Home
Public Forum
Credit Reports
Apply For Cards
Credit Directory
Credit Overview
Credit Problems
Credit News
International
Credit Glossary
Purchase Books
Credit Laws
Business Credit
Merchant Accts
   

Re: RE: need help reading credit reports please!


[ Follow Ups ] [ Post Followup ] [ Credit Forum Index ]

Posted by Scott W.'s Friend (67.33.122.109) on May 30, 2003 at 15:29:23:

In Reply to: Re: RE: need help reading credit reports please! posted by LucyLocks on May 30, 2003 at 15:14:50:

No problem. Experian usually will say, "This is scheduled to drop off your credit 11 2004" or something. It will drop off from the Open date in 7 years. What you need to do first is do an online dispute with each item. Each one that is reported 1x or 5 x. Dispute it as not yours or you never heard of account no matter what. Then call the creditors individually and talk to the credit department. This is if the accounts are paid. If you paid the accounts call the creditor's credit department tell them you need the items deleted. Be nice. I had to do this. The creditors were nice except for one agency. A paid $62 radiology account. The creditor was no longer in business and Superior Asset Management already reported it to all 3 credit bureaus as paid but refused to delete it. So, I kept disputing it over and over and they finally dropped it off. Now it will take about 30 days for them to take it off. You just give them an e-mail and they'll send you updates. Creditors are ok but as I said collection agencys are jerks about it. I own an agency and we do delete stuff off peoples credit.


Follow Ups:



Post a Followup

Name:
E-Mail:

Subject:

Comments:

Optional Link URL:
Link Title:


[ Follow Ups ]   [ Post Followup ]   [ Credit Forum Index ]

 

    Top Of Page

  

Copyright © 1999-2003 Enkephalos Web Design