Re: whychat i dont understand this could you PLEASE help ?

Posted by stacy (198.81.26.41) on May 15, 2003 at 18:59:23:

In Reply to: Re: whychat i dont understand this could you PLEASE help ? posted by observer on May 15, 2003 at 17:56:54:

thankyou my total unused credit is about 21000 becouse my total credit lines all equal about 30000 and like i say i own out between 8800 - 9200 total so way under that 60 % . i have cards from 6 different banks and the only ones doing this too me is this bankone company with both their master and visa as i got the thing accompanying in it my bills both this way a day apart from each other . i misstated when i said my credit was perfect cause back in august my autoloan payment was lost in the mail or something so it was i guess 3 weeks late becouse of that and i was charged about a 20 late fee if i rememember correctly but i did put a stop on that check and that alone cost me 30. but my fico was 770 as of april and other wise perfect credit but i mean thats almost a year ago so u realy think thats the reason if it is thats wrong on their part i feel . i called bankone earlier about the electronic thing and they said dont take it personal all their card accounts have that but what it is is that is cuts down their time in getting their money from my bank tobout 48 hrs instead of 4 days in the old fashioned way but i mean how can i not take a hike from 3 % to 17 % not personal . i didnt ask her to lower the rate becouse i didnt know exactly how to go about doing that without making them mad and taking away my card so how do i do that politely ? thankyou in advance!

Follow Ups:

Post a Followup