Re: should I pay a balance I did not incur?

Posted by Keyser Soze (152.163.189.170) on April 20, 2003 at 10:44:21:

In Reply to: Re: should I pay a balance I did not incur? posted by buttercup on April 20, 2003 at 03:47:51:

Tell them nothing, let them guess the rest. They'd very much appreciate your social security number and DL as well. They'd really have a good time and be most grateful if you would send along the numbers of all your bank accounts, safe box keys, keys to your home, car keys, and those of your twenty immediate neighbors as well.
Northland is a scumbag bunch of burglar wannabe's. Courageous thieves bust into your home, grad the TV, vcr, and microwave and run as fast as they can to the nearest pawnbroker.
Cowardly thugs operate collection agencies. They will lie to you repeatedly, money is their main objective, the more the merrier and it matters not if you even owe it.
A fave parlor trick of the Northland Group is to include your social security number on their demand letter, usually for an SOL or near SOL debt. Like the peeping tom psycho who sends you photos of the interior of your home as a way of telegraphing criminal intent, so does the Northland Group send your SS number. This is a good textbook example of what is called the 'metaphorical language of the criminal". They are saying that they 'have your number' and will proceed to use it against you.
This gives insight into their many weaknesses. They threaten you with that which frightens them most. Send a cease and desist letter and as well a note demanding they validate the debt. Dispute the debt in any of its parts and in its entirety.
This hsa been known to deter scumbag collectors even for non-SOL debts. You are sending a message that you mean business, that you know the rules and can play hardball within or for that matter, outside the rules.
These bugs have surely caused you emotional upset. Tell your doctor at once about this, have him start a file documenting your presenting signs. Did you know that causing distress to a debtor is against FTC rules? These creeps can indeed be sued individually as well as a group.
Tape every call and remember the words of some FTC investigators who will tell you to do so even if consent is required. The tape might might be inadmissible but it will also nail these duodenal parasites to the wall, leaving a nice dripping splat of yellowish viscous liquid. That being chiefly the substance of their character.
Nail them.

Characteristically,

Keyser Soze

"Pretty soon the cops are gonna come around to
me, asking me what I know about it."
- Mr. Redfoot to Dean Keaton,
"The Usual Suspects", c. 1995

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