2nd Validation letter to CA
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Posted by ikya
(209.244.114.5) on March 13, 2003 at 18:49:08:
I sent a debt validation request to a CA. They actually sent me 3 copies of statements that show my name and a address I've never had or used. The statements are from Bell South and Cingular in 2001. They sent these and I received them the same day I sent the validation request to them. Evidently, the Credit Bureaus notified them I was disputing the debt, since I had disputed it with the credit bureaus, because that is how I became aware of it, and didn't have an address for the CA. These statements were sent to me and nothing else, not even a letter from the CA. I am going to wait 30 days for the CA to respond to my validation request, since what they sent, does not validate that the debt is mine. Just because they have a statement from the original creditor, that has the same name as mine, doesn't validate that the debt is mine, does it? After all, these statements were sent to an address that did not belong to me, nor have they provided a written document showing I am the same person that this debt belongs to. I need a sample letter for a second validation to the CA so I can respond after the 30 days of the first validation request. Something along the lines that the information they sent me does not validate the debt and again demanding that they send validation. This debt does not belong to me and actually I had a cell phone with another company during the time they claim I had an account with Bell South/Cingular. So if anyone can point me to a sample letter of a second request for validation, which would fit my circumstances, I would appreciate it. Thanks.
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