Re: ch 20? ch 7 & then ch 13 to terri

Posted by LadynRed (199.91.33.254) on June 20, 2003 at 14:59:16:

In Reply to: ch 20? ch 7 & then ch 13 to terri posted by broke on June 20, 2003 at 10:00:41:

"Chapter 20" is typically when you file Ch 13 then later convert to a Ch 7. It can also go the other way, but that is seldom done.

You cannot reaffirm a mortgage that is in arrears with a Ch 13, but you CAN add arrearages to a Ch 13 plan. Its not unusual to file Ch 13, pay the secured debts, then later convert to Ch 7 to liquidate the unsecured debt.

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