Debt Consolidation agency - got me in trouble

Posted by Adam (24.187.25.43) on April 15, 2003 at 22:55:37:

I need advice.Please.
I had 4 credit cards and about 22000$ debt.I got to the point I was paying almost 400$ just for interest rate so it become imosible to pay off. I was new to this country so I didn't know many rules. Ten months ago I singed up for debt melting agency (EDGE SOLUTION, www.idebthelp.com )so they promise me that for 3 years I pay off everything and they will reduced amount to 15000$ and I don't have to worry about anythink just pay them every month 500 . So far they got a rid of one account for 4000$ on witch they save me about 800$ but in a mean time Citi Bank sued me thru collecting agency so to avoid bankrupcy or taken car I had to borrow money and pay 5200$ to citibank. When I stoped pay to citi bank balace was only 4300. And when I called Edge Solution they told me that they can not stop them from legal action. So at this point I have two accounts left. Ten months ago balance on those accounts was around 13000 but after ten months might be 18000. So I don't know what to do whether pay to Edge Solution and be afraid that other creditors will sue me or call creditors and talk to them. What if I call creditors and then they may want me to give big downpaymant or try to sue me. I can't afford it. Also I don't know what if that agency which collected money for CitiBank will contact other creditors.
Please help me
Adam.
Thank you.

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