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Re: whychat,ladynred...NEED HELP on attorney placement pending letter


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Posted by Why Chat (209.240.198.61) on May 27, 2003 at 19:15:31:

In Reply to: Re: whychat,ladynred...NEED HELP on attorney placement pending letter posted by LadynRed on May 27, 2003 at 18:12:50:


If you own your home jointly,there is little or no risk unless there is a WHOLE LOT of equity.

Homestead • None, however, real property held by married couples may be exempt against debts owed by one spouse. See Personal Property.
Insurance • Fraternal benefit society benefits. All life insurance/group and health insurance policies exempt; also $350/mo. in annuities.
Miscellaneous
Business Partnership Property
Pensions and Retirement Benefits
Various public employees, pensions and retirement
systems

*Personal Property $5,000 in any property.*
Clothing and jewelry;
burial place;
church pew;
pianos, organs, sewing machines; school books, family Bible, family pictures & family library.
State Public Benefits and aid to the blind is Exempt.
Unemployment Compensation. Worker's Compensation.
Tools of trade All tools/implements/fixtures necessary to carry on debtor's trade or business are exempt; $75 in New Castle and Sussex Counties; $50 in Kent County.
Wages • 85% of earned but unpaid wages exempt
Wild Card • $500 of any personal property, if head of famil



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