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680 FICO, high debt to credit limit ratio, can I get more credit?
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Posted by Cali Guy
(198.81.26.108) on March 28, 2003 at 17:51:50:
Money is a little tight now, no regular income. A 680 FICO isn't horrible, but I'm at about 85% debt compared to my limits (that's the only neg on my credit, other than that, have never missed a payment, number of cards is low). I'm wondering if there are any cards that I can apply for, even with a high interest rate of 20-25%+ that could give me another $1,000-2,000 cushion. I don't want to apply for cards haphazardly and lower my score. Any suggestions? Thanks.
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