Re: Credit Card Offer
[ Follow Ups ] [ Post Followup ] [ Credit Forum Index ]
Posted by observer
(152.163.189.170) on March 12, 2003 at 12:28:52:
In Reply to: Re: Credit Card Offer posted by Confused in Georgia on March 12, 2003 at 12:18:35:
You're wise to apply with a different bank. CC companies marketing dept and collection dept don't talk. But, many banks and cc companies maintain a "blacklist" of people who have cost them money. Before a card is granted, the bank will cross reference it against the blacklist. Citi and Amex keep such list. I know someone who had a chargeoff from Amex in 1986. Last year he applied for a card and got a letter of rejection and the cause was, "an unsatisfactory prior relationship". So, don't waste the inquiry. Start fresh with someone else.
Follow Ups:
Post a Followup
|