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Pay or Not ? OC
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Posted by Shelly (12.153.107.178) on March 25, 2003 at 11:02:52:
Please help! After countless letters and a complaint to the AG & BBB, I finally received a response from Macys. I disputed the account as not mine, and Macys answered with old account statements, no signed contract. In their letter, Macys stated the account charged off 3/97, but since no communication was received through any billing statements or information, they are willing to delete all "derogatory remarks form national credit bureaus" ,restore credit privileges if I agree to pay the balance. Should I pay even though the debt is well past the statue of limitations, and not mine? Will they really take the account out of R9, and agree it is paid as agreed, or mark it a paid charge off. The amount is low. Thanks
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