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Budd Hibbs


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Posted by andrew on December 27, 2000 at 00:21:20:

In Reply to: Re: Gulf State Credit posted by Kaylan on November 11, 2000 at 22:48:58:

I notice that you mentioned Budd Hibbs in your email. I would like to take this opportinuty to tell you how worthless teh information that he provides is. I have been corresponding with him for a short while now via email, and each time I receive an email from him he will not answer any questions, but is very quick to accuse me of illegal activity, nto to mention the out-right insults (he calls me a d+ickhead etc. - your typical playgrou insults).

If anyone is interested, I have the emails from him in my hotmail account still, and I think anyone who has been taking his advice seriously would "see the light" if they read these messages.

: I went to this site and they said Gulf State is one of the worst collection agencies to deal with! You need to know your rights. I am now getting hit by them and I don't even know what it's for!!! I am trying to find a lawyer to help me just in case even though I can't even afford groceries have the time. It's so unfair.

: Here is that site you must read:
: http://www.budhibbs.com/avoid.htm

: And here are consumer rights:

: It Is Illegal For Debt Collector's To:

: --Imply that failure to pay the debt could result in arrest, imprisonment, or garnishment of wages;
: --Call consumers at work when they knew the consumers employers prohibited such calls;
: --Talk with third parties, including neighbors, children, and employers, for purposes other than acquiring location information about consumers, without consumers' consent;
: --Cause the telephone to ring, or engaged a person in telephone conversations, repeatedly or continuously, with the intent to annoy, abuse, or harass a consumer;
: --Threaten to take action -- such as filing a lawsuit -- when they did not intend to do so;
: --Call consumers at times or places that they knew or should have known were inconvenient;
: -- Fail to notify consumers of their right to dispute and obtain verification of their debts, and to obtain the name of the original credit
: --Continue to try to collect debts after consumers disputed them in writing, and before verifying the debts.
: --Use obscene or profane language

Read the Collection Agency Frequently Asked Questions FAQ


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