF AS OFF 10-1999, 9-1999, 3-1999, 1-1999,
12-1998, 10-1998, 8-1998, 7-1998
5-1998, 4-1998, 2-1998, 1-1998
12-1997, 10-1997, 8-1997
180 days as of 7-1997
150 days as of 6-1997
120 days as of 5-1997
090 days as of 02-1997 to 04-1997
060 days as of 01-1997
030 days as of 12-1996, 11-1996 This account is scheduled to continue on record until
11-2003 Creditors statement "purchased by another lendor"
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AND HERE IS WHAT IS REPORTED FROM RISK MANAGEMENT ALTERNATIVES regarding the same account: date opened: 11-93
Months reviewed: (blank)
Date of last activity: 03/97
date reported 01-2000 Descrepencies:
Sears last reported in 11-2002...Why would they report this if they no longer have account? EQUIFAX report says that date of last activity from
SEARS is 09-1996 while risk management says 03-1997 Is this reaging? Legal? I have not made a single payment or spoken with CA since this went into default.
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