Re: Correct dates for deletion?
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Posted by Why Chat (209.240.198.61) on March 26, 2003 at 17:37:14:
In Reply to: Correct dates for deletion? posted by andyb on March 25, 2003 at 21:11:24:
Prior to Jan.1998 the credit reporting rule was 7 years from chargeoff, not 7 years from delinqency. You are certainly well beyond the NY SOL which is based on delinquency, not chargeoff date. I suggest you dispute this account as "obsolete" with all the CRA's ,state that you have no record of the account with the dates shown,and your last record of any transaction with this creditor was 5/1996.
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