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can you please advice me?


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Posted by Marius (134.134.136.1) on June 26, 2003 at 14:10:42:

Hi there,

I am looking for a little advice.

I am new in US ( 9months) and I am looking to open some more credit cards.
I work for Intel Corporation in Portland OR now but I am not yet a resident. From March 2003, I have a credit card from First Tech Credit Union ( OR) with a 2,000 USD limit and 7.25% APR and I am looking to open more credit cards.

the problem is that is don't know which should I choose to apply for.

my criteria would be ( importance decreasing):

1. highest limit possible
2. no annual fee
3. interest rate

I assume that my FICO score is not very big yet because I have little credit history ( 4 months) if any.

I am looking to apply for CC at banks or credit unions and in order to be successful I figured out that I should go to just a few... how do I know who is targeting customers with my FICO score? ( because there I have maximmum chances to get my card with the criteria I listed)

can you please advice me on this? I am new here and it would be very difficult to figure it out all by myself.

thank you and please feel free to ask for any information you may need for a better assesment.

best regards,

MARIUS


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