§ 604 6(g) Pertains to medical info -WHY CHAT, scott, LADY.

Posted by shrunked (64.123.58.247) on June 10, 2003 at 17:01:50:

Lets say that one has a collection account in which the original creditor is a Psychiatrist. The consumer report lists his full name as John Doe, MD. Anyone that receives a copy of the report would in fact be recieving a consumer report with Medical Information.
Would the following apply?
FCRA
§ 604. Permissible purposes of consumer reports [15 U.S.C. § 1681b]
(a) In general. Subject to subsection (c), any consumer reporting agency may furnish a
consumer report under the following circumstances and no other:

(6) (g) Furnishing reports containing medical information. A consumer reporting agency
shall not furnish for employment purposes, or in connection with a credit or
insurance transaction, a consumer report that contains medical information about a
consumer, unless the consumer consents to the furnishing of the report.

Any legal advice would be greatly appreciated.

PS. I did the Hippa thing with this Doctor and the collection agency has ADDED an ADDITIONAL TRADELINE reporting the Item Paid. The old outstanding tradeline still reports. Now I have two tradelines for one account. I'M NOT VERY HAPPY.

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