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Posted by JT (63.214.206.69) on April 11, 2003 at 20:41:02:

http://www.cardreport.com/wwwboard/messages/10370.html

Is it better to go with a settlement offer for a charge off or wait until the SOL is up and do nothing? In the meantime I can't get any new credit cards and have a chance of not getting an apartment, a car, a house some time in the near future, and a job. You guys say it's not as bad as it seems but that's 7 years I have to wait to have good credit again and I'm 25 and just starting out in life.


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