I have been fighting this company to no avail for over 7 years. Please everyone, like the saying goes, "enough hors d'ourves make a meal", perhaps enough complaints will warrant an investigation.

Thank you!

: I went to this site and they said Gulf State is one of the worst collection agencies to deal with! You need to know your rights. I am now getting hit by them and I don't even know what it's for!!! I am trying to find a lawyer to help me just in case even though I can't even afford groceries have the time. It's so unfair.

: Here is that site you must read:
: http://www.budhibbs.com/avoid.htm

: And here are consumer rights:

: It Is Illegal For Debt Collector's To:

: --Imply that failure to pay the debt could result in arrest, imprisonment, or garnishment of wages;
: --Call consumers at work when they knew the consumers employers prohibited such calls;
: --Talk with third parties, including neighbors, children, and employers, for purposes other than acquiring location information about consumers, without consumers' consent;
: --Cause the telephone to ring, or engaged a person in telephone conversations, repeatedly or continuously, with the intent to annoy, abuse, or harass a consumer;
: --Threaten to take action -- such as filing a lawsuit -- when they did not intend to do so;
: --Call consumers at times or places that they knew or should have known were inconvenient;
: -- Fail to notify consumers of their right to dispute and obtain verification of their debts, and to obtain the name of the original credit
: --Continue to try to collect debts after consumers disputed them in writing, and before verifying the debts.
: --Use obscene or profane language

Read the Collection Agency Frequently Asked Questions FAQ

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: In Reply to: Re: Gulf State Credit posted by Jeff White on November 27, 2000 at 10:44:12: : Please submit a complaint to the FTC using the following link: : https://www.ftc.gov/ftc/complaint.htm : I have been fighting this company to no avail for over 7 years. Please everyone, like the saying goes, "enough hors d'ourves make a meal", perhaps enough complaints will warrant an investigation. : Thank you! : : I went to this site and they said Gulf State is one of the worst collection agencies to deal with! You need to know your rights. I am now getting hit by them and I don't even know what it's for!!! I am trying to find a lawyer to help me just in case even though I can't even afford groceries have the time. It's so unfair. : : Here is that site you must read: : : http://www.budhibbs.com/avoid.htm : : And here are consumer rights: : : It Is Illegal For Debt Collector's To: : : --Imply that failure to pay the debt could result in arrest, imprisonment, or garnishment of wages; : : --Call consumers at work when they knew the consumers employers prohibited such calls; : : --Talk with third parties, including neighbors, children, and employers, for purposes other than acquiring location information about consumers, without consumers' consent; : : --Cause the telephone to ring, or engaged a person in telephone conversations, repeatedly or continuously, with the intent to annoy, abuse, or harass a consumer; : : --Threaten to take action -- such as filing a lawsuit -- when they did not intend to do so; : : --Call consumers at times or places that they knew or should have known were inconvenient; : : -- Fail to notify consumers of their right to dispute and obtain verification of their debts, and to obtain the name of the original credit : : --Continue to try to collect debts after consumers disputed them in writing, and before verifying the debts. : : --Use obscene or profane language

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