My credit problem. Help please!
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Posted by mostupid (141.158.59.254) on May 18, 2003 at 14:53:16:
In 1997, I applied for a Macy retail card. But I used a temporary address -- I was living in a temporary place. I used the card once and spent $67. In 1999, I received a collection notice and I paid to the collection agency immediately. (The agency let me pay to them rather than Macy.) In 2003, Macy reported to Equifax saying that "paid charge off". Then my credit becomes bad. What can I do about this? Thanks a lot.
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