Closed account myself making payments but showing up as charge off
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Posted by Anon
(64.174.22.176) on June 06, 2003 at 15:42:38:
I closed a credit card myself. I still had a balance owing and have been making min. plus a little more each month. I have never missed one payment but US Bank wanted me to step up and make more of a monthly payment. I am not able to do that. I make my payment over the phone and it is taken out of my checking account. I have a record of every payment I made. I just checked my CR and it is listed as a charge off making reduced payment on one bureau and the other two it shows me making payments but charged off. This is not correct. I never missed a payment. How can I handle this? I live in CA and don't know if that makes a difference when it comes to the law for this. Thanks.
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