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Charge-Offs vs. BK on credit report


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Posted by Jenn on November 17, 2000 at 09:24:02:

OK, I declared ch.13 3 years ago, am nearly through the plan. I got my credit report, and there are a ton of charge-offs, which are from companies who chose NOT to participate in my payback plan. What does this mean for me in the long run? It seems like these look way worse, when the reality is that I actually tried to take responsibility & pay back my debts through the payment plan. Is there anything I can do about it?


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