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FICO


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Posted by JJTEX (12.86.249.24) on May 20, 2003 at 15:56:54:

In general, what FICO score would most lenders (banks, Ford Motor Credit) require to attain a market car loan (prime)? My FICO is right around 600, but I have 3 credit card acounts that could be paid down to zero balances in the next 6 months. I still have a few charge-off and paid collection accounts from 1997-1998 that still linger on my credit report. Will paying off these accounts raise my score signifacantly?


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