Re: 1 time late

Posted by CardReport.Com on October 18, 2000 at 02:30:42:

In Reply to: 1 time late posted by les on October 18, 2000 at 02:27:47:

They certainly *can* do it, and these things may
be rather automated, with a computer tape being
compiled monthly with the present status of all
accounts and sent to the bureaus. It doesn't matter
if it is the first time or the tenth time, and
the general condition of your credit reports is
irrelevant.

You *might* try calling them up and politely asking
them to change it as a gesture of goodwill, pointing
out your perfect past history. (This sometimes
works with first-time late payment fees.) Perhaps
you could have a subtle tone of a displeased customer
who could theoretically jump to another issuer if
you don't get satisfaction. But they don't have to
comply.

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