Re: How do they actually reflect on FICO?

Posted by scott (65.25.99.145) on April 03, 2003 at 15:44:30:

In Reply to: How do they actually reflect on FICO? posted by Question about settlements. on April 03, 2003 at 14:36:24:

If you settle then the wording should say settled in full which means they will still sell the remaining balance but they are basically full of it. they must put 0 balance settled for less than full amount. Of course, settled is as bad as a BK so go for deletion and get it in writing. When was your last payment on these cards, is this a cc, and what state are you in. they can offer alot better than that.

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