still working on my reply...

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Posted by Cocoon (65.69.99.74) on June 20, 2003 at 13:37:00:

part of the PETITION letter: (ONE QUICK QUESTION: is Petition and Summon the Same? im so sorry to ask if thats a silly questin bec i really dont know.)

PETITION

COMES NOW the Plaintiff and for the cause of action againts the Defendants alleges and states:

1. unless you, within 30 days after receipt of this notice, dispute the validity of the debt, or any portion thereof, we will assume the debt to be valid. If you notify this law firm, Love, Beal & Nixon, P.C., in writing, within the 30 period, that the debt, or any portion thereof, is disputed, our law firm, Love, Beal and Nixon, P.C., will obtain verificatino of the debt and mail a copy of the verification to you. Upon your written request within the 30 day period, our law firm, Love, Beal and Nixon, P.C., will also provide you with the name and address of the original creditor. This is a communication from a debt collector. This communication is an attempt tp cp;;ect a debt and any information obtained from this communication will be used for that purpose.

IM CONFUSED.

the part of the summon/petition letter (above) is identical to the "collection letter" i recd on the mail and answered with "cease and desist" reply....

the only difference is the "collection letter" have this heading:

"WE ARE REQUIRED BY LAW TO STATE THE FOLLOWING: NOTICE OF RIGHT TO DEBT VALIDATION

Unless you within...etc.. etc..."

Good People of this Forum please forgive my hardheadedness but i have to ask again...
with the given infos above about the content of the "summon letter" is Validation Letter Reply applicable?