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Validation letter sent 11-02, now on credit report 2-03


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Posted by Christina (24.50.246.145) on March 19, 2003 at 18:40:29:

In November 2002, I sent out a validation letter and it was signed for on November 12, 2002. I never received anything from the company. No letter, no more phone calls, nothing. Now, I rechecked my credit report ... there they are. In February 2003, they posted this account (that they never validated) to my Experian report. Can they do this? I thought if they didn't validate, they couldn't report it. What is my next step? Argue it with Experian as an unvalidated debt?


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