OC reporting - how long after charge off.

Posted by krystal (63.237.22.22) on June 20, 2003 at 10:58:38:

How long does a company continue to update after an account has been charged off? Just curious because Citibank continues to report on my account monthly even though it was charged off 12/02. A CA is contacting me about this debt. Should I try to settle with Citi?

Account charged off/Past due 150 days. $2,694 written off. $618 past due as of 5-2003.

Status Details:
This account is scheduled to continue on record until 8-2009.

Date Opened:02/1995
Type: Revolving

Reported Since: 02/1995
Terms: NA
Date of Status: 12/2002
Monthly Payment: $0
Last Reported: 05/2003
Responsibility: Individual

Credit Limit/Original Amount: $6,500
High Balance: $2,694
Recent Balance: $2,694 as of 05/2003
Recent Payment: $0

Creditor's statement: Account closed at credit grantor's request.

Account History:
Charge Off as of 5-2003, 4-2003, 12-2002 to 3-2003
150 days as of 11-2002
120 days as of 10-2002, 2-2002, 1-2002
90 days as of 9-2002, 12-2001
60 days as of 8-2002, 11-2001

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