Re: Denied apartment due to credit

Posted by LadynRed (199.91.33.254) on June 03, 2003 at 15:28:56:

In Reply to: Denied apartment due to credit posted by Andrea on June 03, 2003 at 14:40:41:

Andrea,

Captain is correct. Tell us a bit about this past debt and we can probably help get on the road to clearing up your credit woes. There ARE ways to scrub your credit clean(er) and it DOES work and should cost you very little money.. just some time, patience, and diligence.

I know EXACTLY how you feel. I had to move recently and had to totally give up looking at any sort of apt complex or corporately-managed apartments. They had signs all over that basically said if you don't have A1 credit they wouldn't rent to you. It stinks, its rotten, but they do it.

Sort of the good news here is that having been denied in this way, you are eligible to now get all 3 of your credit reports for FREE ! I would suggest, as your first step, that you pull all 3 reports and see how things are being reported.. what you're up against.

As for finding a place to live, Taziblue is also right. Start looking for privately owned homes that are being rented, few if any ever check your credit.. they usually just want personal references to vouch for your character.. not your credit ;) I finally managed to find a WONDERFUL condo being rented by a very nice couple and its 1800 SQ FT, on the top floor of a condo building, 2 balconies and a spectacular view !!! NONE of the apt complexes even came close to this great condo.

So.. chin up.. I feel for you and know how you feel. You just have to reposition your house search a bit.

The folks here are great, and there are other sources we can point you to to get you on the road to cleaning up your credit reports.

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