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Re: Authorized User: Taken Off Account Will it Still Show Up on My Credit Report


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Posted by Collection Agency Killer (66.140.213.109) on June 23, 2003 at 20:24:31:

In Reply to: Re: Authorized User: Taken Off Account Will it Still Show Up on My Credit Report posted by Sleepless in San Diego on June 23, 2003 at 19:14:00:

OC stands for Original Creditor.

I don't know a standard letter for this. Write one similar to this.

Name:
address:
phone:
ssn#
DOB

Account #

Dear Capital One,

As you know, authorized users are not responsible for repayment of debt. As such FCRA, protects my rights with regard to improper reporting. While viewing my credit report, I noticed your trade line entry concerning the above referenced account. Please remove your trade line within 30 days as you are damaging my good credit history.

Please copy me upon completion.

Sincerely,




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