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Credit Repair
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Posted by Peter on November 09, 2000 at 08:25:42:
About a year ago I entered into an agreement with a non profit
organization to let them negotiate with creditors a fixed payment
plan and interest rate on my existing credit card balances. I
had just received a current copy of my complete credit
report (Equifax,
Experian,
TransUnion)
and it appears that in the notes section under my accounts there
appears a caption stating "credit counseling". I'm sure this does
not look good to potential future lending institutions. I was
not aware that there would be any derogatory marks on my credit
report prior to entering this agreement. Is there any way I could
get this off my credit report? Will getting my account "unrated"
take care of this problem? Any feedback is appreciated. Thanks
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