FCNB/Spiegel
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Posted by misclee (68.164.23.101) on June 18, 2003 at 00:21:11:
Hello, I am wondering if anyone has any advice/answers. I had a Spiegel/FCNB charge card which was closed by FCNB for reasons I am not sure of, other than their own financial difficulties. Now that the account is closed, and I still have a balance due, I noticed on my last statement that they increased my apr to 27.8%!!!! Is this legal? Is this considered usury? Can they do this for no reason at their whim? Any suggestions would be GREATLY appreciated. Thanx.
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