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LadyNRed - Another WOLPOFF and ABRAMSON question


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Posted by Need Advice, Please (171.75.219.236) on June 14, 2003 at 02:51:29:

Sorry to just post on the board. I have read quite a few of the remarks on this collection service / attorney and I still have a few questions...

I have a credit card that I haven't used in quite some time. The limit was maxed out. I was making small payments as I could, but the over limit and sometimes late fees were eating me alive. Finally the card reached a total of almost five times its limit in nothing but interest, late payments, and over the limit fees. I made payments as I could but during a very hard financial time, I missed payments for about four months in a row. MBNA then turned me over to Wolpoff and Abramson. As you know, they were less than cordial. They are now demanding very large payments every month and threatning arbitration. I don't know how I could ever afford the high monthly payments... I couldn't even afford the smaller payments before. I am in Oklahoma and to be honest I don't know if there are any rights I am not aware of.. or anything I might be able to do to make ammends with W&A or MBNA. My credit is already in very bad shape and I have failed at every attempt for a consolidation loan. I have just enough debt to be in over my head, but I don't think I have enough to qualify for bankruptcy. I know you must get many many many requests but any info you can provide would be helpful.


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