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CA or OC?


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Posted by Bill G. (64.170.27.150) on May 23, 2003 at 18:27:15:

Sorry for the double post today. Just was wondering what is better here.

Is it better to work with the CA trying to collect a very recent closed credit card account, or send a ceast and desist and work with the OC on paying off the balance?

Will OC's usually work with you once an account is closed for:
1. Lower amount than debt.
2. Remove negative listings from your Credit Reports.

I have 2 accounts just sent to collections on recently closed credit card accounts.

OC's are Capital 1 and Providian
CA's are NCO Financial Systems and Simm Associates.

Thanks!


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