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Why Chat,,,can you help PLEASE


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Posted by Victory (68.56.130.114) on March 18, 2003 at 17:42:24:

IO have several cc that are due to be co this month, had been making below min. pay for the last 6 months. i live in florida..have not been answering calls from oc..let machine pickup..question..1 oc MBNA, called and i pu before seeing who it was. have a 16,500 bal with them tryed to sell me on some of their programs, told him i can't make the payment req. for hardship ext right now..he said he would settle this acct. for 6,500. payable in 2 months with money coming from checking checks using the number i give over the phone. said i would have to think about it..said how would this appear on cr. said paid settlement for less. said i wanted it to say paid as agreed, and wanted a 1099c, he said i'd have to talk to my acct. about that, he didnt know anything about a 1099 c. will call me back in 10 days...i know i need to get this in writing..would ask for 1000 payments for 6 months, want guaranttee that this acct will not be sold, want it fixed on mmy cr.. how do i go about asking him for what i all need, not sure WHAT I ALL need to request from them..also thought I would offer 4500 cash tomorrow..what can I do..can you help me put together something to cover that this debt wont be sold..and to also keep it as best i can on my cr..do i need a 1099c, and can they as the oc provide it..thanks so MUCH


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