Re: why chat--charge off and balance being reported and collect
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Posted by LadynRed
(199.91.33.254) on March 12, 2003 at 10:56:42:
In Reply to: why chat--charge off and balance being reported and collect posted by farlo on March 12, 2003 at 01:37:18:
Let me guess... SEARS, right ?? They are SOB's to deal with and won't budge on hardly anything. If the account has been charged off,then the CR should show a zero balance and a notation stating its a charge-off or profit/loss writeoff. It may also say 'sold' or something similar. Besides validation with RMA, I'd also dispute with the credit bureaus, reporting a balance AND as a charge-off is inaccurate.
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