Re: Authorized User / FICO Impact

Posted by blahhhh (208.46.144.131) on June 30, 2003 at 15:53:58:

In Reply to: Re: Authorized User / FICO Impact posted by penny on June 30, 2003 at 15:35:13:

The cards are in good standing (i.e. being paid on time) but they are maxed out. I read that paying your card on time does not improve your credit rating (but does not hurt either). The debt/credit ration is what matters. Since these 4 crads are maxed, and they are on my report I assume that if I remove them (remove the "A") my debt/credit ratio will improve and thus improve my score?

Thoughts.

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