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Posted by monica (67.9.82.121) on March 17, 2003 at 11:16:39:

I didn't get any replies to my post yesterday bout Chase so I called them today. May have screwed myself worse. I wanted to ask about my charge off. She said that it had been charged off back in Jun, and not in Feb like my report said. And that the charge off was not $197 but $1900! She said she would update my report with the new info :( So is that worse or is a charge off a charge off no matter what? But one good thing is that she is updating my balance. It shows the ballon payment if I were to have kept my car of 13k as my balance. And the real balance is $1,800. I am still wondering why it says that it will go off my record in 2005? Which is 7 years after I took out the loan. Why wouldn't it be 7 years from the charge off?

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