Validation Question

Posted by Maximillius (12.32.208.3) on May 05, 2003 at 12:43:44:

I received a call from a CA who said they just purchased an old debt and wanted me to settle. I got off the phone with them and faxed/mailed a Validation letter immediately.

My question is in regards to the 5-day rule that they must send me something in writing after the initial contact, informing me of the debt and my right to dispute. If I sent a validation letter after the initial call, but before they sent out the written notice, is this a violation of FDCPA if I don't get the notice? Or since I already sent the validation letter, would the written notice be seen as continued collection activity. In other words, is the fact that I have not received anything in writing from them a violation or not?

Follow Ups:

• Re: Validation Question JR 05/07/03 (0)
• Re: Validation Question LadynRed 05/05/03 (6)
  • Re: Oral disclosure of rights will not hold up.... scott 05/07/03 (1)
    • If you only go by "what you read" here's the statute JR 05/07/03 (0)
  • Oral disclosure of rights will not hold up.... JR 05/07/03 (2)
  • Re: Validation Question LadynRed 05/06/03 (0)
  • Re: Validation Question scott 05/05/03 (3)
  • Re: Validation Question Maximillius 05/05/03 (5)

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