Re: Zwicker and Associates

Posted by anon (67.34.241.122) on May 18, 2003 at 02:48:54:

In Reply to: Zwicker and Associates posted by Scared! on May 17, 2003 at 11:47:47:

As previously indicated, verification of the debt is important [I guess your creditor is not getting that regular tax write off from you - lol.]But I wanted to add something - a definition. Verification, according to Black's law dictionary, essentially means "first hand knowledge." [Hearing the terms are not enough :-). My experts taught me that. They're awesome.] Make sure you or a good laywer [not attorney] formally ask your creditor where did they get the "money" to lend you in the first place. Usually what they offer is nothing more than an extension of credit [manufactured currency or basic debt] not truly giving a loan [backed by legal tender]. If they charged interest [which I'm sure they did], then usury laws are violated [you can't charge interest on nothing]. Also, they may have gained a profit on your signature if they traded it as an asset [which is almost always the case.] If you did not receive valuable consideration [financial benefit if you will] from your signature, the contract you have with your creditor is immediately null and void. Why? Non-disclosure. You have a right to know that. The best of luck to you.

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