Re: Easy question...what type of CR to get?
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Posted by BLH
(131.96.14.49) on March 14, 2003 at 08:35:36:
In Reply to: Easy question...what type of CR to get? posted by Bry on March 14, 2003 at 07:10:43:
Hi!
Easy answer! Paper is the easist and quite fast. Trans Union may give you a free online report...but...they're going to ask you questions about what's in that report. If you make a mistake like I did, you'll have to ask for the paper version anyways. The 800# are here: Contact Info for Equifax is:
Website:
http://www.equifax.com
Phone:
800-685-1111 Contact info for Experian is:
Website:
http://www.experian.com
By Phone:
888-397-3742 Contact info for Trans-Union:
Website:
http://www.transunion.com
By Phone:
800-888-4213 About the only place I can recommend for a "free" online report is worthknowing.com. It really is free to pull a online version of your
Trans Union report every 90 days for free. Understand that if your score is good, they're going to offer to sell you different things. it's up to you. I still order paper copies anyways.
I recommend people to pull three a year like I do.
Again...it's totally up to you. How much it will cost depends on:
1)Where you live
2)Other circumstances
It's a little long...so I'll just post a link:
My Frequently Asked Questions Pages
Now...you're next question-Credit monitoring.
If you *really* think this is something you need...Experian's is vastly superior to Equifax's.
I took a thirty day trial and learned what I need to do-I do not need to see it everyday to know I'm doing the right things. I'll pay to get the Equifax Score in August on this year...just to make sure. I cannot justify paying almost $80.00 a year to experian for that service. Try them both...they really are free for thirty days. I wouldn't recommend using a checkcard for this...and cancel on day 23-24 just to make sure if that's what you want to do. Good luck. Bryon
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