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Remove Negative Reports


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Posted by Cleanup (208.188.28.211) on June 02, 2003 at 22:44:55:

I got in trouble many years ago with credit cards approximate debt was 20,000+. Down through the years I have made settlement offers, paid some completely off. and now only have a balance of approximately 3,000. I have not been late or missed a payment in about 7 or 8 years. I went through Consumer Credit Counseling, plus I contacted most of the creditor myself and settle the debt or paid it in full. Yet I have bad credit because they report it as; delinquent,settle,chargeoff etc.. and I cannot get this removed it has been this way for many years. I still have some excellent payment history with some of my creditor today but the overall is negative. Can anyone tell me how to get rid of the negative statements?
Thanks for your assistance
Ms.Cleanup


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